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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

5 Pointers to Help You Pick the Right Home Loan

By Enero Febrero

Home loans are the only way that most people around the world today can afford to buy homes. This is especially true for real estate in expensive locales from San Francisco to New York -- and even homes in a city like Mumbai. With the high prices ...

Continue reading 5 Pointers to Help You Pick the Right Home Loan

1 Comment May 4, 2022

5 Ways to Ensure You’ll Always Have Enough Money for Auto Repairs

By Enero Febrero

Preparing for possible car repairs is part of owning a vehicle. But with rising costs, this part of car ownership can become stressful. Even so, it is still possible to cut down on your auto repair expenses. With that in mind, here are some helpful ...

Continue reading 5 Ways to Ensure You’ll Always Have Enough Money for Auto Repairs

3 Comments April 18, 2022

Business 101: What Does ‘LLC’ Mean and Why Is It Important?

By Enero Febrero

The inclusion of the letters "LLC" in the name of a company is a public declaration that the company is a type of corporation operating as a legal entity, separated from its owners. Because of this critically important separation, the company's ...

Continue reading Business 101: What Does ‘LLC’ Mean and Why Is It Important?

3 Comments April 6, 2022

8 Budgeting Tips to Help You Get the Most Out of Your Social Life

By Enero Febrero

When it comes to budgeting, it can often feel like we have to choose between enjoying our social lives and staying on track with our finances. But that doesn't have to be the case! By following just a few simple tips, you can enjoy your weekends and ...

Continue reading 8 Budgeting Tips to Help You Get the Most Out of Your Social Life

1 Comment April 1, 2022

The 16 Best Closing Lines for Business Emails

By Enero Febrero

Sure, first impressions are impactful on people. They can be catchy, charming, and luring. But as time goes on, people tend to move away from them to something more real. And this type of real only comes through recurrent experiences - from recurrent ...

Continue reading The 16 Best Closing Lines for Business Emails

2 Comments March 29, 2022

5 Areas to Cut Your Spending in 2022

By Enero Febrero

Saving money is a goal shared by many and a good resolution to make - no matter what time of the year it is. However, it isn't uncommon for vows to waste less money go awry after only a month or two of making them. The good news is it's never too ...

Continue reading 5 Areas to Cut Your Spending in 2022

4 Comments March 28, 2022

Why You Need to Organize Your Loan-Repayment Plan

By Enero Febrero

Given the high cost of education for many US students, a student loan is the best chance for acquiring their degrees without too much financial pressure. But, when it eventually gets to paying it off, that's the moment most students are ...

Continue reading Why You Need to Organize Your Loan-Repayment Plan

1 Comment February 8, 2022

4 Good Reasons to Read Gold IRA Reviews on Lear Capital and Others

By Enero Febrero

Finding the perfect gold IRA company for you can be quite difficult, especially if you're dipping your toe into the gold market for the first time and aren't exactly knowledgeable about gold or gold IRAs. The good news is that educating yourself ...

Continue reading 4 Good Reasons to Read Gold IRA Reviews on Lear Capital and Others

Leave a Comment February 1, 2022

When is the Best Time to Start Investing?

By Enero Febrero

For many young adults, heir first experience with investing doesn't happen until sometime after they get their first job. But if your goal is to maximize your returns, then it would be better to begin sooner. Although most young people don't have ...

Continue reading When is the Best Time to Start Investing?

2 Comments January 25, 2022

Want a Higher Credit Score? Here’s How to Get It

By Enero Febrero

Do you wish your credit scores were higher? For the vast majority of working adults, the numerical scores reported by the three major bureaus have a massive impact on their lives. Not only do your scores determine whether you can borrow, but they ...

Continue reading Want a Higher Credit Score? Here’s How to Get It

2 Comments January 17, 2022

56% Of Americans Own Stock: What Else Can You Invest In?

By Enero Febrero

Currently, 56% of all Americans own stock, but it was more common in the years 2001-08, when as many as 68% of Americans owned at least one share. Stock ownership is determined by household income, formal education, and age, but it's not the only ...

Continue reading 56% Of Americans Own Stock: What Else Can You Invest In?

2 Comments January 17, 2022

3 Reasons to Have an Emergency Fund (That We Don’t Talk About)

By Enero Febrero

Most people don't have emergency funds -- and if they do, they usually aren't for very much. Most experts recommend that you have at least six months worth of expenses squirreled away in an interest-generating account of your choice. And yet, most ...

Continue reading 3 Reasons to Have an Emergency Fund (That We Don’t Talk About)

9 Comments January 5, 2022

6 No-Nonsense Ideas for Earning Passive Income

By Enero Febrero

It really sounds good to the ear when you listen to someone talking about ideas that allow you to make money without grinding from 9 to 5. After all, earning a stable passive income is a strategy used by many successful millionaires. With passive ...

Continue reading 6 No-Nonsense Ideas for Earning Passive Income

1 Comment December 29, 2021

How to Find the Perfect Insurance Policy for Your Home

By Enero Febrero

Imagine the worst-case scenario. You return from work one crazy day to discover that your home burned to the ground, and nothing was spared. And while your house may not burn to the ground, many other factors can make a house unlivable, or severely ...

Continue reading How to Find the Perfect Insurance Policy for Your Home

2 Comments November 15, 2021

Is Liquidating My Company a Good Idea?

By Enero Febrero

Times have been rocky, and it takes a lot for a business, regardless of its scale, to succeed. Traditional retail storefronts are doing terribly given the rise of online consumerism, and there are many factors working against most companies given the ...

Continue reading Is Liquidating My Company a Good Idea?

Leave a Comment November 5, 2021

5 Ways to Save Money for Your Business

By Enero Febrero

The cost of business services can add up quickly, and just about every company looks around to cut corners now and again. If you're wondering how to lower some of your company's cost, keep reading for five ways that will work. 1. Go ...

Continue reading 5 Ways to Save Money for Your Business

Leave a Comment October 27, 2021

Important Tools and Apps to Help Prepare Your Student for College

By Enero Febrero

When your child is nearing his or her graduation from high school, you probably feel a mix of emotions. You likely are battling the pride of all he or she has accomplished, the amazement that time has gone by so quickly, the worry about all he or she ...

Continue reading Important Tools and Apps to Help Prepare Your Student for College

1 Comment October 13, 2021

Why Is Vaping Popularity on the Rise?

By Enero Febrero

Vaping is having a major moment right now. With millions of people accustomed to this habit, the manufacturers and distributors are getting the most out of their investment. Particularly where the US and UK are concerned, vaping generates a strong ...

Continue reading Why Is Vaping Popularity on the Rise?

4 Comments October 6, 2021

5 Tips for Achieving Financial Success Online

By Enero Febrero

Over the past few decades, technological advancements especially in communication technology have brought about numerous changes. These changes have not only affected business and communication, but life in general. A growing number of transactions ...

Continue reading 5 Tips for Achieving Financial Success Online

Leave a Comment October 6, 2021

Tips When Choosing Vacation Rental Management Software

By Enero Febrero

If you want to stand out from the cut-throat Airbnb competition, then choosing quality rental management software such as lodgify.com is recommended. Having a successful rental business entails having an online presence, where clients can book or ...

Continue reading Tips When Choosing Vacation Rental Management Software

Leave a Comment September 24, 2021

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