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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Are You Smarter Than a 5th Grader? Guess My Rental Car Bill.

By Len Penzo

It seems like every time I go to Hawaii, I always learn a valuable financial lesson. I already shared how, during my recent summer vacation there, I was reminded of why folks should always be on their toes when shopping, as illustrated by two ...

Continue reading Are You Smarter Than a 5th Grader? Guess My Rental Car Bill.

August 29, 2012

Southwest Airlines: Website Horror Stories, Part II

By Len Penzo

You're traveling through another dimension, a dimension not only of sight and sound, but of mind. A journey into a wondrous land whose boundaries are that of imagination. That's the sign post up ahead, your next stop:  The Personal Finance Twilight ...

Continue reading Southwest Airlines: Website Horror Stories, Part II

August 15, 2012

Southwest Airlines: Great Prices, but Beware the Bait and Switch

By Len Penzo

Before I kick off my little pity party that's doubling today as a do-it-yourself therapy session, let me state for the record that I think Southwest Airlines is still the best-run US domestic airline in the business. Although I have no loyalty to ...

Continue reading Southwest Airlines: Great Prices, but Beware the Bait and Switch

August 8, 2012

The Olympics: More Proof Those Given Everything Appreciate Nothing

By Len Penzo

Am I the only person in America with a working television that hasn't watched a single minute of the Olympics on the boob tube? It's not that I'm not interested in them; I am. It's just that I've been really busy doing research and getting ready ...

Continue reading The Olympics: More Proof Those Given Everything Appreciate Nothing

August 1, 2012

Are You Smarter Than a 5th Grader? Then Guess the Price of This.

By Len Penzo

Last week while we were shopping for groceries in a Hawaii supermarket, I was reminded of why folks should always be vigilant when it comes to finding the best deals. The supermarket was offering two sizes of All Stainlifter laundry detergent as ...

Continue reading Are You Smarter Than a 5th Grader? Then Guess the Price of This.

July 25, 2012

What Does ‘Flare’ Taste Like? When Swanky Marketing Goes Too Far.

By Len Penzo

Last week my boss and I were sitting in a conference room when he spied a pack of gum that someone had left on the table. "Hey, Len! You want some gum?" "Well, that depends," I said. "What flavor is it?" "Five." "Five? What the heck does ...

Continue reading What Does ‘Flare’ Taste Like? When Swanky Marketing Goes Too Far.

July 2, 2012

Mac Users See Pricier Hotels When Using Orbitz … So?

By Len Penzo

I've known for a long time that online travel agencies aren't created equal, partly because I've conducted experiments that compared Expedia, Orbitz, Hotwire, Priceline, Kayak and Travelocity prices. Now comes news that Mac users who visit online ...

Continue reading Mac Users See Pricier Hotels When Using Orbitz … So?

June 27, 2012

Why Frequent Flier Programs Aren’t Worth It (for Most People)

By Len Penzo

I recently received an urgent email from US Airways imploring me to join their frequent flier program. The friendly prod occurred not too long after I purchased four round trip tickets to Hawaii for this year's family summer vacation. The ...

Continue reading Why Frequent Flier Programs Aren’t Worth It (for Most People)

June 13, 2012

I Just Made the Biggest Impulse Purchase of My Life (but It’s OK)

By Len Penzo

Yesterday I did something I rarely ever do: I threw all caution to the wind and, as a result, I made the biggest spur-of-the-moment purchase of my entire life. Believe it or not, I spent $2462.35 on a pair of tickets to see a hockey game. Yep; ...

Continue reading I Just Made the Biggest Impulse Purchase of My Life (but It’s OK)

June 6, 2012

Your Disaster Fund and the Best Places to Hide Money in Your Home

By Len Penzo

Most people who have emergency and rainy day funds use banks to keep their cash safe. However, it's also wise to keep a home-based readily-accessible disaster fund in the event a situation arises that makes it impossible to withdraw the cash from ...

