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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Responsible Casino and Gambling Tips: How to Stay Within Your Budget

By Tex Freitag

Many of us like to gamble with luck every once in a while. But when that pastime becomes a habit, it can be very harming to your budget. Therefore, it is crucial to come up with a good strategy before you start gambling and leave all your money to ...

Continue reading Responsible Casino and Gambling Tips: How to Stay Within Your Budget

3 Comments February 19, 2021

6 Basic Steps to Help You Achieve Financial Freedom

By Tex Freitag

Financial freedom can be a difficult term to define, but at a very basic level it simply means controlling your own finances entirely. In order to gain financial freedom, you not only have to be free of debt, but also be able to provide for ...

Continue reading 6 Basic Steps to Help You Achieve Financial Freedom

12 Comments February 17, 2021

The Best Day Trading Strategies for Beginners

By Tex Freitag

Day trading is becoming increasingly achievable for investors with a feel for the financial markets and a good handle on global commerce. Day trading relates to buying and selling the same stock or share on the same day, sometimes even multiple ...

Continue reading The Best Day Trading Strategies for Beginners

1 Comment February 10, 2021

How Does Commercial Liability Insurance Differ from Other Liability Insurance?

By Tex Freitag

You always need to make sure that you have the right set of insurance policies on your side as a business owner. When looking into the ones that you need, you might often find repeating terms such as liability. Do you really need multiple liability ...

Continue reading How Does Commercial Liability Insurance Differ from Other Liability Insurance?

Leave a Comment February 4, 2021

Which Sectors Got a Real Boost in 2020?

By Tex Freitag

If you're interested in personal finance, investing some of your spare money can be lucrative. The right investment strategy should see you build up a nice nest-egg or give you extra cash to pay off debts. Investing money on the financial markets can ...

Continue reading Which Sectors Got a Real Boost in 2020?

Leave a Comment January 22, 2021

5 Ways the Oil Industry Affects the US Economy

By Tex Freitag

When you invest in the oil sector, you're taking a stake in an industry that everyone needs -- so you need to know how to track these unique investments, when they change, and why. The US economy ebbs and flows with the oil industry. Then again, ...

Continue reading 5 Ways the Oil Industry Affects the US Economy

1 Comment January 15, 2021

How to Measure Your Performance as a Trader or Investor

By Tex Freitag

If someone asked you to rate yourself as a trader, how would you evaluate yourself? Would you consider yourself to be highly successful, mediocre or needing a lot of improvement? Do you even know how to evaluate yourself at this moment? Let's ...

Continue reading How to Measure Your Performance as a Trader or Investor

1 Comment January 8, 2021

3 Great Hobbies That Are Investments Too

By Tex Freitag

When most of us think about investments, we arent imagining anything very interesting. However, your hobbies can also be great investments. Here are three hobbies that may have hidden sources of income down the road: Xeriscaping If you own your ...

Continue reading 3 Great Hobbies That Are Investments Too

1 Comment December 25, 2020

If You’re Going to Bet on Sports, Here’s How to Do It Responsibly

By Tex Freitag

For better or worse, sports betting sometimes gets a bad wrap -- especially from personal finance gurus. Some even like to compare gambling with burning money. As with most things, the actual truth is somewhere in the middle. While gambling isn't ...

Continue reading If You’re Going to Bet on Sports, Here’s How to Do It Responsibly

1 Comment December 19, 2020

Careers You Can Get Into Later In Life

By Tex Freitag

American workers are hectic creatures. According to the Bureau of Labor Statistics, Americans will work in 12 different jobs over their career lifespan, on average. This equates to a change about once every five years. Additionally, we're all ...

Continue reading Careers You Can Get Into Later In Life

Leave a Comment December 11, 2020

Damned If You Do, Damned If You Don’t: Where To Invest Post Pandemic?

By Tex Freitag

Although 2020 has been extremely difficult for investors, it might yet get even more challenging to get a return on money in the next couple of years. The impact of the coronavirus has been vast and it is very hard to predict what is going to ...

Continue reading Damned If You Do, Damned If You Don’t: Where To Invest Post Pandemic?

Leave a Comment December 4, 2020

10 Tips to Consider Before Getting Your Auto Insurance

By Tex Freitag

While choosing auto insurance might not seem like a big deal, it could be if you opt for the wrong type of policy or end up with inadequate coverage. Although everyone should learn the basics, understanding this kind of insurance is especially ...

Continue reading 10 Tips to Consider Before Getting Your Auto Insurance

Leave a Comment December 3, 2020

3 Ways to Make Money from Home During the Lockdown

By Tex Freitag

Coronavirus has affected many livelihoods this year. In fact, it's estimated that four out of five jobs have been affected by the pandemic worldwide. But even if you haven't been directly affected, we probably all know someone who has directly bore ...

Continue reading 3 Ways to Make Money from Home During the Lockdown

1 Comment November 25, 2020

Greed Is Good: 7 Surprisingly Wise Rules of Acquisition

By Tex Freitag

Before we begin, let's make one thing clear: superhero movies and space operas are not science fiction -- they are science fantasy at best, and I'm not very sure about the "science" part in most cases. True science fiction is not always ...

Continue reading Greed Is Good: 7 Surprisingly Wise Rules of Acquisition

1 Comment September 18, 2020

How to Manage Your Real Estate Business amid COVID-19 Restrictions

By Tex Freitag

As the pandemic continues spreading all over the world, many who own a real estate business are probably wondering what options they have. According to some studies, the peak of the curve happened in May 2020, which means a full recovery could happen ...

Continue reading How to Manage Your Real Estate Business amid COVID-19 Restrictions

1 Comment August 19, 2020

How to Manage Your Personal Finances When In the Military

By Tex Freitag

Life in the military brings a huge host of benefits. Chief among them is a stable income -- even in a bad economy. There are a lot of financial perks that you can take advantage of while in the military, but it also requires some discipline on your ...

Continue reading How to Manage Your Personal Finances When In the Military

2 Comments August 6, 2020

Where to Gather Information for Informed Investment Decisions

By Tex Freitag

Today's investors have so many investment tools and resources they need to achieve financial gain. But in the age of information, knowing where to look is a critical step. Reliable information can prevent investors from making costly mistakes, like ...

Continue reading Where to Gather Information for Informed Investment Decisions

1 Comment July 30, 2020

How to Successfully Pitch Your Startup Business to Investors

By Tex Freitag

Your business pitch can jump start your dreams -- or send your idea into oblivion. Serious investors get pitched constantly, so you should assume that they're not going to give you a lot of time, which is why it's so important to grab their ...

Continue reading How to Successfully Pitch Your Startup Business to Investors

1 Comment July 8, 2020

Tips for Protecting Yourself from Investment Fraud

By Tex Freitag

Becoming a victim of securities fraud is a serious and devastating matter. The market is known to fluctuate, and especially in light of the impact of COVID-19, you may not realize that it isn't the economic roller coaster impacting the growth of your ...

Continue reading Tips for Protecting Yourself from Investment Fraud

Leave a Comment June 19, 2020

3 Simple Ways Busy People Keep Control of Their Finances

By Tex Freitag

When you work hard for every dollar you earn and do your best to save every cent each month, it's important not to lose money on overdue fees. Apart from the cost of such fees, not paying invoices on time can lead to more dire consequences, such as ...

Continue reading 3 Simple Ways Busy People Keep Control of Their Finances

3 Comments June 10, 2020

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This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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