The thing that makes many small business owners worry the most is failing within the first few months of operation. When that happens, the owners are usually left wondering how they could have made more money and attracted more customers - and why ...
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3 Tips for Getting the Best Price On a Used Car
When your car starts costing you more money than it's worth, it's probably time to get a new one. You don't necessarily have to get a new car, but it will definitely be new to you.
Buying a used car can be a great way to save money and find a ...
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7 Questions That Customers Are Rarely Asked Anymore
It's hard for me to believe, but I turned 58 years old this year.
I know, I don't look a day over 70.
When I was a young boy, I thought people in their fifties were ancient. Perhaps they are; but I don't feel ancient. In fact, with only a few minor ...
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Black Coffee: Off to the Races
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
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100 Words On: Why Financial Freedom Requires Very Little Money
Don't fall into the trap of thinking that one has to be "rich" to attain financial freedom. There are lots of people earning millions per year who aren't financially free, just as it's also true that there are folks earning less than $50,000 annually ...
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Business 101: What Does ‘LLC’ Mean and Why Is It Important?
The inclusion of the letters "LLC" in the name of a company is a public declaration that the company is a type of corporation operating as a legal entity, separated from its owners. Because of this critically important separation, the company's ...
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6 Ways Procrastinating Hurts Your Finances
Lots of people live by the procrastinator's creed: Why do today what you can put off until tomorrow?
You might even be one of them.
But while this practice seems innocuous enough, it's actually costing you an embarrassing amount of money. Here ...
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Aiming for a College Education? Here Are 3 Ways to Save for It
If you're a parent thinking of your child's future, then one of the things that you're probably considering right now is your kid's college education. Of course, it depends on their choice whether they want to go to college or not, but preparing for ...
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Why Premium Gasoline Is a Lot Like Male-Enhancement Drugs
The things I do for this blog in the name of personal finance.
One day last month I got into a lunchtime conversation at work with a contractor who tried to convince me he had good reasons for putting premium gasoline in his Toyota Corolla, the ...
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Black Coffee: War of the Worlds
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: War of the Worlds
4 Ways to Purchase Your Dream Car While Being Financially Responsible
A dream car can be a great way to show off your success, and it's a fun perk of being successful.
There's no doubt about it; cars are a major expense. In addition to the car's purchase price, there are also costs for registration, insurance, and ...
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8 Budgeting Tips to Help You Get the Most Out of Your Social Life
When it comes to budgeting, it can often feel like we have to choose between enjoying our social lives and staying on track with our finances. After all, it's only natural to ask: How can I budget my social life. But that doesn't have to be the case! ...
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House Hunting Tips: Finding The Perfect Starter Home
If you've just received approval from a lender for a mortgage loan and you're ready to buy your first home, there are several valid reasons why you should consider a starter home.
Instead of battling to afford your dream home right away, choosing a ...
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Grandfather Says: The Importance of Self-Confidence and Independence
Grandfather says self-confidence and independence go hand-in-hand.
From his earliest days, Grandfather marched to his own drummer. In first-grade at elementary school -- a barracks-like structure with a classroom at each end and a coal furnace in ...
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The Secret to Long Life
This is another post in an occasional series from my dear Aunt Doris, who passed away in 2015 at the age of 94.
Being 91-years-old, people often ask me: "What's your secret for getting there?"
My son says it's fish, tea and vinegar. Maybe; ...
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Why Should Beginners Use the Best Forex EA?
Traders associated with forex have to do and think a lot before the actual trading process starts. This volatile and challenging financial market requires traders to have a certain amount of expertise and knowledge to turn the odds in their favor - ...
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The 16 Best Closing Lines for Business Emails
Sure, first impressions are impactful on people. They can be catchy, charming, and luring. But as time goes on, people tend to move away from them to something more real. And this type of real only comes through recurrent experiences - from recurrent ...
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Budgeting Over 65: How Seniors Can Afford to Age in Place
Although aging is an undeniable part of life, most of us don't want to think about how our bodies and minds will change in the future. But even if we're in excellent health now, that could all change a few years down the line.
Statistics show that ...
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5 Areas to Cut Your Spending in 2022
Saving money is a goal shared by many and a good resolution to make - no matter what time of the year it is. However, it isn't uncommon for vows to waste less money go awry after only a month or two of making them.
The good news is it's never too ...
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Take Control of Your Personal Finances with These Budgeting Tips
Many of us don't take our money seriously when we first start earning, which sometimes results in acquiring debt or a sub-par living standard. However, it is never too late to begin managing your money in a way that proves to be beneficial for you in ...
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