It's a rare college student nowadays who gets through a four-year degree without accumulating a significant amount of debt. Last year, the average student borrowed more than $38,000 in student loans. If you are worried about student loan debt, ...
Continue reading Dealing with Past Sins: 3 Inventive Ways to Pay Off Your Student Loan Debt
Online Mortgage Deals: They’re Not Your Parents’ Home Loan
It's a pretty safe bet that when your parents were buying their first house, the only way to get a mortgage was to go directly to a bank -- or search around town for one of only a few mortgage brokers willing to help.
Thankfully, times have ...
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How Writing Checks Is Still Beneficial for Your Business
With modern online banking, direct deposit, and payment services like PayPal, many businesses forget the basic need of having checks on hand.But, in truth, most business owners still use checks often -- sometimes everyday.
As such, if you're ...
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2 Short Term Loans That Don’t Require a Credit Check
A lot of Americans nowadays have bad credit ratings, or no credit rating at all. According to credit bureau Experian, the newest VantageScore model puts 68 million percent of people with credit ratings to have bad or poor credit scores.
For these ...
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How Taking a Chance On Penny Stocks May Boost Your Returns
One of the first things you learn about personal finance is that there are three keys to financial success: save more than you spend, live by a budget, and invest. In this post I'm going to talk about investing, in particular, how investing in the ...
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Minimizing Legal Fees with Online Legal Forms and Services
Trying to afford legal fees can be quite difficult. Despite that challenge, legal matters aren't the type of thing you want to ignore.
Thankfully, there are forms and services online that can help you to handle your legal matters in an affordable ...
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How to Choose a Bank for Your Small Business
One of the most challenging considerations when starting a small business is choosing a bank for your financial needs. For entrepreneurs, it can feel counterintuitive to use a different bank than what they use for personal finances. The overwhelming ...
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How Successful Small Business Owners Maximize ROI
All aspiring entrepreneurs need to understand the difference between expenses and investments. Expenses are necessary costs that every business incurs. Some expenses are recurring meaning they repeat on a monthly or annual basis. On the other hand, ...
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Vacation Destination Fact Sheet: The Caribbean Islands
The islands of the Caribbean Sea are considered by many people to be among the most romantic and relaxing destination vacations. With more than 700 islands that border or surround it, the Caribbean is one of the largest seas in the world, and these ...
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How and When Are You Supposed to Enroll in Medicare?
Most people are enrolled in Medicare automatically when they reach age 65, but depending on how and when you become eligible, your process may be different.
Automatic enrollment
You'll be automatically enrolled in Part A and Part B when you ...
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10 Easy New Year Health Resolutions Guaranteed to Save You Money
Someone once said that the only diet that works is one you'll actually stick to. It's the same story for money -- you may want to spend less money this year, but having a vague and lofty goal is almost guaranteed to fail.
With that in mind, here ...
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8 Small Business Financing Options for People with Bad or No Credit
After making the only New Year's resolution that matters, maybe it's time to use the resulting savings by turning it into an investment. A small business is one option, but they can be costly to maintain.
Of course, there's certainly nothing wrong ...
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Premier Student Loan Center Is Putting Customer Service Above New Clients
With post-secondary graduates facing an all-time high of student debt and staggering numbers of student loans entering into default, companies dedicated to providing financial assistance to borrowers were established. In operation for almost half a ...
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6 Major Green Investments for Your Small Business
Going green with your business is important for protecting the environment, but did you know it can also improve your bottom line? Besides doing wonders for your company's public image, making eco-friendly changes can also save money by reducing the ...
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6 Factors to Consider When Finding a Suitable Apartment to Rent
Many of us contemplate renting an apartment at some point in our lives. Perhaps you're moving out of your parents' home, you're taking a job in a new city, or you need a short-term rental until your home remodeling project has been completed. What ...
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4 Home Financing Options for People with Poor Credit
We've all heard the countless horror stories from our friends with poor credit. A poor credit score can absolutely ruin your finances and any future plans you may have had; this includes your ability to buy a new home or car, and can even affect your ...
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How to Open a Bank Account
Opening a bank account shouldn't be difficult. In our age of highly developed banking system, a life without bank accounts defies imagination. Indeed, it seems easier for us to visualize activities somewhere on the untrodden Venus or Uranus than ...
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4 Options for People Looking to Get a Used Car Loan
Driving is a part of life in the United States. We live in a large, spread out nation, which requires the use of vehicles to get from place to place. Many people choose to buy new cars. The US recently saw many years in a row of record new car sales. ...
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Are Credit Unions Better Than Banks?
There are a lot of questions surrounding if credit unions are better than banks. One of the problems with answering this question is that most of those asking don't understand the difference between the two.
Credit unions have become more ...
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How to Improve Your Marriage By Getting Out of Debt
When a couple gets married, they typically share their personal finances; this remains true of both assets and liabilities.
When you got married, your significant other should have been made aware of any debts that you had in your name. If you did ...
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