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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Why the Self-Employed Are Smarter Than You

By Greg McFarlane

Who pays a greater share of their income in taxes -- Warren Buffett, or his administrative assistant? Obviously, posing the question implies its answer. Politicians may tout the virtues of our "progressive" tax system, but it doesn't really ...

Continue reading Why the Self-Employed Are Smarter Than You

July 5, 2021

REITs: A TIERed Investment For Dyslexics

By Greg McFarlane

"It's hard to make money in real estate. I can't do it." Of course you can. Real estate, whether raw land or fully improved buildings, obviously has a function and will continue to. Real estate, in and of itself, is not subject to obsolescence. ...

Continue reading REITs: A TIERed Investment For Dyslexics

May 23, 2017

Black Coffee: Yes, Virginia, They Really Do Make $350 Baby Shower Cakes

By Greg McFarlane

It’s time to sit back, relax, and enjoy a Little Joe. (No, a little joe. Don’t be silly.) In a stunning display of hubris, Len thought he could hand the Black Coffee reins over to yours truly and that his readers would enjoy the finished ...

Continue reading Black Coffee: Yes, Virginia, They Really Do Make $350 Baby Shower Cakes

October 22, 2011

The (Dead)Beat Generation

By Greg McFarlane

Should you walk away from your mortgage just because your home depreciated? So you refinanced. Or bought too much house. You divided the mortgage payments by your income, and decided you could swing something a few percentage points higher than ...

Continue reading The (Dead)Beat Generation

March 10, 2010

The Question of the Week:

Will you be taking a summer vacation in 2022 that's more than 500 miles from home?

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Recent Posts

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Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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