• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

How Can I Find My Credit Score for Free?

By Len Penzo

credit card basicsYour credit score is a financial report card that tells lenders how risky it is to do business with you. The higher your score, the more likely you are to pay back a loan — and that means that lenders will be more willing to offer you bigger loans and lower interest rates.

Thankfully, there are ways to get your credit score for free — you just need to know where to look!

Access It Online. Plenty of web-based companies offer free credit scores. Financial management service companies like Credit Karma, credit education sites like Credit.com and online credit management tools like Credit Sesame are just a few examples.

Ask Your Bank. Several lenders — including JPMorgan Chase, Bank of America, USAA, the State Employees’ Credit Union, and Ally Financial — recently announced that they’re now providing free credit scores to their customers.

Check Your Credit Card Bill. A growing number of credit card companies offer free credit scores as part of their service. In fact, Discover has been including credit scores on their customers’ online- and paper-statements since 2013 — which means that many credit card holders actually look forward to getting their bills now. Well, almost.

Photo Credit: GotCredit

October 1, 2020

Question of the Week

Aside from the US, which of these G7 countries have you visited?
VoteResults

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025

Get Len Penzo dot Com delivered weekly!

Join our family of more than 40,000 happy subscribers!

Invalid email address
We promise we'll never spam you. You can unsubscribe at any time. 
Thanks for subscribing!