Some things in life are painfully overrated.
Take camping, for instance. Or iPhones.
I've never understood the allure of luxury cars or the Baby Boomer generation's collective fascination with Bob Dylan either.
Here's one more thing that's ...
Continue reading 4 Smart Reasons Why College Isn’t for Everyone
A New Homeowner’s Guide to Smart Electrical Use
Becoming a new homeowner comes with many exciting changes and challenges, one of which is managing your home’s electrical use. From understanding your utility bills to planning future upgrades, smart electrical practices can save you money, reduce ...
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5 Tips for Saving Cash to Start a Business
Are you thinking of joining one of the 32 million small businesses in the United States? If so, you'll need to save money to get it going. But saving cash to start a business can be tricky. With that in mind, here are several smart tips that will ...
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Black Coffee: Forward March!
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Forward March!
Grandfather Says: The Continuing Chronicles of Elaine, Part 67
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
My Weekly Piano Lessons
My weekly piano lessons began in 1941 in an upper flat in Detroit from our church organist and ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 67
The Difference Between Whole and Term Life Insurance
Smart financial planning involves taking the time to make sure that the family's assets are maximized to their fullest extent and protected. One of the ways that you can make sure to protect your family in the event of an emergency is by purchasing a ...
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Running Ads for Your Side Hustle? Read This First
If you’ve got a side hustle and you’re running digital ads to promote it, good on you. Paid ads for your side hustle can be a powerful way to drive traffic and grow your brand. But they can also burn through your budget fast if you’re not ...
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Accounting Basics to Know Before Starting a Business
You don’t need to be a CPA to start a business, but there are a few accounting basics to know before you dive in can save you a lot of confusion — and potentially, a lot of money. Good financial habits don’t just keep your books clean; they help you ...
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Is It Better to Borrow From Your 401k or Take an Early Withdrawal?
In the case of a financial emergency, you might have to borrow from your 401k plan to find the money you need. This is never an ideal scenario. Especially because taking money out of such accounts can severely set back progress you've made in saving ...
Continue reading Is It Better to Borrow From Your 401k or Take an Early Withdrawal?
What Everyday Wellness Really Costs in 2025
Wellness isn’t just a trend - it’s become an everyday necessity for people from all walks of life. Whether you’re booking a fitness class, buying organic groceries, or downloading the latest meditation app, the pursuit of feeling good now comes with ...
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How to Raise Your Kids to Be Financial Failures
There are a handful of questions out there that simply defy explanation. For example:
Who built Stonehenge and what was it for?
Why isn't the word "phonetic" spelled the way it sounds?
Why can't women put mascara on with their mouths ...
Continue reading How to Raise Your Kids to Be Financial Failures
Black Coffee: Up In Smoke
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Up In Smoke
How Can I Pay Off My Credit Card Debt?
It's no secret that financially-strapped people often wonder: How can I pay off my credit card debt? But do you ever wonder why you should you quickly repair your debt problems? Because credit card interest rates can be as much as 20% or more, it's ...
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How Your Wallet Benefits From Modern AC Units
Feeling dizzy after opening a midsummer power bill usually points to an aging air-conditioning (AC) system working harder than it should. Replacing that gulping, outdated unit with today’s high-efficiency technology does more than cool rooms faster - ...
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6 Simple Travel Tips That Save Time and Money
Are you thinking about planning a trip? Then before you book your flight and hotel reservation, make sure you review these basic -- but very useful -- simple travel tips that savvy travelers use to help them not only save money, but a little time ...
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6 Career Killers and How to Avoid Them
Want to get ahead at work? Here are six big career killers that many people fail to realize will minimize their professional potential in the workforce.
Mistaking Volume for Effectiveness
Just because you're doing a lot of work doesn't necessarily ...
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Looking for Inflation? It’s Hiding In Smaller Package Sizes
Inflation? What inflation? The fact is, for those who are willing to look close enough, we are actually being confronted by a serious bout of deflation, at least when it comes to the size of the containers sitting on our supermarket shelves. Sadly, ...
Continue reading Looking for Inflation? It’s Hiding In Smaller Package Sizes
Black Coffee: Cash Cows & Dead Cats
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Cash Cows & Dead Cats
Grandfather Says: The Continuing Chronicles of Elaine, Part 66
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
E-Mails: Why I think they’re great and why I think they’re not
They’re easy, although Dave has to “set it up” for me, and he ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 66
Why Strategic Career Planning Leads to Long-Term Life Flexibility
Strategic career planning is generally thought to lead to goal setting, promotion, and financial success. And those are all great things, but the true value of setting and following your career goals, in a structured way, is the flexibility it will ...
Continue reading Why Strategic Career Planning Leads to Long-Term Life Flexibility