How Much Should You Pay the Babysitter? (Well, That Depends.)

With our kids now 12- and 14-years-old, we no longer have to worry about babysitters.

To be honest, the Honeybee and I rarely used babysitters at all even when the kids were younger because we were fortunate enough to have two sets of grandparents living relatively nearby who would usually fill in for us.

The few times we did hire a babysitter — a very nice teenage girl who lived up the

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Time for a New Income Benchmark: $100,000 Ain't What It Used to Be

In 2004 my gross annual income crossed the magical $100,000 benchmark for the first time.

Reaching that milestone became a personal goal after graduating with an electrical engineering degree in 1988 and taking my first job at a salary of $31,000. At the time, I figured that once I was earning $100,000 per year, I’d be set for life, and able to buy whatever I wanted, whenever I wanted it.

The funny

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My Daughter's Latest Business Venture (A Car Wash? That's So 2011!)

This is another post from my 12-year-old daughter, Nina.

Hi everyone! My dad asked me if I would write another article to tell you about my latest accomplishments so far in 2012.

My last post received a lot of attention because it was put on MSN’s Smart Spending blog. I was very excited when that happened and it made the end of 2011 a memorable one for me. If you remember, in

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How to Get the Most from Your Gym Membership & Avoid Burning Out

My buddy Mr. Credit Card called me up recently and I learned he joined a gym. In fact, he even started taking Yoga lessons and can now, miraculously, touch his toes! So I asked him if he would like to write a post and share a few pointers on how anyone can make their gym membership as successful he’s made his. Be sure to join Mr. Credit Card on Facebook

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18 Fond Financial Facts You Didn't Know About Valentine's Day

Who doesn’t love Valentine’s Day?

Apparently, almost nobody.

To prove it, here are a few fond financial facts from the National Retail Federation that you can whisper into your lover’s ear — along with several bits of other Valentine’s Day trivia — while you’re both cuddling by the fireplace on February 14th. Or not.

1. Valentine’s Day is big business. In fact, Americans are expected to spend over $17 billion this year on

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100 Words On: The Best Way to Make Ends Meet on a Limited Income

Where you live becomes more important as household income decreases. For example, when taking into account food, utilities, healthcare, housing, and general goods and services, New York City is more than twice as expensive to live in than Pueblo, Colorado. So while residents of both cities may struggle in minimum wage jobs earning $15,080 annually, the Big Apple denizen has less than half the purchasing power of his Rocky

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A Few Thoughts from Aunt Doris: Cowboys and Indians

This is another post in an occasional series from my dear nonagenarian Aunt Doris.

Aunt Doris

When I was a kid in England I loved to play Cowboys & Indians. (Yes, we played that too.) I always wanted to be the Indian.

Well, I grew up, went through World War II and the Battle of Britain, married a GI, and came to the land of cowboys and Indians.

Years later my daughter-in-law, Chris,

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The Apocalypse Can Wait: My State of the Household Report for 2012

As the old saying goes, knowledge is power.

When it comes to tracking personal finances, one of the most important pieces of information in you can have in your knowledge database is a detailed summary that highlights where your household income was spent during the previous year. Such a summary not only provides extraordinary insight into your spending patterns, but it also helps you optimize your personal finances.

I’ve been using an

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A Few Thoughts from Aunt Doris: How to Make the Perfect Cup of Tea

This is another post in an occasional series from my dear nonagenarian Aunt Doris.

Aunt Doris

We English do love a good cup of tea (or, as we like to say, a cuppa)!

I’m not talking about that panther pee they serve in most restaurants here in the States. You know — a thick cup with a tea bag on the side! Oh, no!

Here’s how to make a perfect cup of tea:

First

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The High Cost of Getting My Son's Wisdom Teeth Removed

Nobody likes a big mouth.

At least that’s what I used to think.

My teenage son, Matthew doesn’t have a big mouth — although I wish he did.

That’s because most big mouths have one particular virtue that makes the rest of us extremely envious: they usually get to keep their wisdom teeth. As a result, they — or their parents — also end up avoiding those dreaded dentist bills for their removal.

My

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Question of the Week:

Chocolate, vanilla or strawberry?

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