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Once again, I thought I’d pass on a little advice and save a serious case of buyer’s remorse for the six people left in America who are still looking to buy a home. No, no. I’m not going to tell you why corner lots are for suckers again. This time, I’ve got some advice for those of you who may be thinking about putting a jacuzzi-style jetted whirlpool tub in their master Continue reading 16 Reasons Why Whirlpool Tubs Are For Suckers When playing Monopoly, the conventional wisdom is that the best property to own is Boardwalk because it commands the highest rent. However, savvy players know the most valuable property is actually Illinois Avenue. How can that be? Well, one of the biggest reasons is that Illinois Avenue’s board position — two “seven” rolls from Jail — gives it the distinction of being the game’s most-landed on property; Boardwalk is ranked Continue reading 100 Words On: Why the Most Valuable Monopoly Property Isn’t Boardwalk According to the National Restaurant Association, 88 percent of adults say they enjoy going to restaurants. It’s really no wonder. Dining out is considered a relaxing treat by most folks — a great way to escape from the hustle and bustle of a hectic day. If you enjoy having a cocktail or two with your meal, here’s a friendly consumer tip: ordering those drinks one at a time can be Continue reading 100 Words On: A Really Sneaky Way to Reduce Your Restaurant Bar Tab Like most people concerned about identity theft, I occasionally gather up any documents with sensitive personal information I’ve accumulated over time and run them through the paper shredder. It’s one of those fun little household rituals that goes a long way toward ensuring our household credit and personal accounts remain out of the hands of nefarious people tempted to dig through the trash. The reason I bring this up is during Continue reading Enough! How to Stop Pesky Credit Card Offers & Other Junk Mail. Buying a home is a big decision and you do not want to make a mistake while you are home shopping. That’s why lots of people turn to mortgage brokers to help them through the process of finding a loan. In order to help you avoid being taken advantage of during the process, here are five money savings tips that your mortgage broker doesn’t want you to know about. 1. They Continue reading 5 Money Saving Tips Your Mortgage Broker Doesn’t Want You to Know Last weekend I took my entire family — including my folks and the in-laws — to Scottsdale, Arizona for a little summer fun at a very posh desert resort. Okay, perhaps I’m exaggerating just a tiny bit. Let’s call it fairly posh. Regardless, one thing is certain: the resort is still fancier than a Holiday Inn Express. For example, it has honest-to-goodness living, breathing valets. They even greeted us warmly Continue reading How the Fancy Resort Hotels Giveth … and Then Taketh Away I realize I’ve made this point before but, come on, talk about a sucker’s bet: the odds are before you ever strike it rich playing the lottery you’ll most likely be struck by lightning. Twice. Now consider this: over a ten year period, somebody who puts $25 per week into a savings account or CD earning 4.5% compounded monthly will earn $16,417. Meanwhile, someone hoping to strike it rich Continue reading 100 Words On: A Surefire Way to Beat the Lottery – Guaranteed. I bought my first home in 1990 at the top of the Southern California real estate market and promptly found myself with an “underwater” mortgage. And although I owed more than the home was worth over the next seven long years, I never walked away from that loan — even though I wanted to — because I felt I had a moral obligation Continue reading If It Feels Good Do It: Maybe Strategic Defaults Aren’t So Bad After All Life is full of hassles. Some are really big, like losing a job. Others are more of an annoyance, like changing your place of residence. Then there are the really irritating ones that make you scratch your head and throw your hands up in complete exasperation, like certain rewards programs that really make you wonder why you even bothered to sign up. I’ve already discussed why I think Coke Rewards isn’t worth Continue reading Friendly Warning: When Reward Points Expire, So Does My Loyalty |
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Black Coffee: Pro Flowers' Absurd Hidden Fees, Taxes & Other Terrors
It’s time to sit back, relax and enjoy a little joe…
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…
Happy Mother’s Day!
Blogs I’ve Been Following This Week
Out of Debt Again – I Wanted to Buy My Mother Some Flowers for Mothers Day. I see
Continue reading Black Coffee: Pro Flowers’ Absurd Hidden Fees, Taxes & Other Terrors