When you start your company, it is usually classed under sole proprietorship. With a sole proprietorship, you have full control over your business and its assets, as well as enjoying very little paperwork to file with state and national agencies. But ...
Continue reading Why Smart Entrepreneurs Form LLCs
Good to Know: The 5 Criteria That Determine Your Credit Score
Your credit score is a financial report card that tells lenders how risky it is to do business with you. Scores range from 300 to 850.The higher your score, the more likely you are to pay back a loan -- and that means that lenders will be more ...
Continue reading Good to Know: The 5 Criteria That Determine Your Credit Score
Why It’s Important to Insure a Rental Property
An investment property is likely to initially cost more than a single-family home. Buyers don't get the loan benefits of buying an owner-occupied property. Plus, multiple residents increase the likelihood of accidents and structural damage to the ...
Continue reading Why It’s Important to Insure a Rental Property
Here’s an Easy Way to Save $1500 Per Year – Just By Doing Your Laundry
Nobody likes doing the laundry. Well, at least nobody I talk to.
I know for a fact that the Honeybee never looks forward to laundry day. Even so, she won't let me come anywhere near the washing machine because she hates the way I do laundry. ...
Continue reading Here’s an Easy Way to Save $1500 Per Year – Just By Doing Your Laundry
Black Coffee: Revenge of the Fed
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Despite the continuing economic ...
Continue reading Black Coffee: Revenge of the Fed
Greed Is Good: 7 Surprisingly Wise Rules of Acquisition
Before we begin, let's make one thing clear: superhero movies and space operas are not science fiction -- they are science fantasy at best, and I'm not very sure about the "science" part in most cases.
True science fiction is not always ...
Continue reading Greed Is Good: 7 Surprisingly Wise Rules of Acquisition
How Do I Choose the Best 0% Purchase Credit Card?
A 0% purchase credit card offers zero interest on purchases for an introductory time period. After this period expires, any outstanding balances are charged a standard interest rate.
Here are some important points to consider when finding the best ...
Continue reading How Do I Choose the Best 0% Purchase Credit Card?
How to Save Money on Your Next Vehicle Upgrade
In these difficult economic times, you may feel that you have to delay getting any upgrades for your vehicle. If you're struggling to pay the bills or set aside savings, then you're right. You should put off getting upgrades or add-ons until the ...
Continue reading How to Save Money on Your Next Vehicle Upgrade
The Best Household CEOs Understand the Importance of Saying ‘No’
By most accounts, there are more than 250,000 words in the English language.
Of course, I have my favorites.
For example, I've always been quite fond of platypus; I smile every time I hear myself say it.
For some reason, there happens to be ...
Continue reading The Best Household CEOs Understand the Importance of Saying ‘No’
Black Coffee: America’s Coming ‘Eat Your Peas’ Moment
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Summer is in its waning days, and for ...
Continue reading Black Coffee: America’s Coming ‘Eat Your Peas’ Moment
What Is a 0% Purchase Credit Card?
As the name implies, a 0% credit card offers 0% interest on purchases for an introductory time period -- typically from 6 to 12 months. After the intro period expires, any outstanding balances are charged a standard interest rate.
Avoid getting a ...
Continue reading What Is a 0% Purchase Credit Card?
3 Ways to Ensure Your Mortgage Loan Gets Approved
Buying a home is a significant financial investment and it could be potentially stressful because of the long processes involved.
Getting your dream house is often a major hassle in itself -- sometimes you'll find a house you love but it won't be ...
Continue reading 3 Ways to Ensure Your Mortgage Loan Gets Approved
4 Good Reasons Why Some Quarters Are Painted Red
Every once in awhile I'll come across something a bit arcane that will catch my eye and really make me wonder.
For example, consider the pattern on the back of this cat:
I know; I can't believe it either.
I'll never forget the time I ...
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Black Coffee: Close Enough for Government Work
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
The Labor Day weekend is here! But ...
Continue reading Black Coffee: Close Enough for Government Work
How Do I Choose the Best Rewards Points Credit Card?
There is no magic to selecting the right reward points card. In fact, it basically comes down to just a few basic steps:
Identify your most important perk. For example, if you're not interested in traveling, then consider a cash dividends or ...
Continue reading How Do I Choose the Best Rewards Points Credit Card?
3 Ways to Save Your Small Business Time and Money
Nowadays it's not enough to simply offer a good product or service. Small businesses must also be savvy with their finances, learning when to spend and when to save in order to maximize the return on all their investments. If you own a small ...
Continue reading 3 Ways to Save Your Small Business Time and Money
5 Telltale Signs That You’re Headed for a Credit Crisis
You don't have bad credit -- yet. However, anyone can make a mistake that leads him or her down the wrong credit path. Fortunately, bad credit isn't usually something that develops overnight; instead, credit errors compile over time to transform a ...
Continue reading 5 Telltale Signs That You’re Headed for a Credit Crisis
18 Facts You Didn’t Know About the National Debt
I know that Halloween is still more than a month away, but it won't be long before people will once again be looking for ways to scare the pants off unwitting friends and family members.
One way to do that without having to dress up like a ghost ...
Continue reading 18 Facts You Didn’t Know About the National Debt
Black Coffee: Calling Out the Legal Looters
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Whenever destroyers appear among men, ...
Continue reading Black Coffee: Calling Out the Legal Looters
Common Mishaps to Avoid When Holding a Video Conference
In order to be successful, every business meeting should be planned in advance; and a virtual meeting held by video conference is no different than a traditional meeting. This is more important than ever now that COVID has forced most business ...
Continue reading Common Mishaps to Avoid When Holding a Video Conference
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