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The offbeat personal finance blog for responsible people.

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9 Guilt-Free Ways to Rip Off Your Credit Card Company

By Len Penzo

Sitting on the edge of the Sonoran desert, along the main highway between Los Angeles and Palm Springs, lies Hadley's, a popular fruit stand and tourist stop that sells, among other things, banana date shakes. I love 'em; they're an incredibly ...

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August 3, 2020

Black Coffee: All That Glitters

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to this week's ...

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August 1, 2020

4 Positive Financial Habits to Develop Right Now

By Enero Febrero

Whether you're managing your own money or your business's resources, good financial habits take time to build. Indeed, developing and then carrying out a sound financial plan is often the product of months or even years of hard work and dedication. ...

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July 31, 2020

Where to Gather Information for Informed Investment Decisions

By Tex Freitag

Today's investors have so many investment tools and resources they need to achieve financial gain. But in the age of information, knowing where to look is a critical step. Reliable information can prevent investors from making costly mistakes, like ...

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July 30, 2020

A Few Thoughts from Aunt Doris: A Cat’s a Cat and That’s That

By Aunt Doris

This is another post in an occasional series from my dear Aunt Doris, who passed away in 2015 at the age of 94. A dog will always greet you with eyes glazed with love, and a tail that nearly wags itself off. A cat merely tolerates ...

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July 30, 2020

True Story: My Spouse Skipped Town and Left Me Penniless!

By Spedie

I'd always considered myself pretty street smart. You know, the kind of girl that didn't have an easy life and had learned many lessons via the School of Hard Knocks. Then I married my Prince Charming. He didn't make much money, but we shared the ...

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July 27, 2020

Black Coffee: Rock Covers Paper

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. After a long wait, silver has finally ...

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July 25, 2020

Frugal or Cheap: What’s the Difference?

By Sabado Domingo

For most people money is a sensitive subject. While some do their very best not to come across as being tight as a tick, others always settle for the cheapest option without regard to value for money. Of course, those who are frugal lie somewhere in ...

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July 24, 2020

4 Things Every New Business Needs to Get Started

By Sabado Domingo

When starting a business, it can be a daunting task trying to figure out what you really need versus unnecessary window dressing that will ultimately provide no added benefits to the bottom line. This is especially true if you're bootstrapping your ...

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July 24, 2020

Grandfather Says: Preparing for Hard Times

By RD Blakeslee

Grandfather says he thinks there are some tough years ahead. He says be creative and live better as those years go by. B F Goodrich & Co. built a specialty rubber plant here, fabricating mostly aircraft and military equipment, about 50 ...

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July 23, 2020

The Undeniable Benefits of Studying Abroad

By Sabado Domingo

For individuals from some countries, studying abroad may be the only way to receive a quality education. However, this is not to say that prospective students from more privileged countries don't stand to benefit significantly from schooling abroad. ...

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July 21, 2020

Power to the Pinched! The Personal Finance Anarchist Cookbook

By Len Penzo

Once upon a time, no self-serving radical activist would be caught dead without The Anarchist Cookbook and its misguided recipes for making homemade bombs, tear gas, and other sinister items out of everyday household products. Of course, that got ...

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July 20, 2020

Black Coffee: The Curse of the Bambino

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Despite the continuing economic ...

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July 18, 2020

8 Traits That Separate a Great Real Estate Agent from the Average Ones

By Jonathan Rogers

Whether you're an investor looking for a long-term relationship with a good estate agent, an entrepreneur just starting your career as an estate agent, or just a regular person who is hoping to become a homeowner someday, it's important to know the ...

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July 16, 2020

My Nonagenarian Aunt Doris Shares Her Thoughts On Growing Old

By Aunt Doris

This article was originally written on October 19, 2011 by my dear Aunt Doris, who passed away in 2015 at the age of 94. When you buy a refrigerator, or a car, or even a teakettle, you get a booklet that tells you what to expect, how it works, ...

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July 15, 2020

Is Early Retirement Worth It? How to Know If You Really Should

By Enero Febrero

Who doesn't dream of having the freedom to retire well before you hit your twilight years? After all, the dream is a good one; you work very hard while you're young and able, and then, while you are still youngish, you quit your job and enjoy an ...

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July 14, 2020

How Personal Loans Can Boost Your Credit Score

By Sabado Domingo

If you want to improve your credit score, you might mistakenly believe that the best thing to do is to completely avoid getting into debt. However, not having any debt can actually have the opposite effect when it comes to your credit rating. If ...

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July 14, 2020

How Greenhouses Are Changing the Way We Eat

By Sabado Domingo

Whether you believe it is just due to natural cycles or not, the ever-changing climate will continue to transform our world. In some locations, crops may become harder to grow. The good news is, there are many people hedging their bets by turning to ...

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July 14, 2020

The Easiest Money You’ll Ever Make

By Len Penzo

Who doesn't love making money? I know I do. Now let's take it up another notch. Who doesn't love making money for as little effort as humanly possible? If you aren't nodding your head right now, then I think it's safe to say that you're not being ...

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July 13, 2020

Black Coffee: The Train Keeps a Rollin’

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Summer is here, but for most people on ...

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July 11, 2020

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