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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Check Out These 5 Savvy Investments for New Homeowners

By Tex Freitag

Buying a house is one of the most exciting and often one of the biggest purchases a person will ever make. However, this doesn't mean that homeowners should put away their checkbook after the sale is complete. The reality is that individuals can ...

Continue reading Check Out These 5 Savvy Investments for New Homeowners

May 1, 2020

Grandfather Says: Some Thoughts on Building a Life-Long Homestead

By RD Blakeslee

Grandfather would like, first off, to do his best to convince young people that they can put their life, fortune and sacred honor into their life-long homestead. It's a state of mind which was the norm as the settlers expanded West in the 19th ...

Continue reading Grandfather Says: Some Thoughts on Building a Life-Long Homestead

April 30, 2020

The 5 Hidden Costs of Owning Rental Property

By Sabado Domingo

Having rental properties gives you a steady flow of income every month. When you are still in the planning phase, you would not even think about the possible costs of owning a rental property. Yes, owning a rental property comes with a lot of ...

Continue reading The 5 Hidden Costs of Owning Rental Property

March 27, 2020

4 Ways to Make Getting a Real Estate Loan Easier

By Sabado Domingo

Nearly everyone dreams of being a homeowner someday. Others may want to build income through investment properties. However, in reality, obtaining real estate isn't all that simple because in real life, even the least expensive homes cost quite a bit ...

Continue reading 4 Ways to Make Getting a Real Estate Loan Easier

March 4, 2020

The 15 vs. 30 Year Mortgage Debate: Why a 30-Year Loan Is Better

By Len Penzo

According to Freddie Mac's most recent survey, there is currently a spread of about 0.5% between the 15- and 30-year fixed rate mortgage benchmarks. I think most people naturally assume that, when it comes to choosing between a 15- or 30-year fixed ...

Continue reading The 15 vs. 30 Year Mortgage Debate: Why a 30-Year Loan Is Better

February 24, 2020

The 4 Biggest Mistakes People Make When Selling a House

By Sabado Domingo

Selling a house should be easy, right? You employ a real estate agent to put it on the market, the perfect buyers come along, buy it at market value and everyone is happy. Wrong. Unfortunately, selling a house is not as easy as it may initially ...

Continue reading The 4 Biggest Mistakes People Make When Selling a House

February 21, 2020

Is South Boston the Right Neighborhood for You?

By Sabado Domingo

If you are relocating to Boston, you might be struggling to know exactly where to stay. The state capital of Massachusetts is a beautiful city and is home to many different people scattered across a variety of neighborhoods. South Boston, or Southie ...

Continue reading Is South Boston the Right Neighborhood for You?

February 14, 2020

The 50 Biggest Money Mistakes Household CEOs Make

By Len Penzo

I'm not ashamed to admit I make mistakes. After all, everybody screws up occasionally; for us humans, mistakes come with the territory. For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive hours. ...

Continue reading The 50 Biggest Money Mistakes Household CEOs Make

January 20, 2020

Why Getting Preapproved for a Home Loan Is Important

By Enero Febrero

Buying a home is always a stressful time and you're going to want to make sure you have the funds for closing on your dream property. The best way of making sure your funds are in place to transfer when your house purchase closes is to follow the ...

Continue reading Why Getting Preapproved for a Home Loan Is Important

December 24, 2019

Great Tips and Strategies for Successful Mortgage Refinancing

By Sabado Domingo

Whenever interest rates are rising, it's essential to be aware that the sooner you make the decision to refinance your mortgage, the better price you can expect to get. But this doesn't mean mortgage refinancing should be taken lightly, as it's a ...

Continue reading Great Tips and Strategies for Successful Mortgage Refinancing

December 11, 2019

5 Money Saving Tips Your Mortgage Broker Doesn’t Want You to Know

By Sabado Domingo

Buying a home is a big decision and you do not want to make a mistake while you are home shopping. That's why lots of people turn to mortgage brokers to help them through the process of finding a loan. In order to help you avoid being taken advantage ...

Continue reading 5 Money Saving Tips Your Mortgage Broker Doesn’t Want You to Know

November 15, 2019

6 House Upgrades That Increase Property Values

By Sabado Domingo

The US home improvement market is strong at about $400 billion dollars per year. Many homes and rentals that once sat empty are now filling burgeoning housing needs. Those homes are often in need of renovation and house upgrades. Did you invest ...

Continue reading 6 House Upgrades That Increase Property Values

September 20, 2019

5 Awesome Benefits of Buying a Condo

By Sabado Domingo

Do you want to buy a home, but just don't have the money for it? Then consider buying a condo. Condos tend to be a lot cheaper than the average home and offer up a lot of great benefits. So, what are the benefits of buying a condo? Read on to ...

Continue reading 5 Awesome Benefits of Buying a Condo

September 13, 2019

How to Be Smart When Selling Your Mortgage Note

By Enero Febrero

So you've decided to sell your mortgage note. If you have never sold a mortgage note before, it can be difficult to know where to start. A mortgage note is a document that is signed at the closing of a mortgage that obligates the homebuyer to ...

Continue reading How to Be Smart When Selling Your Mortgage Note

September 13, 2019

5 Creative Financing Options to Help You Buy a Home

By Sabado Domingo

The average American can no longer afford a home in around three-quarters of the country. And that's probably not surprising to anyone. On the one hand, the shocking increase in property prices has left many Americans in crippling debt, ...

Continue reading 5 Creative Financing Options to Help You Buy a Home

September 4, 2019

The Best and Worst Home Renovations for Maximizing Return On Investment

By Jennifer Landis

As a homeowner, you have a lot of freedom when it comes to how you make your home look. If you're living in your forever home, then renovate to your heart's content. But if you think there may be a chance you could end up selling your home one ...

Continue reading The Best and Worst Home Renovations for Maximizing Return On Investment

September 3, 2019

5 Crucial Tips for Purchasing Rental Property

By Enero Febrero

If you've ever played the "what would you do if you won the lottery" game, people always tend to have great answers. Some would quit their job and travel around the world. Others would buy a big house and lots of fun toys. But then, there is ...

Continue reading 5 Crucial Tips for Purchasing Rental Property

August 16, 2019

5 Things You Need to Know About Your Mortgage When Getting a Divorce

By Tex Freitag

You finally have your dream home, but not your dream marriage; and getting a divorce could mean losing it. What happens with your mortgage during a divorce? Can you keep your home? Do you split the costs? Or should you sell? Here is everything you ...

Continue reading 5 Things You Need to Know About Your Mortgage When Getting a Divorce

July 24, 2019

When Is the Right Time to Buy a House, and What Purchasing Options Do You Have?

By Tex Freitag

Millennials have been slow to enter the home buying world; many carry huge debts from their college education. Others are still recovering from the Great Recession. Their hesitancy has confused the markets for new and previously-owned homes. The ...

Continue reading When Is the Right Time to Buy a House, and What Purchasing Options Do You Have?

June 24, 2019

What Is So Great About Living in Vancouver?

By Enero Febrero

Are you ready to settle down? Perhaps you're looking at where you want to purchase a home and Vancouver, Canada is at the top of your list. If so, you're on the right track! Vancouver is a beautiful city in British Columbia and a great place to live. ...

Continue reading What Is So Great About Living in Vancouver?

June 21, 2019

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