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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Black Coffee: The Greatest Lie Ever Told — and Other Fish Stories

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, off we go ... Credits and ...

Continue reading Black Coffee: The Greatest Lie Ever Told — and Other Fish Stories

July 23, 2016

Black Coffee: Don’t Stop Believing All Is Well — Or Else

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I trust that many of you are familiar ...

Continue reading Black Coffee: Don’t Stop Believing All Is Well — Or Else

July 16, 2016

Black Coffee: Yes, Bernie, We Have No Bananas

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it ... Credits ...

Continue reading Black Coffee: Yes, Bernie, We Have No Bananas

July 9, 2016

My Solar Power Savings Report Card – One Year Later

By Len Penzo

As most of you know by now, I had solar panels installed on the roof of our house back in 2015. Well, it's been a full year since I flipped the switch on my new solar electricity system and the results have been nothing short of amazing. Rather than ...

Continue reading My Solar Power Savings Report Card – One Year Later

July 3, 2016

Black Coffee: The Independence Day Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their long ...

Continue reading Black Coffee: The Independence Day Edition

July 2, 2016

Black Coffee: Can You Hear Me Now?

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Off we go ... Credits and ...

Continue reading Black Coffee: Can You Hear Me Now?

June 25, 2016

Black Coffee: The Rose-Colored Glasses Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it today ...

Continue reading Black Coffee: The Rose-Colored Glasses Edition

June 18, 2016

Black Coffee: Lousy T-Shirts & Cheeseburgers with Extra Lettuce

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it ... Credits ...

Continue reading Black Coffee: Lousy T-Shirts & Cheeseburgers with Extra Lettuce

June 11, 2016

Black Coffee: Gone Today, Here in Maui …

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Actually, I'm on my way home this weekend. All in all, the Honeybee and I had a fun and relaxing week, but we're both glad to be on our way home. Frankly, I really needed the break and I hope ...

Continue reading Black Coffee: Gone Today, Here in Maui …

June 4, 2016

Black Coffee: The Memorial Day Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I want to thank all of you who called ...

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May 28, 2016

The Price of Silence: How to Stop Annoying Dogs That Bark Constantly

By Len Penzo

When I was in high school, I had a classmate named Steve Kowolski who used to bug the bejesus out of me and my buddies. Okay, to be honest, Steve's last name wasn't Kowolski -- although he did have a last name that ended in "ski." Anyway, the ...

Continue reading The Price of Silence: How to Stop Annoying Dogs That Bark Constantly

May 23, 2016

Black Coffee: Socialists, Capitalists, Spenders and Savers

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. There's a lot to discuss this week, so ...

Continue reading Black Coffee: Socialists, Capitalists, Spenders and Savers

May 14, 2016

What Will Happen If Everyone Pulls Their Money from the Bank Today

By Len Penzo

I am a big follower of Mike Maloney. He is the man responsible for opening my eyes and helping me understand just how our monetary and financial systems really work -- and for that I will be forever grateful. Last month, he put out a brief video ...

Continue reading What Will Happen If Everyone Pulls Their Money from the Bank Today

May 11, 2016

My Porch Remodel (Phase 2): Hardscape, Railing and Total Project Cost

By Len Penzo

Well, it took a couple of months longer than the Honeybee and I originally anticipated, but after a few delays due to uncooperative weather, supplier issues, and one less-than-scrupulous contractor, we finally completed our porch remodel ...

Continue reading My Porch Remodel (Phase 2): Hardscape, Railing and Total Project Cost

May 9, 2016

Black Coffee: The Dog Ate My Homework Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Sometimes there just aren't enough hours in the day to do everything that we want to do in life. Unfortunately for me, my hectic work schedule got more hectic-er. In fact, I ended up logging ...

Continue reading Black Coffee: The Dog Ate My Homework Edition

May 7, 2016

Why Private Schools Are a Financial Rip-Off

By Len Penzo

Most parents end up considering private education because they only want the best for their child. But today I'm going to show you why, from a purely financial perspective, private schools are not worth the price of admission. Well, that is unless ...

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May 2, 2016

Black Coffee: Not Tonight, Honey … I’ve Got a Headache

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

Continue reading Black Coffee: Not Tonight, Honey … I’ve Got a Headache

April 30, 2016

Black Coffee: If You’re Smart, You’ll Avoid the Pooh-Pooh Platter

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Trust me: business travel is no fun. I ...

Continue reading Black Coffee: If You’re Smart, You’ll Avoid the Pooh-Pooh Platter

April 23, 2016

Black Coffee: Pay No Attention to Those Bankers Behind the Curtain

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it today ...

Continue reading Black Coffee: Pay No Attention to Those Bankers Behind the Curtain

April 16, 2016

Black Coffee: The ‘On the Road Again’ Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. What a week! A six-day business that ...

Continue reading Black Coffee: The ‘On the Road Again’ Edition

April 9, 2016

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