• About
  • Mortgage Basics
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Replace Your Roof Now and Recoup That Money When You Sell!

By Corazon Gritar

roi

Research shows that people move an average of 12 times in their lifetime. So, if you are selling your house, replacing your roof can be a great way to recoup some of the money you've invested in your home. Roof replacement costs vary greatly ...

Continue reading Replace Your Roof Now and Recoup That Money When You Sell!

Leave a Comment April 14, 2022

3 Tips for Getting the Best Price On a Used Car

By Corazon Gritar

When your car starts costing you more money than it's worth, it's probably time to get a new one. You don't necessarily have to get a new car, but it will definitely be new to you. Buying a used car can be a great way to save money and find a ...

Continue reading 3 Tips for Getting the Best Price On a Used Car

2 Comments April 12, 2022

Budgeting Over 65: How Seniors Can Afford to Age in Place

By Corazon Gritar

Although aging is an undeniable part of life, most of us don't want to think about how our bodies and minds will change in the future. But even if we're in excellent health now, that could all change a few years down the line. Statistics show that ...

Continue reading Budgeting Over 65: How Seniors Can Afford to Age in Place

6 Comments March 29, 2022

3 Subscriptions That You Need to Cancel Today

By Corazon Gritar

In the spirit of tax season, people all over America are taking a good, long look at their budgets and spending habits this past year. If you consider yourself frugal in money matters, it can be the worst feeling ever to realize you have been paying ...

Continue reading 3 Subscriptions That You Need to Cancel Today

3 Comments March 24, 2022

US Credit Card Debt Surpasses $1 Trillion

By Corazon Gritar

Watch out, America. It's time to start thinking before you swipe your credit card. According to a study from WalletHub, the total credit card debt of US consumers now exceeds $1 trillion. In fact, last year American consumers took out more than ...

Continue reading US Credit Card Debt Surpasses $1 Trillion

3 Comments March 23, 2022

Could Your Cell Phone Be Depreciating or Obsolete?

By Corazon Gritar

Our homes, our cars, our jobs -- these are things we may often take for granted, but they tend to last us for quite some time. But what about things like your cell phone? We have some news for you. It wasn't so long ago - in 2018, to be exact - ...

Continue reading Could Your Cell Phone Be Depreciating or Obsolete?

3 Comments March 9, 2022

4 Things You Can Do to Lower Your Homeowner’s Insurance Rates

By Corazon Gritar

Your homeowner's insurance is there to help you in case anything goes wrong in your home. That being said, 5.3% of homeowners filed an insurance claim last year. Insurance claims can raise your rates, unfortunately. And while there are countless ...

Continue reading 4 Things You Can Do to Lower Your Homeowner’s Insurance Rates

6 Comments February 22, 2022

Con-Do or Con-Don’t: What to Consider Before Buying a Condo Investment Property

By Corazon Gritar

There's no denying the fact that real estate investments, when executed properly, can lead to a number of financial rewards. But while most investors think of single and multi-family homes as being the wisest investments, many people underestimate ...

Continue reading Con-Do or Con-Don’t: What to Consider Before Buying a Condo Investment Property

6 Comments February 15, 2022

4 Great Budgeting Tips For Gen Z and Millennials

By Corazon Gritar

Shortly after ringing in the new year, many Millennials are already struggling to reach their financial resolutions. It's no wonder why; the average debt a typical millennial carries is $47,689, according to a Millennial Money Mindset report. The ...

Continue reading 4 Great Budgeting Tips For Gen Z and Millennials

7 Comments February 8, 2022

Falling for This Tax Scam Will Have You Singing an Unhappy (i)Tune

By Corazon Gritar

Tax season is upon us -- and scammers know it. While we'd all like to think we could outwit someone who tries to defraud us, the truth is that these criminals prey on some of our biggest fears and often see substantial results. In fact, the US ...

Continue reading Falling for This Tax Scam Will Have You Singing an Unhappy (i)Tune

5 Comments February 1, 2022

Here Are 3 Killer Gamification Marketing Strategies in Action

By Corazon Gritar

In the old media world, customers rarely interacted with a company's marketing campaigns. Radio commercials, TV, print media, and billboard advertising may have featured a call to action or phone number, but they rarely demanded active participation. ...

Continue reading Here Are 3 Killer Gamification Marketing Strategies in Action

Leave a Comment January 25, 2022

5 Ways To Financially Prepare For Your Healthcare Needs

By Corazon Gritar

Healthcare in the United States is a hot-button political issue, ripe with disagreement. It is also immensely complicated, making it all the more difficult to wrap your head around the right answers. Of course, there is one thing almost everyone can ...

Continue reading 5 Ways To Financially Prepare For Your Healthcare Needs

5 Comments January 18, 2022

This Survey Tells the Real Story Behind Millennial ‘Job-Hopping’

By Corazon Gritar

A recent survey has reflected a changing opinion on what constitutes a desirable career opportunity as more millennials cite being in a role they're passionate about as the top reason, according to Ladders. Passion for their jobs was survey ...

Continue reading This Survey Tells the Real Story Behind Millennial ‘Job-Hopping’

5 Comments January 11, 2022

Exploring Ways to Support Dental Patients’ Health and Financial Needs

By Corazon Gritar

Whether you're a dental professional or a patient, you can't argue the fact that proper dental care is a necessity. Unfortunately, dental services aren't always affordable for those with lower incomes. Medical Group Management Association data has ...

