Obligatory Disclaimer: Okay ... I only had one astrology lesson -- and it was a self-taught one at that -- so these money horoscope predictions may not be 100% accurate.
Capricorn - (December 22 - January 20) Neptune is rising which indicates ...
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Black Coffee: Questions Without Answers
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Questions Without Answers
Grandfather Says: The Continuing Chronicles of Elaine, Part 50
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
To get my special ed certification, I completed six courses, one per semester, which was hard after working with students and ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 50
Is a College Degree Necessary Today?
Is a college degree necessary? Well ... possession of a university degree is still an important factor for many employers. So the question that we should really consider is whether having a degree is the only door to a successful future.
Forty-one ...
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Is It Worth Investing in Marijuana Stocks?
The debate over the merits of legalizing marijuana won't come to a close anytime soon. At the same time, the merits of investing in marijuana stocks also have their share of proponents and detractors.
Marijuana Investing Pros and Cons
While more ...
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Patience In Personal Finance: Why It’s a Tremendous Virtue
Although I haven't conducted a scientific study, I suspect that most people of modest means who are successfully managing their money understand the importance of patience in personal finance.
Let's face it: Most debt-free people aren't impulsive ...
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Black Coffee: Stupid Money Games
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Stupid Money Games
How Much Can I Afford to Borrow for a New Home?
One of the biggest questions for first-time homeowners is this: How much can I afford to borrow? Although there are exceptions to every rule, mortgage providers generally require your total debt to be no more than 36% of your pre-tax income. Your ...
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How to Pay Off Your Student Loan Faster
One of the biggest obstacles that prevent many graduates from investing either independently or through an adviser is the student loan. Student loans can weigh down individuals from seizing rewarding financial opportunities until they're cleared of ...
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3 Ways to Get Your Small Business Finances Back On Track
Running a small business can be a thrilling yet challenging endeavor. Financial hurdles are a common concern for many entrepreneurs. And getting those small business finances back on track can sometimes seem overwhelming. However, with the right ...
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Personal Finance Bad Habits: The 33 Biggest Ones to Avoid
I'm a total neat freak. Always have been.
Truth be told, the Honeybee is a neat freak too. I think that's a big reason why we get along so well.
Oddly enough, our teenage kids are the exact opposite. They're allergic to neat.
The other day I ...
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Your Christmas Fund: 12 Ways to Save $2000 Before the Holidays
September is here and the holidays are less than three months away, so if you don't yet have enough cash stashed in your Christmas fund to cover all the upcoming expenses -- like hosting family dinners, gifts, and all that extra gas you'll use ...
Continue reading Your Christmas Fund: 12 Ways to Save $2000 Before the Holidays
Mailbag: How to Sell Your Gold and Silver
Hi Len, I read in your blog that you recommend APMEX for buying precious metals. I've saved money to buy some bullion and I'm ready to invest! I'm just having trouble researching how to sell my gold and silver when the time comes. Can you shed some ...
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Black Coffee: Worse and Worser
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Worse and Worser
Grandfather Says: The Continuing Chronicles of Elaine, Part 49
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
A Brand-new Career at Age 50
My six years of piano teaching in the studio were busy and fun; I believe I met half the ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 49
9 Ways to Get the Most from Your Coupons
Coupons are a great way to save money -- in fact, diligent coupon clippers can save a thousand dollars or more each year. Even so, many people refuse to use them. Whether they can't figure out where to find great coupons, or they don't understand how ...
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How to Budget For Unexpected Home Repairs
Owning a home is still very much part of the American Dream. But it's one that comes with a cost. Not only are housing prices on the rise across the US, but the hidden costs of owning property - especially unexpected home repairs - can often be more ...
Continue reading How to Budget For Unexpected Home Repairs
Personal Finance for Kids: My 12-Year-Old Daughter Explains Her Strategy
My daughter, Nina, turned 25 years old last month. I know it's cliche, but I truly do remember the day she was born like it was yesterday.
I'm happy to say that Nina has always been a natural saver and good at managing her money -- and when it ...
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Black Coffee: Battle Stations!
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: Battle Stations!
How Big Should a Mortgage Down Payment Be?
Although there are exceptions to every rule, mortgage providers generally require homebuyers to contribute a minimum down payment somewhere between 3.5% and 20% of the home's purchase price. So how big should a mortgage down payment be?
Of course, ...
Continue reading How Big Should a Mortgage Down Payment Be?
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