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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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What to Consider Before Closing a Deal on a Vacation Home

By Corazon Gritar

As you work to become more financially secure, leisure time might feel more precious than ever. This is why many professionals choose to purchase their own slice of paradise: a vacation home. Whether this is a new idea for you or you've been ...

Continue reading What to Consider Before Closing a Deal on a Vacation Home

December 28, 2021

What’s an Emphyteutic Lease? (And Why You May Want to Avoid One)

By Len Penzo

The other day the Honeybee and I were watching the two-millionth episode of House Hunters when the featured owners of a condo who were trying to sell their place got some chilling news from their real estate agent: First, their outdated kitchen's ...

Continue reading What’s an Emphyteutic Lease? (And Why You May Want to Avoid One)

December 20, 2021

How to Find Temporary Housing Between Moves

By Sabado Domingo

Picture this: Your new lease ends on the same day your old one ends or, your new home is ready for occupation the same day the people who bought your home move in. Unfortunately, things often just don't work out that way. Instead, many people find ...

Continue reading How to Find Temporary Housing Between Moves

November 3, 2021

5 Personal Finance Tenets That Aren’t as Smart as They Used to Be

By Len Penzo

When I was a kid I used to love the fun houses found at summer carnivals and local fairs. I loved the sense of twisted reality provided by image-distorting mirrors and the wacky side-rooms where water appeared to flow uphill and it was nearly ...

Continue reading 5 Personal Finance Tenets That Aren’t as Smart as They Used to Be

November 1, 2021

The Lowest Mortgage Rates Are Gone, But There Are Still Benefits in Buying

By Sabado Domingo

When you look at the real estate market today, the frenzy has ended and buyers are now on the hunt for the lowest mortgage interest rates they can find from lenders. Lower interest rates from mortgage companies mean that buyers can afford more ...

Continue reading The Lowest Mortgage Rates Are Gone, But There Are Still Benefits in Buying

October 28, 2021

How to Ensure That Your First House Flip Will Be a Success

By Sabado Domingo

Property can be a great investment long-term. In fact, many people buy one or more investment homes over the years and hold onto them to build capital growth and income. However, these days people are having a lot of success flipping houses too. This ...

Continue reading How to Ensure That Your First House Flip Will Be a Success

October 25, 2021

4 Ways to Squeeze Extra Cash Out of a House Sale

By Sabado Domingo

Selling your house can be a pretty stressful thing to go through; theres so much to think about and so much to do. Sometimes, it's easy to forget that it's a transaction, and you want to make as much money from the sale as possible. When were talking ...

Continue reading 4 Ways to Squeeze Extra Cash Out of a House Sale

September 29, 2021

Tips When Choosing Vacation Rental Management Software

By Enero Febrero

If you want to stand out from the cut-throat Airbnb competition, then choosing quality rental management software is recommended. Having a successful rental business entails having an online presence, where clients can book or inquire about your ...

Continue reading Tips When Choosing Vacation Rental Management Software

September 24, 2021

Great Ways to Find the Best Interest Rate for Your Home Loan

By Sabado Domingo

Mortgages can eat you alive. That's because even after identifying the home loan particulars you're looking for, you still have to find the best deal. For example, you may know that you are looking to finance $500,000 for 30 years. But how do you ...

Continue reading Great Ways to Find the Best Interest Rate for Your Home Loan

September 22, 2021

4 Smart Financial Tips for Successful Property Investing

By Delan Cooper

If you are moving to Australia and would like to make a living off of property investment or starting a real estate business, there are many steps that you need to take in order to make this a success. Investing in properties is more than just ...

Continue reading 4 Smart Financial Tips for Successful Property Investing

September 15, 2021

7 Important Considerations for Every Prospective Home Buyer

By Enero Febrero

Buying property is expensive, which is why most people have to work a long time before they earn enough money for their dream home. Of course, before one can find their dream home, they usually have to search through hundreds of homes to find a ...

Continue reading 7 Important Considerations for Every Prospective Home Buyer

September 8, 2021

The Biggest Reason Why It May Be Smarter to Rent Than ‘Own’ a Home

By Charles Hugh Smith

We're constantly told ours is an ownership society in which owning a home is the foundation of household wealth. However, if we understand property taxes as a "lease from the local government for the right to gamble on another housing bubble ...

Continue reading The Biggest Reason Why It May Be Smarter to Rent Than ‘Own’ a Home

July 6, 2021

People Are Now Selling Their Homes For Bitcoin

By Sabado Domingo

Bitcoin has continued to gain popularity as a simple value transfer method for any product or service imaginable. As a result, selling real estate for bitcoin has become increasingly popular across the United States and the rest of the world. For ...

Continue reading People Are Now Selling Their Homes For Bitcoin

June 17, 2021

How to Select the Best Home Security Company

By Sabado Domingo

My wife gets on my case because I am terrible at engaging our burglar alarm system every night before bed. Rightfully so; a burglar alarm is a smart precautionary initiative toward protecting your home and the valuables within. In my opinion, ...

Continue reading How to Select the Best Home Security Company

May 12, 2021

9 Ways to Use Your Money After the Mortgage is Paid Off

By Len Penzo

The afterlife; it's one of mankind's greatest mysteries. In the world of personal finance, we "crossover" the moment our last mortgage payment is made, and for many folks, what lies on the other side is no less perplexing. Last month I received ...

Continue reading 9 Ways to Use Your Money After the Mortgage is Paid Off

April 5, 2021

Top 5 Commercial Real Estate Trends to Know in 2021

By Ben Crosby

A tumultuous 2020 has left its mark on a multitude of economic sectors. What are the consequences of the pandemic crisis on the commercial real estate market? What can be expected will depend to a large extent of where the property is, and which ...

Continue reading Top 5 Commercial Real Estate Trends to Know in 2021

March 26, 2021

Buy an Existing House or Have One Built? The Pros and Cons

By Sabado Domingo

Everybody has their own idea of what the perfect home is. For some it can be one that was already built and has all the features that they are happy with. Others want complete customization and everything done according to their list of must ...

Continue reading Buy an Existing House or Have One Built? The Pros and Cons

March 24, 2021

Outdoor Living: What to Consider When Buying a Family Vacation Home

By Corazon Gritar

No matter where your family lives, there is no arguing that natural spaces are often more appealing. Fresh air, sprawling lakes, and abundant wildlife offer an escape from everyday distractions, so it's no wonder that 37% of families say that ...

Continue reading Outdoor Living: What to Consider When Buying a Family Vacation Home

March 11, 2021

How to Determine How Much Rent You Can Really Afford

By Len Penzo

  Moving to a new home is almost always an exciting time. And when it comes to finding a new place to live, affordability is usually one of the top considerations for any renter. Frankly, when you stop to think about it, "How much rent can I ...

Continue reading How to Determine How Much Rent You Can Really Afford

January 12, 2021

A Simple Test to Know If It’s Better to Rent or Buy a House

By Len Penzo

This weekend my friend and I got into a discussion regarding the housing market; he was wondering whether current prices were still cheap enough to justify buying a new home. "That's a good question," I told him, "We could ask my Magic 8-Ball, but ...

Continue reading A Simple Test to Know If It’s Better to Rent or Buy a House

January 11, 2021

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