Len Penzo dot Com - Page 123 of 140 - The offbeat personal finance blog for responsible people.

Black Coffee: It’s Time to Batten Down the Hatches

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I just got back from a long business ...

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Poll: The 5 Biggest Money Regrets of 2015 — and How to Conquer Them

By Fred Schebesta

I'm confident that this time last year, scrawled on your list of New Year resolutions, was a sentence relevant to at least one of these four phrases: 'save money' 'stop spending' 'get out of debt' 'stick to a budget' According to a ...

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Negative Interest Rates and the Demonization of Cash

A lot of financially savvy people out there say that the world's central banks have foisted zero- and negative-interest rates (otherwise known as ZIRP and NIRP) to force people out of their savings. The truth is, there is a more pressing reason for ...

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Black Coffee: The Happy New Year Edition

It's time to sit back, relax and enjoy a little joe ... Happy New Year, everyone! Away we go ... Credits and Debits Debit: Despite being $72 billion in debt and guilty of defaulting on a portion of its bond payments last summer -- with ...

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Infographic: Where Your Tax Money Will Be Spent In 2016

The holiday season is now over, which means the advent of tax season is officially here. I know, but what can you do? The average American taxpayer can expect to be taxed at about 31.5% of their wages, which comes out to a massive ...

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Culinary Odds & Ends: How Eating Leftovers Saves Me $1700 Annually

Last year my family spent a small fortune on groceries -- $12,764 to be exact. If you were to press me on the matter, my teenage son, Matthew, probably ate $9000 worth of them. Anyone who thinks I'm kidding hasn't seen our kitchen after a visit ...

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Black Coffee: The Don’t Blink or You’ll Miss It Edition

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone had a great Christmas ...

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A Peek at My Kids’ Christmas Lists

Readers: Just for fun, I thought I would repost this article from Christmas Eve 2009 Well, according to my friend the Silicon Valley Blogger, Zhu Zhu Pets are the hot Christmas gift item for 2009. Don't tell my kids that though because those ...

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Black Coffee: Excuse Me While I Blow Some Hot Air

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got a lot of Christmas shopping ...

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100 Words On: The True Meaning of Christmas

By Brian K. Walters

In today's day and time, It's easy to lose sight, Of the true meaning of Christmas And one special night. When we go shopping, We say 'How much will it cost?' Then the true meaning of Christmas, Somehow becomes lost. Amidst the tinsel, ...

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Black Coffee: The 7th Anniversary Edition

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. It's hard to believe, but this week my ...

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Drive-By Movie Review: Four Christmases

This is a review of the 2008 movie Four Christmases starring Reese Witherspoon, Vince Vaughn, Robert Duvall, Jon Voight, and Sissy Spacek Plot Summary: A couple struggles to visit all four of their divorced parents on Christmas Day. Me: Can you ...

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Black Coffee: Move Along, Folks. There’s Nothing to See Here.

It's time to sit back, relax and enjoy a little joe ... Yes, I'm back. I took last Thanksgiving weekend off. I hope you all had an enjoyable and restful holiday. I know I did! Okay, away we go ... Credits and Debits Credit: There's an old ...

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Infographic: Black Friday Shopping Tips and Other Fun Facts

Anybody who has ever ventured out on Black Friday to bag an amazing deal on a clever holiday gift knows that it can try anybody's patience. It's true; enormous crowds, bumper-to-bumper traffic, and endless lines make Black Friday a living ...

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Black Coffee: Wall Street and the New York State of Mind

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Here we go ... Credits and ...

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Buyer Beware: 12 Things You Should Never Buy On Black Friday

While millions of shoppers will be out on Black Friday taking advantage of some really spectacular deals on everything from electronics and jewelry to even wine and automobiles, there are some items that will only see minor discounts -- or no ...

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Black Coffee: More Proof There’s No Such Thing as a Free Lunch

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I'm still recovering from a business ...

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Black Coffee: No, You’re Not Going Crazy — I Am

It's time to sit back, relax and enjoy a little joe ... And away we go ... Credits and Debits Credit: This week the media were celebrating the best employment figures of the year, thanks to a nonfarm payrolls report that showed 271,000 new ...

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Unlike Gen X, the Millennials Think College Is Still Worth It

By Sabado Domingo

Millennials may be paying out a lot more for college and racking up record student debt -- but they don't seen to mind, if the latest market research of 500 university graduate students by Credit Sesame is any indication. Even though the cost of ...

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Black Coffee: The Halloween Edition

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

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