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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Are Store Brands Better? These 8 Items Support the Theory

By Len Penzo

Even though buying store brands is a great way to save money on your grocery bill, many people refuse to try them because they believe they're automatically inferior to their name brand counterparts. That can be a costly assumption. Since my ...

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37 Comments August 24, 2026

Smart Food Choices: How They Support Your Health and Wallet

By Corazon Gritar

Food is part of nearly every aspect of daily life. It provides the energy people need to function, brings families and friends together, and can even influence where people shop and how they spend their free time. At the same time, changing tastes ...

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Leave a Comment August 20, 2026

My 18th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

By Len Penzo

If you're like most people, it's been hard not to notice the increase in your monthly grocery bill since the pandemic. After a huge run-up in prices for everything from gasoline to food - and despite the latest consumer price index showing that ...

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4 Comments August 3, 2026

8 Stupid Fees Consumers Hate to Pay (But Often Do Anyway)

By Len Penzo

In this tough economy, businesses of all types continue to nickel and dime us to death with add-on charges. Needless to say, they want you to believe that those fees are necessary to cover the additional costs of doing business; pizza delivery fees ...

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July 13, 2026

Are You Smarter Than a 5th Grader? Calculate This Bill’s Tip

By Len Penzo

By the time kids leave the 5th grade they should know how to calculate simple percentages, which is one of the most critical mathematical tools we have at our disposal after we become adults. Thanks to the longtime custom of tipping, restaurants ...

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July 6, 2026

5 Ways You Can Save Money on Groceries This Week

By Anum Yoon

For many people, the grocery bill is one of their largest monthly expenses. Fortunately, you can easily save money on groceries this week -- and every week after that -- with a little pre-planning and a lot of creative frugality. Nix the ...

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June 16, 2026

How to Take Advantage of Error Fares for Booking Super Cheap Flights

By Mikey Rox

Flying the friendly skies is an efficient and often necessary way to travel, but the cost of such convenience is often prohibitive. From ticket prices to baggage fees to in-flight purchases, these expenses can take a big chunk out of your vacation ...

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June 9, 2026

5 Product Upgrades and Services That Aren’t Worth Paying Extra For

By Len Penzo

Everybody knows that when it comes to investing, you have to take risks to earn big returns. Likewise, when it comes to saving money, sometimes it pays to push your luck and take a risk too. Unfortunately, many people are so adverse to taking ...

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June 8, 2026

Why You Shouldn’t Be Afraid of Buying Glasses Online

By Len Penzo

If you're like many people, you've probably avoided buying eyeglasses online because you were afraid it was too complicated. However, buying online is not only easy, it's financially smart too. With that in mind, here are four of the biggest fears ...

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May 25, 2026

When Good Personal Finance Habits Go Too Far

By Len Penzo

If a little is good, then it follows that more must be better. Well, okay, maybe not all the time. Take coupons, for instance. Clipping coupons to save money on groceries is a sensible idea. But so-called extreme couponing takes this otherwise ...

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May 4, 2026

How Buying the Right Car Can Save You Thousands

By Corazon Gritar

buying the right car

Purchasing a vehicle is often one of the most significant financial decisions people make. The choice between different models, makes, and features can become overwhelming. However, selecting the right car, when done thoughtfully, can lead to ...

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April 30, 2026

Shopping for New Windows: A Homeowner’s Guide

By Corazon Gritar

new windows

Shopping for new windows can feel like a major decision because the right choice affects more than appearance alone. Windows influence energy efficiency, indoor comfort, natural light, noise control, and even how secure a home feels. Since they are ...

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April 27, 2026

Organic Fruits & Veggies: 15 That Aren’t Worth Paying More For

By Len Penzo

I love tomatoes. In fact, I don't think many people will argue with me when I say there is nothing better than a fresh-picked home-grown 'mater. I love them so much I usually grow tomatoes in my backyard every summer. Unfortunately for me, the ...

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April 7, 2026

$8100 Chicken Nuggets and Other Strange Items for Sale on Amazon & eBay

By Len Penzo

I don't know about you, but I find a lot of things in life that often make me stop and just shake my head in pure bewilderment. For example, why do tourists go to the top of tall buildings and then put quarters in telescopes so they can see things on ...

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February 16, 2026

Sneaky Price Tricks Your Grocer Doesn’t Want You to Know

By Len Penzo

I spent my teenage years working in a supermarket, initially as a box boy. Within six months of being hired, however, I was promoted to checker. Eventually, I got to work almost every job in the store including working the deli counter, and helping ...

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February 2, 2026

A Few Fun Statistics About the Average Coupon User

By Erica Quinn

How often do you use coupons when you are shopping online or in local stores? One of the best ways to save money is by using coupons. It's no secret that more people are looking for smart ways to reduce costs – and coupons are one of the easiest and ...

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January 21, 2026

An Avid Rag Reader Confesses: Magazines Make Me Want to Spend More!

By Paula Pant

I have a confession. Normally I spend a lot of time emphasizing the importance of cultivating habits that reduce your desire to spend. But I have one habit that makes me want to spend more money. It's a practice -- something I do almost daily -- ...

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December 24, 2025

6 Ways to Avoid a Holiday Debt Hangover

By Mikey Rox

The holidays come with a host of stressors, the most Xanax-inducing of which is perhaps overspending. Sure, we make our lists and check them twice, but we're still human. Sales, discounts and deals are flashed furiously before your eyes while you're ...

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December 9, 2025

Holiday Gift Ideas Under $40

By Mikey Rox

holiday gifts under $40

I've already presented a list of holiday gifts for under $25. If your budget is a little bigger, but you're still at odds with your decisiveness on what to get some people on your holiday gift list, then consider this collection of even more ideal ...

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November 18, 2025

18 Black Friday Facts You Probably Wish You Never Knew

By Len Penzo

What's not to love about Friday? I mean, really... if Saturday didn't exist, Friday would be the best day of the week, bar none. Let's face it, on any given Friday, it's hard to find anyone in a bad mood; especially after lunch time. My only ...

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November 17, 2025

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