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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

How to Financially Prepare for a Divorce

By Corazon Gritar

Researchers say only 50% of marriages stand the test of time and the other 50% end in divorce. Divorce is a complicated issue, mentally, emotionally, and financially. Unfortunately, no two divorces are the same, hence there is no tailored advice that ...

Continue reading How to Financially Prepare for a Divorce

Leave a Comment April 15, 2021

Can Scheduling a Spring Tune-Up Save You Money?

By Corazon Gritar

Can scheduling a spring tune-up for your car save you money? The short answer: Yes! The long answer? An annual spring tune-up may help you save money and keep you safe. Regular maintenance may help you get more miles out of your car and could lower ...

Continue reading Can Scheduling a Spring Tune-Up Save You Money?

Leave a Comment April 9, 2021

3 Ways To Quickly Bulk Up Your Retirement Savings

By Corazon Gritar

It's no secret that building up a retirement savings account is key to sustaining a high quality of life during your golden years. Sure, it's essential to have money for the bare necessities now -- as well as the not-so-bare necessities -- but don't ...

Continue reading 3 Ways To Quickly Bulk Up Your Retirement Savings

12 Comments March 25, 2021

What Kind of Family Expenses Should You Budget For?

By Corazon Gritar

It is easier to budget and plan for family expenses when you are solo or with a partner. However, as soon as the first child arrives, the family expenses should be revised by a bigger percentage. The way you manage your money will significantly ...

Continue reading What Kind of Family Expenses Should You Budget For?

Leave a Comment March 17, 2021

Outdoor Living: What to Consider When Buying a Family Vacation Home

By Corazon Gritar

No matter where your family lives, there is no arguing that natural spaces are often more appealing. Fresh air, sprawling lakes, and abundant wildlife offer an escape from everyday distractions, so it's no wonder that 37% of families say that ...

Continue reading Outdoor Living: What to Consider When Buying a Family Vacation Home

6 Comments March 11, 2021

Clever Ways to Save Money On Your Next Car

By Corazon Gritar

For most Americans, having a car is a necessity -- even during a pandemic. But while driving your own vehicle can represent freedom, it can also represent significant costs. We might not be able to control the price of gas, but we can often save a ...

Continue reading Clever Ways to Save Money On Your Next Car

1 Comment March 2, 2021

Should You Consider A Pre-Settlement Loan In a Personal Injury Case?

By Corazon Gritar

Entering a personal injury case can be full of uncertainties, especially when it comes to your finance future. Lawsuits can drag on for years, so it is certainly tempting to take a payment in the meantime. Pre-settlement lawsuit loans are there to ...

Continue reading Should You Consider A Pre-Settlement Loan In a Personal Injury Case?

Leave a Comment February 25, 2021

Starting a Side Hustle? Ask Yourself These Questions

By Corazon Gritar

When you're starting a small business as a side hustle, there will be many details that you can potentially invest your money in, from packaging to shipping to marketing materials, and it can be hard to determine what is and isn't worth it. This post ...

Continue reading Starting a Side Hustle? Ask Yourself These Questions

Leave a Comment February 19, 2021

5 Tips for Saving Cash to Start a Business

By Corazon Gritar

If you're thinking of starting your own business and adding to the 30.7 million small businesses already in the United States, you'll need to save money to get your business going. If you're looking to save up money specifically to start a small ...

Continue reading 5 Tips for Saving Cash to Start a Business

Leave a Comment February 11, 2021

Millennials Aren’t Using Credit Cards, But Experts Think They Should

By Corazon Gritar

Seven in ten Americans have at least a single credit card in their name. Often times they have more, but most have at least one. However, this doesn't apply to all generations equally, and once again millennials are the exception to the rule. ...

Continue reading Millennials Aren’t Using Credit Cards, But Experts Think They Should

10 Comments February 5, 2021

How To Enjoy Your 20s – and Save Money While You’re At It

By Corazon Gritar

If you're like many millennials, you probably suffer from a severe case of FOMO (fear of missing out) because, well ... everybody knows YOLO (you only live once). As a result, you might treat yourself to expensive trips, or nights on the town, ...

Continue reading How To Enjoy Your 20s – and Save Money While You’re At It

11 Comments January 28, 2021

How Home Crowdfunding May Let Millennials Live the American Dream

By Corazon Gritar

American millennials are making the news once again. This time, it's because the demographic as a whole can't afford to purchase homes. According to a survey by Apartment list, a staggering 80% of millennials, those born between the years 1980 and ...

Continue reading How Home Crowdfunding May Let Millennials Live the American Dream

7 Comments January 21, 2021

An HVAC Professional Teaches High School Students About the Field

By Corazon Gritar

While most people are gearing up for the winter weather with warm clothes and jackets, one high school teacher is hoping to teach his students about the ins-and-outs of a homeowner's winter lifeline, better known as the HVAC system. According to ...

Continue reading An HVAC Professional Teaches High School Students About the Field

7 Comments January 14, 2021

9 Preventative Car Maintenance Tips That Will Save You Money

By Corazon Gritar

We've all been there -- you are perfectly sticking to your budget, staying away from extra purchases, and then out of nowhere, your car stops working. All of a sudden you have hundreds -- or even thousands -- of dollars' worth of work to do on your ...

Continue reading 9 Preventative Car Maintenance Tips That Will Save You Money

2 Comments December 16, 2020

4 Money-Saving Tips for First-Time Homeowners

By Corazon Gritar

Buying a home is a huge achievement, but it can leave many first-time homeowners financially scrambling. For first-time homeowners, this can unfortunately lead to more financial strife than they're prepared for. Fortunately, there are plenty of ways ...

Continue reading 4 Money-Saving Tips for First-Time Homeowners

1 Comment October 23, 2020

5 Tips That Can Help You Reduce Large Medical Debts

By Corazon Gritar

Medical bills within the United States have climbed to shocking heights. Where in the past medical bills were more affordable, now they can be difficult for people to afford even with great health insurance. And it doesn't just take a severe illness ...

Continue reading 5 Tips That Can Help You Reduce Large Medical Debts

2 Comments October 16, 2020

How to Budget For Unexpected Home Repairs

By Corazon Gritar

Owning a home is still very much part of the American Dream. But it's one that comes with a cost. Not only are housing prices on the rise across the US, but the hidden costs of owning property can often be more than many expect. For example, over ...

Continue reading How to Budget For Unexpected Home Repairs

Leave a Comment October 5, 2020

5 Signs That Your Business Partnership Might Fail

By Corazon Gritar

America is a nation built on entrepreneurship. Americans are encouraged to start their own businesses and strike out independently, and of course, there are some benefits to doing so. With that being said, it can be difficult to get a new business ...

Continue reading 5 Signs That Your Business Partnership Might Fail

1 Comment September 11, 2020

These Home Improvement Projects Can Save Money and the Environment

By Corazon Gritar

Summer is almost over, but that doesn't mean you don't have any more time to improve your home. In fact, this time of year is one of the best to make some serious home improvements. But if you don't want to break the bank, here are a few home ...

Continue reading These Home Improvement Projects Can Save Money and the Environment

4 Comments August 21, 2020

Fallen Behind on Bills During the Pandemic? Here Is How to Handle It

By Corazon Gritar

There's no denying that the coronavirus pandemic has had significant effects on the US economy. Although Americans working full-time normally spend more than one-third of their day at their jobs on average, widespread business closures and massive ...

Continue reading Fallen Behind on Bills During the Pandemic? Here Is How to Handle It

3 Comments August 6, 2020

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