In case you're wondering, only 10% of all humans have an "outie" belly button. At least that's what Wikipedia claims.
For what it's worth, like most folks, I have an "innie."
By the way, belly buttons don't have a monopoly on innies and outies; ...
Continue reading What Everyone Should Know Before Depositing Their Money In a Bank
Black Coffee: Born on the 4th of July
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
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How To Start Investing In Cryptocurrencies
According to the most recent data, there are 18,000 different cryptocurrencies, with a total market value of $2.1 trillion. This growing popularity has led to a surge in interest from investors looking to get into the market for the first ...
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Grandfather Says: The Travails of Working with Stone
Stone. Grandfather says he thinks it's one of the substances that's been intertwined with everything mankind has done from time immemorial.
There was the interaction of the Alps, elephants and Hannibal in 218 BC. Somewhat later, there was ...
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5 Expert Tips for Saving Money with a Credit Card
For many people, a credit card offers a flexible way to access funds when they're needed. However, credit cards can do much more than this when they're used properly -- and can in fact end up saving you money in the long run.
Selecting the right ...
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How to Implement Strategic Planning Processes
Whether concerning personal finance, education, or the minutiae of day to day life, there are certain basic principles that, when applied, can be used to better ensure success and mitigate the impact of unforeseen events as we set goals and strive to ...
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Is It Better to Borrow From Your 401k or Take an Early Withdrawal?
In the case of a financial emergency, you might have to dip into your 401k plan to find the money you need. This is never an ideal scenario, as taking money out of such accounts can severely set back progress you've made in saving for ...
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When It Doesn’t Pay to Buy Big-Ticket Items on Sale
Not too long ago a twentysomething friend of mine was telling me all about the brand new big-screen high-definition television he bought.
According to him, it was a great deal.
"How much was it?" I asked.
"I paid $2000 after I got the guy to ...
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Black Coffee: Digital Castles in the Air
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
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How to Improve Your Sports Betting Success
Attitudes towards sports betting have changed beyond all recognition in the past few years. As recently as a generation ago, the majority of sports punters were deadly serious about their gambling and about betting to win. Whether it was football, ...
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Toyota Has Started Accepting Bitcoin for Payment
As bitcoin becomes more popular, some businesses are beginning to accept cryptocurrency as payment. One such business is Toyota, which recently announced that they would start accepting bitcoin for certain car purchases.
Their decision to accept ...
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100 Words On: Why You Need Emergency Savings AND a Rainy Day Fund
People often use the terms "rainy day fund" and "emergency savings" interchangeably when they are really two completely different forms of personal finance insurance. A rainy day fund is meant to help you weather short-term, relatively low-impact ...
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Why You Should Consider a 203k Mortgage When Buying a Fixer-Upper
Purchasing a home that requires repairs and renovations can seem impractical. Generally, lenders don't allow homeowners to purchase the property until after repairs are completed; however, an FHA 203k loan allows property owners to roll home ...
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6 Ways to Avoid Becoming a Pickpocket Victim
Imagine you're on vacation -- in a foreign country, no less -- and you've been the victim of a pickpocket. Cash, credit cards, passport -- all gone. What do you do? It's a nightmare scenario nobody wants to go through. Thankfully, you can lessen the ...
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What Beginners Should Think of Before Starting Forex Trading
With more than $6 billion in daily turnover, the forex market is one of the most profitable financial markets. So it's no surprise that people are joining the market daily as traders.
And although forex trading can be very profitable, investors ...
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The Embarrassing Anatomy of a Phishing Scam
You've got to hand it to scam artists. They often succeed in spite of themselves.
If I had a nickel for every time I retrieved a message from my inbox warning me that my PayPal account has been limited, or that my credit card has been suspended, ...
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Black Coffee: Too Little Too Late
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
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Dealing With a Deceased Person’s Money and Property
Not too many people know what to do with a person's estate when they die. What can make matters even worse is that filing paperwork, taking an inventory, and locating legal documents are going to be the last things you want to think about at such an ...
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Can You Afford a Home?
Purchasing a home is one of the bigger moments in many people's lives, whether or not they have purchased on in the past. But with rising home prices and interest rates, it can seem less and less affordable to acquire your own home. There are a few ...
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Grandfather Says: Testing an Experimental Battery Fire Container
Grandmother suffered vascular dementia in her last years and needed constant attendance. During those years, Grandfather (who was an inveterate model airplane flier earlier in life) undertook to treat some of the problems modelers were facing with ...
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