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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Grandfather Says: Preparing for Hard Times

By RD Blakeslee

Grandfather says he thinks there are some tough years ahead. He says be creative and live better as those years go by. B F Goodrich & Co. built a specialty rubber plant here, fabricating mostly aircraft and military equipment, about 50 ...

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July 23, 2020

The Undeniable Benefits of Studying Abroad

By Sabado Domingo

For individuals from some countries, studying abroad may be the only way to receive a quality education. However, this is not to say that prospective students from more privileged countries don't stand to benefit significantly from schooling abroad. ...

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July 21, 2020

Power to the Pinched! The Personal Finance Anarchist Cookbook

By Len Penzo

Once upon a time, no self-serving radical activist would be caught dead without The Anarchist Cookbook and its misguided recipes for making homemade bombs, tear gas, and other sinister items out of everyday household products. Of course, that got ...

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July 20, 2020

Black Coffee: The Curse of the Bambino

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Despite the continuing economic ...

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July 18, 2020

8 Traits That Separate a Great Real Estate Agent from the Average Ones

By Jonathan Rogers

Whether you're an investor looking for a long-term relationship with a good estate agent, an entrepreneur just starting your career as an estate agent, or just a regular person who is hoping to become a homeowner someday, it's important to know the ...

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July 16, 2020

My Nonagenarian Aunt Doris Shares Her Thoughts On Growing Old

By Aunt Doris

This article was originally written on October 19, 2011 by my dear Aunt Doris, who passed away in 2015 at the age of 94. When you buy a refrigerator, or a car, or even a teakettle, you get a booklet that tells you what to expect, how it works, ...

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July 15, 2020

Is Early Retirement Worth It? How to Know If You Really Should

By Enero Febrero

Who doesn't dream of having the freedom to retire well before you hit your twilight years? After all, the dream is a good one; you work very hard while you're young and able, and then, while you are still youngish, you quit your job and enjoy an ...

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July 14, 2020

How Personal Loans Can Boost Your Credit Score

By Sabado Domingo

If you want to improve your credit score, you might mistakenly believe that the best thing to do is to completely avoid getting into debt. However, not having any debt can actually have the opposite effect when it comes to your credit rating. If ...

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July 14, 2020

How Greenhouses Are Changing the Way We Eat

By Sabado Domingo

Whether you believe it is just due to natural cycles or not, the ever-changing climate will continue to transform our world. In some locations, crops may become harder to grow. The good news is, there are many people hedging their bets by turning to ...

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July 14, 2020

The Easiest Money You’ll Ever Make

By Len Penzo

Who doesn't love making money? I know I do. Now let's take it up another notch. Who doesn't love making money for as little effort as humanly possible? If you aren't nodding your head right now, then I think it's safe to say that you're not being ...

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July 13, 2020

Black Coffee: The Train Keeps a Rollin’

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Summer is here, but for most people on ...

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July 11, 2020

Beginner’s Guide to Researching Stocks

By Len Penzo

Knowing how to research stocks and make the best selections can go a long way in terms of bolstering your success when trading. There are several steps you can take to research stocks effectively, including narrowing down your focus and learning how ...

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July 10, 2020

How Can I Make Travel Cheaper with a Credit Card?

By Len Penzo

Credit cards are a necessity for most travelers. Best of all, having the right card in your wallet can actually save you money. Heres how: Get an airline card. Many airline cards offer bonuses that are big enough to earn a free flight as soon as ...

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July 9, 2020

How to Successfully Pitch Your Startup Business to Investors

By Tex Freitag

Your business pitch can jump start your dreams -- or send your idea into oblivion. Serious investors get pitched constantly, so you should assume that they're not going to give you a lot of time, which is why it's so important to grab their ...

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July 8, 2020

7 Big Lies About Gold that Wall Street Doesn’t Want You to Know

By Keith Weiner

It's hard to say which lie about gold is the biggest whopper. Many widely held beliefs about gold are lies -- propaganda hammered home to have us believe the only true measure of wealth is government-issued debt. Big Lie #1: Gold is a barbarous ...

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July 7, 2020

Black Coffee: Cooking the Books

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody has a safe and ...

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July 4, 2020

4 Questions to Ask Yourself Before You Make Any Purchase

By Enero Febrero

We live in a consumption-based society. That is, the economy and, by extension, most businesses depend on individuals to make purchases on a regular basis. Unsurprisingly, the average person is bombarded with ads everywhere they go on the bus, on TV, ...

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July 3, 2020

How Much Does a Money Counting Machine Cost?

By Sabado Domingo

Businesses that deal with a lot of cash daily need a cash counter to do the job efficiently. A money counting machine makes your cash opening, counting, and closing procedures quick, saving your staff time that can be spent on other productive ...

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July 2, 2020

A Fun Way to Teach Your Toddler How to Save Money

By Leif Kristjansen

Teaching your kids about finance is important, but take a lesson from me: it's easier the earlier you start. My 3-year-old has been telling me I need to save more. And I write about saving money for a living! In fact, I told her that I needed to ...

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July 1, 2020

5 Product Upgrades and Services That Aren’t Worth Paying Extra For

By Len Penzo

Everybody knows that when it comes to investing, you have to take risks to earn big returns. Likewise, when it comes to saving money, sometimes it pays to push your luck and take a risk too. Unfortunately, many people are so adverse to taking ...

Continue reading 5 Product Upgrades and Services That Aren’t Worth Paying Extra For

June 29, 2020

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