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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

4 Tips For Choosing The Right Medicare Supplement Plan

By Tex Freitag

There is no universal option in choosing supplementary Medicare coverage. Moreover, there are crucial factors to consider in choosing the right one for your needs. Insurance companies are forbidden to offer and sell you multiple coverage options, so ...

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March 23, 2021

Why You Need a Household Strategic Plan (and How to Create One)

By Len Penzo

"Always have a plan." That's one of the most important pieces of advice I've ever received, if only because it applies to so many things in life -- and it's especially true with our personal finances. The household CEO is not only responsible ...

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March 22, 2021

Black Coffee: The Con Game Continues

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Today is National Corn Dog Day. ...

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March 20, 2021

The 10 Dumbest Reasons to Get an Online Loan

By Tex Freitag

Have you ever done something dumb for money? Like really, truly dumb? Have you ever just taken out a loan and been like, "why did I do that?" More than a few geniuses among us have decided to take out online loans for spectacularly idiotic reasons; ...

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March 19, 2021

Could You Be a Successful Swing Trader?

By Sabado Domingo

Entering the world of trading can be a complicated process for a beginner. There are plenty of complicated terms that you need to understand, and it takes time to figure out what actually works for your portfolio when you're trying to make a living ...

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March 19, 2021

5 Unconventional Ways to Make $2000 (or More)

By Ryan Hussey

There are plenty of "listicles" out there that give you ways to earn cash on the side, but they're basically all the same. If you're looking for boring, unoriginal all-too-common ideas for how to make extra dough, we'll save you some time by listing ...

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March 18, 2021

Grandfather Says: My First Job as a Newspaper Boy

By RD Blakeslee

Grandfather says when he was 13 or so, he got his first job: a newspaper boy for the Detroit Free Press. They distributed newspapers to homes through the 1950s. Each boy had his own route, about a mile along a street, and his papers were delivered ...

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March 18, 2021

6 Ways to Secure Your Home on a Budget

By Tex Freitag

Securing your home is essential for your safety, but you may be finding it difficult to get started. Some systems can be expensive, and while they are worth it, not everyone has that kind of money upfront. Luckily, there are some other affordable ...

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March 17, 2021

The 8 Weirdest Insurance Fraud Claims of All Time

By Len Penzo

You can't make this stuff up, folks. Insurance fraud claims drain more than $100 billion each year from the worldwide economy. For the most part, insurance fraud claims are generally committed by people in desperate need of money. And although it ...

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March 15, 2021

Black Coffee: Inflate or Die

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

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March 13, 2021

3 Ways to Improve Your Chances of Approval for a Personal Loan

By Sabado Domingo

Perhaps you're experiencing financial difficulty, or find yourself in a less-than-desirable situation. Whatever the circumstance is, a personal loan might be just what you're looking for. Of course, a personal loan allows you access to a certain ...

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March 12, 2021

How to Save Money On DIY Home Improvement Projects

By Enero Febrero

When making home improvements, savvy household CEOs employ an effective year-round strategy to help beautify their home and increase its value by using coupons, promo codes, and cash-back sites to help save money. Whether it's weather-stripping a ...

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March 10, 2021

The 7 Most Popular Ways to Commit Financial Suicide

By Len Penzo

I recently got back from a sightseeing trip around the San Francisco Bay Area. Of course, one of the most popular attractions in San Francisco is the beautiful Golden Gate Bridge. It's absolutely breathtaking to behold in all its ...

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March 8, 2021

Black Coffee: Stuck in a Tangled Financial Web

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to this week's ...

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March 6, 2021

A Few Thoughts from Aunt Doris: How to Make Ends Meet

By Aunt Doris

This is a reposted article in an occasional series from my dear Aunt Doris, who passed away in 2015 at the age of 94. When it comes to staying out of debt and making ends meet, I can only tell you what's worked for me. I was left a young ...

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March 5, 2021

Grandfather Says: Happiness and Living in the Right Mold

By RD Blakeslee

How do you fit your mold? Grandfather says life can be thought of as a mold, different for each of us, but constraining, whether we like it or not. The key to happiness, in his opinion, is to live in the right mold. Grandfather's mold is ...

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March 4, 2021

18 Fun Facts About Money That You Probably Didn’t Know

By Len Penzo

You probably already knew that, long before the ubiquitous paper currencies we use today to pay for goods and services existed, man used various items as a medium of exchange including cowrie shells, leather, amber, rice, salt, thimbles and even ...

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March 1, 2021

Black Coffee: More Pie In the Sky

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. It was a week where both stocks and ...

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February 27, 2021

How to Get Fast Approval on Installment Loans

By Sabado Domingo

An installment loan is a type of loan wherein the lender will lend the borrower a certain amount that the latter will pay off through regular installments. Installment loans are available for both personal and commercial use. However, before ...

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February 26, 2021

What Barfing Out of a Bus Window Teaches Us About Managing Money

By Jana

When I was in college, I was in a sorority; one of the perks was date parties. For those unfamiliar, a date party is just that; it's a big party, usually at a bar or restaurant, and all the sisters brought dates. Usually boyfriends or guys they ...

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February 24, 2021

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