The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
Some Fun Trips We Had After Moving to West Virginia
Dave and I and our Great Dane Karl went to Alaska in 1996; June 24 ...
Continue reading The Continuing Chronicles of Elaine, Part 61
How Small Businesses Can Cut Costs With Merchant Services
Merchant services aren't usually something a business loves. After all, it seems a scam to pay for something as integral to your business as receiving and processing customer payments. Worse, plenty of merchant account providers charge exorbitant ...
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How Might Your Budget Change After a Spousal Separation?
When a marriage ends, it’s not only an emotional transition but a financial one as well. The dynamics of household income, expenses, and savings often shift dramatically. You might find yourself with a different financial outlook, adjusting to a ...
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What Crimes Will Disqualify You From Joining the Military?
As of 2024, the US military has about 1.3 million active personnel. The military enlisted nearly 225,000 new recruits in 2024, which is over 25,000 more than in 2023. Joining the military is a rewarding career path, offering individuals the ...
Continue reading What Crimes Will Disqualify You From Joining the Military?
Relax and Unwind! Here Are 10 Ways to Have Fun on a Budget
Ever reach the end of the work week, and you literally just can't handle any more? The days spent at the office can leave us feeling tense and wound so tight that you can almost feel your bones grinding together. But how do you unwind without ...
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How Misplaced Financial Priorities Lead to Lame Excuses
My teenage son Matthew had a bit of a tantrum last week -- okay, actually it was a full-scale meltdown -- after he found out that I wouldn't let him ride his BMX bicycle until he got the brakes repaired.
It turns out his bike brakes broke (try ...
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Black Coffee: Cooked Books
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Cooked Books
Smart Money Moves for Physicians: How to Increase Your Earnings
Physicians dedicate years to rigorous education and training, yet their financial trajectory often doesn’t align with the level of effort they put into their careers. While medicine is a well-compensated profession, many doctors find themselves ...
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How to Use AI Crypto Signals to Maximize Your Profits
Leveraging AI-driven tools can give traders a significant edge in the fast-paced world of cryptocurrency trading. AI cryptocurrency signals analyze market trends, historical data, and real-time price movements to generate accurate predictions. These ...
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Is Mortgage Interest Tax Deductible?
Is mortgage interest tax deductible? The short answer is "yes!" Homeowners who choose to itemize can deduct interest from their income taxes on as much as $750,000 in mortgage debt and up to the same amount of home equity loan debt on a primary ...
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Is It Better to Lease a New Car?
'Buying a brand new car is one of the bigger purchases we make -- not quite as big as buying a house, but significant none the less. But many people insist that it's actually better to lease a new car. But is it really?
For many of us, money is ...
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What Is a New Garage Door Installation ROI and Its Expenses?
Investing in a new garage door can be a strategic move for homeowners, not only enhancing curb appeal but also boosting the overall functionality of the home. Garage doors play a significant role in both aesthetics and practicality. As you explore ...
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Why You Should Start Building Your Retirement Fund Early
Retirement may seem like a distant concern when you’re in your 20s or 30s, but the earlier you start saving, the better positioned you’ll be to enjoy financial security in your later years. Building your retirement fund early is one of the smartest ...
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How to Negotiate a Higher Salary with Potential Employers
Whether you're being considered for a new position at a new company or you're trying to climb the ladder within your current company, the name of the game is getting more pay. Yes, the work is supposed to satisfy us, but for most people it's all ...
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Social Security Number Facts: 18 Things You Didn’t Know
This weekend I was looking through the safe that holds all of my most important documents, like family birth certificates, insurance policies and the secret recipe for mom's sauce, when I ran across my Social Security card.
Now I'll wager that, if ...
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Black Coffee: Plugged Nickels & Pretty Pennies
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Plugged Nickels & Pretty Pennies
Smart Money Habits to Help You Save More Every Month
Creating smart money habits is a powerful way to enhance financial stability and achieve long-term goals. In today's fast-paced world, where expenditures seem endless, adopting strategic approaches to money management is essential. This article ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 60
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
A“Toast” to My Retirement (“The Case of the Korbel Wine”)
I retired from the school system after my nine-year career as the ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 60
8 Payday Loan Alternatives That Loan Sharks Don’t Want You to Know
When you examine the numbers, it's difficult to deny that payday loans are detrimental to your finances. Yet people use them - despite the fact that there are payday loan alternatives out there. The trouble is, payday loans affect real people with ...
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Why ES Mini Futures Are Popular Among Traders
Trading in financial markets can often feel complex, but certain instruments stand out for their accessibility and popularity. ES Mini Futures, a derivative product tied to the S&P 500 index, has emerged as a favorite trading tool for many. This ...
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