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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

The Top 10 Ways to Quickly Make $500 in 2021

By Sabado Domingo

Today, many people try to live from paycheck to paycheck. Not many consumers have enough money on their savings account while a certain number of people cant even cope with minor financial disruption. Sometimes even $500 matters especially when you ...

Continue reading The Top 10 Ways to Quickly Make $500 in 2021

1 Comment January 22, 2021

3 Important Tax Deduction Rules You Should Always Remember

By Sabado Domingo

The best way to maximize your deductions and increase your tax return is to hire a tax consultant to help you go through everything. However, if you decide to do it on your own, you can still get a number of deductions as long as you remember the ...

Continue reading 3 Important Tax Deduction Rules You Should Always Remember

Leave a Comment January 20, 2021

The Fastest Way to Improve Your Credit Score

By Sabado Domingo

There are few things in life that follow you the way that your credit does. Your credit score is essentially a score that represents your standing in the business world, and this has a direct impact on many major purchases and loans. Whenever you ...

Continue reading The Fastest Way to Improve Your Credit Score

4 Comments January 13, 2021

4 Strategies to Help You Avoid Bankruptcy

By Sabado Domingo

Though many people find themselves on the brink of bankruptcy because of massive medical expenses or unexpected job loss, there are others who end up there because of reckless spending habits and a failure to plan for the future. It is all too common ...

Continue reading 4 Strategies to Help You Avoid Bankruptcy

Leave a Comment January 7, 2021

Top Strategies For Fashion Brands To Build Customer Loyalty

By Sabado Domingo

Thanks to COVID, this year has been a bittersweet experience for fashion brands. For some, there was zero customer demand, especially the top-tier luxury fashion brands since everyone was locked down in their homes and didn't have a reason to invest ...

Continue reading Top Strategies For Fashion Brands To Build Customer Loyalty

Leave a Comment December 29, 2020

Quick Advice for the Financial Times You Didn’t Plan For

By Sabado Domingo

At some point in life, everyone has hit some rough financial times. Sometimes, these financial problems are brought on by the ignorance of youth, other times they are brought on by coincidence, and they can even be caused by catastrophes beyond your ...

Continue reading Quick Advice for the Financial Times You Didn’t Plan For

1 Comment December 23, 2020

6 Ways to Protect Yourself Financially In Case of Serious Injury

By Sabado Domingo

If you have been seriously injured, you're no doubt feeling overwhelmed with the number of decisions that need to be made. It can be helpful to keep a list of items that need to be addressed and cross them off one at a time. Regardless of your ...

Continue reading 6 Ways to Protect Yourself Financially In Case of Serious Injury

5 Comments December 11, 2020

A Guide on How to Earn Money with P2P Bitcoin Trading

By Sabado Domingo

Peer-to-peer (P2P) cryptocurrency trading is on the rise across bitcoin, tether, ethereum and litecoin. Unlike other assets and the regular exchanges where people have to be active all the time, P2P trading allows a person to have a passive option ...

Continue reading A Guide on How to Earn Money with P2P Bitcoin Trading

Leave a Comment December 10, 2020

3 Smart Financial Moves Everyone Should Consider Before the New Year

By Sabado Domingo

This year has been unique, stressful and scary at times. Unfortunately, isn't over yet. But while 2020 has thrown a curve ball in many Americans' finances, there's still time to make some smart money moves and end the year on a better note. If ...

Continue reading 3 Smart Financial Moves Everyone Should Consider Before the New Year

1 Comment December 4, 2020

6 Good Reasons Why the Holiday Season Is a Great Time for Recruiting

By Sabado Domingo

Recruiting as a profession has elements in common, but who you do the recruiting for is as varied as can be. For example, there are military, pharmaceutical, finance, management, sales and sports recruiters. Some recruiters work very specifically ...

Continue reading 6 Good Reasons Why the Holiday Season Is a Great Time for Recruiting

1 Comment November 27, 2020

3 Short but Savvy Winter Season Shopping Tips

By Sabado Domingo

December typically begins a three- or four-month period where household and personal bills can skyrocket, largely due to heating and winter prepping. As a result, it's important to get smarter with the resources you have in order to ensure you're not ...

Continue reading 3 Short but Savvy Winter Season Shopping Tips

5 Comments November 25, 2020

A Step-by-Step Guide for Using Most Money Management Software

By Sabado Domingo

When you are new to personal finance, you might rush to buy the best, most robust money management tools. After all, as a rookie, you will need as much help as possible to keep your finances organized and your spending and saving on ...

Continue reading A Step-by-Step Guide for Using Most Money Management Software

Leave a Comment November 20, 2020

8 Great Ways to Make Money Online

By Sabado Domingo

There are many ways to make money online. Believe it or not, there are plenty of great alternatives out there. Best of all, most of them can easily be set up and run in your spare time, and with little or no initial financial investment. Here are ...

Continue reading 8 Great Ways to Make Money Online

2 Comments November 17, 2020

5 Clever Ways to Improve Google Shopping Results

By Sabado Domingo

Almost immediately after Google Shopping evolved into a revolutionary monetized service, professional marketers from many different industries have searched for ways to get the most value from it. Google Shopping basically is a comparison shopping ...

Continue reading 5 Clever Ways to Improve Google Shopping Results

Leave a Comment November 11, 2020

What Is Forex and Why Is It So Popular?

By Sabado Domingo

With a daily turnover of $6.6 trillion, forex trading is by far the largest financial market in the world. There is a lot of money to be made in the forex market and you can even start your own forex journey without using your own money by utilizing ...

Continue reading What Is Forex and Why Is It So Popular?

7 Comments November 4, 2020

How to Prepare for Retirement Medical Costs in 4 Easy Steps

By Sabado Domingo

How much should a person save for healthcare and medical expenses in retirement? To give you an idea, a 65-year-old couple retiring in 2020 could expect to spend nearly $300,000 throughout their retirement on these expenses alone. This does not ...

Continue reading How to Prepare for Retirement Medical Costs in 4 Easy Steps

2 Comments October 27, 2020

5 Ways to Avoid Outspending Your Income in Retirement

By Sabado Domingo

Everyone looks forward to their golden years as a wonderful time of relaxation and enjoyment. It's a time to revel in the fruits of your labor, or volunteer if you feel like it. The last thing you want to do is to outspend or outlive your income in ...

Continue reading 5 Ways to Avoid Outspending Your Income in Retirement

4 Comments October 14, 2020

Yes, Check Writing Still Has Its Benefits; Here’s Why

By Sabado Domingo

In the old days, people wrote checks for everything from groceries to used cars. Everybody walked around with a checkbook in their purse or back pocket because it was the primary means of conducting transactions. Not any more. Today, most ...

Continue reading Yes, Check Writing Still Has Its Benefits; Here’s Why

3 Comments October 7, 2020

What the Dow Jones Shakeup Says About Market Preferences

By Sabado Domingo

The Dow Jones Industrial Average -- the storied aggregation of 30 blue-chip industrial and manufacturing stocks -- underwent a significant shakeup in late-August. Three of the Dow's constituent members, Exxon Mobile, Pfizer, and Raytheon, were ...

Continue reading What the Dow Jones Shakeup Says About Market Preferences

1 Comment October 2, 2020

Why It’s Important to Insure a Rental Property

By Sabado Domingo

An investment property is likely to initially cost more than a single-family home. Buyers don't get the loan benefits of buying an owner-occupied property. Plus, multiple residents increase the likelihood of accidents and structural damage to the ...

Continue reading Why It’s Important to Insure a Rental Property

3 Comments September 23, 2020

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