A democracy can only exist until the voters discover that they can vote themselves largesse from the public treasury. From that moment on, the majority always votes for the candidates promising the most benefits from the treasury, with the result ...
Continue reading 100 Words On: A Grim Warning to Those Who Think Money Grows On Trees
The Unexpected Bill That Added $2406.88 to My Recent Vacation
"Whatever it takes."
That was the answer the Honeybee gave me three years ago after I asked her how much she would pay to save a pet's life.
Unfortunately, last week we got a chance to reconsider that question after we returned from a week-long ...
Continue reading The Unexpected Bill That Added $2406.88 to My Recent Vacation
Cheap Thrills: 6 Awesome Halloween Movies That Aren’t Scary
Everyone knows that staying at home and watching a movie is one of the cheapest ways to share a night, but that can often get tiresome. There's something about the Halloween holiday season that brings the notion back to life, as Halloween movies are ...
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100 Words On: Saving Your Lame Excuses for Somebody Who Cares
A wise man once said that excuses are tools of incompetence, only useful for building monuments of nothingness and bridges to nowhere. When it comes to personal finance, there are a countless number of excuses that people often use to explain why the ...
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100 Words On: How to Avoid Burning Out
It takes real drive to turn our biggest dreams into reality, but sometimes the relentless passion that fuels our inevitable push for success becomes counterproductive. When personal expectations finally exceed what we can reasonably achieve on our ...
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Are You Smarter Than a 5th Grader? Guess My Rental Car Bill.
It seems like every time I go to Hawaii, I always learn a valuable financial lesson.
I already shared how, during my recent summer vacation there, I was reminded of why folks should always be on their toes when shopping, as illustrated by two ...
Continue reading Are You Smarter Than a 5th Grader? Guess My Rental Car Bill.
Southwest Airlines: Website Horror Stories, Part II
You're traveling through another dimension, a dimension not only of sight and sound, but of mind. A journey into a wondrous land whose boundaries are that of imagination. That's the sign post up ahead, your next stop:Â The Personal Finance Twilight ...
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Southwest Airlines: Great Prices, but Beware the Bait and Switch
Before I kick off my little pity party that's doubling today as a do-it-yourself therapy session, let me state for the record that I think Southwest Airlines is still the best-run US domestic airline in the business.
Although I have no loyalty to ...
Continue reading Southwest Airlines: Great Prices, but Beware the Bait and Switch
The Olympics: More Proof Those Given Everything Appreciate Nothing
Am I the only person in America with a working television that hasn't watched a single minute of the Olympics on the boob tube?
It's not that I'm not interested in them; I am. It's just that I've been really busy doing research and getting ready ...
Continue reading The Olympics: More Proof Those Given Everything Appreciate Nothing
Are You Smarter Than a 5th Grader? Then Guess the Price of This.
Last week while we were shopping for groceries in a Hawaii supermarket, I was reminded of why folks should always be vigilant when it comes to finding the best deals.
The supermarket was offering two sizes of All Stainlifter laundry detergent as ...
Continue reading Are You Smarter Than a 5th Grader? Then Guess the Price of This.
What Does ‘Flare’ Taste Like? When Swanky Marketing Goes Too Far.
Last week my boss and I were sitting in a conference room when he spied a pack of gum that someone had left on the table.
"Hey, Len! You want some gum?"
"Well, that depends," I said. "What flavor is it?"
"Five."
"Five? What the heck does ...
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Mac Users See Pricier Hotels When Using Orbitz … So?
I've known for a long time that online travel agencies aren't created equal, partly because I've conducted experiments that compared Expedia, Orbitz, Hotwire, Priceline, Kayak and Travelocity prices.
Now comes news that Mac users who visit online ...
Continue reading Mac Users See Pricier Hotels When Using Orbitz … So?
Why Frequent Flier Programs Aren’t Worth It (for Most People)
I recently received an urgent email from US Airways imploring me to join their frequent flier program. The friendly prod occurred not too long after I purchased four round trip tickets to Hawaii for this year's family summer vacation.
The ...
Continue reading Why Frequent Flier Programs Aren’t Worth It (for Most People)
I Just Made the Biggest Impulse Purchase of My Life (but It’s OK)
Yesterday I did something I rarely ever do: I threw all caution to the wind and, as a result, I made the biggest spur-of-the-moment purchase of my entire life.
Believe it or not, I spent $2462.35 on a pair of tickets to see a hockey game.
Yep; ...
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Your Disaster Fund and the Best Places to Hide Money in Your Home
Most people who have emergency and rainy day funds use banks to keep their cash safe. However, it's also wise to keep a home-based readily-accessible disaster fund in the event a situation arises that makes it impossible to withdraw the cash from ...
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What Goes Around Comes Around: Rising Interest Rates Are Inevitable
Last summer my 12-year-old daughter, Nina, was extolling the fashion virtues of her hot pink Converse Chuck Taylor All-Star high-top sneakers, better known to many as simply, "Chucks."
What I found amusing was while Nina really thought she was on ...
Continue reading What Goes Around Comes Around: Rising Interest Rates Are Inevitable
Sometimes It Pays Not to Look for the Best Deal
Although it's hard for me to believe, my humble home recently turned 14-years-old. So, as you might expect, a lot of the original appliances we bought when we first moved in -- or were included with the brand new house -- have been acting up for ...
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Another Milestone: Celebrating Two-Million Page Views!
I've always enjoyed writing, but without you, the truth is I'd just be wasting my time. Which is why I am very happy to report that Len Penzo dot Com just crossed the two-million page view mark! Hooray!
When I surpassed the one-million page views ...
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My Daughter’s Latest Business Venture (A Car Wash? That’s So Last Year!)
This is another post from my 12-year-old daughter, Nina.
Hi everyone! My dad asked me if I would write another article to tell you about my latest accomplishments so far in 2012.
My last post received a lot of attention because it was put on ...
Continue reading My Daughter’s Latest Business Venture (A Car Wash? That’s So Last Year!)
I Earned HOW Much Last Year? The 6-Figure Mistake on My 1099 Form.
Now I know how it feels to be paid like my favorite gynecologist, the world famous Dr. Dean, from the Millionaire Nurse Blog. At least on a weekly basis.
The reason I say that is because a couple days ago, after a long hard day at the office, I w ...
Continue reading I Earned HOW Much Last Year? The 6-Figure Mistake on My 1099 Form.
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