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Everybody knows that when it comes to investing, you have to take risks to earn big returns. Likewise, when it comes to saving money, sometimes it pays to push your luck and take a risk too. Unfortunately, many people are so adverse to taking ...

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How to Reduce Everyday Spending

Cutting down monthly spending is something we would all like to do. However, it might not be as difficult as you think. There are many areas of household spending where cuts can be made. Although if you find yourself struggling with one too many ...

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When Good Personal Finance Practices Go Too Far

If a little is good, then it follows that more must be better. Well, okay, maybe not all the time. Take coupons, for instance. Clipping coupons to save money on groceries is a sensible idea. But so-called extreme couponing takes this otherwise ...

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100 Words On: Why It Pays to Sleep on It Prior to a Big Decision

When youre facing an important financial decision, theres something to be said about taking a night to think it over. That's because, when it comes right down to it, most financial decisions aren't emergencies -- although a lot of folks might think ...

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Personal Computer Requirements: How to Make Sure You Don’t Overpay

Depending on where you live, as many as 92% of your neighbors own at least one computer. Unfortunately, many people who are in the market for a laptop or desktop computer find themselves overwhelmed by the sheer volume of computer configurations on ...

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15 Organic Fruits & Veggies That Aren’t Worth Paying More For

I love tomatoes. I don't think many people will argue with me when I say there is nothing better than a fresh-picked home-grown 'mater. I love them so much I usually grow tomatoes in my backyard every summer. Unfortunately for me, the pesky ...

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Things You Should and Shouldn’t Consider Splurging On

Once you have a budget set and you start building up some disposable income, you need to figure out how you're going to use that money. Sometimes the perception of money management is that you're on the far end of two spectra. You either live ...

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How to Avoid Spending Too Much For A Quality Mattress

How do you feel when you wake up to start your day? Few of us report that we feel less than well-rested, and this may be a sign that we need to get a new mattress. Often, the root of our sleep problems literally lie in the mattress that we sleep on. ...

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Buying And Selling? Try Using Bitcoin Escrow to Protect Yourself

Not everybody is looking to scam you out of money, but if you've been selling products or services online, then you likely have been burned before. You uphold your end of the bargain and expect others to do the same. Most times they do, but it ...

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I Ordered Some Omaha Steaks; But Were They Worth the Price?

Aside from the vegetarians and vegans of the world, who doesn't love a good steak? On second thought, there are more than a few vegetarians and vegans out there who, when pressed, will sheepishly admit they love steak too. I only bring this up ...

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Should You Really Buy a Car Online?

The answer in many ways to a consumer's prayers, buying a car online can circumvent many of the unpleasant aspects of purchasing a new vehicle. On the other hand, this method also bypasses a number of factors key to getting the car you need. Thus, ...

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100 Words On: Why Buying in Bulk Is Not Always a Smart Idea

Although it requires extra storage and higher upfront costs, many consumers buy their groceries and other products in bulk to save money. But that strategy can quickly backfire for those who indiscriminately buy massive quantities of ...

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Drop the Guilt: How To Splurge Without Breaking the Bank

Is it just me, or do I come off at times as a real financial stick in the mud? Uh huh. That's what I thought. Look back at my archives and you'll notice I've written plenty of articles about the importance of saving money and spending less than ...

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Should You Buy a Diamond Engagement Ring from a Retailer or Wholesale?

So you've finally decided to take that next big step and get engaged -- but if you think making that decision was hard, then you're in for a ride, because the most common question that pops into the mind of someone getting engaged is what type of ...

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How Impulsivity Affects Your Financial Decisions

We're all guilty of an impulsive purchase or two; in fact, in four out of every ten stores we visit, we're likely to make an average of three unplanned purchases. Impulsivity -- also known as impulsiveness -- is something that even the most organized ...

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5 Ways to Cut Costs with the Latest Technology

Some of the best things in life are free, right? Unfortunately, not a lot of things can be free but they can cost a little bit less. Some may look at technology and see it as a black hole for your money. For example, televisions always seem to be ...

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10 Shopping Hacks That Will Ensure You Always Get the Best Deal

Everyone loves a good deal. But your shopping habits could probably use a little tweaking. Online shopping and apps have changed the way shoppers buy things. And with that, tried and true shopping hacks may have changed, too. Of course, finding ...

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The Pros and Cons of Layaway Plans

These days, a growing number of retailers are implementing a variety of promotional tactics to help draw in new customers. And some retailers are now bringing back one of the oldest retail-marketing tactics in the book: the layaway ...

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How to Pick the Perfect Christmas Tree