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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Why Millennials Are Struggling Financially And What They Can Do About It

By Sabado Domingo

It is no secret that millennials are struggling financially. A recent study by the Federal Reserve revealed that 44% of millennials have nothing saved for retirement. This is a major problem, and it is something that millennials need to address if ...

Continue reading Why Millennials Are Struggling Financially And What They Can Do About It

Leave a Comment August 17, 2022

Do OEM Printer Ink Cartridges Actually Save Money In the Long Run?

By Sabado Domingo

Most people are well aware that buying printer ink can be extremely expensive. As the name suggests, original equipment manufacturer (OEM) cartridges are replacement cartridges that are manufactured by the original printer ...

Continue reading Do OEM Printer Ink Cartridges Actually Save Money In the Long Run?

1 Comment August 17, 2022

When to Call Your Employer Out for Employment Malpractice

By Sabado Domingo

There's no law that says life has to be fair, or even that your boss has to be fair, but there are laws to protect employees against the worst kinds of employment malpractice. Not sure if what your boss is doing breaks the law or represents a breach ...

Continue reading When to Call Your Employer Out for Employment Malpractice

Leave a Comment August 15, 2022

The Top Daily Deal Sites on the Internet

By Sabado Domingo

The ease and convenience of using the Internet, combined with the need for people to save money as a result of the struggling economy, have revived couponing from its significant lull (almost into extinction) during the economic boom of the '90s. ...

Continue reading The Top Daily Deal Sites on the Internet

2 Comments August 10, 2022

Proper Financial Planning for Individuals With Irregular Income

By Sabado Domingo

An income can be considered irregular if you’re not being paid on a regular schedule. An example of an irregular income is the pay you get from tutoring, craft sales, spousal support, and the like. However, having a sporadic income is harder to ...

Continue reading Proper Financial Planning for Individuals With Irregular Income

Leave a Comment August 9, 2022

Six Ways to Create a More Professional Social Media Presence 

By Sabado Domingo

First impressions are everything, especially on social media. And in this day and age, the first point of reference for a new business is their social media page. However, an immaculate social media presence isn't just about attracting new clients; ...

Continue reading Six Ways to Create a More Professional Social Media Presence 

Leave a Comment August 3, 2022

How to Get Great Deals with Drugstore Coupons

By Sabado Domingo

Everybody knows that one of the best ways to save money on purchasing essential household items is by using coupons. The average individual can make do without using pricey designer clothing and other accessories, but they cannot make do without ...

Continue reading How to Get Great Deals with Drugstore Coupons

Leave a Comment August 3, 2022

5 Reasons To Sell a Lottery Jackpot Annuity

By Sabado Domingo

Most lottery prizes are offered in the form of periodic payments to the winner. As a result, the winner has to linger on for years before he gets to have the full amount of winnings. There are many wonderful benefits of holding on to the annuity ...

Continue reading 5 Reasons To Sell a Lottery Jackpot Annuity

Leave a Comment July 27, 2022

5 Investment Options During a Recession

By Sabado Domingo

As the old saying goes, what goes up must come down. And while the stock market has been on a tear in recent years, investors would be wise to remember that recessions are a reality of the business cycle. A financial advisor can help you build a ...

Continue reading 5 Investment Options During a Recession

2 Comments July 26, 2022

Identifying And Preventing Ad Fraud In Marketing

By Sabado Domingo

Businesses and brands pour millions of dollars into their marketing campaigns yearly. This investment is critical in gaining recognition and expanding a customer base to generate more revenue and profits for the company. As such, modern advancements ...

Continue reading Identifying And Preventing Ad Fraud In Marketing

Leave a Comment July 26, 2022

How to Secure Your Home on a Budget

By Sabado Domingo

We all want to provide a safe life for our significant others and children, but sometimes, it's just out of our price range -- or is it? Securing your home doesn't have to be super expensive to be effective. Protecting your property and home won't ...

