Unless you have connections, finding a new job is always difficult. There is so much competition that most companies won't even give you feedback on your applications. And getting an interview usually doesn't guarantee you a job either.
The truth ...
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3 Reasons to Have an Emergency Fund (That We Don’t Talk About)
Most people don't have emergency funds -- and if they do, they usually aren't for very much.
Most experts recommend that you have at least six months worth of expenses squirreled away in an interest-generating account of your choice. And yet, most ...
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Exploring Ways to Support Dental Patients’ Health and Financial Needs
Whether you're a dental professional or a patient, you can't argue the fact that proper dental care is a necessity.
Unfortunately, dental services aren't always affordable for those with lower incomes. Medical Group Management Association data has ...
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How to Know If You Should Buy an Extended Warranty
The conventional wisdom out there is that it's virtually never advantageous to get an extended warranty for anything, which I believe is a bit extreme. I remember an old article in Consumer Reports that said, as a general rule of thumb, extended ...
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Black Coffee: Running to Stand Still
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Happy New Year! I've got a hangover to ...
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How to Maximize Efficiency When You Need to Hire
The hiring market that we are currently part of is difficult at best, challenging at worst. For those that need to hire, it can be so hard to figure out what is going on and actually figure out how to move forward. Knowing how to streamline the ...
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5 Job Changes to Consider in the New Year
Are you looking for a new job in the New Year? The end of the year is a great time to start thinking about your job and career prospects for the future. If you're looking to make a change in the New Year, here are five job changes to consider.
1. ...
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100 Words On: Why Not All Debt is a Four-Letter Word
Not all debt is bad. Debt is generally okay whenever it is used to buy something that may increase in value. For example, going into debt can make perfect sense when you're trying to start a business, or expand an existing one. Very few people can ...
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12 Tricks Smart Drivers Use to Save on Gas
It's no secret that fuel is expensive. You're probably spending a fortune on gas compared to the rest of your living expenses. It's also no secret that gasoline price hikes seem to occur far more often than price rollbacks - and getting stuck in ...
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6 No-Nonsense Ideas for Earning Passive Income
It really sounds good to the ear when you listen to someone talking about ideas that allow you to make money without grinding from 9 to 5. After all, earning a stable passive income is a strategy used by many successful millionaires.
With passive ...
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The 5 Biggest Mortgage Mistakes a Home Buyer Can Make
A mortgage is often the single biggest loan someone obtains in his or her lifetime, typically costing tens of thousands of dollars in interest alone. Therefore it's especially important to avoid some of the key mistakes that many home buyers make ...
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What to Consider Before Closing a Deal on a Vacation Home
As you work to become more financially secure, leisure time might feel more precious than ever. This is why many professionals choose to purchase their own slice of paradise: a vacation home.
Whether this is a new idea for you or you've been ...
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Shocking! 10 Everyday Items That Are More Expensive Than Gasoline
I drove by the corner gas station today, as I do everyday on my way home from work, and I couldn't help but notice that the price of gasoline rose another few cents over the weekend. This time the sign was unapologetically advertising a price of ...
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Black Coffee: Blowing Hot and Cold
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Blowing Hot and Cold
These 4 Financial New Year’s Resolutions Are Actually Sustainable
One of the things that sets the human race apart from other species is our ability to learn by looking back at the past. But by this logic, New Year's resolutions should have long ceased to exist. After all, most people make enthusiastic New Year's ...
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How To Avoid Fees On Your Cash App
Cash App is the name of a popular mobile payment service that lets you send money electronically to friends and family with just a smartphone. The Cash App is free and accepts debit cards, credit cards and bitcoin. Acclaimed by many, this app has ...
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Grandfather Says: The Miracle of Birth
Grandfather used to ask God to help him with this or that.
He says he hasn't done that for quite awhile now, but he is moved to thank God when one of His gifts comes Grandfather's way.
The miracle of birth is one of those gifts. For ...
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The Pros and Cons of Selling a Structured Settlement
If you tell me that you have recently been awarded a structured settlement, I automatically know at least a couple of things about you:
You've made it through a trying time. Settlements are awarded to plaintiffs in lawsuits, often after they've ...
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Study: Americans More Likely to Save for Vacation than for Retirement
Although Americans are criticized for putting work above all else, so much so that half of those in the workforce aren't using all their vacation days, a new NerdWallet study suggests that we are prioritizing getaways -- but it may be at the expense ...
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5 Common Mistakes You Need to Avoid as a Beginner Forex Trader
With a low entrance threshold, the foreign currency exchange (forex) market is among the most inclusive day trading marketplaces on the planet. In fact, the forex markets draw a lot of novice traders since the entrance restrictions are so low; this ...
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