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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Why Bragging About What You’re Going to Buy is Super Lame

By Paula Pant

A few months ago, my roommate and I were bonding over appetizers and drinks at a tapas restaurant when two men approached us. "Excuse me, ladies, can we join you?" It was the type of venue where strangers regularly chat with strangers filled ...

Continue reading Why Bragging About What You’re Going to Buy is Super Lame

13 Comments October 22, 2020

4 Surprising Truths You Must Learn Before You Can Be Rich

By Paula Pant

Success is psychological. Whether your goal is to become rich, lose 20 pounds or learn another language, your mindset is your strongest weapon. You are your own greatest asset -- and your own worst enemy. So today I'd like to share four truths you ...

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14 Comments January 13, 2020

7 Money Skills My Immigrant Parents Taught Me

By Paula Pant

Im Asian-American, straight off the boat ... er, straight off the Boeing. My parents carried me to the Land of Stars and Stripes back when I was wearing diapers. Since good ol' Mom and Dad didn't launch their lives in America until they reached ...

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27 Comments March 14, 2018

An Avid Rag Reader Confesses: Magazines Make Me Want to Spend More!

By Paula Pant

I have a confession. Normally I spend a lot of time emphasizing the importance of cultivating habits that reduce your desire to spend. But I have one habit that makes me want to spend more money. It's a practice -- something I do almost daily -- ...

Continue reading An Avid Rag Reader Confesses: Magazines Make Me Want to Spend More!

8 Comments February 22, 2017

A Day in the Life of a Low Performer

By Paula Pant

A few months ago I read an interesting analogy in the book Talent is Overrated, by Geoff Colvin. The average runner, says the author, thinks about anything besides than the painful fact that hes running. Elite runners, by contrast, focus on every ...

Continue reading A Day in the Life of a Low Performer

9 Comments May 4, 2016

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