Continue reading How to Secure Your Home on a Budget

1 Comment July 20, 2022

4 Steps to Financial Independence

By Sabado Domingo

Once you have achieved some basic financial goals, such as paying off all debts except for perhaps your mortgage, building up an emergency fund and contributing to a retirement account, it is time to start thinking about achieving financial ...

Continue reading 4 Steps to Financial Independence

Leave a Comment July 19, 2022

How To Start Investing In Cryptocurrencies

By Sabado Domingo

According to the most recent data, there are 18,000 different cryptocurrencies, with a total market value of $2.1 trillion. This growing popularity has led to a surge in interest from investors looking to get into the market for the first ...

Continue reading How To Start Investing In Cryptocurrencies

July 1, 2022

How to Implement Strategic Planning Processes

By Sabado Domingo

Whether concerning personal finance, education, or the minutiae of day to day life, there are certain basic principles that, when applied, can be used to better ensure success and mitigate the impact of unforeseen events as we set goals and strive to ...

Continue reading How to Implement Strategic Planning Processes

June 28, 2022

Toyota Has Started Accepting Bitcoin for Payment

By Sabado Domingo

As bitcoin becomes more popular, some businesses are beginning to accept cryptocurrency as payment. One such business is Toyota, which recently announced that they would start accepting bitcoin for certain car purchases. To know more, click ...

Continue reading Toyota Has Started Accepting Bitcoin for Payment

June 24, 2022

Why You Should Consider a 203k Mortgage When Buying a Fixer-Upper

By Sabado Domingo

Purchasing a home that requires repairs and renovations can seem impractical. Generally, lenders don't allow homeowners to purchase the property until after repairs are completed; however, an FHA 203k loan allows property owners to roll home ...

Continue reading Why You Should Consider a 203k Mortgage When Buying a Fixer-Upper

June 22, 2022

Dealing With a Deceased Person’s Money and Property

By Sabado Domingo

Not too many people know what to do with a person's estate when they die. What can make matters even worse is that filing paperwork, taking an inventory, and locating legal documents are going to be the last things you want to think about at such an ...

Continue reading Dealing With a Deceased Person’s Money and Property

June 16, 2022

How to Deal with Retaliation in the Workplace

By Sabado Domingo

It's a sad fact that retaliation in the workplace is becoming increasingly common. In fact, the retaliation cases brought to the Equal Employment Opportunity Commission make up around 45% of all complaints. Retaliation is an insidious form of ...

Continue reading How to Deal with Retaliation in the Workplace

June 14, 2022

5 Ways to Increase Your Chances of Qualifying for a Personal Loan

By Sabado Domingo

Whether you're consolidating debt, making a large purchase, or dealing with an unexpected expense, a personal loan can be an excellent option. When you take out a personal loan, you borrow a fixed amount of money that you agree to pay back over a ...

Continue reading 5 Ways to Increase Your Chances of Qualifying for a Personal Loan

June 13, 2022

Buying a New Car? Here Are 4 Ways to Stay in Control of Your Cash

By Sabado Domingo

If you're wondering whether or not you should buy a new car, one of the biggest concerns on your mind will likely be money. This is because, as the old saying goes, "money makes the world go round." It really does! In this day and age, it's ...

Continue reading Buying a New Car? Here Are 4 Ways to Stay in Control of Your Cash

June 9, 2022

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Recent Posts

  • 100 Words On: Why the Most Valuable Monopoly Property Isn’t Boardwalk
  • Why Millennials Are Struggling Financially And What They Can Do About It
  • Do OEM Printer Ink Cartridges Actually Save Money In the Long Run?
  • 8 Ways to Save More on Back-to-School Shopping This Year
  • When to Call Your Employer Out for Employment Malpractice
  • Money Mirages: 6 ‘Money-Saving’ Ideas That Are Anything But
  • Black Coffee: Squeezing Blood from Turnips
  • Grandfather Says: Net Worth and Real Value
  • The Top Daily Deal Sites on the Internet
  • Proper Financial Planning for Individuals With Irregular Income

Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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