As a business owner, your top priority is to run a successful and profitable organization, which delivers for its customers and supports its employees. With marketing, selling and profit forecasts taking up most of your time, dealing with a common ...
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9 Tips for Getting the Most From a Tight Grocery Budget
If there's one resolution you should always stay on top of, spending less on groceries and reducing food waste should be it. To help you get started, and to keep you on track throughout the year, consider these tips for maximizing a tight grocery ...
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Real-Life Example: Why Every Homeowner Needs an Emergency Fund
Everybody needs an emergency fund. However, believe it or not, a USA Today survey found that 70% of Americans have less than $1000 in savings. And while I can at least partially understand why those living on very tight budgets may have trouble ...
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Black Coffee: Fix It Again Tony
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
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Thinking About a Neon Wedding Sign? You Should!
Weddings are always special, and couples are constantly seeking different ways to personalize their special day. One such trend that has begun recently is the neon wedding sign. These radiant, personalized signs add a touch of modern elegance and ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 44
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
Angus Cattle
Dave’s biggest project in Monroe County was studying and carrying out a plan of breeding purebred Angus ...
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The Ultimate Guide to Tax Resolution: What You Need to Know
Tax issues can be overwhelming and stressful, but understanding tax resolution can help you confidently navigate these challenges. Whether you're facing back taxes, audits, or other tax-related problems, solutions are available to help you get back ...
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Consumer Rights: What to Do When You Get a Defective Product
It happens to everyone: You open a box, only to find out that your shiny new object is defective. Or, you use it the first time and get hurt through no fault of your own. Thankfully, there are consumer rights for defective products. Here's what you ...
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A Look at the Benefits of Italian Dual Citizenship
Many of us remember as children being immersed in Italian culture within our families and communities. We had parents, grandparents, or great grandparents from Italy. Some of us inherited their houses and lands and the right to Italian citizenship by ...
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How to Conduct a Financial Health Check
Many experts suggest that people make a point of conducting a personal financial checkup on an annual basis or after a major life event such as a marriage, divorce, birth, or death. But what does that mean exactly? To make sure you don’t miss ...
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6 Ways to Reduce the Cost of Raising Kids
Even if you do your best to be frugal and find deals, the cost of raising children isn't cheap. Infants need special equipment, such as car seats, strollers and carriers. Older children come with education costs. The US government's most recent study ...
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How to Budget & Implement Best Practices for Your Physical Health
In today’s fast-paced world, managing both physical health and finances can be challenging. This article aims to provide practical advice on how to budget effectively while also implementing the healthy best practices for maintaining and improving ...
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Black Coffee: It’s a (Debt) Trap!
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Another busy week is crossed off the ...
Continue reading Black Coffee: It’s a (Debt) Trap!
5 Cheap Water Activities for Families in Summertime
Summer is the perfect time for families to dive into refreshing cheap water activities that not only cool off but also create lasting memories without breaking the bank. From natural swimming holes to innovative backyard fun, there are plenty of ...
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What Is a Fixed Rate Mortgage?
A fixed-rate mortgage is a home loan that uses the property being purchased as collateral. However, unlike an ARM where the interest rate is subject to change on a periodic basis, the interest rate on this type of mortgage remains the same over the ...
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California Wage and Hour Laws: A Comprehensive Guide
Did you know that since January 1, 2023, the minimum wage for all California employers has been set at $15.50 per hour, while in some cities and counties, the minimum wage is above the state's standard? California wage laws are some of the strictest ...
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Why Most People Should Avoid Trading Binary Options
In many ways there has never been a better time to invest. After a decade prior that delivered the greatest economic crisis since the Great Depression, many will argue that we're starting to see real signs of long term recovery across the markets, ...
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Car Accident Procedures Involving Tourist Drivers
In Texas, unsafe lane changes contributed to approximately 8% of car accidents last year, underscoring the complexities that can arise in collisions, particularly those involving tourists who may be unfamiliar with local driving conditions and ...
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5 Financial Lessons from the Past That Everyone Should Learn
Those who ignore history are doomed to repeat it. There are so many sayings in this vein, but they all revolve around the fact that you must learn from your past errors. So let's look at some key financial lessons from the past we should all bear in ...
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What Are the Most Common Birthdays?
According to Wikipedia, more people are born during the months of September and October than any other time of the year. Anecdotal evidence seems to back up Wikipedia's claim on the most common birthdays -- at least when it comes to my experience. ...
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