When it comes to matters of personal finance, trying to find the optimal solution can be counterproductive simply because many decisions don’t require extensive research. One of the best examples of this is when comparison shopping for a certain product or service. Typically, a modest survey of three to five samples is all that’s necessary before enough information is available to make an enlightened decision.
The bottom line: Whether you’re choosing a new refrigerator or a 24 hour plumber, trying to make the perfect choice usually results in wasted time and energy. Sometimes “good enough” really is okay.
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