With inflation pinching wallets everywhere, finding a way to stretch your budget is more important than ever.
Unfortunately, a budget is like a rubber band - you can stretch it a long way, but eventually it will break. Of course, it's one thing to ...
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100 Words On: A Surefire Way to Beat the Lottery
I realize I've made this point before but, come on, talk about a sucker's bet: The odds are before you ever strike it rich playing the lottery you'll most likely be struck by lightning. Twice. Now consider this: Over a ten year period, somebody who ...
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5 Ways to Make Your Car Insurance Cheaper
At the moment, the things we know that are infinite includes -- the universe, human stupidity and, of course, the rise in auto or car insurance premiums. According to insurance agent Evelia Mascareno, every year auto insurance rates increase ...
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5 Things Everybody Should Do Before Applying for a Mortgage
Have you checked your credit score? Do you have all of the correct paperwork in order? Are you aware of the market in which you are planning to buy?
Applying for a mortgage is never an easy job. You can't change your income or credit history ...
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7 Questions You Should Always Ask Yourself When Buying Clothes
Investing in new clothes is a process that takes several steps. While splurging on yourself can be fun, you should always keep in mind how practical your new purchase will really be. Keep your inner shopaholic in check by asking yourself a few ...
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5 Ways to Ensure You’ll Always Have Enough Money for Auto Repairs
Preparing for possible car repairs is part of owning a vehicle. But with rising costs, this part of car ownership can become stressful. Even so, it is still possible to cut down on your auto repair expenses. With that in mind, here are some helpful ...
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What Girl Scout Cookies Can Teach Us About Mortgages
I love this time of year because the Girl Scouts in my area are out selling their cookies. Of course, that means they'll soon be knocking on my door -- and I'll once again spend 10 minutes agonizing between the Thin Mints, Do-Si-Dos and Caramel ...
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Black Coffee: From Soup to Nuts
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
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Replace Your Roof Now and Recoup That Money When You Sell!
Research shows that people move an average of 12 times in their lifetime. So, if you are selling your house, replacing your roof can be a great way to recoup some of the money you've invested in your home. Roof replacement costs vary greatly ...
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Grandfather Says: The Early Birds
The following is a true story, only names are changed to protect the guilty.
Grandfather used to be visited by Clyde and his wife Penelope, from time to time. They always showed up early, before Grandfather was ready for them and Grandfather had ...
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4 Key Points Everyone Should Consider Before Hiring an Attorney
There are more than one million licensed attorneys within the United States. So having to choose one great reasonably-priced attorney out of such a massive population may seem just as impossible as finding a tiny needle within a tower of haystacks. ...
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5 Smart Practices That Will Help Your Small Business Thrive
The thing that makes many small business owners worry the most is failing within the first few months of operation. When that happens, the owners are usually left wondering how they could have made more money and attracted more customers - and why ...
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3 Tips for Getting the Best Price On a Used Car
When your car starts costing you more money than it's worth, it's probably time to get a new one. You don't necessarily have to get a new car, but it will definitely be new to you.
Buying a used car can be a great way to save money and find a ...
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7 Questions That Customers Are Rarely Asked Anymore
It's hard for me to believe, but I turned 58 years old this year.
I know, I don't look a day over 70.
When I was a young boy, I thought people in their fifties were ancient. Perhaps they are; but I don't feel ancient. In fact, with only a few ...
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Black Coffee: Off to the Races
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Off to the Races
100 Words On: Why Financial Freedom Requires Very Little Money
Don't fall into the trap of thinking that one has to be "rich" to attain financial freedom. There are lots of people earning millions per year who aren't financially free, just as it's also true that there are folks earning less than $50,000 annually ...
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Business 101: What Does ‘LLC’ Mean and Why Is It Important?
The inclusion of the letters "LLC" in the name of a company is a public declaration that the company is a type of corporation operating as a legal entity, separated from its owners. Because of this critically important separation, the company's ...
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6 Ways Procrastinating Hurts Your Finances
Lots of people live by the procrastinator's creed: Why do today what you can put off until tomorrow?
You might even be one of them.
But while this practice seems innocuous enough, it's actually costing you an embarrassing amount of money. Here ...
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Aiming for a College Education? Here Are 3 Ways to Save for It
If you're a parent thinking of your child's future, then one of the things that you're probably considering right now is your kid's college education. Of course, it depends on their choice whether they want to go to college or not, but preparing for ...
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Why Premium Gasoline Is a Lot Like Male-Enhancement Drugs
The things I do for this blog in the name of personal finance.
One day last month I got into a lunchtime conversation at work with a contractor who tried to convince me he had good reasons for putting premium gasoline in his Toyota Corolla, the ...
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