When I was a kid I used to have a Ouija board.
Thankfully, my nerdy friends and I were never possessed by evil spirits while conjuring up our dead relatives to see how they were doing (they're fine, thanks); or getting answers to burning questions ...
Continue reading 12 Good Reasons Why You Should (and Shouldn’t) Use a Credit Card
Black Coffee: Gradually, Then Suddenly
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I'm really excited that the Christmas ...
Continue reading Black Coffee: Gradually, Then Suddenly
100 Words On: Why You Should be a Parent, Not a Best Friend
Whether they know it or not, children depend on their parents to say "no" and make tough or unpopular decisions for their benefit. Unfortunately, it's impossible to effectively enforce rules and boundaries without running your household like a ...
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10 Red Flags That May Signal You’re In Big Financial Trouble
One of my favorite television shows is National Geographic Channel's Locked Up Abroad. Each week, this absolutely fabulous show features the story of somebody who had the misfortune of either getting incarcerated in a foreign prison or kidnapped ...
Continue reading 10 Red Flags That May Signal You’re In Big Financial Trouble
Black Coffee: Those In the Know, Know
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, let's get right to it ...
Continue reading Black Coffee: Those In the Know, Know
How Do I Choose the Best Secured Credit Card?
Not all secured credit cards are created equal. So how can you determine which one is best for you? Here are the most important considerations:
Credit reporting. Since the biggest reason for getting a secured credit card is to establish or rebuild ...
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Time vs. Money: Are You an Unwitting Financial Time Traveler?
I have a voracious appetite for time-travel stories. I absolutely love 'em.
One of my all-time favorite television shows, The Twilight Zone, devoted at least five episodes to the subject; I wish Rod Serling had written more of them.
With that ...
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Black Coffee: Birds on a Wire
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a good week. ...
Continue reading Black Coffee: Birds on a Wire
How Do I Choose the Best Cash-Back Credit Card?
A cash-back rewards card pays you money for every purchase you make so you'll want to make sure you maximize your dividends by using the following strategies:
Compare interest rates and annual fees. Rewards cards typically have higher APRs than ...
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The Ten Commandments of Personal Finance
Maybe you heard about that infamous Kelton study that found Americans could identify more ingredients in a Big Mac than the individual Ten Commandments.
It's true, folks; 80% of Americans knew there were two all-beef patties in a Big Mac -- but ...
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Black Coffee: The Enemy Within
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to this week's ...
Continue reading Black Coffee: The Enemy Within
How Do I Choose the Best Prepaid Credit Card?
Not all prepaid cards are created equal. So how can you determine which card is the best one for you? Here are the most important considerations:
Usage. The first order of business is to identify exactly how you intend to use the card. For ...
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Money, Freedom, and a Lesson on the Importance of Saving
One of money's best characteristics is its ability to bestow freedom upon those who possess it. Unfortunately, the amount of freedom that money provides is directly proportional to the amount of cash available -- not only in our wallet, but in our ...
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Black Coffee: A Chicken In Every Pot
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Election Day is almost here and I need ...
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How Much Money Can You Make Teaching English Online?
Can you make money teaching English online?
The simple answer is "yes," but first you have to consider the following four questions:
How much money do you want to make?
How qualified are you?
How many hours are you willing to put in? ...
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What Is a Prepaid Credit Card?
A prepaid card offers an easy way for people who want to buy things using plastic -- but without the need for a bank account or credit card. In fact, they're used exactly like a normal credit card, but they rely on funds that are preloaded by you, ...
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8 Store Brand Items That Are Superior to Their Name Brand Twins
Even though buying store brands is a great way to save money on your grocery bill, many people refuse to try them because they believe they're automatically inferior to their name brand counterparts.
That can be a costly assumption.
Since my ...
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Black Coffee: Between a Rock and a Hard Place
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to this week's ...
Continue reading Black Coffee: Between a Rock and a Hard Place
Prepaid vs. Secured Credit Cards: What’s the Difference?
On the surface, prepaid and secured cards look a lot alike, but there are two key differences that you need to be aware of:
Credit reporting. Unlike prepaid cards, secured credit cards are primarily used to help people build credit. That's because ...
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18 Frightening Facts You Didn’t Know About Halloween
I love Halloween. It's one of my favorite holidays -- and based upon its mass appeal, apparently I'm not alone.
In fact, even though the wicked economy continues to put a scare into most people, when it comes to celebrating what was originally ...
Continue reading 18 Frightening Facts You Didn’t Know About Halloween
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