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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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How to Get the Best Home Construction Results

By Simon Devon

When you're considering the development of property that you have been holding onto for a long period of time, it is important that you proceed with caution. There are many companies in the market that simply do not have the experience needed to ...

Continue reading How to Get the Best Home Construction Results

November 5, 2020

How to Successfully Invest in Sustainable Housing

By Enero Febrero

As we continue to move forward in the future, more and more thought is put into whether housing is sustainable or not. We also expand investment sectors to include more than just traditional housing, as cities and states reconsider regulations around ...

Continue reading How to Successfully Invest in Sustainable Housing

September 25, 2020

3 Ways to Ensure Your Mortgage Loan Gets Approved

By Enero Febrero

Buying a home is a significant financial investment and it could be potentially stressful because of the long processes involved. Getting your dream house is often a major hassle in itself -- sometimes you'll find a house you love but it won't be ...

Continue reading 3 Ways to Ensure Your Mortgage Loan Gets Approved

September 9, 2020

How to Manage Your Real Estate Business Amid COVID-19 Restrictions

By Tex Freitag

As the pandemic continues spreading all over the world, many who own a real estate business are probably wondering what options they have. According to some studies, the peak of the curve happened in May 2020, which means a full recovery could happen ...

Continue reading How to Manage Your Real Estate Business Amid COVID-19 Restrictions

August 19, 2020

5 Things Everyone Should Do Before Applying for a Mortgage

By Sabado Domingo

Have you checked your credit score? Do you have all of the correct paperwork in order? Are you aware of the market in which you are planning to buy? Applying for a mortgage is never an easy job. You can't change your income or credit history ...

Continue reading 5 Things Everyone Should Do Before Applying for a Mortgage

August 13, 2020

Are You Among the 20% Who Can’t Pay Their Mortgage?

By Chris Muller

How confident are you that you'll be able to pay your mortgage this month? If the answer is "not very," then you're not alone. In fact, according to a US Census Bureau survey, 20% of Americans said that they had "slight or no confidence" that they'd ...

Continue reading Are You Among the 20% Who Can’t Pay Their Mortgage?

August 11, 2020

8 Traits That Separate a Great Real Estate Agent from the Average Ones

By Jonathan Rogers

Whether you're an investor looking for a long-term relationship with a good estate agent, an entrepreneur just starting your career as an estate agent, or just a regular person who is hoping to become a homeowner someday, it's important to know the ...

Continue reading 8 Traits That Separate a Great Real Estate Agent from the Average Ones

July 16, 2020

6 Valuable Improvements You Should Make Before Selling Your Home

By Sabado Domingo

Making improvements to your home is an exciting venture, you can experiment with different things and unleash your creativity. However, it's important to remember that any home improvements not only increase your home's value for you, but they also ...

Continue reading 6 Valuable Improvements You Should Make Before Selling Your Home

June 24, 2020

Is It Really Worth Trying to Retire a 30-Year Home Loan in 15?

By Len Penzo

When it comes to the great mortgage debate, I've already explained my position regarding 15- and 30-year loans: 30-year loans are better for a multitude of reasons. In fact, I think it's a no-brainer. But does it make financial sense to pay that ...

Continue reading Is It Really Worth Trying to Retire a 30-Year Home Loan in 15?

June 15, 2020

21 Reasons Why Corner Lots Are For Suckers

By Len Penzo

For the six people left in America who are still looking to buy a home, I thought I'd pass on a little advice and save you a serious case of buyer's remorse. Don't be fooled by real estate agents who try to tell you that a corner lot is highly ...

Continue reading 21 Reasons Why Corner Lots Are For Suckers

May 18, 2020

Check Out These 5 Savvy Investments for New Homeowners

By Tex Freitag

Buying a house is one of the most exciting and often one of the biggest purchases a person will ever make. However, this doesn't mean that homeowners should put away their checkbook after the sale is complete. The reality is that individuals can ...

Continue reading Check Out These 5 Savvy Investments for New Homeowners

May 1, 2020

Grandfather Says: Some Thoughts on Building a Life-Long Homestead

By RD Blakeslee

Grandfather would like, first off, to do his best to convince young people that they can put their life, fortune and sacred honor into their life-long homestead. It's a state of mind which was the norm as the settlers expanded West in the 19th ...

Continue reading Grandfather Says: Some Thoughts on Building a Life-Long Homestead

April 30, 2020

The 5 Hidden Costs of Owning Rental Property

By Sabado Domingo

Having rental properties gives you a steady flow of income every month. When you are still in the planning phase, you would not even think about the possible costs of owning a rental property. Yes, owning a rental property comes with a lot of ...

Continue reading The 5 Hidden Costs of Owning Rental Property

March 27, 2020

4 Ways to Make Getting a Real Estate Loan Easier

By Sabado Domingo

Nearly everyone dreams of being a homeowner someday. Others may want to build income through investment properties. However, in reality, obtaining real estate isn't all that simple because in real life, even the least expensive homes cost quite a bit ...

Continue reading 4 Ways to Make Getting a Real Estate Loan Easier

March 4, 2020

The 15 vs. 30 Year Mortgage Debate: Why a 30-Year Loan Is Better

By Len Penzo

According to Freddie Mac's most recent survey, there is currently a spread of about 0.5% between the 15- and 30-year fixed rate mortgage benchmarks. I think most people naturally assume that, when it comes to choosing between a 15- or 30-year fixed ...

Continue reading The 15 vs. 30 Year Mortgage Debate: Why a 30-Year Loan Is Better

February 24, 2020

The 4 Biggest Mistakes People Make When Selling a House

By Sabado Domingo

Selling a house should be easy, right? You employ a real estate agent to put it on the market, the perfect buyers come along, buy it at market value and everyone is happy. Wrong. Unfortunately, selling a house is not as easy as it may initially ...

Continue reading The 4 Biggest Mistakes People Make When Selling a House

February 21, 2020

Is South Boston the Right Neighborhood for You?

By Sabado Domingo

If you are relocating to Boston, you might be struggling to know exactly where to stay. The state capital of Massachusetts is a beautiful city and is home to many different people scattered across a variety of neighborhoods. South Boston, or Southie ...

Continue reading Is South Boston the Right Neighborhood for You?

February 14, 2020

The 50 Biggest Money Mistakes Household CEOs Make

By Len Penzo

I'm not ashamed to admit I make mistakes. After all, everybody screws up occasionally; for us humans, mistakes come with the territory. For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive hours. ...

Continue reading The 50 Biggest Money Mistakes Household CEOs Make

January 20, 2020

Why Getting Preapproved for a Home Loan Is Important

By Enero Febrero

Buying a home is always a stressful time and you're going to want to make sure you have the funds for closing on your dream property. The best way of making sure your funds are in place to transfer when your house purchase closes is to follow the ...

Continue reading Why Getting Preapproved for a Home Loan Is Important

December 24, 2019

Great Tips and Strategies for Successful Mortgage Refinancing

By Sabado Domingo

Whenever interest rates are rising, it's essential to be aware that the sooner you make the decision to refinance your mortgage, the better price you can expect to get. But this doesn't mean mortgage refinancing should be taken lightly, as it's a ...

Continue reading Great Tips and Strategies for Successful Mortgage Refinancing

December 11, 2019

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