100 Words On: Why You Should Never Buy a Timeshare

No matter what that slick salesman tells you, vacation timeshares aren’t a good deal. Surprised? Don’t be. Many timeshares owners lose the freedom to vacation wherever and whenever they choose — or even skip one, considering annual maintenance fees currently average $731. Timeshares are also notoriously overpriced to cover sales commissions approaching 35 percent and marketing expenses for prizes used to lure potential buyers suckers. Maybe that’s why timeshares depreciate

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What I Learned from the Worst Vacation of My Life

Summer is just around the corner and people are eagerly gearing up for another vacation season full of fabulous food and frolicking fun in the sun with friends and family.

With that in mind, I thought it would be a kick to relive the worst vacation of my entire life. It’s certainly a vacation I’ll never forget.

In fact, even though it was 20 long years ago, I still remember it like

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Is It Okay to Eat Foods Past Their Expiration Dates?

This weekend I was pouring a little half-and-half into my cup of coffee (no, not Folgers) when I noticed something extremely disturbing: the creamer was 34 days beyond the expiration date printed on the carton top.

Yes, 34 days. I know.

Of course, the first thought that immediately crossed my mind was: You idiot!

Considering that I was on my third cup of the day, the next thought that popped into my head

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Why Private Schools Are Financial Rip Offs

Annual tuition at K-8 private schools currently averages about $8,000.

That means over a nine-year period parents will end up spending $72,000 per child — as long as tuition rates never increase. (Insert laugh track here.)

Of course, most parents end up considering private education because they only want what is best for their child.

Well, today I’m going to show you why private school is absolutely not worth it – not only

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100 Words On: Why It’s Time to Eliminate the Penny

Last month, Canada announced it would no longer mint pennies. That makes a lot of sense; perhaps America should follow suit. In 1913 the once-proud penny had 23 times the purchasing power it does now. Today, the penny is essentially worthless, its inglorious decline attributable to the pernicious effects of inflation. Ironically, each penny costs almost two cents to produce, adding to the National Debt, which is just another reason

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Why “Coke Rewards” Is For Suckers

Have a coke and a smile — just stay away from their rewards program.

I am absolutely mesmerized by VH1′s Celebrity Rehab and its companion program, Sober House. I find both show’s real-life peek at celebrity addicts’ half-hearted attempts at recovery absolutely, well, addicting.

You can preach all you want from your high horse about the exploitative nature of such a show, but the fact remains the concept is brilliant: Confine

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100 Words On: Why Folgers Coffee Is More Expensive Than You Think

All things considered, most coffee drinkers realize that brewing their java at home is significantly more cost effective than buying it from Starbucks. However, those who use a typical automatic drip coffee maker may not be saving quite as much as they think because the warming plate typically consumes energy at a rate of 1000 Watt-hours; over time that adds up. For example, a coffee maker left on for a

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100 Words On: Why You Should Always Bet Against the Groundhog

Every year on Groundhog Day, folks eager to know whether there will be six more weeks of winter wait for Punxsutawney Phil to emerge from his burrow. Since 1887, the storied groundhog has failed to see his shadow — thereby predicting an early spring, as legend has it — only 15 times. How accurate is he? According to the Stormfax Weather Almanac, Phil’s prognostic powers are pretty putrid; in fact,

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The 5 Most Misleading Grocery Items Shoppers Waste Money On

If there’s one thing I spend way too much time on in life, it’s the process of grocery shopping.

As someone who blogs about cash back credit cards all day long, it’s probably predictable that I waste a bunch of time obsessing over which stores qualify for the “supermarket” category on my American Express card. But aside from the obvious, I also study ingredient labels; to me they’re more thrilling than

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10 More Old Wives’ Tales Masquerading As Financial Rules of Thumb

There are people out there who swear that if you’re lucky enough to see the first flower of springtime on a Friday, it’s a sign of impending wealth.

I know. I don’t buy it either.

Still, let’s assume these folks know what they’re talking about; what happens if that first flower is found on Friday the 13th? Is the wealth omen officially null and void?

Can somebody take an action item and get

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