If you don't pay your taxes on time, then you could be slapped with a tax lien.
This is a debt that will not be struck from your credit report unless you pay it off. And if a tax lien isn't paid off, then it can be sold to a third-party.
In ...
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A Few Fun Facts About the Average Coupon User
How often do you use coupons when you are shopping online or in local stores? One of the best ways to save money is by using coupons. It's no secret that more people are looking for smart ways to reduce costs -- and coupons are one of the easiest and ...
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Black Coffee: Decisions, Decisions
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it ...
Life is a ...
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100 Words On: Why Frugality Has Its Limits
The main benefit of frugality and saving is they're good habits that lay a strong personal finance foundation. That being said, the frugal lifestyle definitely has its limits. Although scrimping and cutting corners can result in significant savings, ...
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Here Are Some Really Smart Ideas for Minimizing Student Loan Debt
Even though more and more college graduates are discovering that their degrees are not offering the return on investment that they originally anticipated, that's not stopping today's aspiring college grads from signing up for student loans.
In ...
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Black Coffee: The Buttercups in Silicon Valley are Blooming Early
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's kick this baby off, shall ...
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What is a DMP and When is the Right Time to Apply?
A recent survey found that 22% of respondents in the UK say that their day-to-day finances are the main cause of stress. Clearly that's a significant number of people -- and that number has risen almost 50% in the last year.
One big contributing ...
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Confronting My Biggest Spelling Demons (and Yours Too)
One of the joys of having an eponymous personal finance blog is that I never feel compelled to ensure every article has to be about, well ... personal finance.
But, Len, it says right there in the header that this is 'The off-beat personal finance ...
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Black Coffee: Giving New Meaning to the Term “Bull” Market
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, let's get right to it this week ...
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5 Ways to Survive a Money Emergency
Nearly everyone will experience a serious money emergency at some point during their lifetime. Something financially catastrophic happens, like your car breaks down or you have to pay a huge medical bill. Afterward, you may be left with little or ...
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An Avid Rag Reader Confesses: Magazines Make Me Want to Spend More!
I have a confession. Normally I spend a lot of time emphasizing the importance of cultivating habits that reduce your desire to spend.
But I have one habit that makes me want to spend more money. It's a practice -- something I do almost daily -- ...
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Saving Money Is Easy When You Know This Simple Trick
If you search Google for "how to save money," you'll get 396 million results. See for yourself; I'll wait.
With that many results, how is it possible that people still have trouble saving? I'm sure that one of your New Year's resolutions was to ...
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Black Coffee: The Presidents’ Day Weekend Edition
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's dive right in this week ...
In ...
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5 Tips the Pros Use to Identify Favorable Investment Opportunities
Anyone interested in their own personal finances should not look at investing as gambling; instead, investments require careful and strategic thought. Yes, there's an element of risk-taking involved, but identifying favorable opportunities requires ...
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100 Words On: The Trouble With Whole Life Insurance (vs. Term)
The key difference between term and whole life insurance is simple. Term life pays the face amount of the policy in the event of your death, while whole life combines a term policy with an added investment component. Yes, whole life may sound like a ...
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A Few Thoughts from Aunt Doris: The Neighborhood Bully
This is another repost from an occasional series by my dear Aunt Doris, who passed away in 2015 at the age of 94.
When I was in my early teens, Mum and I moved from Kensington to Notting Hill in London. (Yes, the same Notting Hill as the Julia ...
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Black Coffee: And for My Next Trick …
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it ...
There is no ...
Continue reading Black Coffee: And for My Next Trick …
The 10 Most Overlooked Tax Deductions (and How to Claim Them)
It may be hard to believe, but Tax Day is just around the corner -- again! -- which is why millions of people just like you are carefully sifting through their paperwork from the last year so they can figure out what they can deduct to lower their ...
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Black Coffee: The Super Bowl Edition
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's kick this baby off, shall ...
Continue reading Black Coffee: The Super Bowl Edition
A Lifestyle Review of Historic Princeton, New Jersey
Princeton University recently earned the top ranking among national universities according to U.S. News & World Report -- but there's much more to Princeton, New Jersey, than its academics.
Princeton, the product of a merger between a borough ...
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