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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Some Interesting Facts About Bitcoin Mining

By Enero Febrero

Bitcoin is the world's first successful decentralized cryptocurrency as well as a payment system. Nevertheless, bitcoin mining is shrouded in mystery for millions of people. What you need to know is bitcoin mining is the process of creating a new ...

Continue reading Some Interesting Facts About Bitcoin Mining

2 Comments July 29, 2022

5 Expert Tips for Saving Money with a Credit Card

By Enero Febrero

For many people, a credit card offers a flexible way to access funds when they're needed. However, credit cards can do much more than this when they're used properly -- and can in fact end up saving you money in the long run. Selecting the right ...

Continue reading 5 Expert Tips for Saving Money with a Credit Card

June 29, 2022

Can You Afford a Home?

By Enero Febrero

Purchasing a home is one of the bigger moments in many people's lives, whether or not they have purchased on in the past. But with rising home prices and interest rates, it can seem less and less affordable to acquire your own home. There are a few ...

Continue reading Can You Afford a Home?

June 16, 2022

Why You Should Be Careful Before Gambling Online with a Credit Card

By Enero Febrero

Using online services such as shopping and streaming services often requires the use of credit cards. And online gambling - which has become increasingly popular in recent years - is no different. Of course, time and time again we are warned about ...

Continue reading Why You Should Be Careful Before Gambling Online with a Credit Card

June 10, 2022

Investment Options for Excellent Returns

By Enero Febrero

Investing is an important part of planning for the future, especially when considering retirement. Saving for your retirement and financial stability is one of the most important things you can do while you're young. Many financial advisors will ...

Continue reading Investment Options for Excellent Returns

June 3, 2022

How Do Payday Loans Work?

By Enero Febrero

If you found yourself short on cash, you could try applying for a payday loan - but keep in mind that it's going to cost you. A payday loan grants you access to cash to bridge the gap until your payday. But payday loans are not to be taken lightly ...

Continue reading How Do Payday Loans Work?

June 1, 2022

It’s Hard to Be a Good Investor If You Aren’t Having Fun

By Enero Febrero

Investing is something everyone should do if they want some financial security in their future, but more than half of Americans never invest at all. As a result, when they finally get to retirement age, they end up dependent on government social ...

Continue reading It’s Hard to Be a Good Investor If You Aren’t Having Fun

June 1, 2022

Money-Saving Strategies for Leasing a Property

By Enero Febrero

Most businesses benefit from leasing property, rather than owning it. But for some it's not entirely obvious why leasing is the better option. The truth is, there are four big reasons why leasing can often be more beneficial than owning: It's cost ...

Continue reading Money-Saving Strategies for Leasing a Property

May 25, 2022

5 Pointers to Help You Pick the Right Home Loan

By Enero Febrero

Home loans are the only way that most people around the world today can afford to buy homes. This is especially true for real estate in expensive locales from San Francisco to New York -- and even homes in a city like Mumbai. With the high prices ...

Continue reading 5 Pointers to Help You Pick the Right Home Loan

May 4, 2022

5 Ways to Ensure You’ll Always Have Enough Money for Auto Repairs

By Enero Febrero

Preparing for possible car repairs is part of owning a vehicle. But with rising costs, this part of car ownership can become stressful. Even so, it is still possible to cut down on your auto repair expenses. With that in mind, here are some helpful ...

Continue reading 5 Ways to Ensure You’ll Always Have Enough Money for Auto Repairs

April 18, 2022

Business 101: What Does ‘LLC’ Mean and Why Is It Important?

By Enero Febrero

The inclusion of the letters "LLC" in the name of a company is a public declaration that the company is a type of corporation operating as a legal entity, separated from its owners. Because of this critically important separation, the company's ...

Continue reading Business 101: What Does ‘LLC’ Mean and Why Is It Important?

April 6, 2022

8 Budgeting Tips to Help You Get the Most Out of Your Social Life

By Enero Febrero

When it comes to budgeting, it can often feel like we have to choose between enjoying our social lives and staying on track with our finances. But that doesn't have to be the case! By following just a few simple tips, you can enjoy your weekends and ...

Continue reading 8 Budgeting Tips to Help You Get the Most Out of Your Social Life

April 1, 2022

The 16 Best Closing Lines for Business Emails

By Enero Febrero

Sure, first impressions are impactful on people. They can be catchy, charming, and luring. But as time goes on, people tend to move away from them to something more real. And this type of real only comes through recurrent experiences - from recurrent ...

Continue reading The 16 Best Closing Lines for Business Emails

March 29, 2022

5 Areas to Cut Your Spending in 2022

By Enero Febrero

Saving money is a goal shared by many and a good resolution to make - no matter what time of the year it is. However, it isn't uncommon for vows to waste less money go awry after only a month or two of making them. The good news is it's never too ...

Continue reading 5 Areas to Cut Your Spending in 2022

March 28, 2022

Why You Need to Organize Your Loan-Repayment Plan

By Enero Febrero

Given the high cost of education for many US students, a student loan is the best chance for acquiring their degrees without too much financial pressure. But, when it eventually gets to paying it off, that's the moment most students are ...

Continue reading Why You Need to Organize Your Loan-Repayment Plan

February 8, 2022

4 Good Reasons to Read Gold IRA Reviews on Lear Capital and Others

By Enero Febrero

Finding the perfect gold IRA company for you can be quite difficult, especially if you're dipping your toe into the gold market for the first time and aren't exactly knowledgeable about gold or gold IRAs. The good news is that educating yourself ...

Continue reading 4 Good Reasons to Read Gold IRA Reviews on Lear Capital and Others

February 1, 2022

When is the Best Time to Start Investing?

By Enero Febrero

For many young adults, heir first experience with investing doesn't happen until sometime after they get their first job. But if your goal is to maximize your returns, then it would be better to begin sooner. Although most young people don't have ...

Continue reading When is the Best Time to Start Investing?

January 25, 2022

Want a Higher Credit Score? Here’s How to Get It

By Enero Febrero

Do you wish your credit scores were higher? For the vast majority of working adults, the numerical scores reported by the three major bureaus have a massive impact on their lives. Not only do your scores determine whether you can borrow, but they ...

Continue reading Want a Higher Credit Score? Here’s How to Get It

January 17, 2022

56% Of Americans Own Stock: What Else Can You Invest In?

By Enero Febrero

Currently, 56% of all Americans own stock, but it was more common in the years 2001-08, when as many as 68% of Americans owned at least one share. Stock ownership is determined by household income, formal education, and age, but it's not the only ...

Continue reading 56% Of Americans Own Stock: What Else Can You Invest In?

January 17, 2022

3 Reasons to Have an Emergency Fund (That We Don’t Talk About)

By Enero Febrero

Most people don't have emergency funds -- and if they do, they usually aren't for very much. Most experts recommend that you have at least six months worth of expenses squirreled away in an interest-generating account of your choice. And yet, most ...

Continue reading 3 Reasons to Have an Emergency Fund (That We Don’t Talk About)

January 5, 2022

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Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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