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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

My 14th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

By Len Penzo

If you're like most people, it's been hard not to notice the increase in your monthly grocery bill over the past year. I guess that's to be expected with the latest "official" inflation rate as measured by the CPI coming in at a jaw-dropping 9.1% ...

Continue reading My 14th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

14 Comments August 1, 2022

Black Coffee: Chunk and Run

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another busy week is behind ...

Continue reading Black Coffee: Chunk and Run

1 Comment August 6, 2022

100 Words On: Why Tracking Your Net Worth Is So Overrated

By Len Penzo

Many people dream about reaching the million-dollar net worth milestone, as if that lofty benchmark somehow guarantees a strife-free financial life. Preposterous! Net worth -- the value of your total assets minus your total liabilities -- is ...

Continue reading 100 Words On: Why Tracking Your Net Worth Is So Overrated

55 Comments August 4, 2022

Six Ways to Create a More Professional Social Media Presence 

By Sabado Domingo

First impressions are everything, especially on social media. And in this day and age, the first point of reference for a new business is their social media page. However, an immaculate social media presence isn't just about attracting new clients; ...

Continue reading Six Ways to Create a More Professional Social Media Presence 

Leave a Comment August 3, 2022

How to Get Great Deals with Drugstore Coupons

By Sabado Domingo

Everybody knows that one of the best ways to save money on purchasing essential household items is by using coupons. The average individual can make do without using pricey designer clothing and other accessories, but they cannot make do without ...

Continue reading How to Get Great Deals with Drugstore Coupons

Leave a Comment August 3, 2022

11 Ways to Ensure Your Summer Vacation Doesn’t Bust Your Budget

By Mikey Rox

Going on vacation is exciting and fun-filled until you get the bill. This year, dig into your R&R with peace of mind by following these tips on how to ensure a satisfying and budget-friendly vacay: Weigh the costs of lodging vs. ...

Continue reading 11 Ways to Ensure Your Summer Vacation Doesn’t Bust Your Budget

1 Comment August 2, 2022

Black Coffee: The Ministry of Truth

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another busy week is crossed off the ...

Continue reading Black Coffee: The Ministry of Truth

19 Comments July 30, 2022

Some Interesting Facts About Bitcoin Mining

By Enero Febrero

Bitcoin is the world's first successful decentralized cryptocurrency as well as a payment system. Nevertheless, bitcoin mining is shrouded in mystery for millions of people. What you need to know is bitcoin mining is the process of creating a new ...

Continue reading Some Interesting Facts About Bitcoin Mining

2 Comments July 29, 2022

Grandfather Says: Something Beautiful That Money Can Never Buy

By RD Blakeslee

One of the things we all have where money doesn't count is the sky. Grandfather pays attention to it and says he will miss it when he's six feet under. *** About the Author: RD Blakeslee is a nonagenarian in West Virginia who ...

Continue reading Grandfather Says: Something Beautiful That Money Can Never Buy

15 Comments July 28, 2022

5 Reasons To Sell a Lottery Jackpot Annuity

By Sabado Domingo

Most lottery prizes are offered in the form of periodic payments to the winner. As a result, the winner has to linger on for years before he gets to have the full amount of winnings. There are many wonderful benefits of holding on to the annuity ...

Continue reading 5 Reasons To Sell a Lottery Jackpot Annuity

Leave a Comment July 27, 2022

5 Investment Options During a Recession

By Sabado Domingo

As the old saying goes, what goes up must come down. And while the stock market has been on a tear in recent years, investors would be wise to remember that recessions are a reality of the business cycle. A financial advisor can help you build a ...

Continue reading 5 Investment Options During a Recession

2 Comments July 26, 2022

Identifying And Preventing Ad Fraud In Marketing

By Sabado Domingo

Businesses and brands pour millions of dollars into their marketing campaigns yearly. This investment is critical in gaining recognition and expanding a customer base to generate more revenue and profits for the company. As such, modern advancements ...

Continue reading Identifying And Preventing Ad Fraud In Marketing

Leave a Comment July 26, 2022

Why You Shouldn’t Skimp on Auto Insurance

By Tex Freitag

With the cost of living in some cities it can be tempting to find ways to save money. While cutting back on your favorite latte or canceling that one streaming subscription you never use might be a good idea, one thing you shouldn't do is try to ...

Continue reading Why You Shouldn’t Skimp on Auto Insurance

2 Comments July 26, 2022

An Introductory Guide to Wills, Trusts and Estate Planning

By Anum Yoon

What happens when people die -- or are dying -- is a subject of intense debate. For you it might be a matter of faith or science. What's less debatable: if you prepare properly, the people you leave behind will have an easier transition. Several ...

Continue reading An Introductory Guide to Wills, Trusts and Estate Planning

3 Comments July 26, 2022

How I Got Scammed at My Local Gas Station

By Len Penzo

People who believe in personal responsibility are often unfairly accused of being heartless and uncaring. For proof, all one has to do is look at my inbox. I usually get at least one scathing letter every week from a reader who mistakes my ...

Continue reading How I Got Scammed at My Local Gas Station

18 Comments July 25, 2022

Black Coffee: The Golden Rule

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: The Golden Rule

18 Comments July 23, 2022

100 Words On: Why It’s So Hard to Beat a Homegrown Tomato

By Len Penzo

There's a reason why tomatoes are found in 85% of all gardens, topping the list of most popular homegrown produce: Biting into the fresh and juicy sweetness of a vine-ripened homegrown tomato is pure nirvana for the senses -- a savory treat unmatched ...

Continue reading 100 Words On: Why It’s So Hard to Beat a Homegrown Tomato

19 Comments July 21, 2022

10 Financial Benefits of Hiring a Vehicle Accident Lawyer

By Tex Freitag

If you've been in a vehicle accident, you may wonder if you need to hire a lawyer. While every accident is unique and comes with its own complications and financial losses, there are many financial benefits to hiring a vehicle accident ...

Continue reading 10 Financial Benefits of Hiring a Vehicle Accident Lawyer

1 Comment July 20, 2022

How to Secure Your Home on a Budget

By Sabado Domingo

We all want to provide a safe life for our significant others and children, but sometimes, it's just out of our price range -- or is it? Securing your home doesn't have to be super expensive to be effective. Protecting your property and home won't ...

Continue reading How to Secure Your Home on a Budget

1 Comment July 20, 2022

4 Steps to Financial Independence

By Sabado Domingo

Once you have achieved some basic financial goals, such as paying off all debts except for perhaps your mortgage, building up an emergency fund and contributing to a retirement account, it is time to start thinking about achieving financial ...

Continue reading 4 Steps to Financial Independence

Leave a Comment July 19, 2022

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Recent Posts

  • Black Coffee: Chunk and Run
  • 100 Words On: Why Tracking Your Net Worth Is So Overrated
  • Six Ways to Create a More Professional Social Media Presence 
  • How to Get Great Deals with Drugstore Coupons
  • 11 Ways to Ensure Your Summer Vacation Doesn’t Bust Your Budget
  • My 14th Annual Cost Survey of 10 Popular Brown Bag Sandwiches
  • Black Coffee: The Ministry of Truth
  • Some Interesting Facts About Bitcoin Mining
  • Grandfather Says: Something Beautiful That Money Can Never Buy
  • 5 Reasons To Sell a Lottery Jackpot Annuity

Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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