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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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How to Take Control and Manage Your Money When You’re Deep in Debt

By Tex Freitag

If you're lost in financial debt, getting back in control can seem like an uphill struggle. With the high cost of living and stagnant wages, it's not always easy to pay what you owe -- especially if you've been borrowing from multiple creditors ...

Continue reading How to Take Control and Manage Your Money When You’re Deep in Debt

October 19, 2016

6 (Really) Frugal Halloween Costume Ideas for the Kids

By Len Penzo

So the Honeybee took our two kids out shopping for Halloween costumes this week and spent a grand total of $69.43. This is not only a ghastly amount of money to spend on Halloween costumes, but it's totally unacceptable in my opinion. What, ...

Continue reading 6 (Really) Frugal Halloween Costume Ideas for the Kids

October 17, 2016

Black Coffee: Are We In Utopia Yet?

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it today ...

Continue reading Black Coffee: Are We In Utopia Yet?

October 15, 2016

The Tried-and-True Guide to Wealth Creation

By Sabado Domingo

You work hard day after day and feel that instead of working for your money, you could make money work for you. It is likely that you know people who seem to have a lot of free time, are less stressed are able to afford to go rock climbing or fly ...

Continue reading The Tried-and-True Guide to Wealth Creation

October 14, 2016

Black Coffee: Reports of a Hurricane are Unfounded

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, let's get right to it ...

Continue reading Black Coffee: Reports of a Hurricane are Unfounded

October 8, 2016

What Are the Brexit Implications on Gold?

By Benjamin Watt

The UK's decision to exit the European Union -- known everywhere as the Brexit -- was news that shocked the world. Financial markets are still reeling from the financial uncertainty unleashed by that landmark decision. Global markets reacted ...

Continue reading What Are the Brexit Implications on Gold?

October 6, 2016

Black Coffee: Move Along, Folks … There’s Nothing to See Here

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. And away we go ... Credits and ...

Continue reading Black Coffee: Move Along, Folks … There’s Nothing to See Here

October 1, 2016

Black Coffee: Party On and Let the Good Times Roll

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, off we go ... There is no cause ...

Continue reading Black Coffee: Party On and Let the Good Times Roll

September 24, 2016

Quantifying the Enormity of the US National Debt in Pictures

By Jeff Desjardins

When numbers get into the billions or trillions, they start to lose context. The U.S. national debt is one of those numbers. It currently sits at $19.5 trillion, which is actually such a large number that it is truly difficult for the average ...

Continue reading Quantifying the Enormity of the US National Debt in Pictures

September 20, 2016

Black Coffee: A Scatological Look at the Real Economy

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's dive right in this week ...

Continue reading Black Coffee: A Scatological Look at the Real Economy

September 17, 2016

Why the New Face of Money Management Is Making Walk-in Banks Obsolete

By Len Penzo

Due to advancements in technology, the ever-growing mobile trend, and society's desire for convenience, the face of money management is evolving. In the past, everything was done manually and was centered on brick-and-mortar banking institutions. ...

Continue reading Why the New Face of Money Management Is Making Walk-in Banks Obsolete

September 13, 2016

Black Coffee: The Curious George Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Off we go ... Credits and ...

Continue reading Black Coffee: The Curious George Edition

September 10, 2016

Black Coffee: The Labor Day Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying the long ...

Continue reading Black Coffee: The Labor Day Edition

September 3, 2016

Which US States Offer the Biggest Bang for Your Buck?

By Len Penzo

I've always been fascinated by maps. Throw me a map of anyplace and I can be mesmerized for quite a long time. Don't ask me why; it's just how I am. So I guess I shouldn't be too surprised that the other day I spent almost a half hour poring over ...

Continue reading Which US States Offer the Biggest Bang for Your Buck?

August 30, 2016

Black Coffee: In the Land of Negative Numbers, Zero Is Your Hero

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

Continue reading Black Coffee: In the Land of Negative Numbers, Zero Is Your Hero

August 27, 2016

Black Coffee: The ‘One Day Late and $20 Trillion Short’ Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Yes, I'm a day late delivering this ...

Continue reading Black Coffee: The ‘One Day Late and $20 Trillion Short’ Edition

August 21, 2016

The Top 9 Wall Street Movies of All Time

By Enero Febrero

People's attention and obsession with money are never ending; whether we like it or not, we humans eat, sleep, and dream money. And why not? Money makes the world go round. So, how do financial moneymakers do it, and how do they keep their ...

Continue reading The Top 9 Wall Street Movies of All Time

August 17, 2016

Black Coffee: The Olympic Gold Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it ... Credits ...

Continue reading Black Coffee: The Olympic Gold Edition

August 13, 2016

If the US Has a Debt Problem, Why Isn’t Inflation Rampant?

By Len Penzo

It's no secret that the US has been running fiscal deficits for more than 40 years; in fact, it is the world's biggest debtor nation in terms of actual dollars. So I guess I shouldn't be surprised that the one question that I probably get asked more ...

Continue reading If the US Has a Debt Problem, Why Isn’t Inflation Rampant?

August 13, 2016

Black Coffee: Next Time, Please Phrase That in the Form of a Question

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... The Honeybee has given me a long list of errands to run today, so I've got an espresso edition of Black Coffee for you this week. And away we go ... Credits and Debits Credit: This ...

Continue reading Black Coffee: Next Time, Please Phrase That in the Form of a Question

August 6, 2016

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