Whether your home is heated by electricity or natural gas, a high heating bill can sometimes be a huge shock. Thankfully, there are plenty of low cost or free changes you can make in your home or apartment. Here's how you can save money on heating, ...
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More Clever Low-Cost Homemade Gifts Everyone Will Enjoy
If you missed Part 1 of this series on homemade gifts, click here.
One of the best gifts you can give or receive is something that was handmade with love. The special touches, time and effort that go into DIY projects let everyone know they're ...
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How to Trim Your Christmas Shopping List
Santa gives Christmas gifts with a "Ho, ho, ho." However, people who don't have a legion of elves to help them often feel like "Ho, ho, NO!"
If the expectations of gift-giving have become too much for your budget, consider reducing your Christmas ...
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When Is the Right Time to Stop Giving Gifts to Nieces and Nephews?
When my daughter, Nina, was still measuring her age in single-digits, I'd tuck her into bed every evening. Then, just before kissing her goodnight, I'd ask her to stop getting older.
She didn't listen.
The truth is, kids are always in a hurry ...
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How Debt Trouble Is Usually Related to Your Diet
Many folks in debt trouble who tally their assets and liabilities after years of modest but steady increases in income often end up scratching their heads, wondering why their net worth is nothing to write home about. Whether those in debt trouble ...
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How To Transform a Room Into a Gaming Paradise
Gaming is one of the world's most beloved pastimes, with millions of dedicated practitioners all over the world. It's a hobby that allows people to live their dreams and do whatever they want, so it's no surprise that every year, millions more get ...
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5 Key Points to Consider Before Signing a Contract
It's not uncommon to see offers like these on a daily basis: "Get a new iPhone for only $99; requires two-year contract," or "Get DIRECTV for only $59.99 a month for six months; requires a one-year commitment."
These teasers may sound great, but ...
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8 Ways to Make a Great Budget Thanksgiving Dinner
Thanksgiving is filled with family, friends, good food and football. But it can also be filled with expenses -- especially if you're having Thanksgiving dinner at your house. The good news is there are plenty of ways to cook and enjoy a delicious ...
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Using Food as an Alternative Investment Vehicle
Depending on which source you reference, as many as seven million Americans supposedly starved during the Great Depression. That number may be on the high side, but hard times are coming if the current global economic troubles cannot be contained and ...
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An Overview of the 4 Basic Types of Disability Insurance Coverage
If you work in a highly risky environment where sustaining serious injuries is the reality of your everyday life, you should no doubt get disability insurance. What if you do not? Most of us rely on a steady income. When you're in good health, ...
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Preparing Your Wallet for Structural Home Damage
When it comes to safeguarding your financial stability amidst the uncertainties of structural home damage, a budget is your best friend. In the United States, 93% of homeowners have a home insurance policy. However, insurance coverage alone may not ...
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What You Should Know Before Buying Home Insurance
Buying a house is a dream come true for most people. And yet, not all homeowners understand the importance of home insurance in safeguarding their home sweet home. If you are a first-time homebuyer, you are bound to make some mistakes while selecting ...
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Stain Removal Hacks for 22 Household Accidents
Accidents happen, and they can totally put a damper on your otherwise positive demeanor if you don't know how to properly eliminate the stains they cause around the house. To prevent your own spontaneous combustion, consider these 22 stain removal ...
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How to Be Financially Savvy When Selling Your Home
When you're selling your home, there are so many logistics to think about.
Repairs. Decluttering. Staging. Increasing curb appeal. Finding the right agent. All of these things will affect not only how fast your home sells, but the price you get for ...
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The Best Way to Make Ends Meet on a Limited Income
For those struggling to make ends meet, where one lives becomes more important as household income decreases. For example, when taking into account food, utilities, healthcare, housing, and general goods and services, New York City is more than twice ...
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My 13-Year-Old Daughter Shares Her Financial Fears
I'm only 13 and I'm worrying about my future. Not in an academic kind of way, but in a financial one. Yes, kids have financial fears too! That's because there are certain things that terrify me about growing up and living on my own. Here is a list of ...
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Five Frugal Ideas for Fall Season Family Fun
Just because summer is over doesn't mean you have to stop having family fun. With the kids back at school, bills due and a chill in the air, it feels hard to find affordable activities the whole family will enjoy. But if you're looking for a few ...
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I’m Not Rich, But I’m Financially Free; Here’s How I Got There
Let's face it, the more choices we have in life, the richer and more rewarding it becomes. Fortunately, I'm currently in that coveted sweet spot of financial freedom where I can do pretty much whatever the heck I please, whenever I want.
Don't get ...
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5 Simple Ways to Avoid Online Fraud
You are just setting out in your online business venture or research work, and falling prey to online scams is the last thing on your mind. As such, it's safe to say thinking about ways to avoid online fraud also isn't one of your top concerns.
We ...
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Why I Run My Household Like a Business (and Why You Should Too)
Before I started my blog, I spent my free time as a dedicated volunteer for Little League baseball. And although I rose through the ranks over the years to eventually become a league president, looking back, my fondest Little League memories still ...
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