Homeownership is part of the American dream, but buying a house today is not what it used to be. Fortunately for modern homebuyers, there are many nonconventional ways to become a homeowner. When you think outside the box, home buying becomes more ...
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Worried About Hospital Bills? Consider Medical Tourism!
You need to undergo a medical procedure, pronto. So you look around for the best, and most affordable, hospitals in your area. You even check out the ones across the country. Unfortunately, none of them fit your requirements -- especially your ...
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10 Tips for Making Your First Budget
Landing your first real job and bringing in a steady paycheck each month is an exciting time. However, if you're like most people, that's shortly followed by a myriad of expenses. It's difficult to keep track of all your bills and expenses -- and if ...
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6 Ways to Cut the Costs of Raising Children
Even if you do your best to be frugal and find deals, the cost of raising children isn't cheap. Infants need special equipment, such as car seats, strollers and carriers. Older children come with education costs. The US government's most recent study ...
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12 Ways to Save Money on Your Sushi Order
Does your stomach growl at you when you drive by your favorite sushi place? Chances are your wallet growls right back once you splurge on that indulgence.
So ... How do you save money on your sushi order and still manage to satisfy your stomach ...
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Use Credit Card Chargebacks to Get Refunds from Stubborn Merchants
Not every merchant goes by the mantra, "The customer is always right." Therefore, even if you've received a fraudulent charge or want to return a piece of merchandise, they may not let you -- and you may not get your money back.
Fortunately, ...
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5 Tips for Budgeting In Retirement on a Fixed Income
So you're planning to retire soon? First of all: congratulations! Now, it's time to ensure that your money outlasts your life and that there's some left over for your children.
You can do that by setting up, and following, a realistic ...
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5 Ways to See Disneyland or Disney World on a Budget
For most people who don't live in California or Florida, a trip to Disney is a rare treat. Even if you only do it once a year, or once every few years, a full Disney vacation can be expensive; sometimes prohibitively so.
Thankfully, it is possible ...
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6 Good Habits You Can Employ to Improve Your Finances
Did you make a new year's resolution to improve your finances this year? Fortunately, it only takes a few good habits to meet that noble goal. Even better, most good financial habits are so easy to implement that it's just a matter of getting ...
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7 Great Careers That Don’t Require Much Experience to Start
Are you looking for a career that doesn't require many years of experience? It can be discouraging to look at job postings where all you see is "five years of experience needed" or "experienced personnel only."
Fear not, though. It turns out there ...
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5 Ways to Get Rid of Your Unwanted Christmas Gifts
Christmas is the season of giving. In some cases, that can include giving away. No matter how many gifts you receive, there may be a few items in your haul that you neither need nor want.
It may seem like a delicate place to be in: how do you deal ...
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5 Ways Smoking Negatively Affects Your Personal Finances
It's not likely you'll be able to find anyone in the United States who has escaped the message that smoking is hazardous to your health. After all, there's a Surgeon General's warning on every pack. And children learn about the negative effects of ...
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8 Tips for Keeping Your Thanksgiving Meal as Inexpensive as Possible
Thanksgiving is filled with family, friends, good food and football. But it can also be filled with expenses -- especially if you're having Thanksgiving dinner at your house.
No need to worry, though. The Thanksgiving holiday also offers ample ...
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5 Ways You Can Save Money on Groceries This Week
For many people, the grocery bill is one of their largest monthly expenses. Fortunately, you can easily save money on groceries this week -- and every week after that -- with a little pre-planning and a lot of creative frugality.
Nix the ...
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6 Costly Mistakes People Make with Their 401k Plans
If you're interested in saving for retirement, a 401k plan can't be beat. These employer-sponsored plans let employees save tax-free and choose from a range of investment options. The tax-free savings effectively lower your taxable income, which may ...
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Is Pet Insurance Really Worth It?
Pets enrich our lives by providing welcome companionship and loyalty through our toughest days, as well as our happiest ones. What would you do if yours got sick? Are you prepared to bear the financial burdens of veterinary visits and the associated ...
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5 Frugal Tips for Family Fun During the Fall Season
Just because summer is over doesn't mean you have to stop having family fun. With the kids back at school, bills due and a chill in the air, it feels hard to find affordable activities the whole family will enjoy.
We all know that fall heralds a ...
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4 Really Dumb Ways to Pay Down Your Debt
Debt may be a part of life, but that doesn't make it suck any less. If you've got lots of debt, you're probably always looking for ways to pay it down, either in its entirety or at least enough to make your credit report look better. Whatever the ...
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8 Things Employers Are Looking for Beyond a College Degree
You're about to graduate from college, or maybe you already have your degree and are looking for employment. Be proud of your degree -- you earned it through several years of hard work. Hopefully, that translates into a good job in your field of ...
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Comparing the Flat Tax, Fair Tax, and Progressive Tax Systems
If you dread filing your taxes every year, it's good to know there are multiple taxation systems besides the current progressive one here in the United States.
If you've heard the terms "flat tax" or "Fair Tax" then you may be wondering what they ...
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