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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Save Extra Money at Amazon By Using This Simple Chrome Extension

By Len Penzo

Who doesn't like discounts? I know I do; I bet you do too. Unfortunately, there are literally millions of Internet discounts available every day that people aren't aware of because: 1) they don't know where to find them; or 2) they're unwilling to ...

Continue reading Save Extra Money at Amazon By Using This Simple Chrome Extension

June 27, 2018

Comparing the Costs of Various Emergency Food Supply Options

By Len Penzo

Sometimes it's not easy being an ant. Especially when you're living among a bunch of grasshoppers. There's a well-known Aesop fable about an oblivious grasshopper who spent his summer days living the high life and mocking an industrious ant, who ...

Continue reading Comparing the Costs of Various Emergency Food Supply Options

April 23, 2018

3 Ways You Can Save Money by Spending It

By Tex Freitag

You might think that the best way to save money is to not spend it. However, some of the most useful money saving tips involve taking advantage of free services and exercising a modicum of self-control. But those are not the only ways to save money. ...

Continue reading 3 Ways You Can Save Money by Spending It

April 11, 2018

How to Make Buying Your First Car as Easy as It Can Be

By Sabado Domingo

When you're ready to buy a car for the first time, it's important to be prepared before you head to the dealership. Some first-time car buyers make the mistake of simply going to a dealership and buying the first car they think is right for them. Use ...

Continue reading How to Make Buying Your First Car as Easy as It Can Be

March 21, 2018

12 Classic Toys from the Past and What They’re Worth Now

By Len Penzo

We all had our favorite childhood toys when we were growing up. For me, it was my old Tonka trucks -- I had an entire fleet of them that I regularly used to help me carve miniature highways and water canals out of a large dirt planter in our front ...

Continue reading 12 Classic Toys from the Past and What They’re Worth Now

December 4, 2017

How Canadian Families Save Money on Groceries

By Barry Choi

My wife and I recently had a child. Though we'd planned for additional expenses, managing our budget has nonetheless been tough at times, particularly because we're operating on a single income. What we quickly realized when our daughter was born ...

Continue reading How Canadian Families Save Money on Groceries

November 22, 2017

6 Great Ideas for Getting the Most From Your Black Friday Budget

By Enero Febrero

Black Friday is approaching soon so begin making arrangements and get prepared if you want to exploit the great day. Of course, there will be plenty of extraordinary deals. For example, mobile phones like the Samsung Galaxy S and other items like ...

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November 21, 2017

No Soup For You: The Trouble with Some Dinnerware ‘Deals’

By Len Penzo

I remember the day we had our kitchen remodeled like it was yesterday. Part of the makeover included changing the kitchen's blue and white color scheme to an earth-tone motif anchored around brick red as the primary color. (Goodness, listen to me ...

Continue reading No Soup For You: The Trouble with Some Dinnerware ‘Deals’

November 6, 2017

How to Buy a Great Mattress Without Spending a Fortune

By Sabado Domingo

If you want to be as productive and healthy as you possibly can, you need to ensure that you get a good night's sleep; for most adults this is between seven and nine hours each night. You may not realize it, but if you want to make sure that you get ...

Continue reading How to Buy a Great Mattress Without Spending a Fortune

September 21, 2017

Why You Shouldn’t Be Afraid of Buying Glasses Online

By Len Penzo

If you're like many people, you've probably avoided buying eyeglasses online because you were afraid it was too complicated. However, buying online is not only easy, it's financially smart too. With that in mind, here are four of the biggest fears ...

Continue reading Why You Shouldn’t Be Afraid of Buying Glasses Online

June 2, 2017

My Dumbest Money Mistakes (Part 2)

By Len Penzo

As I mentioned in Part 1, this story is not about everyday money leaks or niggling oversights we all make from time to time. It's about the type of money blunders that wake me up in the middle of the night and leave me covered in a cold ...

Continue reading My Dumbest Money Mistakes (Part 2)

April 25, 2017

100 Words On: When Financial Perfection Is the Enemy of Good

By Len Penzo

When it comes to matters of personal finance, trying to find the optimal solution can be counterproductive simply because many decisions don't require extensive research. One of the best examples of this is when comparison shopping for a certain ...

Continue reading 100 Words On: When Financial Perfection Is the Enemy of Good

March 23, 2017

A Few Fun Facts About the Average Coupon User

By Erica Quinn

How often do you use coupons when you are shopping online or in local stores? One of the best ways to save money is by using coupons. It's no secret that more people are looking for smart ways to reduce costs -- and coupons are one of the easiest and ...

Continue reading A Few Fun Facts About the Average Coupon User

March 15, 2017

An Avid Rag Reader Confesses: Magazines Make Me Want to Spend More!

By Paula Pant

I have a confession. Normally I spend a lot of time emphasizing the importance of cultivating habits that reduce your desire to spend. But I have one habit that makes me want to spend more money. It's a practice -- something I do almost daily -- ...

Continue reading An Avid Rag Reader Confesses: Magazines Make Me Want to Spend More!

February 22, 2017

More Holiday Gift Ideas Under $25

By Mikey Rox

I recently presented a list of holiday gifts for under $25. If you're still at odds with your decisiveness on what to get some people on your holiday gift list, then consider this collection of even more ideal ideas for a wide range of ages, ...

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December 14, 2016

Here’s Proof of Skyrocketing Inflation in Our Most Basic Necessities

By Jeff Desjardins

The way that economic data is presented, we often think of inflation as a singular number representing a general increase in prices. For example, it might be reported that nominal GDP growth was 3%, and that inflation was 2%. Since the inflation ...

Continue reading Here’s Proof of Skyrocketing Inflation in Our Most Basic Necessities

November 2, 2016

Why Coke Rewards Are For Suckers

By Len Penzo

I used to be absolutely mesmerized by VH1's Celebrity Rehab and its companion program, Sober House. I found both shows' real-life peek at celebrity addicts' half-hearted attempts at recovery absolutely, well ... addicting. You can preach all you ...

Continue reading Why Coke Rewards Are For Suckers

February 15, 2016

Are You Smarter Than a 5th Grader? Guess How Much These Calendars Cost

By Len Penzo

With the new year upon us, I found myself in desperate need of a new desk calendar. At the time, I wasn't looking forward to venturing onto the busy streets and adding to the post-Christmas hustle and bustle, but it turns out that the Honeybee needed ...

Continue reading Are You Smarter Than a 5th Grader? Guess How Much These Calendars Cost

January 20, 2016

Poll: The 5 Biggest Money Regrets of 2015 — and How to Conquer Them

By Fred Schebesta

I'm confident that this time last year, scrawled on your list of New Year resolutions, was a sentence relevant to at least one of these four phrases: 'save money' 'stop spending' 'get out of debt' 'stick to a budget' According to a ...

Continue reading Poll: The 5 Biggest Money Regrets of 2015 — and How to Conquer Them

January 6, 2016

Infographic: Black Friday Shopping Tips and Other Fun Facts

By Len Penzo

Anybody who has ever ventured out on Black Friday to bag an amazing deal on a clever holiday gift knows that it can try anybody's patience. It's true; enormous crowds, bumper-to-bumper traffic, and endless lines make Black Friday a living ...

Continue reading Infographic: Black Friday Shopping Tips and Other Fun Facts

November 23, 2015

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