My name is Amanda, and I'm an example of someone who didn't worry about financial responsibility and saving until relatively late in life -- but I'm so glad that I finally did!
My current income averages $2790 per month. Even so, over the past few ...
Continue reading How I Live On Less Than $40,000 Annually: Amanda from Michigan
Black Coffee: The Internet Dress Edition
It's time to sit back, relax and enjoy a little joe ...
There has been a lot of controversy floating around lately about Len Penzo dot Com. As such, I feel compelled to set the record straight: My website is predominantly green and white -- not ...
Continue reading Black Coffee: The Internet Dress Edition
An Urgent Savings Recommendation
If I had a nickel for every time somebody has dropped me an email and asked me when our financial system is finally going to go belly up, I'd have about 85 cents right now. The truth is, if you look back, I never make actual predictions in my Black ...
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How Poker Helps Entrepreneurs Make Better Business Decisions
Making business decisions is an easy task -- but making great business decisions that provide serious returns for your company is something else entirely.
Looking for the perfect skill set necessary to make you an office superstar? Try looking to ...
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Stop Feeling Guilty! Why Getting a Tax Refund Isn’t Such a Bad Idea
I love getting a refund check from the tax man during tax season! Of course, whenever I say that, I almost always get chastised by somebody who tells me I'm crazy for feeling that way.
Indeed, most income tax experts advise us to take advantage of ...
Continue reading Stop Feeling Guilty! Why Getting a Tax Refund Isn’t Such a Bad Idea
Black Coffee: You Say Tomato, I Say Lycopersicon Esculentum
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well, I've got good news and bad news ...
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How Much Does It Cost to Add a Teen Driver to Your Auto Insurance?
There was a time when teenagers actually chomped at the bit when it came to getting their driver's license. In fact, I think it's safe to say that most of us born before 1980 spent at least a small part of our sixteenth birthday standing in line at ...
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Black Coffee: Bigfoot Hunters, Gold Bugs and Other Cuckoos
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it this week ...
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Why Restaurant No-Tipping Policies Are a Bad Idea
In the United States, diners have been tipping their servers for more than a century. It's a time-honored practice that's as American as, well, baseball and apple pie.
Tipping was originally intended as an incentive for rewarding and encouraging ...
Continue reading Why Restaurant No-Tipping Policies Are a Bad Idea
10 States Where You Can’t Afford to Get Into a Car Accident
Who doesn't love getting behind the wheel of a car every once in a while and just drive for the sake of driving? Cars provide a sense of freedom that other modes of transportation can't.
Then again, nothing can put a damper on the joys of driving ...
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Black Coffee: Valentine’s Day with Alice and the Queen of Hearts
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
It's a Valentine's Day weekend, and ...
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Black Coffee: Deceitful Data, Dying Dollars and Dueling Doulas
It's time to sit back, relax and enjoy a little joe ...
Over the past few days I've received more than a dozen emails and blog comments from doulas who became outraged -- outraged, I say! -- over this article. The reason for their ire is the ...
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Why Everyone Should Get Financially Naked BEFORE Marriage — Not After
Does love really conquer all?
Not when it comes to money matters, it doesn't.
As Get Financially Naked states in its opening pages, when it comes to relationships, financial compatibility is as important as emotional and physical compatibility. ...
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Black Coffee: Happy Days Are Here Again
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well, it's Super Bowl weekend and I've ...
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Black Coffee: Cheap Gas, $43 Hot Dogs & Hasty Hedge Fund Managers
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, off we go ...
Credits and ...
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How I Live on Less Than $40,000 Annually: Rebecca from Wisconsin
My name is Rebecca and I'm so excited that I discovered Len's blog! My family doesn't talk much about money and my friends all represent very different monetary situations so I've been a little over my head since I decided to take control of my ...
Continue reading How I Live on Less Than $40,000 Annually: Rebecca from Wisconsin
Black Coffee: Apathy, Ignorance and the Dying World Monetary System
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, off we go ...
Credits and ...
Continue reading Black Coffee: Apathy, Ignorance and the Dying World Monetary System
Black Coffee: No, You Can’t Have Fries With That
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
The NFL playoffs are in full swing ...
Continue reading Black Coffee: No, You Can’t Have Fries With That
Black Coffee: Buckle Up, It’s Going to Get Bumpy in 2015
It's time to sit back, relax and enjoy a little joe ...
Well another year has come and gone. I've been busy making some changes here at Len Penzo dot Com this weekend, which is why I have a very brief, super-concentrated, espresso edition of Black ...
Continue reading Black Coffee: Buckle Up, It’s Going to Get Bumpy in 2015
Black Coffee: Americans’ Stagnant (and Exploding) Wage Problems
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful ...
Continue reading Black Coffee: Americans’ Stagnant (and Exploding) Wage Problems
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