• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

4 Great Budgeting Tips For Gen Z and Millennials

By Corazon Gritar

Shortly after ringing in the new year, many Millennials are already struggling to reach their financial resolutions. It's no wonder why; the average debt a typical millennial carries is $47,689, according to a Millennial Money Mindset report. The ...

Continue reading 4 Great Budgeting Tips For Gen Z and Millennials

February 8, 2022

Why You Need to Organize Your Loan-Repayment Plan

By Enero Febrero

Given the high cost of education for many US students, a student loan is the best chance for acquiring their degrees without too much financial pressure. But, when it eventually gets to paying it off, that's the moment most students are dreading. In ...

Continue reading Why You Need to Organize Your Loan-Repayment Plan

February 8, 2022

What Is a Hedge Fund?

By Sabado Domingo

The use of hedge funds in financial portfolios has grown dramatically since the start of the 21st century. So what is a hedge fund? Well ... a hedge fund is just a fancy name for an investment partnership that has freer rein to invest aggressively ...

Continue reading What Is a Hedge Fund?

February 7, 2022

The Marriage Conundrum: Joint or Separate Accounts?

By Len Penzo

This past weekend, the Honeybee and I had one of those conversations that most couples who are married long enough tend to have from time to time. But that didn't stop our daughter, Nina, from shaking her head in complete amazement after overhearing ...

Continue reading The Marriage Conundrum: Joint or Separate Accounts?

February 7, 2022

Black Coffee: Standing at the Crossroads

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

Continue reading Black Coffee: Standing at the Crossroads

February 5, 2022

Cash Advances: 3 Things You Need to Know Before Getting One

By Sabado Domingo

Cash advances are very fast and easy to get, especially if you have a credit card. However, not all credit card issuers allow cash advances. Some people think that getting a cash advance is just making a withdrawal from an ATM or a bank, but it's ...

Continue reading Cash Advances: 3 Things You Need to Know Before Getting One

February 3, 2022

Earn Money at Home: 4 Easy Options!

By Sabado Domingo

Does working from home seem like a dream? After all, when you work from home you can just hop out of bed and start working, rather than getting ready, planning your commute, and socializing with your colleagues. Then again, maybe you're looking ...

Continue reading Earn Money at Home: 4 Easy Options!

February 3, 2022

Grandfather Says: A Few Words on Religious Conviction

By RD Blakeslee

Grandfather says religious conviction is a funny thing. Not ha-ha funny; wondrous funny. It propelled the Sistine Chapel ceiling, the Spanish inquisition, the Knights Templar and Billy Graham's Crusades ... But its expression is uneven. And ...

Continue reading Grandfather Says: A Few Words on Religious Conviction

February 3, 2022

Are Utility Tokens Worth the Investment?

By Tex Freitag

Through the years, digital assets have steadily gained more acceptance from the mainstream. Between 2012 and 2021, the value of the bitcoin cryptocurrency rose by a whopping 200,000%! Though volatile, many of these investments have historically ...

Continue reading Are Utility Tokens Worth the Investment?

February 2, 2022

4 Kick-Ass Debt Lessons from the Karate Kid

By Ben Edwards

Most of us have been bullied at one time or another as a kid. Perhaps you were called a name or harassed or even hit. This near-universal experience may be one reason why the movie classic known as The Karate Kid resonated with both adults and ...

Continue reading 4 Kick-Ass Debt Lessons from the Karate Kid

February 2, 2022

4 Good Reasons to Read Gold IRA Reviews

By Enero Febrero

Finding the perfect gold IRA company for you can be quite difficult, especially if you're dipping your toe into the gold market for the first time and aren't exactly knowledgeable about gold or gold IRAs. The good news is that educating yourself ...

Continue reading 4 Good Reasons to Read Gold IRA Reviews

February 1, 2022

Falling for This Tax Scam Will Have You Singing an Unhappy (i)Tune

By Corazon Gritar

Tax season is upon us -- and scammers know it. While we'd all like to think we could outwit someone who tries to defraud us, the truth is that these criminals prey on some of our biggest fears and often see substantial results. In fact, the US ...

Continue reading Falling for This Tax Scam Will Have You Singing an Unhappy (i)Tune

February 1, 2022

4 Things You Should Know to Be Financially Literate

By Brooke Joly

Financial literacy is the ability to understand and implement basic financial concepts. And since financial education is still working its way to the mainstream, often it's the responsibility of each individual to figure out what personal finance ...

Continue reading 4 Things You Should Know to Be Financially Literate

January 31, 2022

How to Pay Off Credit Card Debt Quickly (No Matter How Much You Owe)

By Len Penzo

The most common reader question I get is this one: "How can I pay off my credit card debt as quickly as possible?" I always pay my credit card balances in full at the end of every month. That being said, I know exactly how I'd handle it if I ever ...

Continue reading How to Pay Off Credit Card Debt Quickly (No Matter How Much You Owe)

January 31, 2022

Black Coffee: The Fed’s Golden Key

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another busy week is crossed off the ...

Continue reading Black Coffee: The Fed’s Golden Key

January 29, 2022

100 Words On: Why Many ‘Rich’ People Are Only Fooling Themselves

By Len Penzo

Pablo Picasso said, "I'd like to live as a poor man, with lots of money." Sage advice. That's because doing the exact opposite is a recipe that's guaranteed to eventually bring financial trouble to anybody brazen enough to try it. Still, that doesn't ...

Continue reading 100 Words On: Why Many ‘Rich’ People Are Only Fooling Themselves

January 27, 2022

Bank-By-Phone Programs Can Help Those Without Checking Accounts

By Sabado Domingo

Even with all the advancements in banking technology, there are still millions of Americans without so much as a checking account. Luckily, more bank-by-phone programs are becoming available for those without the ability to bank. Here are just a ...

Continue reading Bank-By-Phone Programs Can Help Those Without Checking Accounts

January 26, 2022

Transitioning to a Vegan Lifestyle: Pros and Cons

By Tex Freitag

Everyone knows at least a person or two who have decided to go vegan over the past few years. The popularity of a vegan lifestyle makes perfect sense. It is as healthy and sustainable as it is trendy - just look at how many celebrities are vegan. ...

Continue reading Transitioning to a Vegan Lifestyle: Pros and Cons

January 25, 2022

When is the Best Time to Start Investing?

By Enero Febrero

For many young adults, heir first experience with investing doesn't happen until sometime after they get their first job. But if your goal is to maximize your returns, then it would be better to begin sooner. Although most young people don't have ...

Continue reading When is the Best Time to Start Investing?

January 25, 2022

Here Are 3 Killer Gamification Marketing Strategies in Action

By Corazon Gritar

In the old media world, customers rarely interacted with a company's marketing campaigns. Radio commercials, TV, print media, and billboard advertising may have featured a call to action or phone number, but they rarely demanded active participation. ...

Continue reading Here Are 3 Killer Gamification Marketing Strategies in Action

January 25, 2022

  • « Previous Page
  • 1
  • …
  • 53
  • 54
  • 55
  • 56
  • 57
  • …
  • 145
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025

Get Len Penzo dot Com delivered weekly!

Join our family of more than 40,000 happy subscribers!

Invalid email address
We promise we'll never spam you. You can unsubscribe at any time. 
Thanks for subscribing!