Although it's taken its sweet time, electric car sales are continuing to rise. It's the same story for electric motorcycles (EM). In other words, electric vehicles (EVs) are here to stay -- and that's good news because they're much kinder to the ...
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How I Live on Less than $40,000 Annually: Emily from Illinois
My name is Emily and I'm 27. My husband, Kirk, is 29 and we have a newborn son. We live in Springfield, Illinois.
I'm transitioning from full-time to part-time as an accountant and teaching a few violin students. My husband is a guitar teacher and ...
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How I Live on Less Than $40,000 Annually: Nick from Iowa
My name is Nick. I'm 25 years old and single with no kids. I work in radio, with a salary of $40,000. I also have side gigs that add an additional $5000 of income per year.
In 2014 I received my bachelors degree in mass communication. After I ...
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How I Live On Less Than $40,000 Annually: Tara from Maryland
My name is Tara, I'm 39, single, and I currently live in Ellicott City, Maryland.
I used to work as a Linux Systems Administrator making a six-figure income.
Then I lost my job.
I remained unemployed for 18 months, but now I work in ...
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3 Things You Shouldn’t Buy with a Credit Card (and 1 You Always Should)
Credit cards shouldn't scare you; when used correctly, they're actually the most rewarding form of currency available today.
Seriously, when's the last time you were rewarded with airline miles for using cash?
And while it's highly recommended ...
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How I Live on Less Than $40,000 Annually: Paulie from New York
My name is Paulie and I've been reading Len's awesome blog for almost a whole year now. I'm 27 years old.
After getting my high school diploma I held a series of odd jobs before deciding three years ago that it was time to leave the rat race. So I ...
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Scotland Homes: Breaking Down the Three Parts of Your Home Report
The vast majority of homes that are being marketed for sale have to provide a home report as part of the selling process, in order to comply with current legislation.
The home report is actually three documents which are combined to create a ...
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How I Live On Less Than $40,000 Annually: Amanda from Michigan
My name is Amanda, and I'm an example of someone who didn't worry about financial responsibility and saving until relatively late in life -- but I'm so glad that I finally did!
My current income averages $2790 per month. Even so, over the past few ...
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How I Live on Less Than $40,000 Annually: Rebecca from Wisconsin
My name is Rebecca and I'm so excited that I discovered Len's blog! My family doesn't talk much about money and my friends all represent very different monetary situations so I've been a little over my head since I decided to take control of my ...
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Should Homeowners Be Worried About Looming Interest Rates?
With Bank of England Governor Mark Carney indicating that interest rates may increase by up to 3% over the next few years, homeowners with adjustable rate loans should be thinking about how this would impact their monthly payments.
Recent research ...
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A Low Cost Way to Stay Connected to Your Kids Without Cell Phones!
(Readers: This is a sponsored post from Amber Alert GPS.)
What's cheaper than a cell phone, and lets you stay connected with your kids?
"We're on a tight budget, and every dollar counts. But we need to buy two cell phones for our 10-year-old ...
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Diagnosis Dilemmas: What You Must Know Before Filing a Medical Malpractice Lawsuit
More and more Americans are filing medical malpractice suits in the U.S. -- but not because doctors are doing a worse job. In fact, they're doing roughly the same quality job. However, consumers today are more savvy and informed about how to file a ...
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A New Online Clothing Store Sells Name Brands For $15 Each
(Readers: This is a sponsored article by FifteenEach.)
When it comes to shopping, everybody loves a great bargain, which is why cost-conscious shoppers will be thrilled to know that today marks the grand opening of 15each.co; a brand new online ...
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Credit or Debit? How the Wrong Choice Hurts Small Businesses (and You)
Hello all! My name is Mike. I'm a big time fan of Len Penzo, and it's a privilege to share some of my thoughts on his blog. I read Len's article on why choosing debit or credit is like picking salad dressing; in that post he mentioned that he always ...
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A Clever Consumer Trick for Ensuring Smart Spending Decisions
We all have our own ways of justifying purchases, whether we're trying to convince ourselves that a new car is essential, or that new boots are a just requirement with winter around the corner. However, what if there was a way you could look at your ...
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10 Ways to Get Fit for Little or No Money
Are you still making excuses that you can't go to the gym because it's too expensive? Or can't afford a new bike to exercise?
Be afraid, be very afraid, because you're about to encounter some simple, cost-effective, ideas for you to work out on ...
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Visualizing Your Financial Future (And Why It’s Important)
There are millions of posts and thousands of books explaining how to improve your finances. In fact, much of this information seems to get recycled back and forth. I have found only a couple of good books and posts that deal with the visualization of ...
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Missed Tax Deadline? Here’s How to Reduce or Eliminate Penalties.
If you missed this year's tax filing deadline, you may face penalties and a number of other consequences that will only get worse if you do not take your income tax filing seriously. The consequences of not filing taxes vary by situation, but ...
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Brazilian Hyperinflation: A Reader Explains What Life Was Like
(Readers: In 1990, inflation in Brazil was running at 3000% per year. At that rate, a loaf of bread that cost $3 on New Year's Day would cost $93 by December 31. With that in mind, awhile back one my readers, Leasi, mentioned that she had lived in ...
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How Fees Quickly Erode Your Savings Account Returns
Your savings are a long-term investment, and whether you have accounts for short term purchases to furnish your home or fill your wardrobe, or whether you have your emergency fund and bill payment funds saved in the same place, you have worked hard ...
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