Even though more and more college graduates are discovering that their degrees are not offering the return on investment that they originally anticipated, that's not stopping today's aspiring college grads from signing up for student loans.
In ...
Continue reading Here Are Some Really Smart Ideas for Minimizing Student Loan Debt
Black Coffee: The Buttercups in Silicon Valley are Blooming Early
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's kick this baby off, shall ...
Continue reading Black Coffee: The Buttercups in Silicon Valley are Blooming Early
What is a DMP and When is the Right Time to Apply?
A recent survey found that 22% of respondents in the UK say that their day-to-day finances are the main cause of stress. Clearly that's a significant number of people -- and that number has risen almost 50% in the last year.
One big contributing ...
Continue reading What is a DMP and When is the Right Time to Apply?
Confronting My Biggest Spelling Demons (and Yours Too)
One of the joys of having an eponymous personal finance blog is that I never feel compelled to ensure every article has to be about, well ... personal finance.
But, Len, it says right there in the header that this is 'The off-beat personal finance ...
Continue reading Confronting My Biggest Spelling Demons (and Yours Too)
Black Coffee: Giving New Meaning to the Term “Bull” Market
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, let's get right to it this week ...
Continue reading Black Coffee: Giving New Meaning to the Term “Bull” Market
5 Ways to Survive a Money Emergency
Nearly everyone will experience a serious money emergency at some point during their lifetime. Something financially catastrophic happens, like your car breaks down or you have to pay a huge medical bill. Afterward, you may be left with little or ...
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An Avid Rag Reader Confesses: Magazines Make Me Want to Spend More!
I have a confession. Normally I spend a lot of time emphasizing the importance of cultivating habits that reduce your desire to spend.
But I have one habit that makes me want to spend more money. It's a practice -- something I do almost daily -- ...
Continue reading An Avid Rag Reader Confesses: Magazines Make Me Want to Spend More!
Black Coffee: The Presidents’ Day Weekend Edition
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's dive right in this week ...
In ...
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100 Words On: The Trouble With Whole Life Insurance (vs. Term)
The key difference between term and whole life insurance is simple. Term life pays the face amount of the policy in the event of your death, while whole life combines a term policy with an added investment component. Yes, whole life may sound like a ...
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Black Coffee: And for My Next Trick …
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it ...
There is no ...
Continue reading Black Coffee: And for My Next Trick …
Black Coffee: The Super Bowl Edition
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's kick this baby off, shall ...
Continue reading Black Coffee: The Super Bowl Edition
Black Coffee: Red Tape, Green Confetti and Blue Taxpayers
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, let's get right to it this week ...
Continue reading Black Coffee: Red Tape, Green Confetti and Blue Taxpayers
Fake News: Can You Spot the Error In This Article?
It was recently confirmed as fact, via the hacking of emails from a national Presidential candidate's campaign manager and the hacking of emails from the leadership of a national political party committees emails, that news has been fabricated quite ...
Continue reading Fake News: Can You Spot the Error In This Article?
Black Coffee: A Ponzi for Your Thoughts
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's dive right in this week ...
Continue reading Black Coffee: A Ponzi for Your Thoughts
100 Words On: Why Excessive Debt Leads to Indentured Servitude
Taking on excessive debt -- and continuously spending more than you earn -- greatly reduces the wealth you can accumulate down the road. As a result, your options in the future become greatly diminished because you are essentially spending tomorrow's ...
Continue reading 100 Words On: Why Excessive Debt Leads to Indentured Servitude
Black Coffee: The Lap of Luxury Edition
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Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Off we go ...
Credits and ...
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My State of the Household Report, Net Worth, and 2016 Expenses
I've said it before and I'll say it again: When it comes to money management, one of the most important pieces of information anyone can have is a detailed summary of where your household income was spent during the previous year. I've been ...
Continue reading My State of the Household Report, Net Worth, and 2016 Expenses
Black Coffee: A Few Tales of Taxes, Fraud and Corruption
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
And away we go ...
"We contend that ...
Continue reading Black Coffee: A Few Tales of Taxes, Fraud and Corruption
How People Spent Their Money During the Past 75 Years
Consumer spending makes up a large percentage of the United States economy. We all have bills to pay and mouths to feed. But where do Americans spend their money?
Take a look at this chart below to see a breakdown of how Americans spent their ...
Continue reading How People Spent Their Money During the Past 75 Years
Black Coffee: The Rum and Coke Edition
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Happy New Year! I want to thank all ...
Continue reading Black Coffee: The Rum and Coke Edition
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