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It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious weekend is ...

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5 Easy Ways to Cut Your Small Business Costs

It's no surprise that many small businesses operate on tight margins. After all, relatively few companies experience sustained success immediately. As such, all new business owners need to understand how to save money to allow their company to ...

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Federal vs. Private: Your Guide to Different Student Loan Types

It doesn't matter if you are planning on taking out student loans in the near future or have in the past, student loans can be confusing. Trying to understand the types of student loans might leave you feeling overwhelmed. Keep reading to learn ...

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How to Get Monetary Compensation For a Car Accident

After you get into a car accident, there are a few very important things that will likely be on your mind: how can you recover from your injuries, and how can you get compensated for the medical costs and employment losses that you have incurred as a ...

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Personal Finance Course: How to Organize Your Money

Money. It's something you earn and something you spend, but do you ever feel like you'd like to have a better grip on it? Approximately 67% of American families claim to live on a budget but many people living on a budget still feel like they ...

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How Effective Are Super Bowl TV Ads?

By Tex Freitag

Super Bowl commercials are among the most viewed television broadcasts. According to Nielsen, Super Bowl XLIX attracted more than 114 million people. In fact, this was the highest number to have been recorded in the history of any US television ...

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5 Best Robo Advisors of 2020

By Tex Freitag

Robo-advisors are software programs that investors can use to manage their investment portfolios. They utilize computer algorithms and require minimal human intervention to take care of your venture. Traditionally, if you wanted to grow your ...

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I Ordered Some Omaha Steaks; But Were They Worth the Price?

Aside from the vegetarians and vegans of the world, who doesn't love a good steak? On second thought, there are more than a few vegetarians and vegans out there who, when pressed, will sheepishly admit they love steak too. I only bring this up ...

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Black Coffee: A Financial System In Jeopardy

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

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Paying for Medical: What Happens If You Don’t Pay Medical Bills?

By Tex Freitag

More than 130 million people in the US are currently struggling with medical debt and bills; in fact, surveys show that 1 in 6 Americans have past-due medical bills. There are many reasons why people struggle with medical debt. Some people are ...

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For Some Students, Money Is More Valuable Than Time

Although you'd never know it based upon the ways people treat their time and money, the former is significantly more valuable than the latter because our life here on earth is finite. Yes, time is free -- but, ironically, it's also priceless. After ...

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Grandfather Says: Grandfather’s Puppy

By RD Blakeslee

About a year and a half ago, Grandfather got himself a puppy! A companion for him as he enters his dotage. The little guy is a Maltese. Clyde is a great little guy. Maltese are very small; four to seven pounds is the normal weight in ...

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What Is Professional Indemnity Insurance?

If you are in the advisory business and make a profit by selling your knowledge and skills, you may benefit from purchasing a professional indemnity insurance policy. Professional indemnity insurance will protect you and your business from claims ...

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The 50 Biggest Money Mistakes Household CEOs Make

I'm not ashamed to admit I make mistakes. After all, everybody screws up occasionally; for us humans, mistakes come with the territory. For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive hours. ...

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Black Coffee: Ghosts In the Machine

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I see another week has come and gone ...

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5 Simple Tips That Will Help You Manage Your Loan Responsibly

You had your doubts, but one of the lenders offering bad credit loans approved your loan application. Now it's time to turn your attention to managing the loan to the best of your ability. Here are five tips that will help keep you on track and ...

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3 Creative Ways to Get Out of Debt

The issue of rising debt is becoming so common in our society nowadays. With debt levels in the private and public sector at historic highs, it is no wonder that more people are talking about the problems of debt than ever before. Now, we've all ...

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100 Words On: Why You Should Never Buy a Timeshare

No matter what that slick salesman tells you, vacation timeshares aren't a good deal. Surprised? Don't be. Many timeshares owners lose the freedom to vacation wherever and whenever they choose -- or even skip one, considering annual maintenance fees ...

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The 3 Best Ways to Transfer Money Online