Do I think it's wise for you to pay off your mortgage early?
You may as well ask me if I think it is a good idea if you paint your living room sage green.
For many years I believed that paying off your mortgage was an absolute ...
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Black Coffee: Mother Goose and the Bitcoin Hodlers
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, away we go ...
"The goose that ...
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Why Extended Warranties for New Tires Are A Waste of Money
Awhile back I bought four new tires for my 1997 Honda Civic. The tires came with a pro-rated 65,000-mile guarantee and were $74 each, or just under $300 for the entire set.
As the salesman was tallying up the bill he asked me if I would like to ...
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Black Coffee: Pecuniary Prestidigitation
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it this week ...
"It ...
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100 Words On: The Thin Green Line Between Frugal and Cheap
There is absolutely nothing wrong with trying to stretch your dollar, but like anything else in life, sometimes that philosophy can be taken to its extreme. When making a purchase, frugal folk always consider a multitude of additional factors ...
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The 7 Deadly Sins of Personal Finance
I remember going to catechism as a kid and learning about the seven deadly sins.
Maybe that's why a national sin survey, conducted by a Kansas State University team of geographers, caught my attention. The provocative study measured and created a ...
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Black Coffee: Truth or Consequences
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Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
And away we go ...
"The masses have ...
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The Ethics of Found Money: Where Do You Draw the Line?
Last week, while walking in a parking lot, I found a ten-dollar bill on the ground.
The feeling that came over me was similar to when I get a really thoughtful birthday present -- or when I find a crumpled sawbuck in the pocket of a winter coat I ...
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Black Coffee: Rich Man, Poor Man
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Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Another glorious week comes to an end. ...
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100 Words On: The Best Way to Make Ends Meet on a Limited Income
Where you live becomes more important as household income decreases. For example, when taking into account food, utilities, healthcare, housing, and general goods and services, New York City is more than twice as expensive to live in than Pueblo, ...
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18 Tips to Consider Before Buying Auto, Home & Life Insurance
Those who fail to plan, plan to fail. And like it or not, planning for the unexpected by being properly insured is a big part of being financially responsible. That's because people who try to save a few bucks by not buying insurance can quickly end ...
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Black Coffee: Hope and Chains
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, away we go ...
"He who goes a ...
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A Tribute to the Vanishing Pay Phone
Maroon 5 has a song entitled "Payphone" and, every time I hear it, I can't help but wonder how many of their fans have ever used one.
Long before anybody ever heard of a cell phone, pay phones were everywhere. In addition to the iconic phone ...
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Black Coffee: Acme Financial Securities Inc.
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Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
There's a lot to cover so let's dig in ...
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100 Words On: The Real Reason Why Drive-Up ATMs Have Braille Keypads
One of life's greatest so-called mysteries is why American drive-up automated teller machine keypads have Braille on them. On the surface it seems to be a preposterous notion. After all, the logic goes, blind people can't drive; but who says only a ...
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8 Misleading Claims People Often Make To Close a Deal
The other day I came across an interesting article that suggested a healthy dose of skepticism was essential when you're watching television commercials that make claims for both prescription and non-prescription drugs. No, really. A study published ...
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Cafe Negro: Cinco de Mayo Edicion Especial
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Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
And away we go ...
"In time of peace ...
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18 Things You (Supposedly) Should Never Pay For. Ever.
Who doesn't love a free lunch? I know I've never turned one down.
If you believe everything you read on the Internet, then there are lots of products and services you should never pay for.
The problem is "never" is such a strong word, isn't it? ...
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Black Coffee: ‘X’ Marks the Spot
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Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Another glorious week comes to an end. ...
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Comparing the Costs of Various Emergency Food Supply Options
Sometimes it's not easy being an ant. Especially when you're living among a bunch of grasshoppers.
There's a well-known Aesop fable about an oblivious grasshopper who spent his summer days living the high life and mocking an industrious ant, who ...
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