What is a VA loan? Well ... VA loans are government-backed mortgages that are insured by the Veteran's Administration. VA loans are available from qualified lenders to homebuyers who have served in the US military including:
Soldiers and sailors ...
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Credit Repair Mistakes: 6 “Smart” Moves You Need to Avoid
Once you realize that you have a credit problem, it's important to fix it as soon as you can. Unfortunately, consumers who make credit repair mistakes are quite common. Without carefully considering your credit repair strategy or even seeking ...
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How to Take Your Dream Vacation on a Tight Budget
So you want to get away after being cooped up for a couple months? Then stop planning staycations and start thinking bigger! The good news is your dream vacation can be taken on a tight budget. Here are seven tips on how to take the vacation of a ...
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How to Save for a New Home With Spotty Income
Some of the most important things in life are always taken for granted. After all, most of us drawing a steady salary never consider how fortunate we are to get a regular paycheck. On the other hand, those who work on commission or depend on tips for ...
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Black Coffee: Up, Up and Away!
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Up, Up and Away!
Tips for Choosing the Right Construction Accident Lawyer
According to the Bureau of Labor Statistics, the construction industry has the most fatal injuries, with one in five fatal injuries reported at construction sites. Out of the 345 deaths caused by falls in 2023, 96 of them were in the construction ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 47
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
In the early ’80’s, Dave drove his old white Scout truck to Saginaw, Michigan, when Grandpa Miller’s beautiful old house was ...
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How to Ride the Star Wars Wave with Lock-In Stocks and Binary Options
What do lock-in stocks (like Disney) and binary-options trading have in common? Well, first of all, let's define our terms. Lock-in stocks, for our purposes, are stocks for companies that can be thought of as too big to fail. Now, of course all ...
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Business Partnerships: 5 Signs Yours Might Fail
America is a nation of entrepreneurs. Americans are encouraged to start their own businesses and strike out independently. And of course, there are some benefits to doing so. With that being said, it can be difficult to get a new business off the ...
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Why Cutting Expenses to the Bone Isn’t Always Enough
The other day I was fueling up my car at the local gas station. While I was waiting for the tank to fill, I thought it would be a good idea to get rid of the remains of a ridiculously large bug that was splattered on the windshield.
Unfortunately, ...
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Black Coffee: Exceptions to the Rule
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Exceptions to the Rule
What Is an FHA Loan?
An FHA loan is a government-backed mortgage that is insured by the Federal Housing Administration. Although anyone can apply for an FHA loan, they were designed to help people with lower incomes qualify for a mortgage.
Because FHA loans protect ...
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12 Affordable Ways to Upgrade a Kitchen That’s Outdated
iIf your house is anything like ours, the kitchen is the most popular room in your home. However, the room is looking a bit dated and inflation has left a major dent in your wallet. But now is not the time for despair, because there are many easy and ...
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Top Tips for Discussing Finances With Your Significant Other
Did you know that in the US and other Western countries, over 90% of people get married before the age of 50? Regardless of age, marriage often entails merging lives, and with it, merging finances. Despite the commonality of marriage, the intricacies ...
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4 Traditional Banking Alternatives Many People Overlook
You might be one of many people who is getting tired of increasing and tricky bank fees. Perhaps you're at the point where you're even looking at switching to a "new" way of banking that's different from the typical big-name bank you've used for ...
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My 16th Annual Cost Survey of 10 Popular Brown Bag Sandwiches
If you're like most people, it's been hard not to notice the increase in your monthly grocery bill over the past three years. After a huge run-up in prices for everything from gasoline to food - and despite the latest consumer price index showing ...
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Black Coffee: It’s a Tax!
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: It’s a Tax!
Understanding the Lengthy Car Accident Settlement Process
There were 40,990 fatal car accidents in 2023, which is a decrease of 3.6% from the previous year. Injured victims may file a car accident claim to provide financial support for medical expenses, property damage, and other losses after an accident. ...
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Harness the Power of Expert Advisors for Smarter Trading: A Financial Guide
For centuries, traders have studied the technical patterns of the markets, from candlestick formations to oscillating indicators, seeking an edge to profitably navigate fluctuating prices. Yet deciphering the deluge of daily data for clues has proven ...
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Smart Budgeting Tips for First-Time Homebuyers in Florida
Purchasing a home is one of the most significant financial decisions you'll make in your life. To ensure that you make an informed and sustainable choice, it's essential to understand and manage your finances effectively. This guide provides you with ...
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