• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

What to Consider Before Closing a Deal on a Vacation Home

By Corazon Gritar

As you work to become more financially secure, leisure time might feel more precious than ever. This is why many professionals choose to purchase their own slice of paradise: a vacation home. Whether this is a new idea for you or you've been ...

Continue reading What to Consider Before Closing a Deal on a Vacation Home

December 28, 2021

Shocking! 10 Everyday Items That Are More Expensive Than Gasoline

By Len Penzo

I drove by the corner gas station today, as I do everyday on my way home from work, and I couldn't help but notice that the price of gasoline rose another few cents over the weekend. This time the sign was unapologetically advertising a price of ...

Continue reading Shocking! 10 Everyday Items That Are More Expensive Than Gasoline

December 27, 2021

Black Coffee: Blowing Hot and Cold

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Blowing Hot and Cold

December 24, 2021

These 4 Financial New Year’s Resolutions Are Actually Sustainable

By Sabado Domingo

One of the things that sets the human race apart from other species is our ability to learn by looking back at the past. But by this logic, New Year's resolutions should have long ceased to exist. After all, most people make enthusiastic New Year's ...

Continue reading These 4 Financial New Year’s Resolutions Are Actually Sustainable

December 24, 2021

How To Avoid Fees On Your Cash App

By Tex Freitag

Cash App is the name of a popular mobile payment service that lets you send money electronically to friends and family with just a smartphone. The Cash App is free and accepts debit cards, credit cards and bitcoin. Acclaimed by many, this app has ...

Continue reading How To Avoid Fees On Your Cash App

December 23, 2021

Grandfather Says: The Miracle of Birth

By RD Blakeslee

Grandfather used to ask God to help him with this or that. He says he hasn't done that for quite awhile now, but he is moved to thank God when one of His gifts comes Grandfather's way. The miracle of birth is one of those gifts. For ...

Continue reading Grandfather Says: The Miracle of Birth

December 23, 2021

The Pros and Cons of Selling a Structured Settlement

By Sabado Domingo

If you tell me that you have recently been awarded a structured settlement, I automatically know at least a couple of things about you: You've made it through a trying time. Settlements are awarded to plaintiffs in lawsuits, often after they've ...

Continue reading The Pros and Cons of Selling a Structured Settlement

December 22, 2021

Study: Americans More Likely to Save for Vacation than for Retirement

By Corazon Gritar

Although Americans are criticized for putting work above all else, so much so that half of those in the workforce aren't using all their vacation days, a new NerdWallet study suggests that we are prioritizing getaways -- but it may be at the expense ...

Continue reading Study: Americans More Likely to Save for Vacation than for Retirement

December 21, 2021

5 Common Mistakes You Need to Avoid as a Beginner Forex Trader

By Sabado Domingo

With a low entrance threshold, the foreign currency exchange (forex) market is among the most inclusive day trading marketplaces on the planet. In fact, the forex markets draw a lot of novice traders since the entrance restrictions are so low; this ...

Continue reading 5 Common Mistakes You Need to Avoid as a Beginner Forex Trader

December 20, 2021

How to Invest in the Best Cryptocurrency Exchanges

By Tex Freitag

Ten years ago now, people had no idea that cryptocurrencies would transform into a prosperous financial market. Bitcoin, the first-ever cryptocurrency, was developed to revolutionize the current financial system. It gave rise to thousands of altcoins ...

Continue reading How to Invest in the Best Cryptocurrency Exchanges

December 20, 2021

What’s an Emphyteutic Lease? (And Why You May Want to Avoid One)

By Len Penzo

The other day the Honeybee and I were watching the two-millionth episode of House Hunters when the featured owners of a condo who were trying to sell their place got some chilling news from their real estate agent: First, their outdated kitchen's ...

Continue reading What’s an Emphyteutic Lease? (And Why You May Want to Avoid One)

December 20, 2021

Black Coffee: The Back Scratching Continues

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a terrific week. ...

Continue reading Black Coffee: The Back Scratching Continues

December 18, 2021

Why Personal Responsibility Is the Key to Success

By Len Penzo

Nothing is easier in life than to blame the other guy when we encounter problems. That's because it takes real courage and integrity to look inward and take responsibility for all of the troubles that are a direct result of our own making. When we ...

Continue reading Why Personal Responsibility Is the Key to Success

December 16, 2021

What You Should Really Know About Credit Cards

By Sabado Domingo

Rifling through your wallet, you're likely to find an array of cards you might use for spending on certain products. Your main debit card is likely to be for regular shopping, such as for groceries, rent and utility bills. As for more peripheral ...

Continue reading What You Should Really Know About Credit Cards

December 15, 2021

6 Things That Are Better to Buy Than Rent

By Mikey Rox

I recently wrote a post here that highlighted things that are better to rent than buy. Now it's time to flip it and reverse, a la Missy Elliot. Here are a few items for which you should always shell out full price -- even if you don't want ...

Continue reading 6 Things That Are Better to Buy Than Rent

December 14, 2021

My Peanut Butter Taste Test: What 8 Choosy Mothers Really Chose

By Len Penzo

Before the average American kid gets his high school diploma he or she will supposedly eat 1500 peanut butter sandwiches. That being said, most Americans' passion for peanut butter doesn't stop after childhood. And in case you're wondering, a ...

Continue reading My Peanut Butter Taste Test: What 8 Choosy Mothers Really Chose

December 13, 2021

Black Coffee: Lucky Number 13

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Believe it or not, today is my blog's ...

Continue reading Black Coffee: Lucky Number 13

December 11, 2021

Grandfather Says: Holiday Wishes!

By RD Blakeslee

Grandfather says Happy Christmas and a Merry New Year! *** About the Author: RD Blakeslee is a nonagenarian in West Virginia who built his net worth by only investing in that which can be enjoyed during acquisition and throughout life, as ...

Continue reading Grandfather Says: Holiday Wishes!

December 9, 2021

Looking To Invest In Tangible Goods? Consider Loose Diamonds

By Sabado Domingo

For centuries, prudent financial planning meant possessing your assets as tangible goods rather than paper money. Items of true worth are accepted and valued across cultural and language barriers, and those with the means to do so have been insuring ...

Continue reading Looking To Invest In Tangible Goods? Consider Loose Diamonds

December 8, 2021

Do Prices Ending in 9 Really Affect Our Buying Habits?

By Len Penzo

My dad, who passed away in 2020, was a real comedian. The guy seemed to have a story or a joke for every occasion and I'm pretty sure I heard 'em all. That never stopped Dad from sharing his repertoire over and over again anyway. What I really ...

Continue reading Do Prices Ending in 9 Really Affect Our Buying Habits?

December 6, 2021

  • « Previous Page
  • 1
  • …
  • 57
  • 58
  • 59
  • 60
  • 61
  • …
  • 146
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025