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The offbeat personal finance blog for responsible people.

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Should You Trade Cryptocurrencies with Other Crypto or Use Fiat Money?

By Tex Freitag

By now, you are probably perfectly aware that trading cryptocurrencies can be a profitable pursuit if you don't mind a healthy dollop of market volatility. The unstoppable rise of bitcoin (BTC) has been so stark that even countries, such as El ...

Continue reading Should You Trade Cryptocurrencies with Other Crypto or Use Fiat Money?

January 14, 2022

6 Simple Ways to Make Better Trading Decisions

By Sabado Domingo

The stock market, like many other aspects of life, can be unpredictable at times. One day you may feel like everything is on your side and will never go down again; the next day, it drops by five hundred points. It's easy to become stressed or ...

Continue reading 6 Simple Ways to Make Better Trading Decisions

January 14, 2022

Reverse Mortgages as Payment for Elderly Care

By Tex Freitag

Typically, elderly care can be expensive. If you have an elderly family member, it's one of the concerns you have to think about as they age and experience physical and cognitive decline. No matter how independent they are when they're young, it'll ...

Continue reading Reverse Mortgages as Payment for Elderly Care

January 14, 2022

A Few Thoughts from Aunt Doris: The Two-Fingered Salute

By Aunt Doris

As I've said before, the English and Americans do have their differences. One day, when I was 89-years-old and recovering in the hospital from knee surgery, I noticed an older gentleman using a walker who was passing by my room. Thinking he had ...

Continue reading A Few Thoughts from Aunt Doris: The Two-Fingered Salute

January 13, 2022

The Debt Business and How to Avoid Being an Economic-System Casualty

By Sabado Domingo

Does "the man" profit from you being in debt? The short answer: yes. There absolutely is money to be made by keeping people in debt. Think about it: You're granted a credit card with a $1500 limit and an interest rate of 17% (which sounds high ...

Continue reading The Debt Business and How to Avoid Being an Economic-System Casualty

January 12, 2022

This Survey Tells the Real Story Behind Millennial ‘Job-Hopping’

By Corazon Gritar

A recent survey has reflected a changing opinion on what constitutes a desirable career opportunity as more millennials cite being in a role they're passionate about as the top reason, according to Ladders. Passion for their jobs was survey ...

Continue reading This Survey Tells the Real Story Behind Millennial ‘Job-Hopping’

January 11, 2022

14 Reasons Why Monitored Home Security Systems Are for Suckers

By Len Penzo

Even though today's DIY home security systems make it easier than ever to monitor your home from anywhere and at any time with a smart phone, I still see the occasional ad from companies offering home burglar alarm installation and monitoring ...

Continue reading 14 Reasons Why Monitored Home Security Systems Are for Suckers

January 10, 2022

Black Coffee: Living the Highlife

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

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January 8, 2022

Grandfather Says: The Correct Way to Cope with Adversity

By RD Blakeslee

Grandfather says someone close to the past disastrous wildfires in California got him to thinking. "Older people know that everything heals," the man said. "Everything gets better if you just keep plugging away. But there are young people who are ...

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January 6, 2022

Hunting for a New Job? Here Are All the Tips & Tricks You Need

By Sabado Domingo

Unless you have connections, finding a new job is always difficult. There is so much competition that most companies won't even give you feedback on your applications. And getting an interview usually doesn't guarantee you a job either. The truth ...

Continue reading Hunting for a New Job? Here Are All the Tips & Tricks You Need

January 5, 2022

3 Reasons to Have an Emergency Fund (That We Don’t Talk About)

By Enero Febrero

Most people don't have emergency funds -- and if they do, they usually aren't for very much. Most experts recommend that you have at least six months worth of expenses squirreled away in an interest-generating account of your choice. And yet, most ...

Continue reading 3 Reasons to Have an Emergency Fund (That We Don’t Talk About)

January 5, 2022

Exploring Ways to Support Dental Patients’ Health and Financial Needs

By Corazon Gritar

Whether you're a dental professional or a patient, you can't argue the fact that proper dental care is a necessity. Unfortunately, dental services aren't always affordable for those with lower incomes. Medical Group Management Association data has ...

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January 4, 2022

How to Know If You Should Buy an Extended Warranty

By Len Penzo

The conventional wisdom out there is that it's virtually never advantageous to get an extended warranty for anything, which I believe is a bit extreme. I remember an old article in Consumer Reports that said, as a general rule of thumb, extended ...

Continue reading How to Know If You Should Buy an Extended Warranty

January 3, 2022

Black Coffee: Running to Stand Still

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Happy New Year! I've got a hangover to ...

Continue reading Black Coffee: Running to Stand Still

January 1, 2022

How to Maximize Efficiency When You Need to Hire

By Corazon Gritar

The hiring market that we are currently part of is difficult at best, challenging at worst. For those that need to hire, it can be so hard to figure out what is going on and actually figure out how to move forward. Knowing how to streamline the ...

Continue reading How to Maximize Efficiency When You Need to Hire

December 31, 2021

5 Job Changes to Consider in the New Year

By Sabado Domingo

Are you looking for a new job in the New Year? The end of the year is a great time to start thinking about your job and career prospects for the future. If you're looking to make a change in the New Year, here are five job changes to consider. 1. ...

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December 30, 2021

100 Words On: Why Not All Debt is a Four-Letter Word

By Len Penzo

Not all debt is bad. Debt is generally okay whenever it is used to buy something that may increase in value. For example, going into debt can make perfect sense when you're trying to start a business, or expand an existing one. Very few people can ...

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December 30, 2021

12 Tricks Smart Drivers Use to Save on Gas

By Sabado Domingo

It's no secret that fuel is expensive. You're probably spending a fortune on gas compared to the rest of your living expenses. It's also no secret that gasoline price hikes seem to occur far more often than price rollbacks - and getting stuck in ...

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December 29, 2021

6 No-Nonsense Ideas for Earning Passive Income

By Enero Febrero

It really sounds good to the ear when you listen to someone talking about ideas that allow you to make money without grinding from 9 to 5. After all, earning a stable passive income is a strategy used by many successful millionaires. With passive ...

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December 29, 2021

The 5 Biggest Mortgage Mistakes a Home Buyer Can Make

By Jay Robert

A mortgage is often the single biggest loan someone obtains in his or her lifetime, typically costing tens of thousands of dollars in interest alone. Therefore it's especially important to avoid some of the key mistakes that many home buyers make ...

Continue reading The 5 Biggest Mortgage Mistakes a Home Buyer Can Make

December 29, 2021

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