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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Looking for Inflation? It’s Hiding In Smaller Package Sizes

By Len Penzo

Inflation? What inflation? The fact is, for those who are willing to look close enough, we are actually being confronted by a serious bout of deflation, at least when it comes to the size of the containers sitting on our supermarket shelves. Sadly, ...

Continue reading Looking for Inflation? It’s Hiding In Smaller Package Sizes

26 Comments May 12, 2025

Why Should You Buy Mushroom Chocolate From Reliable Vendors?

By Enero Febrero

When it comes to buying mushroom chocolate, the vendor you choose plays a crucial role in ensuring a quality experience. With so many options available, it’s important to trust a reliable vendor who prioritizes quality, consistency, and transparency. ...

Continue reading Why Should You Buy Mushroom Chocolate From Reliable Vendors?

2 Comments May 1, 2025

Finding Affordable Car Insurance: What It Took to Get a Quote 25 Years Ago

By Tex Freitag

Auto insurance can be expensive. Of course, everyone wants affordable car insurance. But if you don't take the time to find a better deal on your car insurance premiums, you're likely to pay even more than you're currently paying. Car insurance ...

Continue reading Finding Affordable Car Insurance: What It Took to Get a Quote 25 Years Ago

3 Comments April 30, 2025

How Smart Menu Planning Can Reduce Your Annual Grocery Bill by $1000

By Len Penzo

If you google the term "world's toughest question" you'll come across a panoply of potential candidates: What is the meaning of life? What is the secret of happiness? How can I get rich quickly? Why does the line you're in always move ...

Continue reading How Smart Menu Planning Can Reduce Your Annual Grocery Bill by $1000

34 Comments April 28, 2025

3 Things That People Overpay For

By Sabado Domingo

No matter how thrifty you think you are, the truth is, most people are constantly spending money; it's just part of being an adult. And if you have any level of property or responsibility at all, you have operating costs and overhead, just like a ...

Continue reading 3 Things That People Overpay For

April 16, 2025

This Blue Fruit Cuts $400 Off My Grocery Bill Every Year

By Len Penzo

Have you ever wondered why there aren't very many blue fruits or vegetables in nature? I know I have. In fact, most fruits and vegetables that people usually offer as examples of azure produce are actually purple. And, no, blueberries aren't blue; ...

Continue reading This Blue Fruit Cuts $400 Off My Grocery Bill Every Year

April 9, 2025

Money Lessons for Kids: Teaching My Son About Payback Periods

By Len Penzo

The other day my 14-year-old son, Matthew, was really trying to sell me on his wish for the latest PlayStation video game console this Christmas. Never mind that he owns an XBox system that is in perfect working order, mainly because he got that as a ...

Continue reading Money Lessons for Kids: Teaching My Son About Payback Periods

March 24, 2025

Credit or Debit? How the Wrong Choice Hurts Small Businesses (and You)

By Mike Glanz

Hello all! My name is Mike. I'm a big time fan of Len Penzo, and it's a privilege to share some of my thoughts on his blog. I read Len's article on why choosing debit or credit is like picking salad dressing; in that post he mentioned that he always ...

Continue reading Credit or Debit? How the Wrong Choice Hurts Small Businesses (and You)

March 17, 2025

The Leprechaun and the Lamborghini

By Len Penzo

Here is my St. Patrick's Day variation on a very old story that's been passed down and told many times. The Leprechaun and the Lamborghini One day, not too long ago, a leprechaun disguised as a businessman walked into a bank in New York City and ...

Continue reading The Leprechaun and the Lamborghini

March 10, 2025

Why People Prefer to Make Anonymous Payments

By Tex Freitag

anonymous payments

In an increasingly digital world, financial transactions have evolved significantly. While traditional banking and payment methods still dominate, a growing number of individuals prefer to make anonymous payments. This trend is driven by multiple ...

Continue reading Why People Prefer to Make Anonymous Payments

March 6, 2025

Clothes Buying Tips: 7 Questions You Should Always Ask

By Anum Yoon

Investing in new clothes is a process that takes several steps. While splurging on yourself can be fun, you should always keep in mind how practical your new purchase will really be. When it comes to clothes buying tips, you can keep your inner ...

Continue reading Clothes Buying Tips: 7 Questions You Should Always Ask

February 4, 2025

Weekly Meal Planning: Here’s How Singles On a Tight Budget Do It

By Sabado Domingo

Whether your kids have moved out of the house, or you've just left a relationship, being single doesn't have to mean lonely nights of greasy take-out or microwaved frozen meals. Smart weekly meal planning is a great way to support a tight budget, eat ...

Continue reading Weekly Meal Planning: Here’s How Singles On a Tight Budget Do It

January 15, 2025

How to Break a Shopping Addiction

By Tex Freitag

how to break a shopping addiction

Do you find it hard to say no when you're out shopping? Does the urge to buy something, even when you don’t really need it, feel almost uncontrollable? If so, you might be dealing with a shopping addiction. It’s a real issue that many people face, ...

Continue reading How to Break a Shopping Addiction

January 3, 2025

18 Things You Should Never Pay For (Or So They Say)

By Len Penzo

Who doesn't love a free lunch? I know I've never turned one down. If you believe everything you read on the Internet, then there are lots of products and services you should never pay for. The problem is "never" is such a strong word, isn't it? So ...

Continue reading 18 Things You Should Never Pay For (Or So They Say)

December 16, 2024

Mastering the Art of Deal Hunting

By Sabado Domingo

Everybody loves a bargain. There are few better feelings in life than getting a sweet deal on something, and some people make it look like an art form. Some people just seem to get these good deals all the time. And when somebody else sees what a ...

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December 4, 2024

How to Find a Low-Cost Pest Control Company That Won’t Rip You Off

By Anum Yoon

Eventually, pests happen. Whether it's a rat or rodent infestation, a serious bug problem or something more serious like termites, you will need to hire a professional pest control company. In most cases, you can rely on them to rid your home of a ...

Continue reading How to Find a Low-Cost Pest Control Company That Won’t Rip You Off

November 19, 2024

5 Tips for Avoiding Buyer’s Remorse (That I Learned the Hard Way)

By Len Penzo

I think it's safe to say that, like the common cold, almost all of us occasionally suffer from buyer's remorse. Of course, avoiding buyer's remorse is everyone's goal; but nobody's perfect. So today, against my better judgment, I'm going to share my ...

Continue reading 5 Tips for Avoiding Buyer’s Remorse (That I Learned the Hard Way)

November 18, 2024

How to Protect Your Financial Data During the Holiday Shopping Hustle

By Mikey Rox

With all the fun and excitement the holidays bring, the last thing you want on your mind is if somebody is robbing you blind out in cyberspace. Guard yourself when shopping online during the holiday shopping hustle by following these six helpful tips ...

Continue reading How to Protect Your Financial Data During the Holiday Shopping Hustle

November 12, 2024

9 Tips For Managing Your Money During the Holidays

By Mikey Rox

It's easy to go overboard during the holidays; parties, travel, decorations, and gifts can all put a sizable dent in your budget if you're not careful. When it comes to managing your money - especially during the holidays - the good news is you can ...

Continue reading 9 Tips For Managing Your Money During the Holidays

October 29, 2024

10 More Financial Old Wives’ Tales Masquerading As Rules of Thumb

By Len Penzo

There are people out there who swear that if you're lucky enough to see the first flower of springtime on a Friday, it's a sign of impending wealth. I know. I don't buy it either. Still, let's assume these folks know what they're talking about; ...

Continue reading 10 More Financial Old Wives’ Tales Masquerading As Rules of Thumb

October 21, 2024

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