You probably already know your credit score is one of the chief determining factors when lenders evaluate your loan worthiness; this has traditionally been based solely upon your repayment history, the amount of your outstanding debt and the length ...
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How To Decorate Your New Home Without Breaking The Bank
Moving to a new place could be an expensive endeavor. Based on the layout of the new room, you may have to get different furniture to fit all your belongings neatly within the space. Trying to make your new home homey can have you furiously shopping ...
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3 Ways to Unify Your Business Operations
Have you ever had a branch or department of your business that seems to be in its own world? When certain branches of the business aren't unified, they don't work well together due to a lack of communication, leading to further errors that can often ...
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The 6 Most Common Reasons Why Your Loan Application Was Rejected
If you applied for a loan and receive a rejection, you're not alone. Getting rejected for a loan is frustrating, but there are usually good reasons why you didn't get that approval. Here are six of the most essential factors:
Poor Credit Score. If ...
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The Importance of Good Credit and 5 Ways to Improve Your Score
In today's day and age, it's incredibly difficult, but not impossible, to survive with a bad credit history. Surviving with bad credit is definitely going to cost you monetarily. When you have a good credit score, you can finally start saving money ...
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5 Important Factors to Consider Before Applying for a Business Loan
Expanding or growing a business usually means paying for the increasing accounts receivable balances, buying new equipment, and paying for more manpower. However, businesses that don't have enough funds often need to consider applying for a business ...
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3 Big Advantages of Robo-Advisors
Robo-advisors are the latest talk of the town in the investment world. For a novice, this conversation would sound like some science fiction story that is unlikely to happen anytime soon. WealthSimple Vs Questrade sounds more like Alien vs. Predator ...
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What Is CBD and How Is It Different From Marijuana?
There are a lot of debates that are going on in the world, and sometimes people often engage in deep conversations about different topics. One topic that seems to always come up is the use of CBD products; although, the debate goes much deeper than ...
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5 Simple Reasons Why You Always Owe Taxes (and How to Change It)
Nobody loves a surprise tax bill. Even worse is owing the IRS every year, despite making changes to your withholdings.
If that sounds familiar, you'll be interested to know about the five most common reasons you always owe taxes -- and the steps ...
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A Step-by-Step Guide to Help You Get the Dream Home You Always Wanted
Maybe you've owned a home for years, or you've just left your parent's home and are looking to get onto the property ladder. Either way, getting the deposit ready for purchasing your dream home is no easy task. For most people, buying a home is the ...
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How To Get A Personal Loan With No Credit History
Credit is the gateway to financial opportunity, but without a credit history of at least 18 good months, many opportunities can slip through the cracks. However, zero credit is not the end all for financial breakthroughs. The good news is there are ...
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Take a Vacation from Stressing Over Summer Spending
Summer is just around the corner. But are you ready -- not only for the beach weekends, family vacations, 4th of July festivities and kids' camps, but also for all the expenses that tend to heat up over the season?
While summertime can be packed ...
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Full- vs. Limited-Tort Car Insurance: Are the Savings Worth the Risk?
Insurance. Guarantee. Protection. These are things that we want to have when we're talking about big investments like a house or a car. It's only right to think that way, especially because these things are the fruits of our labor. After all, we toil ...
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10 Shopping Hacks That Will Ensure You Always Get the Best Deal
Everyone loves a good deal. But your shopping habits could probably use a little tweaking. Online shopping and apps have changed the way shoppers buy things. And with that, tried and true shopping hacks may have changed, too.
Of course, finding ...
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5 Ways to Make Extra Money While Staying at Home
If you've ever dreamed about working from home, this could be the best time for you to take the leap and start a business that allows you to make extra money while staying at home.
In fact, more and more Americans are turning to self-employment to ...
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What Is Forex and Why Is It So Popular?
Get rich quick schemes are all over the Internet. They promise you unlimited wealth for minimal effort, while you work from the comfort of your own home. And those websites drive their point home by showing a picture of flashy cars and luxury ...
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How to Save Money By Choosing the Right Car Insurance Company
If you own a vehicle it's crucial that you have car insurance. If you're like most people, you're probably struggling to decide on which company to purchase a policy from. The problem is there are hundreds of car insurance companies offering ...
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5 Things You Should Know Before Getting a Student Loan
If you want to practice law, write a brilliant research paper worthy of a Nobel Prize, or engineer a rocket, then you'll need to go to college.
However, higher education not only means academic excellence; it's expensive, too. And not all ...
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Dealing with Past Sins: 3 Inventive Ways to Pay Off Your Student Loan Debt
It's a rare college student nowadays who gets through a four-year degree without accumulating a significant amount of debt. Last year, the average student borrowed more than $38,000 in student loans. If you are worried about student loan debt, ...
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Online Mortgage Deals: They’re Not Your Parents’ Home Loan
It's a pretty safe bet that when your parents were buying their first house, the only way to get a mortgage was to go directly to a bank -- or search around town for one of only a few mortgage brokers willing to help.
Thankfully, times have ...
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