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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Planning a Wedding? Here Are 9 Ways to Ensure You’ll Pay Too Much

By Mikey Rox

For most people, getting married is one of the happiest milestones of their life -- until they get the bill. Last year, the average cost of a US wedding was a whopping $29,000 -- which is why one-third of couples go into debt to afford their big ...

Continue reading Planning a Wedding? Here Are 9 Ways to Ensure You’ll Pay Too Much

October 20, 2020

14 Unconventional Money Moves That Are Smarter Than You Think

By Len Penzo

Life doesn't always turn out as you might expect it to. The truth is, many things in life often defy all sense of logic. For example, there was a time when a reasonable person watching Justin Bieber sing on a city sidewalk for spare change would ...

Continue reading 14 Unconventional Money Moves That Are Smarter Than You Think

October 5, 2020

8 Stupid Fees Consumers Hate to Pay (But Often Do Anyway)

By Len Penzo

In this tough economy, businesses of all types continue to nickel and dime us to death with add-on charges. Needless to say, they want you to believe that those fees are necessary to cover the additional costs of doing business; pizza delivery fees ...

Continue reading 8 Stupid Fees Consumers Hate to Pay (But Often Do Anyway)

August 24, 2020

Are You Smarter Than a 5th Grader? Calculate This Bill’s Tip

By Len Penzo

By the time kids leave the 5th grade they should know how to calculate simple percentages, which is one of the most critical mathematical tools we have at our disposal after we become adults. Thanks to the longtime custom of tipping, restaurants ...

Continue reading Are You Smarter Than a 5th Grader? Calculate This Bill’s Tip

August 17, 2020

5 Product Upgrades and Services That Aren’t Worth Paying Extra For

By Len Penzo

Everybody knows that when it comes to investing, you have to take risks to earn big returns. Likewise, when it comes to saving money, sometimes it pays to push your luck and take a risk too. Unfortunately, many people are so adverse to taking ...

Continue reading 5 Product Upgrades and Services That Aren’t Worth Paying Extra For

June 29, 2020

How to Reduce Everyday Spending

By Sabado Domingo

Cutting down monthly spending is something we would all like to do. However, it might not be as difficult as you think. There are many areas of household spending where cuts can be made. Although if you find yourself struggling with one too many ...

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June 25, 2020

When Good Personal Finance Practices Go Too Far

By Len Penzo

If a little is good, then it follows that more must be better. Well, okay, maybe not all the time. Take coupons, for instance. Clipping coupons to save money on groceries is a sensible idea. But so-called extreme couponing takes this otherwise ...

Continue reading When Good Personal Finance Practices Go Too Far

June 8, 2020

100 Words On: Why It Pays to Sleep on It Prior to a Big Decision

By Len Penzo

When youre facing an important financial decision, theres something to be said about taking a night to think it over. That's because, when it comes right down to it, most financial decisions aren't emergencies -- although a lot of folks might think ...

Continue reading 100 Words On: Why It Pays to Sleep on It Prior to a Big Decision

May 21, 2020

Personal Computer Requirements: How to Make Sure You Don’t Overpay

By Tex Freitag

Depending on where you live, as many as 92% of your neighbors own at least one computer. Unfortunately, many people who are in the market for a laptop or desktop computer find themselves overwhelmed by the sheer volume of computer configurations on ...

Continue reading Personal Computer Requirements: How to Make Sure You Don’t Overpay

May 12, 2020

15 Organic Fruits & Veggies That Aren’t Worth Paying More For

By Len Penzo

I love tomatoes. I don't think many people will argue with me when I say there is nothing better than a fresh-picked home-grown 'mater. I love them so much I usually grow tomatoes in my backyard every summer. Unfortunately for me, the pesky ...

Continue reading 15 Organic Fruits & Veggies That Aren’t Worth Paying More For

May 11, 2020

Shop Smarter: A Look at the Price-Matching Policies for 11 Popular Stores

By Mikey Rox

We all want the lowest prices, but not all stores are created equal. To save as much cash as you can, take a look at this big list of your favorite stores' price-matching policies and plan your shopping accordingly. Just remember, policies can ...

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April 22, 2020

Things You Should and Shouldn’t Consider Splurging On

By Sabado Domingo

Once you have a budget set and you start building up some disposable income, you need to figure out how you're going to use that money. Sometimes the perception of money management is that you're on the far end of two spectra. You either live ...

Continue reading Things You Should and Shouldn’t Consider Splurging On

March 18, 2020

How to Avoid Spending Too Much For A Quality Mattress

By Sabado Domingo

How do you feel when you wake up to start your day? Few of us report that we feel less than well-rested, and this may be a sign that we need to get a new mattress. Often, the root of our sleep problems literally lie in the mattress that we sleep on. ...

Continue reading How to Avoid Spending Too Much For A Quality Mattress

March 3, 2020

$8100 Chicken Nuggets and Other Strange Items for Sale on Amazon & eBay

By Len Penzo

I don't know about you, but I find a lot of things in life that often make me stop and just shake my head in pure bewilderment. For example, why do tourists go to the top of tall buildings and then put quarters in telescopes so they can see things on ...

Continue reading $8100 Chicken Nuggets and Other Strange Items for Sale on Amazon & eBay

February 17, 2020

Buying And Selling? Try Using Bitcoin Escrow to Protect Yourself

By Tex Freitag

Not everybody is looking to scam you out of money, but if you've been selling products or services online, then you likely have been burned before. You uphold your end of the bargain and expect others to do the same. Most times they do, but it ...

Continue reading Buying And Selling? Try Using Bitcoin Escrow to Protect Yourself

February 12, 2020

Sneaky Price Tricks Your Grocer Doesn’t Want You to Know

By Len Penzo

When I was teenager I worked in a grocery store, initially as a box boy. Within six months of being hired, however, I was promoted to checker. Over time I eventually got to work almost all of the jobs in the store including working the deli ...

Continue reading Sneaky Price Tricks Your Grocer Doesn’t Want You to Know

February 3, 2020

I Ordered Some Omaha Steaks; But Were They Worth the Price?

By Len Penzo

Aside from the vegetarians and vegans of the world, who doesn't love a good steak? On second thought, there are more than a few vegetarians and vegans out there who, when pressed, will sheepishly admit they love steak too. I only bring this up ...

Continue reading I Ordered Some Omaha Steaks; But Were They Worth the Price?

January 27, 2020

Should You Really Buy a Car Online?

By Sabado Domingo

The answer in many ways to a consumer's prayers, buying a car online can circumvent many of the unpleasant aspects of purchasing a new vehicle. On the other hand, this method also bypasses a number of factors key to getting the car you need. Thus, ...

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December 18, 2019

100 Words On: Why Buying in Bulk Is Not Always a Smart Idea

By Len Penzo

Although it requires extra storage and higher upfront costs, many consumers buy their groceries and other products in bulk to save money. But that strategy can quickly backfire for those who indiscriminately buy massive quantities of ...

Continue reading 100 Words On: Why Buying in Bulk Is Not Always a Smart Idea

December 5, 2019

18 Facts You Probably Wish You Never Knew About Black Friday

By Len Penzo

What's not to love about Friday? I mean, really ... if Saturday didn't exist, Friday would be the best day of the week, bar none. Let's face it, on any given Friday, it's hard to find anyone in a bad mood; especially after lunch time. My ...

Continue reading 18 Facts You Probably Wish You Never Knew About Black Friday

November 18, 2019

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