The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
The Runaway Truck
The homebound teacher’s starting pay was $12,976, with a mileage allowance of 22 cents per mile; this ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 51
Why Service Industry, Banking, and Government Jobs Don’t Create Wealth
The high living standard that people enjoy in America -- and the rest of the world, for that matter -- is a result of the hard-earned work performed by our forefathers; most of them spent a lifetime of blood, sweat and tears, creating the wealth that ...
Continue reading Why Service Industry, Banking, and Government Jobs Don’t Create Wealth
Business Success Secrets From 5 Tuned-In Financial Advisors
Throughout my career as a personal-finance blogger, I've given a lot of advice -- both personal and business related. But the truth is, I don't have any formal training in money matters. When it comes to business success secrets, what I know comes ...
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How to Save on Home Expenses During the Winter
As winter approaches, many homeowners brace for the increase in home expenses, particularly energy bills. Heating a home can put a strain on your budget, but with the right strategies, you can stay warm without breaking the bank. Here are some ...
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13 Yucky Halloween Treats Kids Would Rather Toss Than Eat
Back when I was a kid, every year at Halloween I'd come home from my trip around the neighborhood and eagerly empty the booty I had plundered from my neighbors onto the kitchen table.
Most of it was the typical fare like the miniature Halloween ...
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Black Coffee: Whatever It Takes
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: Whatever It Takes
Home Projects to Focus Your Renovation Budget On
Renovating a home can be an exciting yet daunting task, especially when working with a tight budget. With numerous areas to upgrade, homeowners often wonder which projects will yield the most value and satisfaction. This article delves into the key ...
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How to Get a Free Credit Score
Your credit score is a financial report card that tells lenders how risky it is to do business with you. Credit scores are especially important for homebuyers because a high score indicates that they are more likely to pay back a loan. And that means ...
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5 Things Everyone Should Know About Corporate Finance
Whether you're dealing with a household grocery budget, a home mortgage, or end-of-year income tax calculations, financial matters can be confusing. However, corporate finance and keeping control of your finances is a vital aspect of managing your ...
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How to Determine Your Housing Budget After a Divorce
Ending a marriage can dramatically alter your financial landscape, and one of the most pressing matters to address is your housing budget after a divorce. Understanding how to assess your financial situation post-divorce is essential for successfully ...
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How to Budget for Dental Braces as an Adult
Let's face it: dental work of any kind isn't cheap. Are you working within a tight budget for dental braces? Or do you just want to have a better grasp of the overall cost of braces or Invisalign treatments? Then we've got you covered! In fact, we've ...
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This Week’s Money Horoscope
Obligatory Disclaimer: Okay ... I only had one astrology lesson -- and it was a self-taught one at that -- so these money horoscope predictions may not be 100% accurate.
Capricorn - (December 22 - January 20) Neptune is rising which indicates ...
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Black Coffee: Questions Without Answers
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Questions Without Answers
Grandfather Says: The Continuing Chronicles of Elaine, Part 50
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
To get my special ed certification, I completed six courses, one per semester, which was hard after working with students and ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 50
Is a College Degree Necessary Today?
Is a college degree necessary? Well ... possession of a university degree is still an important factor for many employers. So the question that we should really consider is whether having a degree is the only door to a successful future.
Forty-one ...
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Is It Worth Investing in Marijuana Stocks?
The debate over the merits of legalizing marijuana won't come to a close anytime soon. At the same time, the merits of investing in marijuana stocks also have their share of proponents and detractors.
Marijuana Investing Pros and Cons
While more ...
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Patience In Personal Finance: Why It’s a Tremendous Virtue
Although I haven't conducted a scientific study, I suspect that most people of modest means who are successfully managing their money understand the importance of patience in personal finance.
Let's face it: Most debt-free people aren't impulsive ...
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Black Coffee: Stupid Money Games
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Stupid Money Games
How Much Can I Afford to Borrow for a New Home?
One of the biggest questions for first-time homeowners is this: How much can I afford to borrow? Although there are exceptions to every rule, mortgage providers generally require your total debt to be no more than 36% of your pre-tax income. Your ...
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How to Pay Off Your Student Loan Faster
One of the biggest obstacles that prevent many graduates from investing either independently or through an adviser is the student loan. Student loans can weigh down individuals from seizing rewarding financial opportunities until they're cleared of ...
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