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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

4 Smart Financial Tips for Successful Property Investing

By Delan Cooper

If you are moving to Australia and would like to make a living off of property investment or starting a real estate business, there are many steps that you need to take in order to make this a success. Investing in properties is more than just ...

Continue reading 4 Smart Financial Tips for Successful Property Investing

September 15, 2021

7 Important Considerations for Every Prospective Home Buyer

By Enero Febrero

Buying property is expensive, which is why most people have to work a long time before they earn enough money for their dream home. Of course, before one can find their dream home, they usually have to search through hundreds of homes to find a ...

Continue reading 7 Important Considerations for Every Prospective Home Buyer

September 8, 2021

The Biggest Reason Why It May Be Smarter to Rent Than ‘Own’ a Home

By Charles Hugh Smith

We're constantly told ours is an ownership society in which owning a home is the foundation of household wealth. However, if we understand property taxes as a "lease from the local government for the right to gamble on another housing bubble ...

Continue reading The Biggest Reason Why It May Be Smarter to Rent Than ‘Own’ a Home

July 6, 2021

People Are Now Selling Their Homes For Bitcoin

By Sabado Domingo

Bitcoin has continued to gain popularity as a simple value transfer method for any product or service imaginable. As a result, selling real estate for bitcoin has become increasingly popular across the United States and the rest of the world. For ...

Continue reading People Are Now Selling Their Homes For Bitcoin

June 17, 2021

How to Select the Best Home Security Company

By Sabado Domingo

My wife gets on my case because I am terrible at engaging our burglar alarm system every night before bed. Rightfully so; a burglar alarm is a smart precautionary initiative toward protecting your home and the valuables within. In my opinion, ...

Continue reading How to Select the Best Home Security Company

May 12, 2021

9 Ways to Use Your Money After the Mortgage is Paid Off

By Len Penzo

The afterlife; it's one of mankind's greatest mysteries. In the world of personal finance, we "crossover" the moment our last mortgage payment is made, and for many folks, what lies on the other side is no less perplexing. Last month I received ...

Continue reading 9 Ways to Use Your Money After the Mortgage is Paid Off

April 5, 2021

Top 5 Commercial Real Estate Trends to Know in 2021

By Ben Crosby

A tumultuous 2020 has left its mark on a multitude of economic sectors. What are the consequences of the pandemic crisis on the commercial real estate market? What can be expected will depend to a large extent of where the property is, and which ...

Continue reading Top 5 Commercial Real Estate Trends to Know in 2021

March 26, 2021

Buy an Existing House or Have One Built? The Pros and Cons

By Sabado Domingo

Everybody has their own idea of what the perfect home is. For some it can be one that was already built and has all the features that they are happy with. Others want complete customization and everything done according to their list of must ...

Continue reading Buy an Existing House or Have One Built? The Pros and Cons

March 24, 2021

How to Determine How Much Rent You Can Really Afford

By Len Penzo

  Moving to a new home is almost always an exciting time. And when it comes to finding a new place to live, affordability is usually one of the top considerations for any renter. Frankly, when you stop to think about it, "How much rent can I ...

Continue reading How to Determine How Much Rent You Can Really Afford

January 12, 2021

A Simple Test to Know If It’s Better to Rent or Buy a House

By Len Penzo

This weekend my friend and I got into a discussion regarding the housing market; he was wondering whether current prices were still cheap enough to justify buying a new home. "That's a good question," I told him, "We could ask my Magic 8-Ball, but ...

Continue reading A Simple Test to Know If It’s Better to Rent or Buy a House

January 11, 2021

How to Get the Best Home Construction Results

By Simon Devon

When you're considering the development of property that you have been holding onto for a long period of time, it is important that you proceed with caution. There are many companies in the market that simply do not have the experience needed to ...

Continue reading How to Get the Best Home Construction Results

November 5, 2020

How to Successfully Invest in Sustainable Housing

By Enero Febrero

As we continue to move forward in the future, more and more thought is put into whether housing is sustainable or not. We also expand investment sectors to include more than just traditional housing, as cities and states reconsider regulations around ...

Continue reading How to Successfully Invest in Sustainable Housing

September 25, 2020

3 Ways to Ensure Your Mortgage Loan Gets Approved

By Enero Febrero

Buying a home is a significant financial investment and it could be potentially stressful because of the long processes involved. Getting your dream house is often a major hassle in itself -- sometimes you'll find a house you love but it won't be ...

Continue reading 3 Ways to Ensure Your Mortgage Loan Gets Approved

September 9, 2020

How to Manage Your Real Estate Business Amid COVID-19 Restrictions

By Tex Freitag

As the pandemic continues spreading all over the world, many who own a real estate business are probably wondering what options they have. According to some studies, the peak of the curve happened in May 2020, which means a full recovery could happen ...

Continue reading How to Manage Your Real Estate Business Amid COVID-19 Restrictions

August 19, 2020

5 Things Everyone Should Do Before Applying for a Mortgage

By Sabado Domingo

Have you checked your credit score? Do you have all of the correct paperwork in order? Are you aware of the market in which you are planning to buy? Applying for a mortgage is never an easy job. You can't change your income or credit history ...

Continue reading 5 Things Everyone Should Do Before Applying for a Mortgage

August 13, 2020

Are You Among the 20% Who Can’t Pay Their Mortgage?

By Chris Muller

How confident are you that you'll be able to pay your mortgage this month? If the answer is "not very," then you're not alone. In fact, according to a US Census Bureau survey, 20% of Americans said that they had "slight or no confidence" that they'd ...

Continue reading Are You Among the 20% Who Can’t Pay Their Mortgage?

August 11, 2020

8 Traits That Separate a Great Real Estate Agent from the Average Ones

By Jonathan Rogers

Whether you're an investor looking for a long-term relationship with a good estate agent, an entrepreneur just starting your career as an estate agent, or just a regular person who is hoping to become a homeowner someday, it's important to know the ...

Continue reading 8 Traits That Separate a Great Real Estate Agent from the Average Ones

July 16, 2020

6 Valuable Improvements You Should Make Before Selling Your Home

By Sabado Domingo

Making improvements to your home is an exciting venture, you can experiment with different things and unleash your creativity. However, it's important to remember that any home improvements not only increase your home's value for you, but they also ...

Continue reading 6 Valuable Improvements You Should Make Before Selling Your Home

June 24, 2020

Is It Really Worth Trying to Retire a 30-Year Home Loan in 15?

By Len Penzo

When it comes to the great mortgage debate, I've already explained my position regarding 15- and 30-year loans: 30-year loans are better for a multitude of reasons. In fact, I think it's a no-brainer. But does it make financial sense to pay that ...

Continue reading Is It Really Worth Trying to Retire a 30-Year Home Loan in 15?

June 15, 2020

21 Reasons Why Corner Lots Are For Suckers

By Len Penzo

For the six people left in America who are still looking to buy a home, I thought I'd pass on a little advice and save you a serious case of buyer's remorse. Don't be fooled by real estate agents who try to tell you that a corner lot is highly ...

Continue reading 21 Reasons Why Corner Lots Are For Suckers

May 18, 2020

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