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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

My Potato Chip Taste Test: Are Lay’s Really Worth Paying More For?

By Len Penzo

Potato chips are big business. According to AIB International, over $7 billion of the salty snacks were were consumed in 2009. It's been reported that over 1.2 billion pounds of potato chips are consumed annually; I know I'm probably good for ten ...

Continue reading My Potato Chip Taste Test: Are Lay’s Really Worth Paying More For?

January 9, 2012

100 Words On: Why Having an Upside Down Mortgage Ain’t All Bad

By Len Penzo

One of the biggest fears many homeowners have is waking up one day and discovering that they owe more on the mortgage than their house is actually worth. While that may be trouble for those who absolutely positively have to move, it's really no big ...

Continue reading 100 Words On: Why Having an Upside Down Mortgage Ain’t All Bad

January 5, 2012

The High Cost of Getting My Son’s Wisdom Teeth Removed

By Len Penzo

Nobody likes a big mouth. At least that's what I used to think. My teenage son, Matthew doesn't have a big mouth -- although I wish he did. That's because most big mouths have one particular virtue that makes the rest of us extremely envious: they ...

Continue reading The High Cost of Getting My Son’s Wisdom Teeth Removed

January 4, 2012

The End of the World & Other Magic 8-Ball Predictions for 2012

By Len Penzo

Happy new year, readers! Like last year, I'm kicking off the start of 2012 with more fearless predictions from my old friend, the Magic 8-Ball. In case you missed it, the Magic 8-Ball ended 2010 with an astounding 70 percent success rate, and ...

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January 3, 2012

The Penner Awards: The 10 Craziest Money Blunders of 2011

By Len Penzo

As 2011 finally comes to a close, it's time for the second annual Penner Awards, a celebration of the year's ten most dumbfounding displays of numismatical naivete and financial ineptitude known to man. So why am I giving out such a dubiously ...

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December 29, 2011

100 Words On: My 10 Most Popular 100-Word Posts of 2011

By Len Penzo

Since starting in January, this breakout weekly series has gotten a lot of attention. Its most-popular posts: 1. Why Financial Freedom Requires Very Little Money 2. A Surefire Way to Beat the Lottery -- Guaranteed! 3. Why You Should Never ...

Continue reading 100 Words On: My 10 Most Popular 100-Word Posts of 2011

December 28, 2011

A Look Back at My Magic 8-Ball’s Predictions for 2011

By Len Penzo

Have you noticed all the end-of-the-year customs that are currently on display almost everywhere you look? For example, I've been inviting my readers to provide questions regarding the future that they'd like to ask my Magic 8-Ball since way back ...

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December 26, 2011

Why the Dirty Details Matter When Planning Your Vacation

By Len Penzo

Sometimes things aren't always what they seem. Especially upon first glance. This past summer I was examining my Marriott rewards account when I noticed that I had finally -- finally! -- accrued enough points to score a 6-night stay on Maui at ...

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October 24, 2011

A True Love-Story: My Proven Method for Online Dating Success

By Len Penzo

I thought this article would be apropos today, considering the Honeybee and I are enjoying a bit of a second honeymoon in Maui this week -- sans kids, of course. And yes, we're having a fabulous time! It's tough being single. Perhaps that's why ...

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October 17, 2011

The Latest Credit Card Gimmick: Two Different Cards, One Statement

By Len Penzo

I have a love/hate relationship with my credit card company. Last week I got a little taste of both after they sent me another mailbox surprise. You see, although my current Citi Dividends Mastercard didn't expire until 2014, they went ahead and ...

Continue reading The Latest Credit Card Gimmick: Two Different Cards, One Statement

October 3, 2011

Are You Smarter than a 5th Grader? Guess this Room Service Bill.

By Len Penzo

As I mentioned here the other day, I recently spent a fun weekend at one of those fancy pancy resort hotels in Scottsdale, Arizona. You know the kind. This place has every amenity a Kardashian girl could ever want including a spa, the obligatory ...

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August 17, 2011

My BBQ Sauce Taste Test: My Family Bucks Conventional Wisdom (Again)

By Len Penzo

Depending on who you talk to, barbecue sauces have been around since the days of the American colonies. Wikipedia claims that the first commercial barbecue sauce appeared around 1909. I know; please don't grill me on my source, folks. And while ...

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August 15, 2011

The Scapegoat: GE Money Takes Your Cash and Stores Take the Fall

By Guest

by Angie Picardo “If you apply for a [store name] credit card today you can get [arbitrary number]% off your purchase.” I can’t remember the last time I was able to go to a mall without being bombarded with pitches for store credit cards. I always ...

Continue reading The Scapegoat: GE Money Takes Your Cash and Stores Take the Fall

July 27, 2011

Dogs and Old Cars: Why Both Are Worthy Of Being Man’s Best Friend

By Len Penzo

I was surfing the Internet this week when I stumbled upon a brilliant essay by The Washington Post's Gene Weingarten on why old dogs make the best dogs. In it, Weingarten astutely observed: "It's no big deal to love a dog; they make it so easy for ...

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July 25, 2011

Len Penzo dot Com Surpasses One Million Page Views!

By Len Penzo

When I wrote my first article for Len Penzo dot Com way back on December 11, 2008, one milestone I never considered reaching was the magical one million page-views marker. It's a good thing too, because during the first nine months of this blog's ...

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July 20, 2011

How to Choose a Reasonable Health Care Plan on a Budget

By Guest

by Patricia Walling Every year there are millions of Americans who struggle to afford health care. This can be due to insurance companies raising premiums, but there can be other reasons too. For example, many people who are either unemployed or ...

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July 13, 2011

100 Words On: Why My Dog Is Worth Every Penny I’ve Spent On Him

By Len Penzo

Earlier this month our Rhodesian Ridgeback, Major -- that's him there in the picture -- celebrated his 8th birthday. Over that time, we've spent a little over $6500 on him -- not counting the $1500 the Honeybee and I paid for him way back in 2003. ...

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June 23, 2011

Pick Your Plastic: How to Choose the Right Credit Card

By Guest

by Joy Paley Joy Paley is a guest blogger for Pounding the Pavement and a writer on the subject of becoming a nail technician for the Guide to Career Education. There are lots of good uses for the seemingly dozens of credit card offers most ...

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June 22, 2011

If It Feels Good Do It: Maybe Strategic Defaults Aren’t So Bad After All

By Len Penzo

I bought my first home in 1990 at the top of the Southern California real estate market and promptly found myself with an "underwater" mortgage. And although I owed more than the home was worth over the next seven long years, I never walked away from ...

Continue reading If It Feels Good Do It: Maybe Strategic Defaults Aren’t So Bad After All

June 6, 2011

Are You Smarter Than A 5th Grader? Guess the Price of This Milk.

By Len Penzo

On the way home from work today I decided to pull into my infamous neighborhood corner gas station and fill up the gas tank. Judging from the price I paid, it was most likely the most expensive gas in town. As usual. Now even though my local ...

Continue reading Are You Smarter Than A 5th Grader? Guess the Price of This Milk.

May 18, 2011

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