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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Why Extended Warranties for New Tires Are A Waste of Money

By Len Penzo

A while back I bought four new tires for my old car. The tires came with a pro-rated 65,000-mile guarantee and were $74 each, or just under $300 for the entire set. As the salesman was tallying the bill he asked if I'd like to purchase the ...

Continue reading Why Extended Warranties for New Tires Are A Waste of Money

January 16, 2023

Tips for Budgeting a Wedding

By Corazon Gritar

Budgeting for a wedding can seem like an overwhelming task. Most people need help figuring out where to begin. However, it doesn't have to be stressful. This article will help you break down every part of budgeting a wedding into manageable parts. ...

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January 9, 2023

Why You Should Use Comparison Sites

By Sabado Domingo

Shopping online has become increasingly popular in recent years, with consumers able to purchase a wide range of products and services from the comfort of their own homes. While this is convenient and oftentimes easier than shopping in physical ...

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January 4, 2023

Scientists Say This Clever Trick Can Help You Break Your Overspending Habit

By Len Penzo

The other day I was reluctantly helping the Honeybee clean out her our closet -- and having a thoroughly miserable time doing it, I might add -- when I came across a couple of old Discover magazines. I canceled my subscription to Discover years ...

Continue reading Scientists Say This Clever Trick Can Help You Break Your Overspending Habit

December 26, 2022

4 Online Shopping Mistakes You’re Making and How to Avoid Them

By Corazon Gritar

Shopping online is a convenient way to get the products you want. Instead of having to go to the store, you can have them delivered right to your home. However, there are certain precautions you need to take when shopping online or you might end up ...

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December 19, 2022

3 Ways to Reduce Your Calling Costs

By Sabado Domingo

Everybody loves a cheap phone bill. But keeping in touch with family and friends on the phone can get very expensive if not handled properly. So with that in mind, here's how many savvy shoppers reduce their calling costs both domestically and ...

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December 14, 2022

Here’s How to Take Advantage of Everyday Sales for Everyday Items

By Enero Febrero

Every month, you have to buy items for yourself and your household that are not very expensive on their own. But if you added up the cost of all these things together, they'd amount to a big bill. Most people always look for ways to save, either by ...

Continue reading Here’s How to Take Advantage of Everyday Sales for Everyday Items

November 30, 2022

9 Great Gift Ideas for People Who Have Everything

By Len Penzo

I always struggle when it comes to finding great gift ideas for people who have everything. My family draws names every year as part of our annual Christmas gift exchange. It's typically done a year in advance, on Christmas Day, long after all the ...

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November 21, 2022

How the Recent Surge In E-Commerce Is Affecting Businesses & Consumers

By Corazon Gritar

In years past, the Internet was simply a tool. If you wanted to know the answer to a question or to keep up on current events as they were happening, the World Wide Web was there to help. Now, it's more of an appendage; from social media to ...

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November 8, 2022

Trying to Save Money on Gas? Driving Out of Your Way Rarely Helps

By Len Penzo

As inflation continues to wreak havoc on household budgets, people are looking to save money wherever they can. For example, I know people who will drive five miles out of their way, ten miles round trip, just to save a nickel per gallon. Then there ...

Continue reading Trying to Save Money on Gas? Driving Out of Your Way Rarely Helps

October 10, 2022

How to Save Money On Your Online Spending

By Enero Febrero

The Internet has made lots of things easier, including shopping. Gone are the days when you had to leave the house and go to the store to get your groceries. Now you can have them delivered. It's the same for gaming online. You can play without ...

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September 30, 2022

Holiday Shopping Tips: How to Get a Head Start and Maximize Your Budget

By Enero Febrero

While procrastination is a universal phenomenon, we should all be fighting the urge to delay when it comes to shopping for the upcoming holiday season. Although many of us are content to wait and drive to the store a couple days before Christmas, it ...

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September 28, 2022

How to Save Money with a Fall Shopping Budget

By Corazon Gritar

Fall is upon us, and with the colder weather comes the need to bring out the sweaters and jackets. It's also a time when people enjoy purchasing new cold weather clothing as part of their fall shopping. In doing this, some people forget about saving ...

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September 20, 2022

Are Spending Habits Influenced By Biology or Our Environment?

By Len Penzo

What exactly is it that not only shapes our attitudes about money, but also influences our spending habits? Why is it that some folks have no trouble sticking to budgets, while others fall victim to emotion? Why do some people seemingly have no ...

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September 19, 2022

How to Leverage Coupons to Get Great Baby Product Deals

By Enero Febrero

There's a lot to like about babies. For example, who doesn't love cuddling them? Then there are their adorable clothes, the hilarious baby videos, first words, first steps -- the list goes on an on! Unfortunately, it all comes with a ...

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September 14, 2022

What Is the Difference Between Cheap and Frugal?

By Len Penzo

Depending on who you talk to, the economy may or may not be booming -- but it seems like there are always more than a few people who are looking to find additional and more creative ways to save a buck or two. The trouble starts when they cross the ...

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September 12, 2022

6 Ways to Make Sure You’re Not Spending Too Much on Your Home

By Corazon Gritar

Have you ever started your month off by planning how you'll save money, only to later discover that you consumed all of it on unnecessary spending? It happens to most individuals unaware of their spending patterns, which could be due to debts or many ...

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September 7, 2022

19 Products That Get Deep Retail Discounts During the Fall Season

By Len Penzo

When it comes to getting the best deals, timing is everything. After all, there is nothing more frustrating than buying something and then finding out later that a friend, coworker or neighbor got the exact thing for less than you did. And who ...

Continue reading 19 Products That Get Deep Retail Discounts During the Fall Season

September 5, 2022

Do OEM Printer Ink Cartridges Actually Save Money In the Long Run?

By Sabado Domingo

Most people are well aware that buying printer ink can be extremely expensive. As the name suggests, original equipment manufacturer (OEM) cartridges are replacement cartridges that are manufactured by the original printer ...

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August 17, 2022

Money Mirages: 6 ‘Money-Saving’ Ideas That Are Anything But

By Len Penzo

Yesterday I was at the gas station and I observed a soccer mom topping off the tank of her bright yellow Hummer. And when I say "topping off," I mean really topping it off. She must have squeezed that hose handle a dozen times - and each time she ...

Continue reading Money Mirages: 6 ‘Money-Saving’ Ideas That Are Anything But

August 15, 2022

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