• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

How to Responsibly Manage Your Betting Bankroll

By Justin Hilbert , Sports Betting Expert

So, you're getting into sports betting. But it isn't as simple as just placing bets on the games you like. Well, I guess it could be, however, you won't be in business for very long. The truth is, you have to exercise more than a modicum of ...

Continue reading How to Responsibly Manage Your Betting Bankroll

August 27, 2020

How Do I Choose the Best Air Miles Credit Card?

By Len Penzo

An air miles rewards card are perfect for folks who love to travel and have great credit -- so you'll want to make sure you maximize your dividends by using the following strategies: Compare interest rates and annual fees. Rewards cards typically ...

Continue reading How Do I Choose the Best Air Miles Credit Card?

August 26, 2020

8 Stupid Fees Consumers Hate to Pay (But Often Do Anyway)

By Len Penzo

In this tough economy, businesses of all types continue to nickel and dime us to death with add-on charges. Needless to say, they want you to believe that those fees are necessary to cover the additional costs of doing business; pizza delivery fees ...

Continue reading 8 Stupid Fees Consumers Hate to Pay (But Often Do Anyway)

August 24, 2020

Black Coffee: Hope Is Not a Plan

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to this week's ...

Continue reading Black Coffee: Hope Is Not a Plan

August 22, 2020

Is It Possible to Keep Your Finances in Check During COVID?

By Enero Febrero

Finances are usually a fickle subject for many. Some live paycheck to paycheck while others can't even make it that far. Regardless of where you fall on the spectrum, it's probably safe to say that your finances have completely changed from what ...

Continue reading Is It Possible to Keep Your Finances in Check During COVID?

August 21, 2020

From House to Apartment: Downsizing Strategies for Smaller Spaces

By Sean Ryan

Downsizing. The idea conjures images of sad faces carrying boxes of precious items. It's associated with loss, tragedy, and change. But what if you could spin it? Downsizing from a house into an apartment doesn't have to be painful. There are ways to ...

Continue reading From House to Apartment: Downsizing Strategies for Smaller Spaces

August 19, 2020

How to Manage Your Real Estate Business Amid COVID-19 Restrictions

By Tex Freitag

As the pandemic continues spreading all over the world, many who own a real estate business are probably wondering what options they have. According to some studies, the peak of the curve happened in May 2020, which means a full recovery could happen ...

Continue reading How to Manage Your Real Estate Business Amid COVID-19 Restrictions

August 19, 2020

Are You Smarter Than a 5th Grader? Calculate This Bill’s Tip

By Len Penzo

By the time kids leave the 5th grade they should know how to calculate simple percentages, which is one of the most critical mathematical tools we have at our disposal after we become adults. Thanks to the longtime custom of tipping, restaurants ...

Continue reading Are You Smarter Than a 5th Grader? Calculate This Bill’s Tip

August 17, 2020

Black Coffee: Empty Coffers and Sticky Fingers

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Despite the continuing economic slowdown, ...

Continue reading Black Coffee: Empty Coffers and Sticky Fingers

August 15, 2020

How to Launch Your Own Business as a Student

By Enero Febrero

Many of the most successful businesses we know started in colleges; Facebook, Dell, Insomnia Cookies, and dozens of world-class brands were once just random ideas written down into a textbook on a campus. Starting your business as a student may be ...

Continue reading How to Launch Your Own Business as a Student

August 14, 2020

5 Things Everyone Should Do Before Applying for a Mortgage

By Sabado Domingo

Have you checked your credit score? Do you have all of the correct paperwork in order? Are you aware of the market in which you are planning to buy? Applying for a mortgage is never an easy job. You can't change your income or credit history ...

Continue reading 5 Things Everyone Should Do Before Applying for a Mortgage

August 13, 2020

5 Ways to Enjoy Free Family Travel with Credit Cards

By Enero Febrero

Using your credit cards to earn reward points for travel is a legitimate and easy way to see the world with your family. In addition to flying, the reward points can help families cut costs with their hotel, rental car and meals. Here are several ...

Continue reading 5 Ways to Enjoy Free Family Travel with Credit Cards

August 13, 2020

4 Ways to Save Money on Social Media Promotion Campaigns

By Sabado Domingo

A good promotion campaign is essential for the growth of any business. But a good campaign doesn't always mean an expensive one. The modern Internet has dozens of ways to create a great promotion without spending your last money and hoping for ...

Continue reading 4 Ways to Save Money on Social Media Promotion Campaigns

August 12, 2020

Are You Among the 20% Who Can’t Pay Their Mortgage?

By Chris Muller

How confident are you that you'll be able to pay your mortgage this month? If the answer is "not very," then you're not alone. In fact, according to a US Census Bureau survey, 20% of Americans said that they had "slight or no confidence" that they'd ...

Continue reading Are You Among the 20% Who Can’t Pay Their Mortgage?

August 11, 2020

My 12th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

By Len Penzo

If our local high school decides to open its doors this year, the completely unappetizing daily lunch will be $3.75. For a family with two kids, that amounts to $1350 during the course of a 180-day school year. Oh, sure; $3.75 for lunch may sound ...

Continue reading My 12th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

August 10, 2020

Black Coffee: The Road to Perdition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Summer is here, but for most people on ...

Continue reading Black Coffee: The Road to Perdition

August 8, 2020

The Top 10 Ways to Save Money in College

By Enero Febrero

Many parents with kids in college cover their dormitory fees, living, tuition costs, and sometimes, even their 'write my essay' requests for essay services. But at this age, students want more freedom, and for many of them, it consists of a ...

Continue reading The Top 10 Ways to Save Money in College

August 7, 2020

How to Manage Your Personal Finances When In the Military

By Tex Freitag

disqualify you from military

Life in the military brings a huge host of benefits. Chief among them is a stable income -- even in a bad economy. There are a lot of financial perks that you can take advantage of while in the military, but it also requires some discipline on your ...

Continue reading How to Manage Your Personal Finances When In the Military

August 6, 2020

Should You Wait to Start a Small Business?

By Sabado Domingo

We live in a fast-paced society based around the ideal of instant gratification. Unsurprisingly, patience is a pretty rare virtue in both consumers and business leaders. People are often most concerned with making progress as quickly as possible. ...

Continue reading Should You Wait to Start a Small Business?

August 5, 2020

The World’s Greatest Grilled Chicken Marinade Recipe

By Len Penzo

A couple years ago a friend of mine invited me and my family over for a backyard pool party and barbecue. Of course, everybody had a great time. What made that day at Andy's house particularly memorable was the grilled chicken he served. It was ...

Continue reading The World’s Greatest Grilled Chicken Marinade Recipe

August 5, 2020

  • « Previous Page
  • 1
  • …
  • 80
  • 81
  • 82
  • 83
  • 84
  • …
  • 146
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025