Most people who have emergency and rainy day funds use banks to keep their cash safe. However, it's also wise to keep a home-based readily-accessible disaster fund in the event a situation arises that makes it impossible to withdraw the cash from ...
Continue reading Your Disaster Fund and the Best Places to Hide Money in Your Home
What Goes Around Comes Around: Rising Interest Rates Are Inevitable
Last summer my 12-year-old daughter, Nina, was extolling the fashion virtues of her hot pink Converse Chuck Taylor All-Star high-top sneakers, better known to many as simply, "Chucks."
What I found amusing was while Nina really thought she was on ...
Continue reading What Goes Around Comes Around: Rising Interest Rates Are Inevitable
Sometimes It Pays Not to Look for the Best Deal
Although it's hard for me to believe, my humble home recently turned 14-years-old. So, as you might expect, a lot of the original appliances we bought when we first moved in -- or were included with the brand new house -- have been acting up for ...
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Another Milestone: Celebrating Two-Million Page Views!
I've always enjoyed writing, but without you, the truth is I'd just be wasting my time. Which is why I am very happy to report that Len Penzo dot Com just crossed the two-million page view mark! Hooray!
When I surpassed the one-million page views ...
Continue reading Another Milestone: Celebrating Two-Million Page Views!
My Daughter’s Latest Business Venture (A Car Wash? That’s So Last Year!)
This is another post from my 12-year-old daughter, Nina.
Hi everyone! My dad asked me if I would write another article to tell you about my latest accomplishments so far in 2012.
My last post received a lot of attention because it was put on ...
Continue reading My Daughter’s Latest Business Venture (A Car Wash? That’s So Last Year!)
I Earned HOW Much Last Year? The 6-Figure Mistake on My 1099 Form.
Now I know how it feels to be paid like my favorite gynecologist, the world famous Dr. Dean, from the Millionaire Nurse Blog. At least on a weekly basis.
The reason I say that is because a couple days ago, after a long hard day at the office, I w ...
Continue reading I Earned HOW Much Last Year? The 6-Figure Mistake on My 1099 Form.
The Apocalypse Can Wait: My State of the Household Report for 2012
As the old saying goes, knowledge is power.
When it comes to tracking personal finances, one of the most important pieces of information in you can have in your knowledge database is a detailed summary that highlights where your household income ...
Continue reading The Apocalypse Can Wait: My State of the Household Report for 2012
My Potato Chip Taste Test: Are Lay’s Really Worth Paying More For?
Potato chips are big business. According to AIB International, over $7 billion of the salty snacks were were consumed in 2009.
It's been reported that over 1.2 billion pounds of potato chips are consumed annually; I know I'm probably good for ten ...
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100 Words On: Why Having an Upside Down Mortgage Ain’t All Bad
One of the biggest fears many homeowners have is waking up one day and discovering that they owe more on the mortgage than their house is actually worth. While that may be trouble for those who absolutely positively have to move, it's really no big ...
Continue reading 100 Words On: Why Having an Upside Down Mortgage Ain’t All Bad
The High Cost of Getting My Son’s Wisdom Teeth Removed
Nobody likes a big mouth.
At least that's what I used to think.
My teenage son, Matthew doesn't have a big mouth -- although I wish he did.
That's because most big mouths have one particular virtue that makes the rest of us extremely envious: they ...
Continue reading The High Cost of Getting My Son’s Wisdom Teeth Removed
The End of the World & Other Magic 8-Ball Predictions for 2012
Happy new year, readers!
Like last year, I'm kicking off the start of 2012 with more fearless predictions from my old friend, the Magic 8-Ball.
In case you missed it, the Magic 8-Ball ended 2010 with an astounding 70 percent success rate, and ...
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The Penner Awards: The 10 Craziest Money Blunders of 2011
As 2011 finally comes to a close, it's time for the second annual Penner Awards, a celebration of the year's ten most dumbfounding displays of numismatical naivete and financial ineptitude known to man.
So why am I giving out such a dubiously ...
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100 Words On: My 10 Most Popular 100-Word Posts of 2011
Since starting in January, this breakout weekly series has gotten a lot of attention. Its most-popular posts:
1. Why Financial Freedom Requires Very Little Money
2. A Surefire Way to Beat the Lottery -- Guaranteed!
3. Why You Should Never ...
Continue reading 100 Words On: My 10 Most Popular 100-Word Posts of 2011
A Look Back at My Magic 8-Ball’s Predictions for 2011
Have you noticed all the end-of-the-year customs that are currently on display almost everywhere you look?
For example, I've been inviting my readers to provide questions regarding the future that they'd like to ask my Magic 8-Ball since way back ...
Continue reading A Look Back at My Magic 8-Ball’s Predictions for 2011
Why the Dirty Details Matter When Planning Your Vacation
Sometimes things aren't always what they seem. Especially upon first glance.
This past summer I was examining my Marriott rewards account when I noticed that I had finally -- finally! -- accrued enough points to score a 6-night stay on Maui at ...
Continue reading Why the Dirty Details Matter When Planning Your Vacation
A True Love-Story: My Proven Method for Online Dating Success
I thought this article would be apropos today, considering the Honeybee and I are enjoying a bit of a second honeymoon in Maui this week -- sans kids, of course. And yes, we're having a fabulous time!
It's tough being single. Perhaps that's why ...
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The Latest Credit Card Gimmick: Two Different Cards, One Statement
I have a love/hate relationship with my credit card company. Last week I got a little taste of both after they sent me another mailbox surprise.
You see, although my current Citi Dividends Mastercard didn't expire until 2014, they went ahead and ...
Continue reading The Latest Credit Card Gimmick: Two Different Cards, One Statement
Are You Smarter than a 5th Grader? Guess this Room Service Bill.
As I mentioned here the other day, I recently spent a fun weekend at one of those fancy pancy resort hotels in Scottsdale, Arizona.
You know the kind. This place has every amenity a Kardashian girl could ever want including a spa, the obligatory ...
Continue reading Are You Smarter than a 5th Grader? Guess this Room Service Bill.
My BBQ Sauce Taste Test: My Family Bucks Conventional Wisdom (Again)
Depending on who you talk to, barbecue sauces have been around since the days of the American colonies.
Wikipedia claims that the first commercial barbecue sauce appeared around 1909. I know; please don't grill me on my source, folks.
And while ...
Continue reading My BBQ Sauce Taste Test: My Family Bucks Conventional Wisdom (Again)
The Scapegoat: GE Money Takes Your Cash and Stores Take the Fall
by Angie Picardo
“If you apply for a [store name] credit card today you can get [arbitrary number]% off your purchase.” I can’t remember the last time I was able to go to a mall without being bombarded with pitches for store credit cards. I always ...
Continue reading The Scapegoat: GE Money Takes Your Cash and Stores Take the Fall
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