Nurse practitioners (NPs) are increasingly carving out their own space in the healthcare industry, leveraging their expertise to establish profitable and sustainable practice models. With a growing demand for quality healthcare and an increasing ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 62
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
In November 1999, Dave and I were at Cape Hatteras just after the lighthouse had been moved, and we happened to be there for the ...
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6 Big Home Seller Mistakes That Turn Off Potential Homebuyers
When a potential buyer walks through your front door, what do they see? First impressions are really important, and many buyers will know within seconds whether the place is right for them. However, there are certain things that'll put buyers off ...
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5 Affordable Ways to Upgrade an Outdated Bathroom
A wise man once said, "You go to take a shower with the bathroom you have -- not the bathroom you might want or wish to have at a later time." Perhaps we're paraphrasing, but how happy are you with your current master bathroom? This should be your ...
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How to Protect Your Designs from Copycats Without Wasting Time & Money
In today’s fast-paced and highly competitive creative world, the need to protect your designs from copycats is more important than ever. With the rise of global markets and digital platforms, copycats can easily replicate your original work. This can ...
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The Leprechaun and the Lamborghini
Here is my St. Patrick's Day variation on a very old story that's been passed down and told many times.
The Leprechaun and the Lamborghini
One day, not too long ago, a leprechaun disguised as a businessman walked into a bank in New York City and ...
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Black Coffee: Brought to You By the Letters M, B and T
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
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Why People Prefer to Make Anonymous Payments
In an increasingly digital world, financial transactions have evolved significantly. While traditional banking and payment methods still dominate, a growing number of individuals prefer to make anonymous payments. This trend is driven by multiple ...
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What Is a Subprime Mortgage?
What is a subprime mortgage? Well ... subprime mortgages are for homebuyers with poor or limited credit histories. Typically, this is anyone with a credit score under 620. They're also often the only type of loan available for people with good credit ...
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Lawsuit Loans: How They Work and How to Get One
Lawsuits are costly procedures, to say the least. You must pay your lawyer's legal fees while the case is being fought in court. Then there is the time factor: some lawsuits take months, even years to reach a verdict. And if you're in an accident ...
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Will Refinancing Save You Money? Here’s How to Tell
Are you considering the best ways to manage your finances while securing reliable financial support options? Lowering loan interest rates can significantly reduce your monthly payments and long-term expenses. Seeking professional advice ensures you ...
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10 Reasons Why You Don’t Need a College Degree to Succeed
For your whole life you've been told that you won't get very far without a college education. Well, I'm here to break your heart: they lied.
Despite your youthful indoctrination to the contrary, here are some really good reasons why you don't need ...
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Beware the Four Horsemen of Personal Finance
Reverend Len from the First United Church of Our Lady of Blessed Household Finances is back in his pulpit and I know you all know what that means...
Yep. It's time for another homily for my small but faithful congregation!
I've already showed ...
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Black Coffee: Seeing Is Believing
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
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The Continuing Chronicles of Elaine, Part 61
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
Some Fun Trips We Had After Moving to West Virginia
Dave and I and our Great Dane Karl went to Alaska in 1996; June 24 ...
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How Small Businesses Can Cut Costs With Merchant Services
Merchant services aren't usually something a business loves. After all, it seems a scam to pay for something as integral to your business as receiving and processing customer payments. Worse, plenty of merchant account providers charge exorbitant ...
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How Might Your Budget Change After a Spousal Separation?
When a marriage ends, it’s not only an emotional transition but a financial one as well. The dynamics of household income, expenses, and savings often shift dramatically. You might find yourself with a different financial outlook, adjusting to a ...
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What Crimes Will Disqualify You From Joining the Military?
As of 2024, the US military has about 1.3 million active personnel. The military enlisted nearly 225,000 new recruits in 2024, which is over 25,000 more than in 2023. Joining the military is a rewarding career path, offering individuals the ...
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Relax and Unwind! Here Are 10 Ways to Have Fun on a Budget
Ever reach the end of the work week, and you literally just can't handle any more? The days spent at the office can leave us feeling tense and wound so tight that you can almost feel your bones grinding together. But how do you unwind without ...
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How Misplaced Financial Priorities Lead to Lame Excuses
My teenage son Matthew had a bit of a tantrum last week -- okay, actually it was a full-scale meltdown -- after he found out that I wouldn't let him ride his BMX bicycle until he got the brakes repaired.
It turns out his bike brakes broke (try ...
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