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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

4 Financial Tips to Consider Before Becoming a Stay-at-Home Parent

By Len Penzo

Sometimes you just can't put a price on things -- and the intangible benefits of a stay-at-home parent is certainly one of them. At least it is to me. According to the latest data from the US Census Bureau, there are approximately 11 million ...

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39 Comments May 18, 2026

What Are the Most Effective Ways to Save Money as a Couple?

By Corazon Gritar

Couples often live together before getting married. In fact, about 70% of them do. That's plenty of couples who may acknowledge a coupon can save them money. If you believe in saving, know there are effective strategies. Read on to learn how to save ...

Continue reading What Are the Most Effective Ways to Save Money as a Couple?

1 Comment May 14, 2026

How Modern HVAC Systems Can Lower Your Energy Bill

By Corazon Gritar

Managing energy costs can be challenging. This is especially true with rising energy prices and the substantial expense of running a home HVAC system. Utilities are essential for maintaining a comfortable living space, but their cost can sometimes ...

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Leave a Comment May 12, 2026

Got a Leaky Roof? Here’s Why Roof Repairs Should Be Made ASAP

By Corazon Gritar

roof repair

A roof problem rarely stays small for long. A minor leak, a few missing shingles, or an area of visible wear can seem manageable at first, especially when the rest of the home still appears dry and stable. In reality, roofing issues often spread ...

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Leave a Comment May 5, 2026

Smart Outdoor Improvements: How to Upgrade Without Overspending

By Corazon Gritar

smart outdoor improvements

Improving your outdoor space doesn’t have to drain your savings. In fact, some of the most impactful upgrades come from thoughtful planning, smart budgeting, and strategic choices rather than oversized spending. Whether you're looking to boost curb ...

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Leave a Comment May 4, 2026

Shopping for New Windows: A Homeowner’s Guide

By Corazon Gritar

new windows

Shopping for new windows can feel like a major decision because the right choice affects more than appearance alone. Windows influence energy efficiency, indoor comfort, natural light, noise control, and even how secure a home feels. Since they are ...

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Leave a Comment April 27, 2026

Home Remodel Financing: Here Are 5 Easy Paths

By Corazon Gritar

You have lived in your house for years, and the worn kitchen counters, rickety doors, and sagging front porch are starting to get to you. A home remodel is the obvious answer to this problem, but that can get pricey. Even a simple window replacement ...

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April 23, 2026

Joint vs. Separate Bank Accounts: Which One Is Better?

By Mikey Rox

It's the eternal question for those who settle down together is and always will be: separate or joint bank accounts? There are arguments for and against both scenarios. So sit down, read this with your boo, and then have a conversation about what ...

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April 14, 2026

21 Reasons Why Corner Lots Are For Suckers

By Len Penzo

For the six people left in America who are still looking to buy a home, I thought I'd pass on a little advice and save you a serious case of buyer's remorse. Don't be fooled by real estate agents who try to tell you that a corner lot is highly ...

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April 13, 2026

Is Pet Insurance Worth It?

By Anum Yoon

Pets enrich our lives by providing welcome companionship and loyalty through our toughest days, as well as our happiest ones. What would you do if yours got sick? Are you prepared to bear the financial burdens of veterinary visits and the associated ...

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April 8, 2026

Organic Fruits & Veggies: 15 That Aren’t Worth Paying More For

By Len Penzo

I love tomatoes. In fact, I don't think many people will argue with me when I say there is nothing better than a fresh-picked home-grown 'mater. I love them so much I usually grow tomatoes in my backyard every summer. Unfortunately for me, the ...

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April 7, 2026

Layoff Planning: How to Preemptively Prepare for a Pink Slip

By Len Penzo

One of my favorite fables attributed to Aesop is The Ant and the Grasshopper. You know the story; the grasshopper spends all summer long partying it up like a rock star while the ant prepares for the coming winter by building a shelter and storing ...

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March 23, 2026

Home Maintenance That Saves Money in the Long Term

By Corazon Gritar

Regular maintenance on your home will save you money and expensive repairs. In this article, we will discuss roof maintenance, insulation, performing regular repairs on leaks and appliances, caulking, and maintaining the yard. With that in mind, here ...

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March 10, 2026

Spend Your Money Wisely: 8 Lavish Wedding Alternatives

By Mikey Rox

I don't like weddings. Call me cold-hearted, but I don't find anything enjoyable about having to put on a suit and tie in the middle of a heat wave in August while two people profess their undying love for one another outdoors. Meanwhile, I'm over ...

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March 3, 2026

The Secret to Saving Thousands in Roofing

By Corazon Gritar

secret to saving

When it comes to maintaining your home, roofing is often one of the most significant expenses over the years. With multiple options on the market and varying lifespan expectations, homeowners often find themselves wondering which roofing system ...

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February 25, 2026

The 15 vs. 30 Year Mortgage Debate: Why a 30-Year Loan Is Better

By Len Penzo

According to Freddie Mac's most recent survey, there is currently a spread of about 0.5% between the 15- and 30-year fixed rate mortgage benchmarks. I think most people naturally assume that, when it comes to choosing between a 15- or 30-year fixed ...

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February 23, 2026

The Single Parent’s Guide To Buying the Right Home

By Corazon Gritar

homes for single parents

Single parents can have a rough time getting a home loan, but moving out of a smaller dwelling into a larger one can be vital to keep the family happy and give everyone the space they need. When it comes to homes for single parents, there are plenty ...

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February 17, 2026

Shipping Container Home Additions: Beware of Unexpected Expenses

By Corazon Gritar

shipping container home addition

Shipping container home additions are becoming increasingly popular, offering a sustainable and cost-effective solution for home expansion. However, like any construction project, they can pose unexpected expenses. Proper planning and budgeting can ...

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February 11, 2026

5 Chores That Today’s Kids Can Do to Earn Money

By Anum Yoon

When did you learn the value of money? For many of us, it begins the day our parents dole out chores for the first time. A week's worth of completed chores meant we earned allowances that we could spend right away or save for something we really ...

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February 3, 2026

How to Find and Evaluate the Best Home Warranty Insurance Providers

By Sabado Domingo

Every home is subject to wear and tear over its lifetime; both due to the normal process of aging and as a result of other risks such as fires, bad weather or earthquakes among others. Of course, home repair costs can be expensive. Even worse, ...

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January 28, 2026

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