It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Merry Christmas, everyone!
I hope ...
Continue reading Black Coffee: The Fed Quietly Mans Its Battle Stations
How Much Gold and Silver Should People Own?
Ever since I started writing about the importance of owning physical gold and silver as insurance against the inevitable failure of the US dollar, I've been receiving an increasing volume of questions in my inbox from folks curious to know more about ...
Continue reading How Much Gold and Silver Should People Own?
Black Coffee: Smiling Faces and Reassuring Voices
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another glorious weekend is ...
Continue reading Black Coffee: Smiling Faces and Reassuring Voices
100 Words On: Why Buying in Bulk Is Not Always a Smart Idea
Although it requires extra storage and higher upfront costs, many consumers buy their groceries and other products in bulk to save money. But that strategy can quickly backfire for those who indiscriminately buy massive quantities of ...
Continue reading 100 Words On: Why Buying in Bulk Is Not Always a Smart Idea
10 Key Characteristics of Debt-Free People
The other day a friend and I were discussing why some people manage to live their lives in complete control of their finances, while others are continually struggling to get out of debt -- no matter how much money they make.
Financial freedom can ...
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Black Coffee: Egg Nog and Seed Corn
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody is having a wonderful ...
Continue reading Black Coffee: Egg Nog and Seed Corn
Black Coffee: More Signs of an Economy That’s Going to the Dogs
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: More Signs of an Economy That’s Going to the Dogs
100 Words On: The Dumbest Place Where People Use Credit Cards
Responsible folks love the plastic in their wallets because credit card benefits simply can't be matched by cash. However, there are several places where credit cards should never be used. Financially speaking, one of the most expensive mistakes any ...
Continue reading 100 Words On: The Dumbest Place Where People Use Credit Cards
18 Facts You Probably Wish You Never Knew About Black Friday
What's not to love about Friday?
I mean, really ... if Saturday didn't exist, Friday would be the best day of the week, bar none.
Let's face it, on any given Friday, it's hard to find anyone in a bad mood; especially after lunch time.
My ...
Continue reading 18 Facts You Probably Wish You Never Knew About Black Friday
Black Coffee: Beware of False Profits
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I see another week has come and gone ...
Continue reading Black Coffee: Beware of False Profits
3 True Loan Stories: How to Lend Money to Family & Friends
Giving out a loan is always a dicey proposition. After all, once you lend the money, there's no guarantee it will be repaid.
The stakes are even higher when we lend money to our friends and family -- or even cosign a loan -- because we not only ...
Continue reading 3 True Loan Stories: How to Lend Money to Family & Friends
Black Coffee: The Chorus of Cassandras Continues to Grow
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: The Chorus of Cassandras Continues to Grow
100 Words On: The Most Valuable Subject Taught In Grade School
If you're looking to earn the biggest annualized net return on your college investment, studies consistently show that your best bet is via a science- or math-based technical degree. With that in mind, one would assume science or math is the most ...
Continue reading 100 Words On: The Most Valuable Subject Taught In Grade School
Mailbag: Buy a New Car With a Loan or a Used One With Cash?
Hi Len, I am an avid reader of your website. Thanks for all the great information you share. It's helping my friends become smart with our resources. I'm planning on buying a car soon. I'd like a decent car that won't give me too many problems. I'm ...
Continue reading Mailbag: Buy a New Car With a Loan or a Used One With Cash?
Drop the Guilt: How To Splurge Without Breaking the Bank
Is it just me, or do I come off at times as a real financial stick in the mud? Uh huh. That's what I thought.
Look back at my archives and you'll notice I've written plenty of articles about the importance of saving money and spending less than ...
Continue reading Drop the Guilt: How To Splurge Without Breaking the Bank
Black Coffee: Lollipops and Rainbows
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another glorious weekend is ...
Continue reading Black Coffee: Lollipops and Rainbows
Debt Elimination: The Pros and Cons of Dave Ramsey’s Baby Steps
Many folks looking for a way to get out of debt and achieve financial freedom eventually gravitate to financial expert Dave Ramsey's Baby Steps program.
One thing is certain: There is no denying Ramsey's seven-step plan has helped many people get ...
Continue reading Debt Elimination: The Pros and Cons of Dave Ramsey’s Baby Steps
Black Coffee: The Perils of Sailing a Red-Ink Sea
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: The Perils of Sailing a Red-Ink Sea
100 Words On: Why Programmable Thermostats Rarely Save People Money
For most folks who find themselves away from home for a good portion of the day, a programmable thermostat offers many benefits. Conventional wisdom says one of the biggest is lower energy bills resulting from more efficient heating and air ...
Continue reading 100 Words On: Why Programmable Thermostats Rarely Save People Money
How to Find a Low-Priced Plumber Who Won’t Rip You Off
I'm not a plumber. In fact, I'm not very handy around the house at all.
If I can't fix something with a hammer or screwdriver I prefer to pay somebody else to do the work. That's why I decided to consider a professional plumber to reroute and ...
Continue reading How to Find a Low-Priced Plumber Who Won’t Rip You Off
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