5 Key Considerations Before Signing a Service Contract

by David Bakke

I see offers like these on a daily basis: “Get a new iPhone for only $99; requires two-year contract,” or “Get DIRECTV for only $29.99 a month for six months; requires a one-year commitment.”

These teasers may sound great, but the companies offering them always require that customers sign a contract – and that contract usually includes a variety of stipulations.

Before you sign a new contract with a cell

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Gift Card Advice: 802 Reasons Why Cash is a More Thoughtful Gift

Did you know in China it’s considered taboo to give a clock as a gift? Yep.

I’ve also been told I should never give my Chinese friends umbrellas and knives too.

At least I shouldn’t if I want to stay in their good graces.

The Chinese aren’t the only ones who have their taboos when it comes to gift-giving; take us Americans, for example. While we have absolutely no problem passing out clocks

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No Joy In Mudville: Teaching My Son About Payback Periods

The other day my 14-year-old son, Matthew, was really trying to sell me on his wish for a PlayStation 3 video game console this Christmas. Never mind that he owns an XBox system that is in perfect working order, mainly because he got that as a gift from us last Christmas. I know.

The thing is, after paying almost $300 for an XBox last year, I struggled to see the logic

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Save Thousands & Look Like a Genius with Bimonthly Menu Planning

What’s the toughest question in the world to answer?

If you google the term “world’s toughest question” you’ll come across a panoply of potential candidates:

What is the meaning of life?
What is the secret of happiness?
How can I get rich quickly?

Where is the video contrast setting on an iPad?

Why does the line you’re in always move the slowest?
Why are there Interstate highways in Hawaii?

Yep. Those are pretty tough questions.

Still, I think none

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The Pros and Cons of Layaway Plans

This is a guest contribution from Bill Hazelton, CEO of Credit Card Assist, where he provides a wide variety of tips, news, advice and recommendations about all things credit card-related.  Find him over on Twitter or Google+.

by Bill Hazelton

As the holiday shopping season draws near and the economy continues to falter under high unemployment and stagnant economic conditions, many retailers are considering a variety of promotional tactics to help draw

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How Prices Ending in 9 Affect Your Buying Habits (Or Not.)

My dad is a real comedian. The guy seems to have a story or a joke for every occasion and I’m pretty sure I’ve heard most of them.

That hasn’t stopped Dad from sharing his repertoire over and over again anyway. What I really love about my dad is that even if he is repeating a particular joke that I’ve heard 76 times before, he tells it with all the verve

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Cutting Costs Down on Calling

Keeping in touch with family and friends on the phone can get very expensive very quickly if not handled properly.  Savvy shoppers can cut down those calling costs both domestically and internationally by using the tips below.

Use Special Discount Codes

You may be able to lower the costs of traditional calls from land line phones by using coupon codes. There are some coupon codes available from domestic carriers that can be

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100 Words On: What You Should Always Do Before Buying Stuff Online

It’s estimated that online sales in the United States will approach $279 billion by 2015 — that’s a lot of people clicking on website “Buy Now” buttons.

I recently saved $5 on an online purchase simply because I spent two minutes searching the Internet for applicable website coupons known as promotional codes. Best of all, you can get promo codes for stuff as varied as airline tickets and contact lenses —

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How to Select the Most Affordable Home Burglar Alarm System

by Sunil

My wife gets on my case because I am terrible at engaging our burglar alarm system every night before bed. Rightfully so; a burglar alarm is a smart precautionary initiative toward protecting your home and the valuables within.

In my opinion, everyone should have a home burglar alarm system. Systems will vary across a broad range of features and pricing. Even though burglar alarm features and configurations can be

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Don't Be a Wimp! 22 Things You Should Always Haggle For.

Last weekend I was at a barbecue with my friend, Jason, who told me a good-news bad-news story regarding a deal he recently got from DirecTV for their extremely popular NFL Sunday Ticket service. For those who don’t know, NFL Sunday Ticket allows viewers to watch every out of market game for the entire football season.

Well, after having that package for several years, Jason finally decided to cancel the service

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