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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

5 Basic Tips for First-Time Homebuyers

By Sabado Domingo

Buying a house for the first time can be a thrilling and nerve-wracking experience. Although the learning curve is steep, doing a bit of financial homework will make the task a lot easier. With that in mind, here are a few tips that will help make ...

Continue reading 5 Basic Tips for First-Time Homebuyers

May 4, 2018

Caring for Aging Parents? These Minor Home Mods Make a Big Difference

By Tex Freitag

The time will come when your parents are no longer able to care for themselves. Whether that is because of health issues or simply from aging, they'll need someone to support them on a regular basis. Although some adult children decide that it is ...

Continue reading Caring for Aging Parents? These Minor Home Mods Make a Big Difference

April 26, 2018

Comparing the Costs of Various Emergency Food Supply Options

By Len Penzo

Sometimes it's not easy being an ant. Especially when you're living among a bunch of grasshoppers. There's a well-known Aesop fable about an oblivious grasshopper who spent his summer days living the high life and mocking an industrious ant, who ...

Continue reading Comparing the Costs of Various Emergency Food Supply Options

April 23, 2018

4 Things Everyone Should Know About the Cost of Growing Old

By Enero Febrero

Many young, healthy Americans probably aren't aware of a very troubling possibility that could ultimately affect them down the road: There's a good chance they could spend the later years of their lives in long-term care -- a situation that could ...

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April 18, 2018

7 Money Skills My Immigrant Parents Taught Me

By Paula Pant

Im Asian-American, straight off the boat ... er, straight off the Boeing. My parents carried me to the Land of Stars and Stripes back when I was wearing diapers. Since good ol' Mom and Dad didn't launch their lives in America until they reached ...

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March 14, 2018

8 Really Useful Money Saving Tips Every Family Should Consider

By Enero Febrero

When you're raising a family, using your money wisely is important. While you want to enjoy time with your loved ones and provide your children with great experiences while they're growing up, you must also be mindful of your spending. With that in ...

Continue reading 8 Really Useful Money Saving Tips Every Family Should Consider

March 9, 2018

Many Americans May Be Sitting on Cash They Don’t Even Know They Have

By Len Penzo

(This is a sponsored post from LendingTree.) With housing prices at or near all-time highs in many places, many Americans may be sitting on piles of cash and don't even realize it. This is because, as home values rise, banks are willing to let ...

Continue reading Many Americans May Be Sitting on Cash They Don’t Even Know They Have

February 16, 2018

3 Essential Tips for Finding the Best Home Loan

By Sabado Domingo

Going through the mortgage process can be an intimidating, overwhelming experience, even for people who have done it before. For newcomers, it can be especially difficult. It's easy to understand why: you're facing the prospect of entering into an ...

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February 14, 2018

18 Fond Financial Facts You Didn’t Know About Valentine’s Day

By Len Penzo

Everyone loves Valentine's Day. Well ... almost everyone. To prove it, here are a some fond financial facts and strange trivia about Valentine's Day that you can whisper into your lover's ear while you're cuddling by the fireplace this February ...

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February 5, 2018

A Quick Overview of 4 Potential Loan Options for Homebuyers

By Sabado Domingo

When we think of financing for a home, we often assume that there are very few options. Sure, we know about first-time home buyer's options. We might also know that we can find loans with varying term periods. But there are other options out there ...

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February 2, 2018

Stop Pouring Money Down the Drain: 9 Ways to Conserve Bathroom Water

By Chris Long

When you realize that half of a household's water usage occurs in the bathroom, and that greener versions of toilets and faucets -- like those found in new homes from green builders -- can save an average American family up to 11,000 gallons per ...

Continue reading Stop Pouring Money Down the Drain: 9 Ways to Conserve Bathroom Water

January 10, 2018

Why I Love Christmas: A Guest Post from My Daughter, Nina

By Lenina Penzo

Readers: Today I'm digging into the archives to rerun this guest post from my daughter, Nina. She originally wrote the piece for me seven years ago, on December 24, 2010 -- back when she was just 11-years-old. I have to admit, rereading her ...

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December 15, 2017

12 Classic Toys from the Past and What They’re Worth Now

By Len Penzo

We all had our favorite childhood toys when we were growing up. For me, it was my old Tonka trucks -- I had an entire fleet of them that I regularly used to help me carve miniature highways and water canals out of a large dirt planter in our front ...

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December 4, 2017

How to Know If It’s Better to Renovate Your Current Home or Move

By Tex Freitag

Home buying is an emotional decision, seldom dominated by the most rational part of the mind. That's not to say that there is nothing practical about buying a home. But practicality is only one part of the equation. There's always a mix of practical ...

Continue reading How to Know If It’s Better to Renovate Your Current Home or Move

November 24, 2017

How Canadian Families Save Money on Groceries

By Barry Choi

My wife and I recently had a child. Though we'd planned for additional expenses, managing our budget has nonetheless been tough at times, particularly because we're operating on a single income. What we quickly realized when our daughter was born ...

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November 22, 2017

Recipe: Super-Easy Homemade Macaroni and Cheese

By Len Penzo

I love macaroni and cheese -- especially when it is made from scratch. Many people think macaroni and cheese originated when Thomas Jefferson first served it in the White House in 1802, but it probably originated in Europe much earlier than ...

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November 14, 2017

No Soup For You: The Trouble with Some Dinnerware ‘Deals’

By Len Penzo

I remember the day we had our kitchen remodeled like it was yesterday. Part of the makeover included changing the kitchen's blue and white color scheme to an earth-tone motif anchored around brick red as the primary color. (Goodness, listen to me ...

Continue reading No Soup For You: The Trouble with Some Dinnerware ‘Deals’

November 6, 2017

Super-Scary Halloween Fare: 5 Meals That Bite Back

By Len Penzo

When I was a kid I had a neighbor down the street that used to put on the best Halloween haunted houses. He used to set it up in his garage using black lights, cottony spider webs, and giant refrigerator boxes to make a scary maze that we had to walk ...

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October 24, 2017

A Comparison of Concealed-Carry and Self-Defense Insurance Options

By Len Penzo

After receiving my license to carry a concealed weapon, I decided that it was prudent to make sure that I also had insurance to cover any potential criminal- and civil-defense costs that could arise from an unthinkable situation where I'm forced to ...

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October 18, 2017

7 Ways to Ensure You’ll Get Enough Volunteers for Your Next Fundraiser

By Helen Cartwright

More often than not, finding help to run a fundraiser can be an almost impossible task. This can be even more difficult when you need volunteers who will work free. Unfortunately, most people don't know where to begin when it comes to ensuring ...

Continue reading 7 Ways to Ensure You’ll Get Enough Volunteers for Your Next Fundraiser

September 27, 2017

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