Everyone looks forward to their golden years as a wonderful time of relaxation and enjoyment. It's a time to revel in the fruits of your labor, or volunteer if you feel like it. The last thing you want to do is to outspend or outlive your income in ...
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Yes, Check Writing Still Has Its Benefits; Here’s Why
In the old days, people wrote checks for everything from groceries to used cars. Everybody walked around with a checkbook in their purse or back pocket because it was the primary means of conducting transactions.
Not any more.
Today, most ...
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What the Dow Jones Shakeup Says About Market Preferences
The Dow Jones Industrial Average -- the storied aggregation of 30 blue-chip industrial and manufacturing stocks -- underwent a significant shakeup in late-August. Three of the Dow's constituent members, Exxon Mobile, Pfizer, and Raytheon, were ...
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Why It’s Important to Insure a Rental Property
An investment property is likely to initially cost more than a single-family home. Buyers don't get the loan benefits of buying an owner-occupied property. Plus, multiple residents increase the likelihood of accidents and structural damage to the ...
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How to Save Money on Your Next Vehicle Upgrade
In these difficult economic times, you may feel that you have to delay getting any upgrades for your vehicle. If you're struggling to pay the bills or set aside savings, then you're right. You should put off getting upgrades or add-ons until the ...
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3 Ways to Save Your Small Business Time and Money
Nowadays it's not enough to simply offer a good product or service. Small businesses must also be savvy with their finances, learning when to spend and when to save in order to maximize the return on all their investments. If you own a small ...
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5 Telltale Signs That You’re Headed for a Credit Crisis
You don't have bad credit -- yet. However, anyone can make a mistake that leads him or her down the wrong credit path. Fortunately, bad credit isn't usually something that develops overnight; instead, credit errors compile over time to transform a ...
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5 Things Everyone Should Do Before Applying for a Mortgage
Have you checked your credit score? Do you have all of the correct paperwork in order? Are you aware of the market in which you are planning to buy?
Applying for a mortgage is never an easy job. You can't change your income or credit history ...
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4 Ways to Save Money on Social Media Promotion Campaigns
A good promotion campaign is essential for the growth of any business. But a good campaign doesn't always mean an expensive one. The modern Internet has dozens of ways to create a great promotion without spending your last money and hoping for ...
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Should You Wait to Start a Small Business?
We live in a fast-paced society based around the ideal of instant gratification. Unsurprisingly, patience is a pretty rare virtue in both consumers and business leaders. People are often most concerned with making progress as quickly as possible. ...
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Frugal or Cheap: What’s the Difference?
For most people money is a sensitive subject. While some do their very best not to come across as being tight as a tick, others always settle for the cheapest option without regard to value for money. Of course, those who are frugal lie somewhere in ...
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4 Things Every New Business Needs to Get Started
When starting a business, it can be a daunting task trying to figure out what you really need versus unnecessary window dressing that will ultimately provide no added benefits to the bottom line. This is especially true if you're bootstrapping your ...
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The Undeniable Benefits of Studying Abroad
For individuals from some countries, studying abroad may be the only way to receive a quality education. However, this is not to say that prospective students from more privileged countries don't stand to benefit significantly from schooling abroad. ...
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How Personal Loans Can Boost Your Credit Score
If you want to improve your credit score, you might mistakenly believe that the best thing to do is to completely avoid getting into debt. However, not having any debt can actually have the opposite effect when it comes to your credit rating.
If ...
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How Greenhouses Are Changing the Way We Eat
Whether you believe it is just due to natural cycles or not, the ever-changing climate will continue to transform our world. In some locations, crops may become harder to grow. The good news is, there are many people hedging their bets by turning to ...
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How Much Does a Money Counting Machine Cost?
Businesses that deal with a lot of cash daily need a cash counter to do the job efficiently. A money counting machine makes your cash opening, counting, and closing procedures quick, saving your staff time that can be spent on other productive ...
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Bad Credit Loans: What You Need to Know
Typically, your credit history is crucial when getting a loan from different lenders. They will look at the credit history to determine your capacity to repay your loans without delay.
In most cases, having good credit increases your chances of ...
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How to Reduce Everyday Spending
Cutting down monthly spending is something we'd all like to do. However, it might not be as difficult as you think. There are many areas of household spending where cuts can be made. Although if you find yourself struggling with one too many ...
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6 Valuable Improvements You Should Make Before Selling Your Home
Making improvements to your home is an exciting venture, you can experiment with different things and unleash your creativity. However, it's important to remember that any home improvements not only increase your home's value for you, but they also ...
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How to Stretch Your Dollar Further While on a Budget
For many people, budgeting is essentially synonymous with "sacrifice." Indeed, it can sometimes seem like the only way to effectively budget and get out of debt is to give up all non-essential purchases. Yet, non-essential spending can provide people ...
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