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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Personal Computer Requirements: How to Make Sure You Don’t Overpay

By Tex Freitag

Depending on where you live, as many as 92% of your neighbors own at least one computer. Unfortunately, many people who are in the market for a laptop or desktop computer find themselves overwhelmed by the sheer volume of computer configurations on ...

Continue reading Personal Computer Requirements: How to Make Sure You Don’t Overpay

May 12, 2020

How Much Does it Cost to Hire Good Lawyers for Car Accidents?

By Enero Febrero

Did you know that 1.35 million people die in road crashes every year - and many more are injured? If you are injured when you're on the road, you might be looking for good lawyers for car accidents. Finding the right lawyer to help you get the ...

Continue reading How Much Does it Cost to Hire Good Lawyers for Car Accidents?

May 12, 2020

If You Want to Organize Your Life Then Focus on These 7 Tips

By Sabado Domingo

Being disorganized isn't just annoying, it's expensive and bad for your health. Over 90% of workers report they would get more done if they were organized. If you spend a chunk of your day looking for something or can't seem to remember important ...

Continue reading If You Want to Organize Your Life Then Focus on These 7 Tips

May 11, 2020

15 Organic Fruits & Veggies That Aren’t Worth Paying More For

By Len Penzo

I love tomatoes. I don't think many people will argue with me when I say there is nothing better than a fresh-picked home-grown 'mater. I love them so much I usually grow tomatoes in my backyard every summer. Unfortunately for me, the pesky ...

Continue reading 15 Organic Fruits & Veggies That Aren’t Worth Paying More For

May 11, 2020

Black Coffee: A Growing Hole In the US Treasury’s Wallet …

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. For most people on Main Street, the ...

Continue reading Black Coffee: A Growing Hole In the US Treasury’s Wallet …

May 9, 2020

Great Tips for Seniors Who Want to Live Frugally

By Sabado Domingo

Frugal living means different things to us at various stages in our lives. When we're young or have kids, we may think living frugally is more about scoring discounts and clipping coupons so we can save money. As we get older, living frugally as a ...

Continue reading Great Tips for Seniors Who Want to Live Frugally

May 8, 2020

How the Supply Chain and Logistics Are Vital to Your Business

By Sabado Domingo

There are two things that are the biggest pain-points for just about every business: their supply chain and cash flow. Without the proper logistics, your cash flow is usually not looking good. And the contrary is the same. There are a lot of moving ...

Continue reading How the Supply Chain and Logistics Are Vital to Your Business

May 8, 2020

A Startup’s Guide to Working Capital Loans: Everything to Know

By Tex Freitag

business statements with pen and calculator

According to data by the Federal Reserve, 40% of businesses have a hard time paying their operational expenses. For such business, failure to access working capital financing can lead to low or no investment in other critical operational areas for ...

Continue reading A Startup’s Guide to Working Capital Loans: Everything to Know

May 7, 2020

10 Things Every Entrepreneur Should Do Before Starting a New Business

By Enero Febrero

Starting a business is no walk in the park. It requires a lot of time, sacrifices, and money. However, once you succeed in laying down the foundation of your business, you'll enjoy the fruits for a very long time. Of course, starting your ...

Continue reading 10 Things Every Entrepreneur Should Do Before Starting a New Business

May 6, 2020

5 Finance Management Tips Everyone Wishes They Had Known Sooner

By Enero Febrero

Nowadays, money is everything; it pays the bills, secures a future, and makes life more comfortable. But, if we want to live the dream and never stress about finances, we need to know how to manage them. Of course, if you are in a pinch and need ...

Continue reading 5 Finance Management Tips Everyone Wishes They Had Known Sooner

May 5, 2020

5 Steps to Better Money Management

By Tex Freitag

Millions of Americans are out of work, oil prices are at record lows, and we're only at the beginning of the coronavirus crisis. While you're working on protecting your physical health in the face of this pandemic, there's never been a better time to ...

Continue reading 5 Steps to Better Money Management

May 4, 2020

10 Thankless Low-Paying Jobs That People Often Accept Anyway

By Len Penzo

Almost everybody thinks they're underpaid for what they do. But in reality, there are a handful of select jobs where this claim is especially true. Many years ago, I compiled a list of the 10 most underpaid jobs. The provocative list was a ...

Continue reading 10 Thankless Low-Paying Jobs That People Often Accept Anyway

May 4, 2020

Black Coffee: A Banquet of Consequences

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. For as bad as the state of the economy ...

Continue reading Black Coffee: A Banquet of Consequences

May 2, 2020

Check Out These 5 Savvy Investments for New Homeowners

By Tex Freitag

Buying a house is one of the most exciting and often one of the biggest purchases a person will ever make. However, this doesn't mean that homeowners should put away their checkbook after the sale is complete. The reality is that individuals can ...

Continue reading Check Out These 5 Savvy Investments for New Homeowners

May 1, 2020

4 High ROI Marketing Practices

By Sabado Domingo

Marketing is a business investment; it is not an expense. Business owners can and should expect to generate revenue as a direct result of their marketing efforts. Still, it's worth remembering that some marketing practices are more effective than ...

Continue reading 4 High ROI Marketing Practices

May 1, 2020

Grandfather Says: Some Thoughts on Building a Life-Long Homestead

By RD Blakeslee

Grandfather would like, first off, to do his best to convince young people that they can put their life, fortune and sacred honor into their life-long homestead. It's a state of mind which was the norm as the settlers expanded West in the 19th ...

Continue reading Grandfather Says: Some Thoughts on Building a Life-Long Homestead

April 30, 2020

Saving Money: Five Ways to Trim Your Budget

By Enero Febrero

Saving money is one of the most important ways you can prepare for both the expected and unexpected troubles in life. Everything from a car breaking down to a job loss can be less painful with a little bit of cash saved up. Most financial experts ...

Continue reading Saving Money: Five Ways to Trim Your Budget

April 29, 2020

Everything You Need to Know About Forex Trading: A Beginner’s Guide

By Sabado Domingo

Most people have some experience with trading currency at some point during their lives, they just may not have considered it as an investment. With traditionally valuable investments like crude oil and business stocks not faring very well at the ...

Continue reading Everything You Need to Know About Forex Trading: A Beginner’s Guide

April 27, 2020

How to Properly Plan and Prepare for a Potential Layoff

By Len Penzo

One of my favorite fables attributed to Aesop is The Ant and the Grasshopper. You know the story; the grasshopper spends all summer long partying it up like a rock star while the ant prepares for the coming winter by building a shelter and storing ...

Continue reading How to Properly Plan and Prepare for a Potential Layoff

April 27, 2020

Black Coffee: Less Than Nothing

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. We're now six weeks into the Greatest ...

Continue reading Black Coffee: Less Than Nothing

April 25, 2020

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