Continue reading Your Disaster Fund and the Best Places to Hide Money in Your Home

May 29, 2012

What Goes Around Comes Around: Rising Interest Rates Are Inevitable

By Len Penzo

Last summer my 12-year-old daughter, Nina, was extolling the fashion virtues of her hot pink Converse Chuck Taylor All-Star high-top sneakers, better known to many as simply, "Chucks." What I found amusing was while Nina really thought she was on ...

Continue reading What Goes Around Comes Around: Rising Interest Rates Are Inevitable

March 26, 2012

Sometimes It Pays Not to Look for the Best Deal

By Len Penzo

Although it's hard for me to believe, my humble home recently turned 14-years-old. So, as you might expect, a lot of the original appliances we bought when we first moved in -- or were included with the brand new house -- have been acting up for ...

Continue reading Sometimes It Pays Not to Look for the Best Deal

March 14, 2012

Another Milestone: Celebrating Two-Million Page Views!

By Len Penzo

I've always enjoyed writing, but without you, the truth is I'd just be wasting my time. Which is why I am very happy to report that Len Penzo dot Com just crossed the two-million page view mark! Hooray! When I surpassed the one-million page views ...

Continue reading Another Milestone: Celebrating Two-Million Page Views!

February 14, 2012

My Daughter’s Latest Business Venture (A Car Wash? That’s So Last Year!)

By Lenina Penzo

This is another post from my 12-year-old daughter, Nina. Hi everyone! My dad asked me if I would write another article to tell you about my latest accomplishments so far in 2012. My last post received a lot of attention because it was put on ...

Continue reading My Daughter’s Latest Business Venture (A Car Wash? That’s So Last Year!)

February 8, 2012

I Earned HOW Much Last Year? The 6-Figure Mistake on My 1099 Form.

By Len Penzo

Now I know how it feels to be paid like my favorite gynecologist, the world famous Dr. Dean, from the Millionaire Nurse Blog.   At least on a weekly basis. The reason I say that is because a couple days ago, after a long hard day at the office, I w ...

Continue reading I Earned HOW Much Last Year? The 6-Figure Mistake on My 1099 Form.

February 1, 2012

The Apocalypse Can Wait: My State of the Household Report for 2012

By Len Penzo

As the old saying goes, knowledge is power. When it comes to tracking personal finances, one of the most important pieces of information in you can have in your knowledge database is a detailed summary that highlights where your household income ...

Continue reading The Apocalypse Can Wait: My State of the Household Report for 2012

January 16, 2012

My Potato Chip Taste Test: Are Lay’s Really Worth Paying More For?

By Len Penzo

Potato chips are big business. According to AIB International, over $7 billion of the salty snacks were were consumed in 2009. It's been reported that over 1.2 billion pounds of potato chips are consumed annually; I know I'm probably good for ten ...

Continue reading My Potato Chip Taste Test: Are Lay’s Really Worth Paying More For?

January 9, 2012

100 Words On: Why Having an Upside Down Mortgage Ain’t All Bad

By Len Penzo

One of the biggest fears many homeowners have is waking up one day and discovering that they owe more on the mortgage than their house is actually worth. While that may be trouble for those who absolutely positively have to move, it's really no big ...

Continue reading 100 Words On: Why Having an Upside Down Mortgage Ain’t All Bad

January 5, 2012

The High Cost of Getting My Son’s Wisdom Teeth Removed

By Len Penzo

Nobody likes a big mouth. At least that's what I used to think. My teenage son, Matthew doesn't have a big mouth -- although I wish he did. That's because most big mouths have one particular virtue that makes the rest of us extremely envious: they ...

Continue reading The High Cost of Getting My Son’s Wisdom Teeth Removed

January 4, 2012

The End of the World & Other Magic 8-Ball Predictions for 2012

By Len Penzo

Happy new year, readers! Like last year, I'm kicking off the start of 2012 with more fearless predictions from my old friend, the Magic 8-Ball. In case you missed it, the Magic 8-Ball ended 2010 with an astounding 70 percent success rate, and ...

Continue reading The End of the World & Other Magic 8-Ball Predictions for 2012

January 3, 2012

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