The other day my 14-year-old son, Matthew, was really trying to sell me on his wish for the latest PlayStation video game console this Christmas. Never mind that he owns an XBox system that is in perfect working order, mainly because he got that as a ...
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Credit or Debit? How the Wrong Choice Hurts Small Businesses (and You)
Hello all! My name is Mike. I'm a big time fan of Len Penzo, and it's a privilege to share some of my thoughts on his blog. I read Len's article on why choosing debit or credit is like picking salad dressing; in that post he mentioned that he always ...
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The Leprechaun and the Lamborghini
Here is my St. Patrick's Day variation on a very old story that's been passed down and told many times.
The Leprechaun and the Lamborghini
One day, not too long ago, a leprechaun disguised as a businessman walked into a bank in New York City and ...
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Why People Prefer to Make Anonymous Payments
In an increasingly digital world, financial transactions have evolved significantly. While traditional banking and payment methods still dominate, a growing number of individuals prefer to make anonymous payments. This trend is driven by multiple ...
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Clothes Buying Tips: 7 Questions You Should Always Ask
Investing in new clothes is a process that takes several steps. While splurging on yourself can be fun, you should always keep in mind how practical your new purchase will really be. When it comes to clothes buying tips, you can keep your inner ...
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Weekly Meal Planning: Here’s How Singles On a Tight Budget Do It
Whether your kids have moved out of the house, or you've just left a relationship, being single doesn't have to mean lonely nights of greasy take-out or microwaved frozen meals. Smart weekly meal planning is a great way to support a tight budget, eat ...
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How to Break a Shopping Addiction
Do you find it hard to say no when you're out shopping? Does the urge to buy something, even when you don’t really need it, feel almost uncontrollable? If so, you might be dealing with a shopping addiction. It’s a real issue that many people face, ...
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18 Things You Should Never Pay For (Or So They Say)
Who doesn't love a free lunch? I know I've never turned one down. If you believe everything you read on the Internet, then there are lots of products and services you should never pay for.
The problem is "never" is such a strong word, isn't it? So ...
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Mastering the Art of Deal Hunting
Everybody loves a bargain. There are few better feelings in life than getting a sweet deal on something, and some people make it look like an art form. Some people just seem to get these good deals all the time. And when somebody else sees what a ...
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How to Find a Low-Cost Pest Control Company That Won’t Rip You Off
Eventually, pests happen. Whether it's a rat or rodent infestation, a serious bug problem or something more serious like termites, you will need to hire a professional pest control company. In most cases, you can rely on them to rid your home of a ...
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5 Tips for Avoiding Buyer’s Remorse (That I Learned the Hard Way)
I think it's safe to say that, like the common cold, almost all of us occasionally suffer from buyer's remorse. Of course, avoiding buyer's remorse is everyone's goal; but nobody's perfect. So today, against my better judgment, I'm going to share my ...
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How to Protect Your Financial Data During the Holiday Shopping Hustle
With all the fun and excitement the holidays bring, the last thing you want on your mind is if somebody is robbing you blind out in cyberspace. Guard yourself when shopping online during the holiday shopping hustle by following these six helpful tips ...
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9 Tips For Managing Your Money During the Holidays
It's easy to go overboard during the holidays; parties, travel, decorations, and gifts can all put a sizable dent in your budget if you're not careful. When it comes to managing your money - especially during the holidays - the good news is you can ...
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10 More Financial Old Wives’ Tales Masquerading As Rules of Thumb
There are people out there who swear that if you're lucky enough to see the first flower of springtime on a Friday, it's a sign of impending wealth.
I know. I don't buy it either.
Still, let's assume these folks know what they're talking about; ...
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Patience In Personal Finance: Why It’s a Tremendous Virtue
Although I haven't conducted a scientific study, I suspect that most people of modest means who are successfully managing their money understand the importance of patience in personal finance.
Let's face it: Most debt-free people aren't impulsive ...
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9 Ways to Get the Most from Your Coupons
Coupons are a great way to save money -- in fact, diligent coupon clippers can save a thousand dollars or more each year. Even so, many people refuse to use them. Whether they can't figure out where to find great coupons, or they don't understand how ...
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6 Expert Rental Negotiation Tips
If you're moving into a new apartment and need to mind your budget, there are a few tactics you can employ to score a better deal on your new digs. In fact, by learning just a few key lease and rental negotiation tips, you'll be in a better position ...
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How to Lower Your Smartphone Bill: 3 Ideas to Consider
Smartphones are ubiquitous these days, but they aren't always cheap to use. So you'll be forgiven if you're the type who is always looking at how to lower your smartphone bill. After all, a typical plan-based contract could set you back $150 a month ...
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My Dumbest Money Mistakes
Money mistakes; we've all made them.
Today I'm not going to talk about everyday money leaks or niggling oversights we all make from time to time, like leaving the lights on or buying a burger at a fast food joint and then forgetting to use the ...
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Grocery Auctions: A Fun Way to Lower Your Food Bill!
In these times of economic uncertainty, many people are looking to cut costs wherever possible. So as pressure on pocket books continues to mount, highly resourceful household CEOs have begun visiting local auction houses for great deals on ... ...
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