It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: The Road to Ruin
The Ethics of Found Money: Should You Keep It?
Is it okay to keep money found on the ground? I mean ... What are the ethics of found money?
The reason I bring this up is because last week, while walking in a parking lot, I found a $10 bill laying on the pavement. And the feeling that came over ...
Continue reading The Ethics of Found Money: Should You Keep It?
Grandfather Says: The Continuing Chronicles of Elaine, Part 16
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
An important P.S. to my Oldsmobile story: On December 13, 2000, the news came out that "Oldsmobile is coming to the end of the ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 16
Shadow Inventory and Mortgage Rate Impacts on the Housing Market
The housing market across the country has been on fire over the past decade. Prices remain elevated; but many people insist that's because there aren't enough homes available. But is this really the case? Does shadow inventory impact the housing ...
Continue reading Shadow Inventory and Mortgage Rate Impacts on the Housing Market
The 4 Worst Ways to Pay Down Debt
Debt may be a part of life, but that doesn't make it suck any less. If you're deep in debt, you're probably looking for ways to retire it. Or at least pay it down enough to improve your credit report. Whatever the reason, there are smart ways to ...
Continue reading The 4 Worst Ways to Pay Down Debt
Black Coffee: The Sky’s the Limit
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: The Sky’s the Limit
The Difference Between Real Wealth and Paper Wealth
Whenever destroyers appear among men, they start by destroying money, for money is men's protection and the base of a moral existence. Destroyers seize gold and leave to its owners a counterfeit pile of paper. This kills all objective standards and ...
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Savings Tips for High School Grads: 6 Ways to Kick-Start Your Savings
Congratulations! If you haven't graduated already, it won't be long before you can finally say that you've passed every subject, and survived countless teachers from hell. And maybe even a pretty wild campus life! But you're now entering a new era: ...
Continue reading Savings Tips for High School Grads: 6 Ways to Kick-Start Your Savings
Shopping In the Modern Age: Does the Internet Encourage Overspending?
The US is a consumer nation. Although we have always been driven by capitalism and encouraged to spend our hard-earned money on a wide variety of products, the creation of the Internet has changed our behavior. With the shift away from ...
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9 Ways to Ensure Your Road Trip Sucks
I love summer. It's my favorite time of the year. Well ... after spring and autumn.
I know. That may not sound like a ringing endorsement, but it's true.
Anyway, one of my favorite things about summer is our annual family vacation; my favorites ...
Continue reading 9 Ways to Ensure Your Road Trip Sucks
Black Coffee: Tick Tock Goes the Debt Clock
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Tick Tock Goes the Debt Clock
Grandfather Says: The Continuing Chronicles of Elaine, Part 15
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
Back to Work and Back to College
My bosses at Oldsmobile knew I planned to keep my job as long as Dave was in school, about ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 15
How to Determine If Your Artwork Is Valuable
When Marvin Gaspar came to my office for his appointment to discuss an appraisal, I had little clue where I would end up on the roller coaster ride he was about to take me on. Marvin was a claims adjuster from an insurance company who wanted an ...
Continue reading How to Determine If Your Artwork Is Valuable
6 Ways to Clean Out Your House for Cash This Spring
Spring cleaning time is almost here. With that in mind, before you start tossing out perfectly good, re-sellable items, why not take inventory of all the goodies you've got and determine the best method of sale? After all, you may as well recoup some ...
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12 Good Reasons Why You Should (and Shouldn’t) Pay Off Your Mortgage Early
Do I think you should pay off the mortgage early?
You may as well ask me if I think it is a good idea if you paint your living room sage green.
For many years I believed that paying off your mortgage was an absolute no-brainer.
Then I did a ...
Continue reading 12 Good Reasons Why You Should (and Shouldn’t) Pay Off Your Mortgage Early
Black Coffee: Food for Thought
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Food for Thought
Why Lazy People Shouldn’t Automate Their Finances
Millions of successful household CEOs automate their finances in order to save time and money, and help them reach their financial goals. For example, prepaying your utility bills, the mortgage and other loans helps eliminate late fees and postage. ...
Continue reading Why Lazy People Shouldn’t Automate Their Finances
Benefits for Businesses That Allow Employees to Work from Home
According to Strategic Business Insights, the trend toward working from home and the virtual workplace is still continuing to increase. Of course, working from home offers significant benefits in terms of a business's ability to work with employees ...
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Teens and Credit Cards: 9 Ways You’ll Pay Later for Giving Them One Now
I'm not a parent, so I won't presume to tell you how to raise your child. However, I can tell you that when it comes to teens and credit cards, putting plastic into their hands is a mistake that you both could end up paying for well into the ...
Continue reading Teens and Credit Cards: 9 Ways You’ll Pay Later for Giving Them One Now
The Most Important Insurance We Never Buy
It's ironic, but bankers and fiscally irresponsible governments despise gold and silver. Why? Because precious metals demand accountability, that's why.
In short, gold-backed currencies force responsible governments to live within their means.
That ...
Continue reading The Most Important Insurance We Never Buy
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