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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Black Coffee: Neither a Borrower nor a Lender Be

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Let's get right to it this week ... International News This past week, I was interviewed by Doug Goldstein for a segment on his terrific money show, Goldstein on Gelt, which is featured on ...

Continue reading Black Coffee: Neither a Borrower nor a Lender Be

August 2, 2014

Taste-Test Experiment: 11 Kids Evaluate Name-Brand vs. Generic Cereals

By Len Penzo

When it comes to breakfast, kids can be real cereal killers. Unfortunately, for those of us trying to lower our grocery bill, name-brand cereals can be a very expensive proposition. That got me thinking: Can kids really tell the difference between ...

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July 30, 2014

Black Coffee: Promises, Promises, Promises

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I planted a couple of tomato plants in the ...

Continue reading Black Coffee: Promises, Promises, Promises

July 26, 2014

Black Coffee: The Fed, The ECB & the Washington Generals. Winning!

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. We're in the final stages of our ...

Continue reading Black Coffee: The Fed, The ECB & the Washington Generals. Winning!

July 19, 2014

Black Coffee: You Can Put Lipstick On a Pig — But It’s Still a Pig

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

Continue reading Black Coffee: You Can Put Lipstick On a Pig — But It’s Still a Pig

July 12, 2014

Black Coffee: The Yankee Doodle Dandy Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... My dad still gets a kick out of asking people around this time of year if they have a 4th of July in England. Nine times out of ten they look at him like he's nuts and say something like, "Of ...

Continue reading Black Coffee: The Yankee Doodle Dandy Edition

July 4, 2014

Black Coffee: Why One Billionaire Sees Pitchfork Mobs In Our Future

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

Continue reading Black Coffee: Why One Billionaire Sees Pitchfork Mobs In Our Future

June 28, 2014

Black Coffee: The Summer Solstice Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Summer is finally here. Hooray! I hope ...

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June 21, 2014

How A Lemonade Stand Taught My Daughter To Love Monopolies

By Len Penzo

Each Father's Day, I love to reminisce about the joys of fatherhood and the days when my teenage kids were younger. This year, I caught myself looking back upon the time several summers ago when my business-savvy daughter, Nina, set up a wildly ...

Continue reading How A Lemonade Stand Taught My Daughter To Love Monopolies

June 16, 2014

Black Coffee: Friday the 13th, Full Moons & Rising Oil Prices

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

Continue reading Black Coffee: Friday the 13th, Full Moons & Rising Oil Prices

June 14, 2014

Black Coffee: Hokey, Hockey and Horses

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... I've been out of town for most of this week, so you know what that means: Yep -- I've got another espresso edition of Black Coffee for you. Okay, off we go ... Credits and Debits Credit: The ...

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June 7, 2014

Black Coffee: Kabuki Theater and Ever-Optimistic Markets

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

Continue reading Black Coffee: Kabuki Theater and Ever-Optimistic Markets

May 31, 2014

Black Coffee: Doggie Bags, Burger King, and Bogus Bucks

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

Continue reading Black Coffee: Doggie Bags, Burger King, and Bogus Bucks

May 24, 2014

Black Coffee: Um, Would You Like Fries with That?

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I just got back from a business trip ...

Continue reading Black Coffee: Um, Would You Like Fries with That?

May 17, 2014

Black Coffee: All the Newspeak That’s Fit to Print

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I'm getting some terrific feedback from ...

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May 10, 2014

Black Coffee: Get Ready for My Grand Reopening!

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Sometime over the weekend I will unveil my ...

Continue reading Black Coffee: Get Ready for My Grand Reopening!

May 3, 2014

What a $184 Cheese Sandwich Can Teach Us About Hype & Value

By Len Penzo

Last week, Britain's Daily Mail reported that celebrity chef Martin Blunos created a very unique sandwich with a menu price of $184.61. According to Blunos, who happens to be a Michelin-starred chef, "We Brits are known to love our cheese ...

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April 23, 2014

My Kids’ Loan Interview with the Bank of Dad

By Len Penzo

When it comes to money matters, my two kids manage their personal finances in completely opposite ways. In fact, it is utterly amazing to me that my children are even related. My nine year-old daughter, Lenina, likes to set goals and save her ...

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April 17, 2014

My Blog Is Back! … But I’ve Still Got Some Work to Do

By Len Penzo

Yes, I'm still alive, folks. In case you missed it ... my blog ended up crashing on Saturday morning after a major malfunction at my old web host (Yahoo). I won't bore you with the technical details, but let's just say Yahoo's customer service ...

Continue reading My Blog Is Back! … But I’ve Still Got Some Work to Do

April 15, 2014

10 Out-of-the-Box Ideas for Saving Money

By Len Penzo

For many people, sticking to a tight budget often requires moving out of their traditional comfort zone. Studies have shown that thinking "outside the box" can provide many creative ideas for keeping a household budget on track -- usually in ways ...

Continue reading 10 Out-of-the-Box Ideas for Saving Money

April 1, 2014

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