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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Which US States Offer the Biggest Bang for Your Buck?

By Len Penzo

I've always been fascinated by maps. Throw me a map of anyplace and I can be mesmerized for quite a long time. Don't ask me why; it's just how I am. So I guess I shouldn't be too surprised that the other day I spent almost a half hour poring over ...

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August 30, 2016

Black Coffee: In the Land of Negative Numbers, Zero Is Your Hero

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

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August 27, 2016

Black Coffee: The ‘One Day Late and $20 Trillion Short’ Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Yes, I'm a day late delivering this ...

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August 21, 2016

The Top 9 Wall Street Movies of All Time

By Enero Febrero

People's attention and obsession with money are never ending; whether we like it or not, we humans eat, sleep, and dream money. And why not? Money makes the world go round. So, how do financial moneymakers do it, and how do they keep their ...

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August 17, 2016

Black Coffee: The Olympic Gold Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it ... Credits ...

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August 13, 2016

If the US Has a Debt Problem, Why Isn’t Inflation Rampant?

By Len Penzo

It's no secret that the US has been running fiscal deficits for more than 40 years; in fact, it is the world's biggest debtor nation in terms of actual dollars. So I guess I shouldn't be surprised that the one question that I probably get asked more ...

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August 13, 2016

Black Coffee: Next Time, Please Phrase That in the Form of a Question

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... The Honeybee has given me a long list of errands to run today, so I've got an espresso edition of Black Coffee for you this week. And away we go ... Credits and Debits Credit: This ...

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August 6, 2016

Black Coffee: Wall Street vs. Main Street

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

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July 30, 2016

Black Coffee: The Greatest Lie Ever Told — and Other Fish Stories

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, off we go ... Credits and ...

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July 23, 2016

Black Coffee: Don’t Stop Believing All Is Well — Or Else

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I trust that many of you are familiar ...

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July 16, 2016

Black Coffee: Yes, Bernie, We Have No Bananas

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it ... Credits ...

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July 9, 2016

My Solar Power Savings Report Card – One Year Later

By Len Penzo

As most of you know by now, I had solar panels installed on the roof of our house back in 2015. Well, it's been a full year since I flipped the switch on my new solar electricity system and the results have been nothing short of amazing. Rather than ...

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July 3, 2016

Black Coffee: The Independence Day Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their long ...

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July 2, 2016

Black Coffee: Can You Hear Me Now?

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Off we go ... Credits and ...

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June 25, 2016

Black Coffee: The Rose-Colored Glasses Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it today ...

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June 18, 2016

Black Coffee: Lousy T-Shirts & Cheeseburgers with Extra Lettuce

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it ... Credits ...

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June 11, 2016

Black Coffee: Gone Today, Here in Maui …

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Actually, I'm on my way home this weekend. All in all, the Honeybee and I had a fun and relaxing week, but we're both glad to be on our way home. Frankly, I really needed the break and I hope ...

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June 4, 2016

Black Coffee: The Memorial Day Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I want to thank all of you who called ...

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May 28, 2016

The Price of Silence: How to Stop Annoying Dogs That Bark Constantly

By Len Penzo

When I was in high school, I had a classmate named Steve Kowolski who used to bug the bejesus out of me and my buddies. Okay, to be honest, Steve's last name wasn't Kowolski -- although he did have a last name that ended in "ski." Anyway, the ...

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May 23, 2016

Black Coffee: Socialists, Capitalists, Spenders and Savers

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. There's a lot to discuss this week, so ...

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May 14, 2016

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