Len Penzo – Len Penzo dot Com

10 Unique Halloween Treats That Kids Love, But Rarely Get!

(Readers: Please enjoy this classic Halloween post from the Len Penzo dot Com archives ...) When it comes to Halloween treats I consider my 10-year old daughter, Nina, to be the ultimate authority. Nobody loves sweets and desserts like her -- ...

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Black Coffee: A Matter of Trust

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

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Outrageous Pizza Delivery Fees Are Here to Stay (and It’s Your Fault)

I love sleight of hand tricks. Occasionally, a coworker of mine named Fred will stop by my office and regale me with some truly amazing acts of prestidigitation. I'm always left in awe every time he seemingly pulls a coin out of thin air -- or ...

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Black Coffee: And the Band Played On

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious weekend is ...

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100 Words On: Why It Pays to Never Give Up

Believe it or not, JK Rowling's manuscript for Harry Potter and the Philosopher's Stone was rejected by the first 12 publishers she approached. Walt Disney was fired from the Kansas City Star because his boss thought he lacked creativity. RH ...

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Don’t Be a Wimp! Here Are 22 Things You Should Always Haggle For

Last weekend I was at a barbecue with a buddy who told me a good-news bad-news story regarding a deal he got from DirecTV for their extremely popular NFL Sunday Ticket service that allows him to watch every out-of-market game during the entire ...

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Black Coffee: Revenge of the Debt Monster

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Wow! Another week has come and gone -- ...

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Be Careful, Priceline Users! Name a Wrong Price and You May Go To Jail

I bet you didn't know Priceline had a jail. I didn't either until I got tossed into their web-based hoosegow for 24 hours. Heh. What was my "crime" you ask? This is kind of embarrassing to admit, but I recently made an offer on a rental car ...

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Black Coffee: The Central Bankers’ Magic Act Continues

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

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11 Great Retirement Saving Tips for Twenty-somethings (& Older Folks Too)

For most twenty-somethings, saving for retirement is typically far far down their priority list. After all, it's tough to get motivated preparing for an event that won't arrive for 30 or 40 years. Heck, I know thirty-somethings and even a few ...

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Black Coffee: Giving Credit Where Credit Is Due

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious weekend is ...

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Dirty Harry Teaches Us a Lesson on Opportunity Cost

I was in heaven last week because one of my favorite movie channels ran all five Dirty Harry movies in succession. In Dirty Harry, during that famous bank robbery scene where Inspector Harry Callahan ends up spouting off his "Do ya feel lucky?" ...

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Black Coffee: The Central Bankers’ Failing Battle to Stem the Tide

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a great week. I ...

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Black Coffee: It’s Almost Time to Fish or Cut Bait

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

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Black Coffee: The Monetary Magic Show Continues

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a nice ...

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Does Birth Order Influence Your Financial Behavior?

Many people believe birth order is responsible for their status in life. I happen to be a firstborn child, which is why I love to remind my younger sister that scientific studies suggest firstborn kids are smarter than their ...

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Black Coffee: And the Band Played On

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

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My 11th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

For the third year in a row, the completely unappetizing daily lunch offered at our local high school is $3. For a family with two kids, that amounts to $1080 during the course of a 180-day school year. Oh, sure; three bucks for lunch may sound ...

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Black Coffee: Overdosing on Crazy Pills

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious weekend is ...

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Black Coffee: Countdown to a Crisis

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

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