• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

5 Areas to Cut Your Spending in 2022

By Enero Febrero

Saving money is a goal shared by many and a good resolution to make - no matter what time of the year it is. However, it isn't uncommon for vows to waste less money go awry after only a month or two of making them. The good news is it's never too ...

Continue reading 5 Areas to Cut Your Spending in 2022

March 28, 2022

The Great Paper Towel Test: What Brand Is Your Best Value?

By Len Penzo

The paper towel is one of the greatest inventions ever and, frankly, I think too many of us take them for granted. Think about it: They're not only invaluable for cleaning up spills and other messes, but the best ones can also handle tough jobs ...

Continue reading The Great Paper Towel Test: What Brand Is Your Best Value?

March 28, 2022

How a Broken Washing Machine Fixed My Finances

By Steven Quinlan

Readers: I received a message from a reader in the United Kingdom, which I found to be very inspiring. He graciously accepted my request to share his story with you. -- Len Last November my washing machine died. Because I make decent money - the ...

Continue reading How a Broken Washing Machine Fixed My Finances

March 22, 2022

What’s the Fastest Way to Pay Down the Mortgage Early?

By Len Penzo

Vanilla or chocolate? Credit or debit? House Hunters or Property Brothers? Some questions can be answered with relative ease by almost everyone. On the other hand, when it comes to paying down mortgages early, a much more perplexing ...

Continue reading What’s the Fastest Way to Pay Down the Mortgage Early?

March 14, 2022

Grandfather Says: Introducing the Art of Grandfather’s Wife, Tatjana

By RD Blakeslee

His wife, Tatjana van Beckhoven Blakeslee, has been an inspiration and helpmate to him for the last twelve years. In addition to being a first-class gardener, interior decorator and gourmet cook, her career in fine art has been notable and is ...

Continue reading Grandfather Says: Introducing the Art of Grandfather’s Wife, Tatjana

March 10, 2022

Grandfather Says: A Wintry View of My Raised-Bed Vegetable Garden

By RD Blakeslee

Today I thought I would share a photo of Grandfather's garden area, comprised of raised beds, a cold frame (far right), surrounded by an eight-foot-high electric fence (evidenced by the white poles). Behind the garden (farthest away in the ...

Continue reading Grandfather Says: A Wintry View of My Raised-Bed Vegetable Garden

March 3, 2022

My 12-Year-Old Daughter Shares Her Secrets for Saving Money

By Lenina Penzo

Hello! It's me, Nina, again! My dad asked me to write another post for him. He let me pick the picture too! He paid me $15 for this, by the way. (Thank you, Dad!) That money's going to come in handy too because lately I've been trying to save ...

Continue reading My 12-Year-Old Daughter Shares Her Secrets for Saving Money

March 1, 2022

Romance Scams On the Rise: How to Stay Financially Safe Online

By Sabado Domingo

As more and more of our lives go online, it's no wonder that we look for ways to stay safe. In fact, 57% of us prefer to carry out our banking over the Internet, and that number is increasing all the time. Yet, recent reports of an increase in ...

Continue reading Romance Scams On the Rise: How to Stay Financially Safe Online

February 22, 2022

4 Frugal Dining Spots Most People Never Consider – But Really Should!

By Len Penzo

There's nothing worse than being stuck in a rut. When it happens, the quickest remedy is to try and think unconventionally. The trouble is, for most of us, outside-the-box thinking can be extremely difficult. True, thinking outside the box can ...

Continue reading 4 Frugal Dining Spots Most People Never Consider – But Really Should!

February 21, 2022

Buying a House vs. Being a Life-Long Renter

By Sabado Domingo

According to a 2016 census, as much as 67% of the population are homeowners. That's not surprising as most Australians dream of owning their own home. However, for some, it is not possible and others need to choose between buying a house and being a ...

Continue reading Buying a House vs. Being a Life-Long Renter

February 14, 2022

How to Work Out a Budget for Your Hobbies and Stick to It

By Tex Freitag

For many people, hobbies are a great way to wind down and relieve some of the stresses that are common for those who juggle working, families and friendships. Those with lots of commitments may enjoy the chance to do something just for themselves, ...

Continue reading How to Work Out a Budget for Your Hobbies and Stick to It

February 10, 2022

100 Words On: Why Time Is More Valuable Than Money

By Len Penzo

Although you'd never know it based upon the ways people treat time and money, the former is significantly more valuable than the latter because our life here on earth is finite. Yes, time is free; ironically, it's also priceless. That's because we ...

Continue reading 100 Words On: Why Time Is More Valuable Than Money

February 10, 2022

3 Things You Should Know Before Getting a Gun Trust

By Sabado Domingo

Gun trusts seem to be everywhere nowadays. You can't enter an online gun forum or a physical gun shop dealing with tightly restricted weapons without hearing someone discussing them. Using a gun trust is one of many significant decisions to make when ...

Continue reading 3 Things You Should Know Before Getting a Gun Trust

February 9, 2022

The Marriage Conundrum: Joint or Separate Accounts?

By Len Penzo

This past weekend, the Honeybee and I had one of those conversations that most couples who are married long enough tend to have from time to time. But that didn't stop our daughter, Nina, from shaking her head in complete amazement after overhearing ...

Continue reading The Marriage Conundrum: Joint or Separate Accounts?

February 7, 2022

19 Tips for Saving a Bundle of Cash on Home Appliances

By Len Penzo

We recently replaced our old refrigerator. It's not that the appliance was on the verge of breaking down; it's just that I am very risk adverse and I figured that, with the recent spate of supply chain issues, I figured we'd get a jump on any ...

Continue reading 19 Tips for Saving a Bundle of Cash on Home Appliances

January 17, 2022

Reverse Mortgages as Payment for Elderly Care

By Tex Freitag

Typically, elderly care can be expensive. If you have an elderly family member, it's one of the concerns you have to think about as they age and experience physical and cognitive decline. No matter how independent they are when they're young, it'll ...

Continue reading Reverse Mortgages as Payment for Elderly Care

January 14, 2022

14 Reasons Why Monitored Home Security Systems Are for Suckers

By Len Penzo

Even though today's DIY home security systems make it easier than ever to monitor your home from anywhere and at any time with a smart phone, I still see the occasional ad from companies offering home burglar alarm installation and monitoring ...

Continue reading 14 Reasons Why Monitored Home Security Systems Are for Suckers

January 10, 2022

What to Consider Before Closing a Deal on a Vacation Home

By Corazon Gritar

As you work to become more financially secure, leisure time might feel more precious than ever. This is why many professionals choose to purchase their own slice of paradise: a vacation home. Whether this is a new idea for you or you've been ...

Continue reading What to Consider Before Closing a Deal on a Vacation Home

December 28, 2021

These 4 Financial New Year’s Resolutions Are Actually Sustainable

By Sabado Domingo

One of the things that sets the human race apart from other species is our ability to learn by looking back at the past. But by this logic, New Year's resolutions should have long ceased to exist. After all, most people make enthusiastic New Year's ...

Continue reading These 4 Financial New Year’s Resolutions Are Actually Sustainable

December 24, 2021

Grandfather Says: The Miracle of Birth

By RD Blakeslee

Grandfather used to ask God to help him with this or that. He says he hasn't done that for quite awhile now, but he is moved to thank God when one of His gifts comes Grandfather's way. The miracle of birth is one of those gifts. For ...

Continue reading Grandfather Says: The Miracle of Birth

December 23, 2021

  • « Previous Page
  • 1
  • …
  • 10
  • 11
  • 12
  • 13
  • 14
  • …
  • 28
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025