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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Smart Energy Saving Tips to Implement at Home

By Len Penzo

Energy Saving Tips

Saving energy at home is one of the most practical ways to control monthly costs while keeping your space comfortable year-round. When it comes to energy saving tips, the best improvements usually come from a mix of small daily habits and a few ...

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Leave a Comment January 22, 2026

The 50 Biggest Money Mistakes Household CEOs Make

By Len Penzo

I'm not ashamed to admit I make mistakes. After all, everybody screws up occasionally; for us humans, mistakes come with the territory. For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive hours. ...

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60 Comments January 19, 2026

How to Combine Style and Safety in a Dog-Friendly Backyard

By Corazon Gritar

Creating a backyard that looks great while keeping your dog safe and happy is more achievable than many homeowners think. A well-designed outdoor space can be both stylish and functional, offering comfort for people and pets alike. As outdoor living ...

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Leave a Comment January 15, 2026

How Protecting Your Home Can Help You Save Money

By Corazon Gritar

Owning a home equates to a significant investment, making it essential to protect this valuable asset. Beyond the sentimental value, implementing protective measures can also lead to substantial financial savings. This article explores how ...

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Leave a Comment January 9, 2026

5 Tips for Updating Your Home On a Budget

By Corazon Gritar

Many people look around their home and feel unsatisfied with its conditions once in a while. When such feelings arise, it only indicates the need to make some positive adjustments and changes in your home. You must consider new and refreshing ideas, ...

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Leave a Comment January 6, 2026

19 Things Your Millionaire Neighbor Won’t Tell You

By Len Penzo

Although having a million bucks isn't as impressive as it once was, most people still consider it as a sign of financial success. And judging by the number of actual millionaires enjoying life in the world today, there are apparently quite a lot of ...

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184 Comments January 5, 2026

5 Ways to Get Rid of Your Unwanted Christmas Gifts

By Anum Yoon

Christmas is the season of giving. In some cases, that can include giving away. That's because no matter how many gifts you receive, there may be a few items in your haul that you neither need nor want. But are there inoffensive ways to get rid of ...

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December 23, 2025

How to Financially Prepare for a Divorce

By Corazon Gritar

Researchers say only 50% of marriages stand the test of time and the other 50% end in divorce. Divorce is a complicated issue, mentally, emotionally, and financially. Unfortunately, no two divorces are the same, hence there is no tailored advice that ...

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December 16, 2025

Get to Know the Cost of a Full Roof Overhaul

By Corazon Gritar

cost of a new roof

A full roof overhaul is one of the biggest home projects you will ever plan, and understanding the cost drivers helps you make confident decisions. Prices vary by roof size, pitch, and material, but also by the unseen details: underlayment, flashing, ...

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December 10, 2025

A Lifestyle Review of Historic Princeton, New Jersey

By Enero Febrero

Princeton University regularly earns top ranking among national colleges, but there's much more to Princeton, New Jersey, than its academics. Princeton, the product of a merger between a borough and a township, walks the line between bustling and ...

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December 3, 2025

8 Clever Low-Cost Homemade Gifts Everyone Will Enjoy

By Anum Yoon

Are you struggling (again) to come up with some unique Christmas gift ideas? This year, instead of waiting in long lines at the shopping malls or surfing hundreds of websites, why not try something different? Give a low cost homemade Christmas gift ...

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November 25, 2025

3 True Loan Stories: How to Lend Money to Family & Friends

By Len Penzo

Giving out a loan is always a dicey proposition. After all, once you lend the money, there's no guarantee it will be repaid. The stakes are even higher when we lend money to our friends and family – or even cosign a loan – because we not only risk ...

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November 24, 2025

A Few Thoughts from Aunt Doris: The Neighborhood Bully

By Aunt Doris

This is another repost from an occasional series by my dear Aunt Doris, who passed away in 2015 at the age of 94. When I was in my early teens, Mum and I moved from Kensington to Notting Hill in London. (Yes, the same Notting Hill as the Julia ...

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November 19, 2025

Holiday Gift Ideas Under $40

By Mikey Rox

holiday gifts under $40

I've already presented a list of holiday gifts for under $25. If your budget is a little bigger, but you're still at odds with your decisiveness on what to get some people on your holiday gift list, then consider this collection of even more ideal ...

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November 18, 2025

The Importance of Investing in Garage Functionality & Everyday Use

By Corazon Gritar

A garage that works the way you live can add calm to busy mornings, protect valuables, and open up space inside the house. According to a survey by investment firm Crescent Communities, about 55% of Americans spend one to two hours in the garage each ...

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November 5, 2025

The 9 Biggest Rules for Dating on a Budget

By Mikey Rox

For most people, dating is fun. However, dating isn't cheap, and depending on what you two like to do, it can take a sizable toll on your finances. Back in the day, taking your date to a fancy restaurant and an extravagant activity meant you ...

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October 14, 2025

How to Find the Best Pest Control Company

By Sabado Domingo

Like it or not, pests in the home are a fact of life. And the truth is, most people will end up having to call a professional pest control service -- no matter whether it's to get rid of a serious bug problem in the kitchen, rats in the attic, or ...

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October 8, 2025

What Kind of Family Expenses Should You Budget For?

By Corazon Gritar

It is easier to budget and plan for family expenses when you are solo or with a partner. However, as soon as the first child arrives, the family expenses should be revised by a bigger percentage. The way you manage your money will significantly ...

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September 30, 2025

Does Birth Order Influence Financial Behavior?

By Len Penzo

Many people believe birth order is responsible for their status in life. I happen to be a firstborn child, which is why I love to remind my younger sister that scientific studies suggest firstborn kids are smarter than their ...

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September 29, 2025

Are Two Household Incomes Really Better Than One?

By Len Penzo

Not too long after our first child was born, the Honeybee left her position as a paralegal for a bankruptcy attorney. The truth is, she very much wanted to be a stay-at-home mom. It was a decision that we had both happily agreed to before we were ...

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September 22, 2025

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