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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

A Quick Overview of 4 Potential Loan Options for Homebuyers

By Sabado Domingo

When we think of financing for a home, we often assume that there are very few options. Sure, we know about first-time home buyer's options. We might also know that we can find loans with varying term periods. But there are other options out there ...

Continue reading A Quick Overview of 4 Potential Loan Options for Homebuyers

February 2, 2018

Stop Pouring Money Down the Drain: 9 Ways to Conserve Bathroom Water

By Chris Long

When you realize that half of a household's water usage occurs in the bathroom, and that greener versions of toilets and faucets -- like those found in new homes from green builders -- can save an average American family up to 11,000 gallons per ...

Continue reading Stop Pouring Money Down the Drain: 9 Ways to Conserve Bathroom Water

January 10, 2018

Why I Love Christmas: A Guest Post from My Daughter, Nina

By Lenina Penzo

Readers: Today I'm digging into the archives to rerun this guest post from my daughter, Nina. She originally wrote the piece for me seven years ago, on December 24, 2010 -- back when she was just 11-years-old. I have to admit, rereading her ...

Continue reading Why I Love Christmas: A Guest Post from My Daughter, Nina

December 15, 2017

12 Classic Toys from the Past and What They’re Worth Now

By Len Penzo

We all had our favorite childhood toys when we were growing up. For me, it was my old Tonka trucks -- I had an entire fleet of them that I regularly used to help me carve miniature highways and water canals out of a large dirt planter in our front ...

Continue reading 12 Classic Toys from the Past and What They’re Worth Now

December 4, 2017

How to Know If It’s Better to Renovate Your Current Home or Move

By Tex Freitag

Home buying is an emotional decision, seldom dominated by the most rational part of the mind. That's not to say that there is nothing practical about buying a home. But practicality is only one part of the equation. There's always a mix of practical ...

Continue reading How to Know If It’s Better to Renovate Your Current Home or Move

November 24, 2017

How Canadian Families Save Money on Groceries

By Barry Choi

My wife and I recently had a child. Though we'd planned for additional expenses, managing our budget has nonetheless been tough at times, particularly because we're operating on a single income. What we quickly realized when our daughter was born ...

Continue reading How Canadian Families Save Money on Groceries

November 22, 2017

Recipe: Super-Easy Homemade Macaroni and Cheese

By Len Penzo

I love macaroni and cheese -- especially when it is made from scratch. Many people think macaroni and cheese originated when Thomas Jefferson first served it in the White House in 1802, but it probably originated in Europe much earlier than ...

Continue reading Recipe: Super-Easy Homemade Macaroni and Cheese

November 14, 2017

No Soup For You: The Trouble with Some Dinnerware ‘Deals’

By Len Penzo

I remember the day we had our kitchen remodeled like it was yesterday. Part of the makeover included changing the kitchen's blue and white color scheme to an earth-tone motif anchored around brick red as the primary color. (Goodness, listen to me ...

Continue reading No Soup For You: The Trouble with Some Dinnerware ‘Deals’

November 6, 2017

Super-Scary Halloween Fare: 5 Meals That Bite Back

By Len Penzo

When I was a kid I had a neighbor down the street that used to put on the best Halloween haunted houses. He used to set it up in his garage using black lights, cottony spider webs, and giant refrigerator boxes to make a scary maze that we had to walk ...

Continue reading Super-Scary Halloween Fare: 5 Meals That Bite Back

October 24, 2017

A Comparison of Concealed-Carry and Self-Defense Insurance Options

By Len Penzo

After receiving my license to carry a concealed weapon, I decided that it was prudent to make sure that I also had insurance to cover any potential criminal- and civil-defense costs that could arise from an unthinkable situation where I'm forced to ...

Continue reading A Comparison of Concealed-Carry and Self-Defense Insurance Options

October 18, 2017

7 Ways to Ensure You’ll Get Enough Volunteers for Your Next Fundraiser

By Helen Cartwright

More often than not, finding help to run a fundraiser can be an almost impossible task. This can be even more difficult when you need volunteers who will work free. Unfortunately, most people don't know where to begin when it comes to ensuring ...

Continue reading 7 Ways to Ensure You’ll Get Enough Volunteers for Your Next Fundraiser

September 27, 2017

7 Money-Saving Packing Tips for When You’re Moving Out

By Enero Febrero

What does the process of moving out look like? Well ... it's a complete mess! Just picture hundreds of boxes and bags, wrapped furniture and appliances literally everywhere in your home. During this period, you may not even have the time to eat ...

Continue reading 7 Money-Saving Packing Tips for When You’re Moving Out

September 15, 2017

How to Find the Cheapest Broadband So You Can Save a Small Fortune

By Sabado Domingo

The days when only a few people had access to the Internet are long gone. The Internet now provides us with endless information and has near endless uses -- so having reliable access is a must in today's world. But what do you really need in an ...

Continue reading How to Find the Cheapest Broadband So You Can Save a Small Fortune

August 18, 2017

A Simple Budgeting Plan for Those Who Struggle with Discipline

By Antonio Fortunato

Len reminds us regularly of the power, importance and necessity of family budgeting; and budgeting is a staple in his top five tools for the successful household CEO. This article is not meant to replace the critically important family budget. ...

Continue reading A Simple Budgeting Plan for Those Who Struggle with Discipline

July 25, 2017

4 Tips for an Easier, Less Stressful Relocation

By Tex Freitag

Choosing the best place to live is a difficult decision, but according to statistics on moving from the US Census Bureau, it's a decision millions of us make -- 11% of Americans move each year. As many movers learn, once the choice to relocate is ...

Continue reading 4 Tips for an Easier, Less Stressful Relocation

July 21, 2017

The Do’s and Don’ts of Building an Outdoor Fire Pit

By Sabado Domingo

Sitting before a fire under the stars on a cool summer night is, without a doubt, what life is all about; life's about enjoying the simple things. And whether you're roasting marshmallows with the kiddos or sipping hard cider with friends, a backyard ...

Continue reading The Do’s and Don’ts of Building an Outdoor Fire Pit

June 28, 2017

4 Smart Home Improvement Projects That Save Money in the Long Run

By Sabado Domingo

There are some things you can purchase or install in your home that will help save you money over the long run. Planning ahead for these opportunities can give you the best perspective on what will save you money in the future -- even if there is an ...

Continue reading 4 Smart Home Improvement Projects That Save Money in the Long Run

June 23, 2017

5 Common Money Mistakes New Graduates Need to Avoid

By Jim Wang

Let me be the first to tell you that it's OK to make mistakes. Financial experts will tell you that the first few years after graduation are the most important. They're right. Compound interest means that the money you save today in your early ...

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June 14, 2017

If You Can’t Live on $40,000 Per Year, It’s Your Own Fault

By Len Penzo

Awhile back I described ten common characteristics of debt-free people. In that article, I specifically asked my readers to consider this question: "Why is it that there are families out there with household incomes under $40,000 comfortably ...

Continue reading If You Can’t Live on $40,000 Per Year, It’s Your Own Fault

April 10, 2017

The Honeybee Helps Me Review Blue Apron’s Home Delivery Meal Service

By Len Penzo

This is a product review for Blue Apron. Product Overview: Blue Apron is a fresh ingredient and recipe delivery service designed to help home chefs of all skill levels cook creative and tasty meals at home. Each week, Blue Apron does the menu ...

Continue reading The Honeybee Helps Me Review Blue Apron’s Home Delivery Meal Service

March 21, 2017

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