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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

How Home Crowdfunding May Let Millennials Live the American Dream

By Corazon Gritar

American millennials are making the news once again. This time, it's because the demographic as a whole can't afford to purchase homes. According to a survey by Apartment list, a staggering 80% of millennials, those born between the years 1980 and ...

Continue reading How Home Crowdfunding May Let Millennials Live the American Dream

7 Comments January 21, 2021

An HVAC Professional Teaches High School Students About the Field

By Corazon Gritar

While most people are gearing up for the winter weather with warm clothes and jackets, one high school teacher is hoping to teach his students about the ins-and-outs of a homeowner's winter lifeline, better known as the HVAC system. According to ...

Continue reading An HVAC Professional Teaches High School Students About the Field

7 Comments January 14, 2021

9 Preventative Car Maintenance Tips That Will Save You Money

By Corazon Gritar

We've all been there -- you are perfectly sticking to your budget, staying away from extra purchases, and then out of nowhere, your car stops working. All of a sudden you have hundreds -- or even thousands -- of dollars' worth of work to do on your ...

Continue reading 9 Preventative Car Maintenance Tips That Will Save You Money

Leave a Comment December 16, 2020

4 Money-Saving Tips for First-Time Homeowners

By Corazon Gritar

Buying a home is a huge achievement, but it can leave many first-time homeowners financially scrambling. For first-time homeowners, this can unfortunately lead to more financial strife than they're prepared for. Fortunately, there are plenty of ways ...

Continue reading 4 Money-Saving Tips for First-Time Homeowners

1 Comment October 23, 2020

5 Tips That Can Help You Reduce Large Medical Debts

By Corazon Gritar

Medical bills within the United States have climbed to shocking heights. Where in the past medical bills were more affordable, now they can be difficult for people to afford even with great health insurance. And it doesn't just take a severe illness ...

Continue reading 5 Tips That Can Help You Reduce Large Medical Debts

2 Comments October 16, 2020

How to Budget For Unexpected Home Repairs

By Corazon Gritar

Owning a home is still very much part of the American Dream. But it's one that comes with a cost. Not only are housing prices on the rise across the US, but the hidden costs of owning property can often be more than many expect. For example, over ...

Continue reading How to Budget For Unexpected Home Repairs

Leave a Comment October 5, 2020

5 Signs That Your Business Partnership Might Fail

By Corazon Gritar

America is a nation built on entrepreneurship. Americans are encouraged to start their own businesses and strike out independently, and of course, there are some benefits to doing so. With that being said, it can be difficult to get a new business ...

Continue reading 5 Signs That Your Business Partnership Might Fail

1 Comment September 11, 2020

These Home Improvement Projects Can Save Money and the Environment

By Corazon Gritar

Summer is almost over, but that doesn't mean you don't have any more time to improve your home. In fact, this time of year is one of the best to make some serious home improvements. But if you don't want to break the bank, here are a few home ...

Continue reading These Home Improvement Projects Can Save Money and the Environment

3 Comments August 21, 2020

Fallen Behind on Bills During the Pandemic? Here Is How to Handle It

By Corazon Gritar

There's no denying that the coronavirus pandemic has had significant effects on the US economy. Although Americans working full-time normally spend more than one-third of their day at their jobs on average, widespread business closures and massive ...

Continue reading Fallen Behind on Bills During the Pandemic? Here Is How to Handle It

3 Comments August 6, 2020

How to Spot Expensive Problems During Your Search for a New Home

By Corazon Gritar

Searching for a new home, whether you're a first-time homebuyer or moving for the third time, can be exciting. That being said, it can also be a bit more than you bargained for if you don't know how to look for a few real estate red flags. If you ...

Continue reading How to Spot Expensive Problems During Your Search for a New Home

3 Comments July 2, 2020

These Home Improvements Could Actually Save You Money

By Corazon Gritar

There's plenty of content out there about how you can save money on your home improvement projects. After all, almost 85% of the nation's homes were built before 1980 and are in need of some kind of improvement. But if you want to make your home ...

Continue reading These Home Improvements Could Actually Save You Money

Leave a Comment June 9, 2020

Industry in Peril: How COVID-19 Is Affecting Everything from Oil Prices to Films

By Corazon Gritar

COVID-19 has affected many parts of daily life across the world, but it's impacting more than just the individual. Towns, cities, companies, and industries have been affected in varying ways over the past month. Many major industries have seen ...

Continue reading Industry in Peril: How COVID-19 Is Affecting Everything from Oil Prices to Films

Leave a Comment May 4, 2020

5 Great Tips for Saving Money During the COVID-19 Pandemic

By Corazon Gritar

Whether you're out of work and struggling to pay rent or you're able to still work full-time from home, the coronavirus has certainly affected us all. Hopefully things will return to normal soon -- but it could be while. In the meantime, it's ...

Continue reading 5 Great Tips for Saving Money During the COVID-19 Pandemic

2 Comments May 1, 2020

How to File an Insurance Claim After a Home Fire

By Corazon Gritar

Here's a frightening fact: a house fire breaks out in the US every 86 seconds. If you've ever experienced this kind of terrible and tragic event, then you know how overwhelming the aftermath can be. Homeowners whose property has been destroyed or ...

Continue reading How to File an Insurance Claim After a Home Fire

Leave a Comment April 28, 2020

6 Ways to Save Money on a Basement Remodel

By Corazon Gritar

Basements have a knack for being that eerie place in the house where old toys and outdated hand-me-downs live. However, basements have the potential to become anything you want them to be. A spare bedroom, a laundry room, or perhaps even a wine ...

Continue reading 6 Ways to Save Money on a Basement Remodel

2 Comments April 3, 2020

5 Ways to Eat Healthy on a Budget

By Corazon Gritar

The desire to lose weight and get in shape can be a constant struggle. Over the last three decades, the adult obesity rate has more than doubled. Turn on the television and you are likely to find any number of advertisements about the newest diet. No ...

Continue reading 5 Ways to Eat Healthy on a Budget

Leave a Comment March 13, 2020

9 Ways to Save Money On Your Heating Bill

By Corazon Gritar

Whether your home is heated by electricity or natural gas, a high heating bill can sometimes be a huge shock. Thankfully, there are plenty of low cost or free changes you can make in your home or apartment. Here's how you can save money on heating, ...

Continue reading 9 Ways to Save Money On Your Heating Bill

2 Comments March 6, 2020

Vaccines Have Been Lifesaving, But Are They Money-Saving Too?

By Corazon Gritar

Vaccines are considered to be one of the greatest human inventions of all time. Every year, vaccines prevent more than 2.5 million unnecessary deaths. Additionally, the US Centers for Disease Control and Prevention (CDC) estimates that among children ...

Continue reading Vaccines Have Been Lifesaving, But Are They Money-Saving Too?

Leave a Comment February 3, 2020

How To Improve Your Workplace Efficiency In 2020 and Beyond

By Corazon Gritar

The new year is fully underway, and with the start of a new fiscal year often comes changes to the workplace. These goals often have productivity and efficiency in mind, but they aren't always the most successful, depending on your industry. In fact, ...

Continue reading How To Improve Your Workplace Efficiency In 2020 and Beyond

Leave a Comment January 24, 2020

How a Home Humidifier Can Keep Your Wallet Full This Winter

By Corazon Gritar

During wintertime, it's not uncommon to experience negative health effects. While children with multiple allergenic symptoms are twice as likely to develop other allergic sensitivities after being exposed to propylene glycol and glycol ethers (PGE), ...

Continue reading How a Home Humidifier Can Keep Your Wallet Full This Winter

2 Comments January 16, 2020

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This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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