Continue reading Exploring Ways to Support Dental Patients’ Health and Financial Needs

2 Comments January 4, 2022

How to Maximize Efficiency When You Need to Hire

By Corazon Gritar

The hiring market that we are currently part of is difficult at best, challenging at worst. For those that need to hire, it can be so hard to figure out what is going on and actually figure out how to move forward. Knowing how to streamline the ...

Continue reading How to Maximize Efficiency When You Need to Hire

Leave a Comment December 31, 2021

What to Consider Before Closing a Deal on a Vacation Home

By Corazon Gritar

As you work to become more financially secure, leisure time might feel more precious than ever. This is why many professionals choose to purchase their own slice of paradise: a vacation home. Whether this is a new idea for you or you've been ...

Continue reading What to Consider Before Closing a Deal on a Vacation Home

7 Comments December 28, 2021

Study: Americans More Likely to Save for Vacation than for Retirement

By Corazon Gritar

Although Americans are criticized for putting work above all else, so much so that half of those in the workforce aren't using all their vacation days, a new NerdWallet study suggests that we are prioritizing getaways -- but it may be at the expense ...

Continue reading Study: Americans More Likely to Save for Vacation than for Retirement

4 Comments December 21, 2021

Want to Budget Your Medical Costs? These 6 Tips Will Get You Started

By Corazon Gritar

When it comes to healthcare, it can be difficult to find the money to pay for all of the expenses that pile up throughout the year. Whether it's planned costs, like insurance and prescriptions, or unplanned costs, like a trip to the emergency ...

Continue reading Want to Budget Your Medical Costs? These 6 Tips Will Get You Started

7 Comments December 7, 2021

How to Budget for Dental Braces as an Adult

By Corazon Gritar

Let's face it: dental work of any kind isn't cheap. If you're working within a tight budget or just want to have a better grasp of the overall cost of braces or Invisalign treatments, we've got you covered. In fact, we've broken down the costs and ...

Continue reading How to Budget for Dental Braces as an Adult

Leave a Comment December 3, 2021

Saving Money On Holiday Parties: Host Gifts That Won’t Break the Bank

By Corazon Gritar

The holiday season is upon us, and soon you'll begin receiving invitations for holiday parties. While holiday parties are part of what makes this time of the year so wonderful, they can also take a massive toll on your savings account. From buying ...

Continue reading Saving Money On Holiday Parties: Host Gifts That Won’t Break the Bank

7 Comments November 23, 2021

  • 1
  • 2
  • 3
  • …
  • 6
  • Next Page »

The Question of the Week:

Are you a better or worse financial manager than your parents?

View Results

Loading ... Loading ...

Recent Posts

  • 100 Words On: Why It’s Not Poor Etiquette to Put Ketchup on a Hot Dog
  • 6 Responsible Ways to Use Your Emergency Funds
  • 5 Affordable Ways to Upgrade an Outdated Bathroom
  • The 6 Most Valuable Grocery Store Products
  • Black Coffee: Out to Lunch
  • How to Set Up a Proper Gambling Budget
  • How to Guarantee a Social Security Disability Claim
  • Grandfather Says: Croc Hunting in Mindanao
  • How to Save Money on Dental Care So You Won’t Go Broke at the Dentist
  • 7 Big Reasons Why a Roth IRA Isn’t the Best Way to Save for Retirement

Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

Sign up for the weekly Len Penzo dot Com newsletter
Len Penzo dot Com Delivered Weekly
Join more than 40,000 readers and fans who enjoy personal finance and macroeconomics with an offbeat twist!
Invalid email address
Thanks for subscribing!

Popular Now:

  1. 1. The Great Paper Towel Test: Which Brand Is Your Best Value?
  2. 2. How a Broken Washing Machine Fixed My Finances
  3. 3. Tip Inflation: We’ve Got Nobody to Blame But Ourselves
  4. 4. Lottery Fraud: Don’t Get Caught Paying “The Stupid Tax”
  5. 5. What’s the Fastest Way to Pay Down Your Mortgage Early?
  6. 6. The Marriage Conundrum: Joint or Separate Accounts?
  7. 7. Why Time Is More Valuable Than Money
  8. 8. 25 Examples of Shrinkflation That No Longer Fool Consumers
  9. 9. Historical Gold & Silver Benchmarks for Wages and Commodity Prices
  10. 10. 4 Good Reasons Why Some Quarters Are Painted Red

All-Time Most Popular:

  1. 1. 19 Things Your Suburban Millionaire Neighbor Won’t Tell You
  2. 2. Dear Friend: Here Are 41 Reasons Why I’m NOT Lending You the Money
  3. 3. Why Your Expensive Luxury Car Doesn’t Impress Smart People
  4. 4. If You Can’t Live on $40,000 Annually It’s Your Own Fault
  5. 5. 21 Reasons Why Corner Lots Are for Suckers
  6. 6. 4 Smart Reasons Why College Isn’t for Everyone
  7. 7. 18 Fast Facts About Social Security Numbers
  8. 8. My Ketchup Taste Test: Upset! Guess Which Brand Topped Heinz
  9. 9. Why I Prefer a Spreadsheet to Track Expenses and Manage My Finances
  10. 10. Here’s a Simple Trick for Getting Credit Card Interest Charges Waived

Copyright © 2022 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2022